iamL:


That means the banking system of that country is worst than Nigeria.

Most people on this faceless forum are braggarts. Other nationalities do visit this forum but you are obviously a Nigerian.

No other country’s banking system is worst than that of the poverty capital of the world that tells its citizens/customers to call on their powerless god when their banking system and financial policies fail.

Also, never said I was a foreigner, just simply asked “hope you know not only Nigerians visit this website?”

freshalien:


No other country’s banking system is worst than that of the poverty capital of the world that tells its citizens/customers to call on their powerless god when their banking system and financial policies fail.

Also, never said I was a foreigner, just simply asked “hope you know not only Nigerians visit this website?”

.

freshalien:


No other country’s banking system is worst than that of the poverty capital of the world that tells its citizens/customers to call on their powerless god when their banking system and financial policies fail.

Also, never said I was a foreigner, just simply asked “hope you know not only Nigerians visit this website?”

Any bank that tempers or operates any customer account without his consent is not following due process wether Oyibo or not.
I see you have a problem with god.

And y did u asked "hope you know not only Nigerians visit this website"? What was your aim?

iamL:


Any bank that tempers or operates any customer account without his consent is not following due process wether Oyibo or not.
I see you have a problem with god.

And y did u asked "hope you know not only Nigerians visit this website"? What was your aim?

Problem with god?? To have a problem with something, you must first acknowledge that it exist, and for me, there is no god. If you believe there is one, then we can both agree that he is doing a very poor job looking at the current state of the world.

The reason I asked that question is to remind you that there are foreigners here as well as Nigerians not currently living in Nigeria, hence you should not commit the fallacy of hasty generalization.

MufasaLion:
This country is a big joke and religion has done it's worse also. How could a trained bank official utter such disgusting and unprofessional statement to a customer?

If the U.S. had relied on prayer and not create FBI, Hushspuppi and other fraudsters would still be living large by now as free individuals.

This country is shit!

So what could they have done differently?
To help arrest the guy or what? Someone made error and reported to the bank. The bank placed a lien, what else?
If they tried reaching the guy via phone and it’s not going through, there is nothing unprofessional about asking him to pray over it. It’s just an honest feedback.

tivta:
Guys i almost have the same issue, i transferred 10k from my ecobank to my account in wema bank. It says successful my account was debited but i got no debit text and the money is not reflecting in my wema account.
What do I do?

Pray fervently…

Lifelonglearner:


Pray fervently…

Resolved via emails.

freshalien:


Problem with god?? To have a problem with something, you must first acknowledge that it exist, and for me, there is no god. If you believe there is one, then we can both agree that he is doing a very poor job looking at the current state of the world.

The reason I asked that question is to remind you that there are foreigners here as well as Nigerians not currently living in Nigeria, hence you should not commit the fallacy of hasty generalization.

Your problem with god is your business.

Which hasty generalization? I can mention some NL who I know are not Nigerians they have been here long before you know NL.

U asked that

iamL:


Your problem with god is your business.

Which hasty generalization? I can mention some NL who I know are not Nigerians they have been here long before you know NL.

U asked that

You are beginning to sound senseless. Adios! Peace!

freshalien:


You are beginning to sound senseless. Adios! Peace!

U started sounding senseless from the beginning the reason other NL mentioned you not only me I just had to put up with u.
Bye...

Quantumheight:

The bank has no right to touch or transfer the funds to you unless the person visit d bank and told to transfer the funds back to you.the bank has placed a lein on d account and the owner of d account can't make use of d bank unless he visit d bank.thsts why they asked you to pray

No mind that guy, he thinks everything is about reporting to CBN.

You'll shoot yourself at the leg

Is like we will have to organize a date for the vigil here o. It's more than a month now and nothing yet. And I have been praying o. You guys have to join me in prayers.




quote author=Quantumheight post=109936935]
The bank has no right to touch or transfer the funds to you unless the person visit d bank and told to transfer the funds back to you.the bank has placed a lein on d account and the owner of d account can't make use of d bank unless he visit d bank.thsts why they asked you to pray[/quote]

Yeah I understand your point. After waiting for like 2weeks, I contacted the bank again to send a message to the account officer of the guy to persuade him to come to the bank. Up till now nothing.




quote author=Fibonacci88 post=109937539]Go and get a court order if u want ur money transferred back without recourse to the initial beneficiary. U don't expect d bank to just debit someone else acc just because u made an erroneous transfer. The best they can do is lien d acc and contact the customer. I have been I this situation and that what d bank did for me. U lucky it's an internal transfer sef.[/quote]

Bro, if it were to be my ex, haba I won't bother myself. It's the married men that will understand. My wife was in labour and if you see the way she was shouting even before we got to the hospital. O boy, I was scared at a point. It was during the shouting and crying the Dr asked me to deposit 30k which I did. The Dr called me and said he didn't see it. I was like is something wrong with you ni? Money that I have been debited for. I now forwarded the debit slip to him. That's where we discovered the error. It's more than a month now still nothing. Thanks bro







quote author=DrChukki post=109940996]What they told you is exactly what you should do.

