| Re: Loan Apps: I Have Used My Hands To Bury Myself by bigcee(m): 11:47am On Jan 12, 2022 |
Larrrr:
This was my husband some few months back, I just noticed that he kept on asking me to borrow him money that he never returns, still at that he will look worried about something.....I had to ask him and he opened up
What we did was that I asked for a spreadsheet of all the loans and got a plan to pay back based on the closest one.....we had to still get some soft loan from a relative and paid most, then had a plan to pay the relative back.
Thanks to God, we have cleared the loans ( including the relative own). Then I also asked my husband to delete the apps from his phone once paid.
We prayed about it and thank God he has not gone back to it
Pls discuss with your wife, pray to God to take out that spirit from you, have a plan to settle the debts and live within your means.
Know that you will have to endure during the time of the payment process.
I hope you see and read this and it helps you or someone else. Tell your hubby to borrow 100k for me. I will pay back later  1 Like |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by bigcee(m): 11:48am On Jan 12, 2022 |
Bashirkareem31:
You are not alone.I am currently owing over 20 loan apps about #300,000 or thereabouts and I spent the money virtually on betting(bet9ja).I wish I can get out of this. 4 Likes 
|
| Re: Loan Apps: I Have Used My Hands To Bury Myself by nerd004: 11:48am On Jan 12, 2022 |
Op..... I will recommend a specialist that will teach you how to come of this....This man has helped a lot of people whose situations were far worse than yours ....
He is DAVE RAMSEY or you just have to do is his watch his YouTube videos or just read any of his book... I did and now I have zero tolerance for debts except my life is at stake... 2 Likes |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by omotoshodontee1: 11:50am On Jan 12, 2022 |
MichaelSokoto:
don't sell those ones, their value dey increase for Nigeria everyday!
Jez find extra handiwork.
Me na lébuké I go do.
 follow this advice@OP 1 Like 1 Share |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by matrixme(m): 11:50am On Jan 12, 2022 |
JBRichard:
Hope you all know that this story is made up and full of lies. No one can borrow all these because your credit profile is checkmated regularly. It is very possible sir. All these Chinese loan apps don't subscribe to conventional practices. It is blackmail and other underhanded tactics they delight in, to recover their funds. They are not compliant with Nigerian Credit Bureau because they know embarrassment works best. Please if anyone feels led, do reach out. Maybe ask for a direct repayment account to help out. Things are going on underground in the daily lives of Nigerians since Buhari started borrowing loans about. He opened a spiritual door. People are borrowing loans to eat nowadays 1 Like |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by MichaelSokoto(m): 11:50am On Jan 12, 2022 |
I don make my own honest little contribution! Time to sit back, relax & read other comments from d gurus here, includin d loan sharks agents on dis fora here! atutu gbé, na here all of us dey, oti zeh! Meanwhile, Fairmoney agents, I dey c una handwork 4 Nairaland hia since oo! Typical case of voice of Esau buh hand of Jacob. Shey una dey pay Seun him advert dues since? Remember, an ungry man is an angry man oo! 1 Like 
|
| Re: Loan Apps: I Have Used My Hands To Bury Myself by Czario: 11:55am On Jan 12, 2022 |
Degunners:
I just need someone to scold me badly, maybe it will help me get sense.
Seriously I can't just believe at my age I still do the things I do.
Right now I am in deep hole of debts from these loan apps. Can you imagine someone taking loans from more than 10 apps? Yes that someone is me.
Presently if I should add up all the loans it will be close or more than 500k. The annoying thing is this is like 3yrs now I have been struggling with these apps.
I once was able to clear all the loans but like a dog going back to it's vomit, I still went back to them (I seriously need delivarence).
Why I'm so ashamed of myself is because I didn't take these loans mostly because I don't have a good source of income but because I don't know how to save and I am very extravagantly wasteful. I loving feeling rich, I can buy beer and flex anyone those I know and those I don't.
Thought getting married will help but for where like I got worst after that.
I seriously don't know how to come out of this mess I dragged myself into. Because these loan apps will only give you 7days loan with very high interest. I have been servicing these loans throughout last year and I don't want to continue this year.
I have already spent more than 200k this month alone on interest alone because I have to borrow again to be able to pay others.
