aminatusaf:

Guys,its nt d loan dats d problem,there's lots of csh in d lending systm,bt nigerians r nt accesng it 4 various reasns.once ur proposal is mouthwaterin,they'l alws oblige u,ur facility.if uv got one,buzz 07035866823.my bank wl b willng 2hlp out.

o.k.

to get a loan in a microfinance bank is quite easy only if u have done a proper paper work as to what to use the money for and how to spend it judiciously -profitable business. A good business plan is always required.if you don't know how to go about it , i will advice you get a consultant that will help you to do that .it will help you quite a great deal. Note that no bank will give loan without adequate background check on the proposed business, therefore your business plan is very important.

wat is d interest rate on such loans?

Hello guys all of you have make good suggestions but the truth in getting loans from the banks is that they will demand many things that at the end of the day will make you sad and frustrated.

Most people seeking for this funds don't have all the requirement they will request. Some of the things they will request are:

Corporate governance,
Wonderful credit facility history,
Record keeping,
An enticing business proposal and so on

So they make it very difficult for people to approach them for unless you have GODFATHERS/MOTHERS in the banks before it will be easy for you.

I advice that people should seek for other means of getting loans for business like asking friends, family members and co-operate unions for loans.

For more on places to get loans even up to N400m without going to the banks just contact me via email greatermindinitiative@gmail.com.

To Your Success.

A private company in which i am a shareholder applied for and got a microfinance loan last year. Here's what you need to do to make it happen.

Open an account and run it for three months. The key here is to make sure that the inflow in any one of those months is equivalent to 30% of the total amount you want to borrow. Why?

Most MFBs grant loans with 3 months tenor. The thinking is that if your business brings in 30% of the loan amount monthly, then there is the likelihood that in 3 months, you will be able to clear the loan payments.

Loans are not suitable for every business. Please remember that. So before you stick your neck out to borrow, make sure you actually need that loan.

aminatusaf:

Guys,its nt d loan dats d problem,there's lots of csh in d lending systm,bt nigerians r nt accesng it 4 various reasns.once ur proposal is mouthwaterin,they'l alws oblige u,ur facility.if uv got one,buzz 07035866823.my bank wl b willng 2hlp out.

@poster
Where is your 'bank'. I smell 'yahoo', .

Prove me wrong if you are real. Its a challenge

@ the house
i didn't even know the post was still recieving comments.
i have collected the first loan from Nieghbourhood MFB, but their tenor was short and the intrest outrageous, although i was able to pay back before the one month.
I collected # 500,000.00, and paid #20,000.00 as intrest within one month.
I wanted to get a roll back, but they had a management problem ,and up until now, they are still shaking.
Nigerians and poor business mentality.
But currently sha, i want to run things with a new MFB, by name PET MFB, their intrest is far lower than others, just 3%, and i need it FAST!!!!!!

@JODESKY
Not all men are shallow minded
we are talking about real men, with high business I.Q
Okay

Jodesky:

@poster
Where is your 'bank'. I smell 'yahoo', .

Prove me wrong if you are real. Its a challenge

i smell yahoo too. i actually had an encounter with him and he said he works for finbank, he said the interest rate is 12.5% and 20% equity contribution ( i shld pay b4 loan is granted), 6 mths tenor. i placed a call thru to a friend in finbank and he said the bank doesnt do such.

i now sent a text to him that i do not have the 20% equity contribution, that was the last i heard and this was some1 that sent me a mail asking y i have been slow in responding to his mail.

i knew it was scam

topeorekoy,
Please tell me more on this because i am transacting with someone in abuja saying he works in finbank and wants to help me out to get a loan. i have already sent my business plan to him including the documents i will need to open an accounts with finbank in abuja., i want to know if yours is similar to mine because he wants me to pay 10% equity contribution. i believe this is a scam

if u stay in lagos, y transact business with some1 u have not seen b4 in abuja? everything he has told u, just walk into any finbank branch and make enquiries. wen i was abt doing biz with the person, i just called a friend in finbank and told him to help me with the loan ( cos i tot he wld be more accessible since i know him) but he told me there is nothing like that.

so bros shine ur eye but u can pay the 10% into my account,i go loan me 1 million naira for ur biz

thanks for your answer

if you have a small business (or you know someone who does) and needs #50-100,000 to start or grow it. you can send me a mail at pettral@yahoo.com. we only have fifty slots this month.

this is strictly for those who are operating small business because the idea is not just to lend money but to develop small businesses

i have 50k how much will you pay back

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Do you know that you can get loan from N50,000 to 1Millionaira within 10 days without any collateral.

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can i get this loan without a collateral. I really need it.

i have sent the email to this: accesspointloans@yahoo.com as said. but i have no reply

Get up to N300,000 small scale business loan without a collateral.

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hello

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Soundmind: @ guy,
I do not think u can get up to 150m in any micro finance bank. I went to a loan of 1.5m in a umuchinemere micro finance bank in Enugu and was told they that i cannot get more than 90k. I must register with a coprative society and we will come 4 the loan. The maximum we can get as a society is 500k.

Experience is the best teacher, u cant get upto 100k from any MFB unless u are a worker and ur salary account domiiled in the MFBank, shikenah

aminatusaf:
Guys,its nt d loan dats d problem,there's lots of csh in d lending systm,bt nigerians r nt accesng it 4 various reasns.once ur proposal is mouthwaterin,they'l alws oblige u,ur facility.if uv got one,buzz 07035866823.my bank wl b willng 2hlp out.

Hello boss, what bank are you referring to please and are you based in Lagos?

If you have a business and need cash to increase your working capital for more turnover. check my signature