Skyview01:


100% agree.

I had a Nigerian lady walk up to me, Gucci bag, Gucci top and pullovers and look verry rich with a pair of gucci sunglasses to match but all her accounts in the negatives.
I also have this Vietnamese guy who wears the same shoe everyday and he was always in the bank early in the morning to save money from his drycleaning business.
I had asked him once, why he did not buy a new pair of shoe and he told me he had no money.

Mind you he had about $500,000 in the cheqing account at the time.

Skyview01:


It did occur to me at the time but the bank's policy at that time was not to give back until the customer request for the money. If you don't request for your own money, maybe you do not need it.

Wodu89:



Hahaha. If I sbatch your phone there.

GloriousGbola:


You are gradually becoming a Nigerian. Generosity to the poor is typically abused by them and taken as entitlement.

A lesson we

Skyview01:


I used to work in a bank and at month ends, accounts and transaction fees are charged. We have an instruction to reverse fees ONLY if the customers asked for it. Most rich people will 100% of the time ask for a reversal of the smallest amount and lots of the poor people never ask for their money back.

I have seen up to $180 reversible charges in transaction fees in a poor person's account and could have been reversed if they had asked for it but, guess what, they are either too proud, shy or ignorant to ask.

The distinction between being rich and poor goes deep into mentality and build up of individuals.

If you give 20million dollars each to all the young people today aged 20 years, in 25 years, the rich will still be rich and the poor would have squandered the 20 million dollars and still remain poor.

I give to people that are really in need; the motherless babies home, orphanage homes and the likes of that.

sukkot:
lol bro all this na story oooo but we go talk later

delishpot:


You said it was charges for transaction. Many complain about those deducted fees but they believe that it can't be reversed. Even I did not know until you wrote it now. So don't just think you can judge people based on the fact that they were not aware they can request for their money back. Like I said, make it known to the public that they can request and get back their money and see if they won't.

sukkot:
i totally agree with you. It's a mindset. Being rich is a 24 7 job. You have to always be alert and assertive and scrutinise everything. It's hardwork. That's why most of those guys don't look very well. If you see a man who looks very well put together and heavily manicured and his hAirline is on point ? That's a mildly rich or comfortable man but if you see a guy who looks unkempt and rough looking and nervous and not very healthy ? ThTs a billionaire lol

sukkot:
i think it's the economy. It has turned everyone cold. Now this particular guy , it appears you have described his background perfectly because I don't understand why he is not in school. He looks Fulani and speaks Fulani so I think he is Fulani. But he speaks and understands English very well

sukkot:
See at this point I don't understand most Nigerians anymore. Every time I offer a helping hand to Nigerians they turn to your enemy. I don't understand the dynamics behind it. The whole interaction just gets very awkward after that . It's like they hate you for " humbling " them. It never fails.

But the ones who have a pure friendly relationship with you? Are the ones you haven't given anything yet. So in my everyday life person to person I try to do charity because charity covers a multitude of sins and givers never lack.

So this is a recent case study. This young guy , a security guard was sent by the company to guard the house I stay. I would say about 19 years old. One night I went grocery shopping and I was going through the gate he runs over from across the street and told me he was hungry. So I said what does he eat ? He said he likes indomie . So I went to my place and brought out like 5 indomie and 3 soft drinks and 2 sardines and gave it to him. He thanked me.

Every 2 days when I go out I would do small grocery shopping for him. Indomie and biscuits and soft drinks sardine or bread. A few times when I go out to get bottled palmwine for myself I would get him palmwine or orijin beer he likes. But I started noticing his entitlement behaviour like on the days when I don't buy him anything he would time when I Am coming home and sit beside my door when he sees me carrying my own groceries and he would be looking at me like he is depressed. And he would Always be watching me to see if I am going grocery shopping and he would hang around the car to see if I would come out with grocery.

Let's just say this guy got ridiculously stalkerish and so I called him up 4 days ago and asked him has his salary being paid yet? He said yes. Because am thinking all these things he is doing because he is new on the job and has no money and is hungry so I put up with it for like a month.

But once he told me yes that he had being paid, I in a roundabout way told him I don't tolerate the stalking. That he doesn't need to be following me or waiting on me. Anyway since that day this guy just turned into an enemy. Someone who I have been buying groceries for for almost a whole month just turned hostile like that. Now all that time I was buying him grocery he would do ass kissing stuff like when I drop my black trash bag outside my door he would take it to the bin outside for me but since that day the guy just bone my trash bags lol.

Anyway the point here is this ? You create an enemy unknowingly out of those you help - not family members- because I think it is humiliating for them and they despise you for it, so if you are going to offer charity don't offer it to people you have to see on a daily basis. Just find a beggar in the street that you would never see again. Nigerians are funny, they beg you for money but they hate you for giving them that money especially if it is not a life changing amount.

It's like a guy I gave 5000 naira one time and he thought it was an insult, just a regular guy who I don't even know like that, God is my witness, which 5000 is no money but it was just for him to buy beer for the weekend, you can get 15 beers with 5000 when I gave it to him.

So out here on these streets you have to be savage. No more mr nice guy ooo lol. basically if you are not offering guys over 100k just forget it cuz they would hate you. look for a real beggar who would appreciate 5000 or 1000.

Dshocker:


Are you saying that banks are not supposed to monthly charges like card maintenance fee?