I'm owing the following apps:
1. Fastmoney 70k
2. Imoney 50k
3. Gocash 38k
4. 40k
5. Palm credit 70k and counting this is long over due.
6. Kuda 50k
7. Next credit 21k
8. Mint loan 35k
9. 9jacash 12k
10. Add money 9k
11. Ncash 9k
12. Ducredit 70k
13. Ajeloan 15k
14. Easy Naira 12k.
15. Cashsea 26k
I'm even scared to add the total but this my current reality. Virtually all are 7days loan.
I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now.
I dont even know what next to do. I have alot of other responsibilities to cater for.
I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down.
I can't remember when last I genuinely smiled or laughed.
I'm determined to find a way to over come this problem. That's why I'm here.
I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate.
I'm not breathing fine but I'm currently harvesting what I planted.
Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before.
What can I do please?
So you actually thought marriage will make your poor relationship with finance better ? Marriage has never been known to solve any problem on Earth...know this, know peace. 2 Likes |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by Brownpiro: 12:00pm On Jan 12, 2022 |
Best advise I can give you now is to look for ways to repay even if it requires you selling off your assets then delete all the apps from your phone if possible contact the loan apps and tell them to delete your details from there database. This will stop you from taking loan at ease. |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by MichaelSokoto(m): 12:03pm On Jan 12, 2022 |
badboyTee:
I would only advice you to pay for palmcredit loan cause the others aren't registered with NITDA delete all their app and pay for palmcredit alone cc Degunners 
|
| Re: Loan Apps: I Have Used My Hands To Bury Myself by Itzi8(m): 12:04pm On Jan 12, 2022 |
Degunners:
I just need someone to scold me badly, maybe it will help me get sense.
Seriously I can't just believe at my age I still do the things I do.
Right now I am in deep hole of debts from these loan apps. Can you imagine someone taking loans from more than 10 apps? Yes that someone is me.
Presently if I should add up all the loans it will be close or more than 500k. The annoying thing is this is like 3yrs now I have been struggling with these apps.
I once was able to clear all the loans but like a dog going back to it's vomit, I still went back to them (I seriously need delivarence).
Why I'm so ashamed of myself is because I didn't take these loans mostly because I don't have a good source of income but because I don't know how to save and I am very extravagantly wasteful. I loving feeling rich, I can buy beer and flex anyone those I know and those I don't.
Thought getting married will help but for where like I got worst after that.
I seriously don't know how to come out of this mess I dragged myself into. Because these loan apps will only give you 7days loan with very high interest. I have been servicing these loans throughout last year and I don't want to continue this year.
I have already spent more than 200k this month alone on interest alone because I have to borrow again to be able to pay others.
I'm owing the following apps:
1. Fastmoney 70k
2. Imoney 50k
3. Gocash 38k
4. 40k
5. Palm credit 70k and counting this is long over due.
6. Kuda 50k
7. Next credit 21k
8. Mint loan 35k
9. 9jacash 12k
10. Add money 9k
11. Ncash 9k
12. Ducredit 70k
13. Ajeloan 15k
14. Easy Naira 12k.
15. Cashsea 26k
I'm even scared to add the total but this my current reality. Virtually all are 7days loan.
I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now.
I dont even know what next to do. I have alot of other responsibilities to cater for.
I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down.
I can't remember when last I genuinely smiled or laughed.
I'm determined to find a way to over come this problem. That's why I'm here.
I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate.
I'm not breathing fine but I'm currently harvesting what I planted.
Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before.
What can I do please?
