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Nairaland Forum / Nairaland / General / Business / Was I Scammed By The Bank Or POS Operator? (30556 Views)
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Re: Was I Scammed By The Bank Or POS Operator? by jrobbins: 6:07pm On Jul 07, 2023 |
Bacteria8: The bank cannot see it immediately. The complaint would be logged and then the team responsible would track the transaction (customer service doesn't have that right). It's the receiving institution that would confirm if the money dropped or not. That POS guy has the money in his waller. He should print his statement and the OP would know it's true. |
Re: Was I Scammed By The Bank Or POS Operator? by buzorcharles(m): 6:13pm On Jul 07, 2023 |
Ask the pos for his statement for 3 day starting from the day of transact |
Re: Was I Scammed By The Bank Or POS Operator? by khalleb(m): 6:52pm On Jul 07, 2023 |
OkayDaddy:There's nothing like session code or session ID when you are withdrawing with your card on POS You only get session code/ID When you do transfer. It's possible that your money is still with your bank or POS but is your bank that should help you out if you bank now says they're very sure of what they said tell the POS man you're involving the police |
Re: Was I Scammed By The Bank Or POS Operator? by Abemy(m): 7:16pm On Jul 07, 2023 |
Promicah: The bank is not telling you the truth. If the fault was from the POS Operator, the bank usually call and order them to refund the customer immediately, and no POS Operator ever waste time in refunding the complainant. But since they are not calling the operator, I would advise you to get your details and email them to the bank's head office directly, the issue will be resolved. |
Re: Was I Scammed By The Bank Or POS Operator? by OkayDaddy: 7:20pm On Jul 07, 2023 |
khalleb: Oga, talk about what you know. I used logcode to trace my money from Gtbank to Access to Global Accelerex. I collected it in full with plenty apologies from them. Contact your bank and get it. They will give you a printout also. Then, contact the company that issued the POS, they are usually quick to resolve this. |
Re: Was I Scammed By The Bank Or POS Operator? by OlujobaSamuel: 8:27pm On Jul 07, 2023 |
OkayDaddy:He is right, log code is different from session ID, although both works similarly. Session id is to transfer while log code is to withdrawal |
Re: Was I Scammed By The Bank Or POS Operator? by jimter44(m): 8:35pm On Jul 07, 2023 |
Contact your bank to print the merchant copy for you. If the transaction was successful, they will print out the merchant copy, but if the transaction is unsuccessful, they will not be able to print the merchant copy. With this, you will know whether the transaction was successful or not. Your bank can also provide you arbitar log code and give to the POS agent and he will send it to the POS provider. |
Re: Was I Scammed By The Bank Or POS Operator? by highness25(m): 8:55pm On Jul 07, 2023 |
Promicah:I don't understand. |
Re: Was I Scammed By The Bank Or POS Operator? by jimter44(m): 8:58pm On Jul 07, 2023 |
OkayDaddy: The guy is right. In withdrawal, it is called arbitar log code which is provided by the bank where the money was withdrawn. In transfer or deposit, it is called session id and it is provided by the bank or POS provider that carries out the transaction. |
Re: Was I Scammed By The Bank Or POS Operator? by Caseless: 9:55pm On Jul 07, 2023 |
Promicah:Is it 2,100 or 21,000? |
Re: Was I Scammed By The Bank Or POS Operator? by Promicah: 11:47pm On Jul 07, 2023 |
highness25: Typographical error sir. I meant I intend to do as you have proscribed. |
Re: Was I Scammed By The Bank Or POS Operator? by Promicah: 11:48pm On Jul 07, 2023 |
Caseless:It's 2,100 naira sir. |
Re: Was I Scammed By The Bank Or POS Operator? by domido(m): 12:13am On Jul 08, 2023 |
eghuan1: Op, follow this advice. This person is a banker and know what he's doing. This is the exact advice i would have given you. The POS merchant might not have been credited truly from NIBSS and it is successful from your own bank. What was given to you was a proof of successful transaction from your bank. |
Re: Was I Scammed By The Bank Or POS Operator? by cevek11: 12:24am On Jul 08, 2023 |
The document your bank gave you was giving to them by the bank of the POS operator.... If the operator would, simply visit his/her bank to confirm this, value will be immediately given to up. |
Re: Was I Scammed By The Bank Or POS Operator? by princetom1(m): 12:37am On Jul 08, 2023 |
OkayDaddy: Correct |
Re: Was I Scammed By The Bank Or POS Operator? by princetom1(m): 12:41am On Jul 08, 2023 |
Bacteria8: Before u go see competent person inside bank, maybe u don start to dey scatter everywhere by den |