AngelicBeing:
Dayuummmmmm, welc to Nigeria, abeg walk with wisdom with the guy oo, some security guards are informants to Robbers and Kidnappers, it is a cruel and Wicked world out there, so be wise as the serpent and harmless like the dove, that is why anytime l visit Nigeria, l put on my Ghost Garment 24/ 7, l don't trust most people in Nigeria, l have been taken advantage of several times in my visits to Nigeria, so whenever l land, l am a Ghost to the core although I do help, support and assist as many as I can as led by The celestial forces

Skyview01:


It means if you see any charge on your account that is from the bank, alway be proactive and ask for a reversal.

missidy:
I have sent an email to this effect before and Access bank replied that all charges are cbn approved.

sukkot:
it is what it is. It's all discretion. Just do it far away from home. As a wise man once said , no dey shit where you dey put head, excuse the vulgarity lol. Give to people you will never see again if there is the need for charity. Charity covers a multitude of sins. It's like penance lol. I strongly believe that

Praisepriest:
It's your fault, be a Nigerian politician and you will be loved. You should have given him one indomie,and egg. Instead you turn to father Christmas. If someone need #5000 give him #1500. They will hail you. Na you do yourself. Be a Nigerian giver.

otipoju:


I dey even wear old Ankara wey don fade sef

PeterTinubu:
I rather burn my money than help any human being again.

Help? That syllable ain't in my Dico 😩

I used to be the nicest guy alive until I got betrayed & backstabbed by one of my closest disciples whom I helped so much in life.

Human beings don't deserve help, everyone should struggle for him/herself.

Life is a jungle and only the strong survive ❗

Skyview01:


Why are some people aware and some are never aware?. What does it cost you to review your account every week and if a transaction is not familiar, call your bank and ask for a refund.

These people can be on FB and Instagram 10 hour in the day but cannot take 10minutes to review their accounts statement. With attitudes like that, they will always lose money, if not to the bank, it will be elsewhere and remain poor.

sukkot:
See at this point I don't understand most Nigerians anymore. Every time I offer a helping hand to Nigerians they turn to your enemy. I don't understand the dynamics behind it. The whole interaction just gets very awkward after that . It's like they hate you for " humbling " them. It never fails.

But the ones who have a pure friendly relationship with you? Are the ones you haven't given anything yet. So in my everyday life person to person I try to do charity because charity covers a multitude of sins and givers never lack.

So this is a recent case study. This young guy , a security guard was sent by the company to guard the house I stay. I would say about 19 years old. One night I went grocery shopping and I was going through the gate he runs over from across the street and told me he was hungry. So I said what does he eat ? He said he likes indomie . So I went to my place and brought out like 5 indomie and 3 soft drinks and 2 sardines and gave it to him. He thanked me.

Every 2 days when I go out I would do small grocery shopping for him. Indomie and biscuits and soft drinks sardine or bread. A few times when I go out to get bottled palmwine for myself I would get him palmwine or orijin beer he likes. But I started noticing his entitlement behaviour like on the days when I don't buy him anything he would time when I Am coming home and sit beside my door when he sees me carrying my own groceries and he would be looking at me like he is depressed. And he would Always be watching me to see if I am going grocery shopping and he would hang around the car to see if I would come out with grocery.

Let's just say this guy got ridiculously stalkerish and so I called him up 4 days ago and asked him has his salary being paid yet? He said yes. Because am thinking all these things he is doing because he is new on the job and has no money and is hungry so I put up with it for like a month.

But once he told me yes that he had being paid, I in a roundabout way told him I don't tolerate the stalking. That he doesn't need to be following me or waiting on me. Anyway since that day this guy just turned into an enemy. Someone who I have been buying groceries for for almost a whole month just turned hostile like that. Now all that time I was buying him grocery he would do ass kissing stuff like when I drop my black trash bag outside my door he would take it to the bin outside for me but since that day the guy just bone my trash bags lol.

Anyway the point here is this ? You create an enemy unknowingly out of those you help - not family members- because I think it is humiliating for them and they despise you for it, so if you are going to offer charity don't offer it to people you have to see on a daily basis. Just find a beggar in the street that you would never see again. Nigerians are funny, they beg you for money but they hate you for giving them that money especially if it is not a life changing amount.

It's like a guy I gave 5000 naira one time and he thought it was an insult, just a regular guy who I don't even know like that, God is my witness, which 5000 is no money but it was just for him to buy beer for the weekend, you can get 15 beers with 5000 when I gave it to him.

So out here on these streets you have to be savage. No more mr nice guy ooo lol. basically if you are not offering guys over 100k just forget it cuz they would hate you. look for a real beggar who would appreciate 5000 or 1000.

Skyview01:


You have tried. Did you speak with someone at the branch like an account officer?

Exodus15v11:
With an ingrate like him, if you are to recount all the food you've bought for him or given him, he will ask you what have you given him or what have you done for him? That's why you've to be careful who you're kind to, especially with the entitlement mentality of many Nigerians and their stubbornness when it comes to appreciating what people do for them. Secondly, unless the person utterly deserves it, showering someone undeserving with kindness after kindness isn't a good idea, because they won't value it, will take you for granted, will come to expect it all the time, and will act like you're the bad guy when you're no longer doing those things for them.

NoToPile:
Loool welcome to Naija.

Tonytonex:
LOL at the title