I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now. I dont even know what next to do. I have alot of other responsibilities to cater for. I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down. I can't remember when last I genuinely smiled or laughed. I'm determined to find a way to over come this problem. That's why I'm here. I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate. I'm not breathing fine but I'm currently harvesting what I planted. Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before. What can I do please? [/quote] Greetings bro, no body is coming after your head here cux everyone has their own bad, so yours is not different. If you had a reliable source of income that attends to your needs, you shouldn't have gone ahead to borrow, especially from the legitimate ones as much as you're owing them. It's no longer news that texts are flying round now about persons owing some loan companies currently and before, so it's not a good feel at all as I can relate to your situation. Please work hard to pay off registered institutions like; Carbon Micro finance �, Kuda, Fairmoney, Branch, Palmcredit (Somehow), Ren Money if you owe them... The good news here is that they have no business calling your contacts or disturbing you to pay, even after due date is passed, but as it lingers it accumulated interests, and if they send you reminders and nothing is still done, the bad news will be to report you to Nigeria Credit Bureau, from there your nightmare begins. For these other loan apps, 7days with huge interest and 14days with huge interest for peanuts, please and please, do not borrow again to pay any of them, if you don't have the money to pay now, brace up and be strong, don't harm yourself or run High BP, just when you get the money, start your repayment, and before then, you discuss with them to forgive you the interests accumulated, cux they just mess things up from that angle. Please be strong, I encourage you, and don't fall back on depression cux all those calling you to blame you may not help your need or do not feed you, but want to gossip about it. By the way, was your privacy supposed to be breached and handed to the public cux you defaulted. I encourage you to join this group SAY NO TO SOKO LOAN on Facebook. When you do, just take your time and read through people's experiences and public opinions, before you think of judging yourself. You don't deserve to be stoned, but loved,you deserved to be encouraged and lifted. The government is coming for them. Please stop borrowing from anyone to pay cux that's more soul punishment and depression. Concentrate on your job, and try to be saving oooo, like very very important. Speak often to your loved ones esp now, stay away from blamers or shakers, they are worse in their closets, and be happy again. Join the group today. 3 Likes |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by ollybasa: 12:07pm On Jan 12, 2022 |
Sorry about that is like bet9ja. |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by danfourtson(m): 12:07pm On Jan 12, 2022 |
Nawaoooooooooooooooooooooooooooooooooooooooooooooooooooooooo |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by LAguy(m): 12:10pm On Jan 12, 2022 |
KillIgbohoN0W:
[s][/s]
Your total debt is N527k.
Cheers. Minister for calculator... Weldon. 1 Like |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by damoobaba: 12:13pm On Jan 12, 2022 |
Degunners:
I just need someone to scold me badly, maybe it will help me get sense.
Seriously I can't just believe at my age I still do the things I do.
Right now I am in deep hole of debts from these loan apps. Can you imagine someone taking loans from more than 10 apps? Yes that someone is me.
Presently if I should add up all the loans it will be close or more than 500k. The annoying thing is this is like 3yrs now I have been struggling with these apps.
I once was able to clear all the loans but like a dog going back to it's vomit, I still went back to them (I seriously need delivarence).
Why I'm so ashamed of myself is because I didn't take these loans mostly because I don't have a good source of income but because I don't know how to save and I am very extravagantly wasteful. I loving feeling rich, I can buy beer and flex anyone those I know and those I don't.
Thought getting married will help but for where like I got worst after that.
I seriously don't know how to come out of this mess I dragged myself into. Because these loan apps will only give you 7days loan with very high interest. I have been servicing these loans throughout last year and I don't want to continue this year.
I have already spent more than 200k this month alone on interest alone because I have to borrow again to be able to pay others.
I'm owing the following apps:
1. Fastmoney 70k
2. Imoney 50k
3. Gocash 38k
4. 40k
5. Palm credit 70k and counting this is long over due.
6. Kuda 50k
7. Next credit 21k
8. Mint loan 35k
9. 9jacash 12k
10. Add money 9k
11. Ncash 9k
12. Ducredit 70k
13. Ajeloan 15k
14. Easy Naira 12k.
15. Cashsea 26k
I'm even scared to add the total but this my current reality. Virtually all are 7days loan.
I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now.
I dont even know what next to do. I have alot of other responsibilities to cater for.
I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down.
I can't remember when last I genuinely smiled or laughed.
I'm determined to find a way to over come this problem. That's why I'm here.
I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate.
I'm not breathing fine but I'm currently harvesting what I planted.
Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before.
What can I do please?
And Arsenal fans are usually stingy, you case is different. May God help you clear your loan 1 Like |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by Jaqenhghar: 12:14pm On Jan 12, 2022 |
Degunners:
I just need someone to scold me badly, maybe it will help me get sense.
Seriously I can't just believe at my age I still do the things I do.
Right now I am in deep hole of debts from these loan apps. Can you imagine someone taking loans from more than 10 apps? Yes that someone is me.
Presently if I should add up all the loans it will be close or more than 500k. The annoying thing is this is like 3yrs now I have been struggling with these apps.