How sure are we that it's truly an error?

Do we know if it's your gf but you broke up with her and want your money back?

My dear go and pray... [/quote]

Thank you, this is exactly what I told the guy at the bank. I even suggested they can arrange a meeting between me and the person involved. I said, I don't mind any state the guy is I will meet him in the bank. Nothing was done. It's more than a month now.

funshint:
What happens to bank calling the customer to explain to him what happened? Wouldn't that make things faster.

You're even lucky you have the person's number. I don't have any of the person contact. I don't know him either. So I can't even reach him. I told the bank to give me the guys number they refused. I understand that.





quote author=JustPowerApps post=109941309]It happened here too last month, 3rd of January. Someone tried swindle me for a tshirt delivery. I reached out to my bank to dispute my transfer to the person's account and not only did they block the account I transferred to, they removed the money from the recipient account cause I got a call from the guy begging me later. He claimed his account have been blocked and my money returned.

That I should pls release my hold on the account since I already have my money back. Till date, the bank never returned the money back to my account.

The last call I had with their customer representative. She hung up on me. I visited their branch close to me like 5times and they keep saying it is under processing and will be returned soon. The money nah 7k and it didn't pain me but what if it was more than that what if it was 70, what if it was 700. That is how my money would have been lost without a trace.[/quote]

I requested for the customers number but they refused giving it to me. I guess it's against their policy. Don't even know what to do again. I just tire

elo47:


The bank can't remove funds from the customer's account without their consent. Because that is a strong basis for a lawsuit. So ask for the customer's number and talk with him/her. That's the fastest way to resolve this.

They refused giving me the number. They said a message has been sent to his account officer. That's all. I don't know the person, I don't have any of his contacts not even on social media




quote author=aktolly54 post=109941641]Op can't they check the owner of the account phone number and call him or her then ask him to come bank or the person number is not in use again[/quote]

Well you said I am careless no problem. My prayer is that you don't experience what happened to me. Have you seen where a woman is about to go into labour for the first time as a man?

phemmyfour:
The bank has no right to do that...you are just careless

They refused to give me the person's number. They said they have sent a message to his account officer.



quote author=Thanksful post=109941786]

That's a lie, the bank can call the owner to do the transfer or they do it themselves. They have been doing it in pos cases.[/quote]

My problem here is that I don't have the person's contact. Nothing to connect me with the person. I even asked for his number they decline.





quote author=Ashirioluwa post=109946481]You account will not be credited until they talk to the owner of the account to confirm or verify your claim. The bank will have to talk to the owner of the account before they can credit you back the cash.

The truth is that you won’t get the cash if they unable to talk to and verify from the owner of the account.

Bank cannot transfer money from a customer’s account without verification. They will ask him / her question about the transfer. You won’t get the money if he / she claims that he was actually expecting the cash transfer from you. [/quote]

Macolapablo:

Well you said I am careless no problem. My prayer is that you don't experience what happened to me. Have you seen where a woman is about to go into labour for the first time as a man?

continue to make excuse for your stupidity

Macolapablo:

They refused to give me the person's number. They said they have sent a message to his account officer.



quote author=Thanksful post=109941786]

That's a lie, the bank can call the owner to do the transfer or they do it themselves. They have been doing it in pos cases.

They will no give it to you. They will do it by themselves. Tell them you were scammed by that account.

Raychee:

We have more than 10 acres of farmland in Ogun for rent/sale..

Macolapablo:

My problem here is that I don't have the person's contact. Nothing to connect me with the person. I even asked for his number they decline.





quote author=Ashirioluwa post=109946481]You account will not be credited until they talk to the owner of the account to confirm or verify your claim. The bank will have to talk to the owner of the account before they can credit you back the cash.

The truth is that you won’t get the cash if they unable to talk to and verify from the owner of the account.

Bank cannot transfer money from a customer’s account without verification. They will ask him / her question about the transfer. You won’t get the money if he / she claims that he was actually expecting the cash transfer from you.

Bank will never give you its customers information because that will amount to breach of PRIVACY ACT. Your best bet is to write a detailed letter to the bank to help you contact the 3rd party concerning the wrongly transferred cash.

If he agrees that he wasn’t expecting cash from you then you can get your cash back.

I even requested for the customers phone number but they refused.

funshint:
What happens to bank calling the customer to explain to him what happened? Wouldn't that make things faster.

Your case is abit better than mine. I don't even have a phone number to call.

Raregem9000:
How can i get the court order sir? I have a similar case at hand. Mine is #39000. I purchased a gadget from one guy online so i tried paying him the money using gtbank ussd code but got an error service time out. I used another means to transfer the money to the guy. It was later i received a debit alert from gtbank and i don't know the guys whereabout. I have been calling his number since then but he won't answer my call.

Macolapablo:

I even requested for the customers phone number but they refused.

They won't give you. For the purpose of confidentiality.