Re: Was I Scammed By The Bank Or POS Operator? by kevotek1000(m): 1:04am On Jul 08, 2023 |
OkayDaddy: You nailed it. |
Re: Was I Scammed By The Bank Or POS Operator? by olayinkajnr(m): 6:22am On Jul 08, 2023 |
Your money is with the POS guy. |
Re: Was I Scammed By The Bank Or POS Operator? by olayinkajnr(m): 6:23am On Jul 08, 2023 |
kevotek1000: |
Re: Was I Scammed By The Bank Or POS Operator? by highness25(m): 6:30am On Jul 08, 2023 |
Promicah:Ok. |
Re: Was I Scammed By The Bank Or POS Operator? by olayinkajnr(m): 6:31am On Jul 08, 2023 |
princetom1: At that point, there's nothing the girl can do. If it was the banks POS, the girl can easily detect if it was successful or not because it's centralised. But other banks or brands POS, it'll need to be logged and a response will have to be sent before she can ascertain if its successful or not. Other bank or brands POS are usually logged on dispense error logger, arbiter, updms, etc. Usually, most failed POS transaction are usually reversed back to the account of the customer and if it doesn't go back, they are reversed back to the POS guys for onward reversal to the customer but trust the most of the POS guys to say they didn't get a reversal. Only thing that'll clear the air now is a statement of account from the POS guy. |
Re: Was I Scammed By The Bank Or POS Operator? by Qoko: 8:08am On Jul 08, 2023 |
Kindly request for the session ID from your bank and give it to the beneficiary of the transaction, same will Be processed and the beneficiary’s account will be funded |
Re: Was I Scammed By The Bank Or POS Operator? by tasceige(m): 8:36am On Jul 08, 2023 |
Cutezt: I've got same issues with you with UBA. Transaction shows declined, UBA sent me proof that It was successfull, the end of day print out shows declined from the gas station as well. So they asked me to go fill a dispense error form at the bank say they will sync with 11plc formally mobil office. Since Jan 28th. I don't enough time visit the bank yet. So the thing is the money is already in the stations account but they needed action from the bank. We were 2, the other person don get him money. @Okaydaddy any idea? |
Re: Was I Scammed By The Bank Or POS Operator? by SKIBiNSKI(m): 10:13am On Jul 08, 2023 |
Interesting |
Re: Was I Scammed By The Bank Or POS Operator? by olaniyilukman(m): 2:42pm On Jul 08, 2023 |
maxist2020:Maybe you should come and teach me what you don't know.... |
Re: Was I Scammed By The Bank Or POS Operator? by Marezeama(f): 7:09pm On Jul 08, 2023 |
Promicah:tell the POS guy to show you his bank statement for that day to know if the money is really in his account |
Re: Was I Scammed By The Bank Or POS Operator? by Adex0907(m): 1:08pm On Jul 09, 2023 |
This is a successful card transaction and the Agent has been credited. Reach out to the Agent to collect your money. |
Re: Was I Scammed By The Bank Or POS Operator? by FREDCLSSICO7(m): 3:26pm On Jul 10, 2023 |
Boogyman557:my man longtime fah where you go na we dun miss you o we think say you been dun kpai ontop one banny like that as we no see you |
Re: Was I Scammed By The Bank Or POS Operator? by Majid1990(m): 1:00am On Jul 11, 2023 |
HIGHESTPOPORI:I have started using it already |
Re: Was I Scammed By The Bank Or POS Operator? by netmillionaires(m): 11:37am On Jul 11, 2023 |
Any money that has left your bank cannot be reversed by the bank. The issue is now between you, the petrol station and the recwiving bank. Cutezt: |
Re: Was I Scammed By The Bank Or POS Operator? by netmillionaires(m): 11:47am On Jul 11, 2023 |
I have the same issue. I make a 10k POS transaction on the 23rd of December 2022. The first attempt failed but the 2nd attempt was successful but I was charged for the two transactions. I have checked with my bank and the bank confirmed that value was given to the POS agent. I have asked the POS agent to produce her statement of account but she keep saying how will ahe check with her bank for something ahe didn't see. My bank gave me a stamped statement of account for that date. I want to get the details of the receiving bank so I can go there to give them the transaction reference number and find out if the credit has reflect in the account of their client. Is it possible for the POS woman bank to check for me? If the POS woman bank acknowledge the receipt of the money, they the money is in the woman's account. I am determined to file a court case if she refuse to pay the money. |
Re: Was I Scammed By The Bank Or POS Operator? by Amah91(m): 10:08pm On Jul 11, 2023 |
Please kindly tell the POS guy to give you his/her statement of account for proof.... As most of those failed transaction are successful but seen as declined. |
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