I once was able to clear all the loans but like a dog going back to it's vomit, I still went back to them (I seriously need delivarence).
Why I'm so ashamed of myself is because I didn't take these loans mostly because I don't have a good source of income but because I don't know how to save and I am very extravagantly wasteful. I loving feeling rich, I can buy beer and flex anyone those I know and those I don't.
Thought getting married will help but for where like I got worst after that.
I seriously don't know how to come out of this mess I dragged myself into. Because these loan apps will only give you 7days loan with very high interest. I have been servicing these loans throughout last year and I don't want to continue this year.
I have already spent more than 200k this month alone on interest alone because I have to borrow again to be able to pay others.
I'm owing the following apps:
1. Fastmoney 70k
2. Imoney 50k
3. Gocash 38k
4. 40k
5. Palm credit 70k and counting this is long over due.
6. Kuda 50k
7. Next credit 21k
8. Mint loan 35k
9. 9jacash 12k
10. Add money 9k
11. Ncash 9k
12. Ducredit 70k
13. Ajeloan 15k
14. Easy Naira 12k.
15. Cashsea 26k
I'm even scared to add the total but this my current reality. Virtually all are 7days loan.
I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now.
I dont even know what next to do. I have alot of other responsibilities to cater for.
I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down.
I can't remember when last I genuinely smiled or laughed.
I'm determined to find a way to over come this problem. That's why I'm here.
I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate.
I'm not breathing fine but I'm currently harvesting what I planted.
Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before.
What can I do please?
Its not your fault. You live in a country where there are no tules. Anybody can start loaning people money without a robust vetting mechanism. You simply took advantage of a situation. No one needs to scold you for that. |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by Nobody: 12:20pm On Jan 12, 2022 |
Emmyxclusive:
Branch is a reasonable one, the rest are thieves 1.Carbon is very good too 2.Agree 100% with you about Branch though. |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by Annie001: 12:23pm On Jan 12, 2022 |
Make I use this one hold body 1 Like |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by CaptainFM1: 12:25pm On Jan 12, 2022 |
Degunners:
I just need someone to scold me badly, maybe it will help me get sense.
Seriously I can't just believe at my age I still do the things I do.
Right now I am in deep hole of debts from these loan apps. Can you imagine someone taking loans from more than 10 apps? Yes that someone is me.
Presently if I should add up all the loans it will be close or more than 500k. The annoying thing is this is like 3yrs now I have been struggling with these apps.
I once was able to clear all the loans but like a dog going back to it's vomit, I still went back to them (I seriously need delivarence).
Why I'm so ashamed of myself is because I didn't take these loans mostly because I don't have a good source of income but because I don't know how to save and I am very extravagantly wasteful. I loving feeling rich, I can buy beer and flex anyone those I know and those I don't.
Thought getting married will help but for where like I got worst after that.
I seriously don't know how to come out of this mess I dragged myself into. Because these loan apps will only give you 7days loan with very high interest. I have been servicing these loans throughout last year and I don't want to continue this year.
I have already spent more than 200k this month alone on interest alone because I have to borrow again to be able to pay others.
I'm owing the following apps:
1. Fastmoney 70k
2. Imoney 50k
3. Gocash 38k
4. 40k
5. Palm credit 70k and counting this is long over due.
6. Kuda 50k
7. Next credit 21k
8. Mint loan 35k
9. 9jacash 12k
10. Add money 9k
11. Ncash 9k
12. Ducredit 70k
13. Ajeloan 15k
14. Easy Naira 12k.
15. Cashsea 26k
I'm even scared to add the total but this my current reality. Virtually all are 7days loan.
I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now.
I dont even know what next to do. I have alot of other responsibilities to cater for.
I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down.
I can't remember when last I genuinely smiled or laughed.
I'm determined to find a way to over come this problem. That's why I'm here.
I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate.
I'm not breathing fine but I'm currently harvesting what I planted.
Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before.
What can I do please?
Can you do a labourer job? 1 Like |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by Vello(m): 12:29pm On Jan 12, 2022 |
Degunners:
I just need someone to scold me badly, maybe it will help me get sense.
Seriously I can't just believe at my age I still do the things I do.
Right now I am in deep hole of debts from these loan apps. Can you imagine someone taking loans from more than 10 apps? Yes that someone is me.
Presently if I should add up all the loans it will be close or more than 500k. The annoying thing is this is like 3yrs now I have been struggling with these apps.
I once was able to clear all the loans but like a dog going back to it's vomit, I still went back to them (I seriously need delivarence).
Why I'm so ashamed of myself is because I didn't take these loans mostly because I don't have a good source of income but because I don't know how to save and I am very extravagantly wasteful. I loving feeling rich, I can buy beer and flex anyone those I know and those I don't.
Thought getting married will help but for where like I got worst after that.
I seriously don't know how to come out of this mess I dragged myself into. Because these loan apps will only give you 7days loan with very high interest. I have been servicing these loans throughout last year and I don't want to continue this year.
I have already spent more than 200k this month alone on interest alone because I have to borrow again to be able to pay others.
I'm owing the following apps:
1. Fastmoney 70k
2. Imoney 50k
3. Gocash 38k
4. 40k
5. Palm credit 70k and counting this is long over due.
6. Kuda 50k
7. Next credit 21k
8. Mint loan 35k
9. 9jacash 12k
10. Add money 9k
11. Ncash 9k
12. Ducredit 70k
13. Ajeloan 15k
14. Easy Naira 12k.
15. Cashsea 26k
I'm even scared to add the total but this my current reality. Virtually all are 7days loan.
I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now.
I dont even know what next to do. I have alot of other responsibilities to cater for.
I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down.
I can't remember when last I genuinely smiled or laughed.
I'm determined to find a way to over come this problem. That's why I'm here.
I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate.
I'm not breathing fine but I'm currently harvesting what I planted.
Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before.
What can I do please?
My sincere advise is inasmuch I'd advise you pay up, please don't pay any punitive charges for loans default if ever you'd like to gain your independence. I once owed Fairmoney and I defaulted for about 5days. Next thing I'd see is an additional 10k plus on the original agreed sum. I simply paid them their money with interest and till date, I didn't pay the stupid extra charges and heaven didn't fall. Yes, they restricted me from accessing further loans from them but at least I know I'm free from them forever |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by rajiedreez: 12:30pm On Jan 12, 2022 |
Wawu |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by rajiedreez: 12:30pm On Jan 12, 2022 |
Ok |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by Crucialgem(m): 12:32pm On Jan 12, 2022 |
op fake life brings nothing but denial for helping hand and destruction if anybody would have want to help you before now, mere seeing your way of life will discourage them. You need to pray your way out and seek help from religious body and dont even mention what you used the money for just tell them you use it to clear family responsibility |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by ManAustin(m): 12:37pm On Jan 12, 2022 |
1 Like |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by Teesbee(m): 12:37pm On Jan 12, 2022 |
And see me one get BP cus I dey hold loan app 12k..las las e go reach everybody 1 Like |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by badboyTee(m): 12:42pm On Jan 12, 2022 |
[quote author=MichaelSokoto post=109303557][/quote] 1 Like 
|
| Re: Loan Apps: I Have Used My Hands To Bury Myself by InstaGage: 12:46pm On Jan 12, 2022 |
Don’t know why I’m smiling.. |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by masseratti: 12:46pm On Jan 12, 2022 |
Degunners:
I just need someone to scold me badly, maybe it will help me get sense.
Seriously I can't just believe at my age I still do the things I do.
Right now I am in deep hole of debts from these loan apps. Can you imagine someone taking loans from more than 10 apps? Yes that someone is me.
Presently if I should add up all the loans it will be close or more than 500k. The annoying thing is this is like 3yrs now I have been struggling with these apps.
I once was able to clear all the loans but like a dog going back to it's vomit, I still went back to them (I seriously need delivarence).
Why I'm so ashamed of myself is because I didn't take these loans mostly because I don't have a good source of income but because I don't know how to save and I am very extravagantly wasteful. I loving feeling rich, I can buy beer and flex anyone those I know and those I don't.
Thought getting married will help but for where like I got worst after that.
I seriously don't know how to come out of this mess I dragged myself into. Because these loan apps will only give you 7days loan with very high interest. I have been servicing these loans throughout last year and I don't want to continue this year.
I have already spent more than 200k this month alone on interest alone because I have to borrow again to be able to pay others.
I'm owing the following apps:
1. Fastmoney 70k
2. Imoney 50k
3. Gocash 38k
4. 40k
5. Palm credit 70k and counting this is long over due.
6. Kuda 50k
7. Next credit 21k
8. Mint loan 35k
9. 9jacash 12k
10. Add money 9k
11. Ncash 9k
12. Ducredit 70k
13. Ajeloan 15k
14. Easy Naira 12k.
15. Cashsea 26k
I'm even scared to add the total but this my current reality. Virtually all are 7days loan.
I don't know how a sane human being can get to this stage, I don't want to attribute anything to anyone or some village people. This is my owing making, and I have been living with this burden for long. I was hoping to get a job that will pay me like 500k at once but none for now.
I dont even know what next to do. I have alot of other responsibilities to cater for.
I don't even have friends or relatives I can run to. I am writing this because I deserve all the insults in the whole world. I deserve to the stoned. Though I will never take my life because of this, God forbid but I can't grow with these on my neck and it's really weighing me down.
I can't remember when last I genuinely smiled or laughed.
I'm determined to find a way to over come this problem. That's why I'm here.
I know you guys will come for my head but I'm already in this shot so I will accept any insult. But please if someone can say something to help me a little I will appreciate.
I'm not breathing fine but I'm currently harvesting what I planted.
Wish I can get a counselor or therapist who can help me because I'm scared that even if I suffer and clear these I might not learn my lesson because it has happened before.
What can I do please?
you never owe lcredit and sokoloan.. You still dey learn. Truth is we Nigerians are bad with paying back loans, but this loan apps are extremely bad av being a victim before or till now.. Borrowed money from 3 of them, one was 9k the other just 3k each.. My account was debited a 2 weeks later because the loan was for a week and I asked for an extension 26k was debited from my account, a month later 21k that's when I called my bank to complain, I was told my card was compromised, to me its either the company or a staff had my account details plus my card details with the pin on their platform, what pissed me off is when they said they av been trying to reach me and am the run, they sent it to all my contacts, whatsapp and phone contacts, they called me a FRAUDSTER.. I went out of my way to try to get them, but do you know this people don't have offices nor do they even have name, they change numbers everyday, eventually I got a chat platform with one of them.. I explained to them that they av already debit me and their rep called me just a day before they sent their messages which I responded, I still leave in my house, no one has come to look for me, am not on the run.. If them born their papa well make them come.. My advice.. Let's all stay away from this loan sharks, some are even owned by Chinese esp LCredit. |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by Lixusheng(m): 12:49pm On Jan 12, 2022 |
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| Re: Loan Apps: I Have Used My Hands To Bury Myself by Chuksmonika(m): 12:52pm On Jan 12, 2022 |
Oga, you no get problem. |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by ledaman: 12:59pm On Jan 12, 2022 |
backbencher:
Nigeria has always taken loans (we were taking loans before Bubu came in 1984, and even before 2015) because Nigeria does not earn enough money
The oyel money we use, that funds 70% of our budget, is not enough, and agriculture cannot earn us enough revenue like before(and countries that rely on agric like Burkina Faso have to compete with the US which uses mechanization to out produce everyone) , and solid minerals don't earn enough because government is too too lazy to regulate it properly.
Taxation could dig us out of the mess, but Nigerians don't like taxes. (that's why we have a low tax to gdp ratio)
Same thing for most African countries. The raw materials we sell don't earn us enough money...for many reasons, chief among which is we don't set the price....so we have to take loans.Or we starve Have we leverage on our mineral resources before obtaining loan? I believe you know the answer. We are not producing Nation only consuming, it would get to a point that the countries given us loan will reject our request because it would be difficult to repay! |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by mechanics(m): 1:02pm On Jan 12, 2022 |
My advice is for you not to use android phones, if not the temptation will still be there to borrow. |
| Re: Loan Apps: I Have Used My Hands To Bury Myself by bitbillionaire: 1:05pm On Jan 12, 2022 |
Unfortunately, you are not alone. These loan apps have become another bet9ja kind of addiction to Nigerian youths who lack self-discipline and sound financial management skills.
Three things are your problems:
1) desire for free, easy money you didn't work for.
2) unwillingness to practice 'delayed gratification'.
3) desire to keep up with the Joneses and live above your means.
Discipline yourself and tame the above vices and you will see the urge to take loan from the loan apps disappear! 
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