Congratulations daddy.. I'm proud of u I love you dad.
nlfpmod: Best Lead Actor 1. Richard Mofe-Damijo (The Black Book) 2. Wale Ojo (Breath of Life) 3. Stan Nze (Afamefuna) 4. Marc Zinga (Omen) 5. Lateef Adedimeji (Jagun Jagun) 6. Gabriel Afolayan (This is Lagos) 7. David Ezekiel (Blood Vessel) 8. Gideon Okeke (Egun)
Ironbull: Just dey look at the fool trying to become Mandela.
Pesin wey no get sense na hin dey follow go fight for election matter.
You dey shout ontop nothing at the end same pesin you dey fight for go win the election and move all his family to London or New York and start bleeping your a s s with suffering here.
[quote author=lonelydora post=128091737]Yes na. Kebbi is known for onions farming. They call it Alabaster.
During my NYSC in Karaye village in Maiyama LGA, we go to Zuru and Yauri ( i think) to buy onions.
I would have started groundnut oil and onions business in the South if not for Aisha that wanted me to marry her. Omo, na run I run come back o. U knack am?
MrSundry: The moment when Pastor Anosike told his congregation that their first salary for the year is for him and not the church. He further states that if none of them gets blessed by middle of the year he would refund them back.
How u go give people wey get better rice them dey even farm rice yeye rice... They are not hungry only Ganye local government in Adamawa can produce rice that will feed the whole of Adamawa
Anyenmoney: Since voted to represent Etsako fed. Constituency, the only thing he has done is to visit erosion site just to snap picture.
I live in fugar, Edo state and I can boldly say that danco is as dghgdfgggh as a bvdjbdhhdhj.
Dey lie well well u know how many ultra modern market he don build? U know how many scholarships he don give people even Edo state government has not even don do? Do u know how much this lawyer has pumped in education in the whole of Edo state? U wey dey bush fugar for that matter wey no get light dey say na only erosion site he go snap uduso
TruthsFM: In Nigeria, 5 Habits That Can Make You Go Broke
In the intricate dance of personal finance, individuals often find themselves grappling with habits that, unwittingly, lead them down the precarious path of financial instability. The choices we make in our daily lives, particularly concerning money, play a pivotal role in shaping our financial futures.
This exploration centers on a critical aspect of financial well-being — the five habits that, if left unchecked, can pave the way to financial hardship. Understanding and dissecting these habits is not merely an exercise in financial literacy; it is a proactive step towards cultivating a resilient and secure financial foundation.
Impulse Spending: Impulse spending is a pervasive habit that can significantly contribute to financial instability. This behavior involves making unplanned purchases without careful consideration of the consequences. Whether it’s succumbing to the allure of sales, purchasing items just because they are trendy, or engaging in retail therapy, the financial impact of impulse spending can be profound.
Many people find themselves swayed by the momentary satisfaction of acquiring something new, only to face buyer’s remorse later. This habit can erode savings, increase credit card debt, and hinder progress towards long-term financial goals.
To combat impulse spending, individuals need to cultivate self-discipline and create a realistic budget. Tracking expenses, prioritizing needs over wants, and implementing a waiting period before making significant purchases are effective strategies. Developing a mindful approach to spending can help break the cycle of impulsive financial decisions.
Living Beyond Means: Living beyond one’s means is a habit that involves spending more money than one earns, often leading to a reliance on credit cards, loans, or other forms of debt. This can create a precarious financial situation with long-term consequences. Maintaining a lifestyle that exceeds financial capabilities not only depletes current resources but also jeopardizes future financial security.
Individuals living beyond their means may struggle with debt repayment, incur high-interest charges, and find it challenging to save for essential goals such as homeownership or retirement.
To address this habit, individuals must conduct a thorough assessment of their income, expenses, and financial goals. Creating a budget that reflects a sustainable lifestyle is crucial. This involves distinguishing between necessary and discretionary expenses, cutting back on non-essential spending, and developing a savings plan. Living within one’s means requires a shift in mindset, emphasizing financial responsibility and long-term stability over immediate gratification.
Lack of Emergency Fund Failing to establish and maintain an emergency fund is a habit that can leave you vulnerable to financial crises. Unexpected expenses, such as medical bills or car repairs, can arise at any time, and without a financial safety net, individuals may resort to borrowing money or accumulating debt. Building an emergency fund that covers three to six months’ worth of living expenses provides a financial cushion and helps prevent going broke during unforeseen circumstances.
Ignoring Budgeting: Ignoring budgeting is a perilous habit that can set the stage for financial turmoil. Budgeting serves as the financial roadmap, guiding individuals toward their financial goals by providing a clear understanding of income, expenses, and savings.
When this essential tool is neglected, individuals lose control over their spending patterns, making it difficult to allocate funds effectively. Without a budget, it becomes challenging to distinguish between necessary and discretionary expenses, leading to a potential overspending trap.
The consequences of ignoring budgeting extend beyond the immediate impact on one’s spending habits. Without a well-defined budget, individuals may overlook opportunities to save for future goals, whether it be an emergency fund, a down payment for a home, or retirement. The absence of financial planning can leave individuals vulnerable to unexpected expenses, pushing them into a cycle of reactive financial decision-making, often resorting to credit cards or loans to cover immediate needs. Over time, this can result in mounting debt and a compromised financial future.
Furthermore, the habit of ignoring budgeting can hinder the development of financial discipline and awareness. A budget not only provides a snapshot of one’s financial health but also encourages thoughtful consideration of spending priorities. Without this tool, individuals may find it challenging to make informed choices about their money, leading to a lack of accountability and a higher likelihood of succumbing to impulsive spending behaviors. Embracing budgeting is not just about managing money; it is a foundational step toward building financial resilience and achieving long-term financial success.
High-Risk Investments: Engaging in high-risk investments is a financial habit that, if not approached with caution, can lead individuals down a path of significant financial loss. High-risk investments typically involve the potential for high returns but come with an equally elevated level of uncertainty and volatility. This habit often manifests as a desire for quick and substantial gains without due consideration for the associated risks. Investing without a clear understanding of the market, risk tolerance, and diversification strategies can expose individuals to the possibility of losing a substantial portion, or even all, of their invested capital.
The allure of high-risk investments is often fueled by the prospect of rapid wealth accumulation. However, the reality is that the markets are inherently unpredictable, and high-risk ventures can be subject to extreme fluctuations. Without a comprehensive understanding of the specific investment and market conditions, individuals may find themselves susceptible to emotional decision-making, such as panic selling during market downturns. This emotional response can exacerbate financial losses and, in extreme cases, lead to financial ruin.
To mitigate the risk associated with high-risk investments, individuals should prioritize financial education and seek professional advice. Diversifying one’s investment portfolio and aligning investment choices with a realistic assessment of risk tolerance and financial goals can provide a more balanced and resilient approach to wealth accumulation. The key lies in informed decision-making, strategic planning, and a long-term perspective that considers the potential for both gains and losses in the dynamic landscape of financial markets.
I swear I just dey laugh those hausa people how dem go dey kidnap those almajiri when better Alhaji dey town how much ransom dem go give them.. I call this wasted kidnap well maybe na kunu dem want as ransom
My husband is not the same man I fell in love with.
My husband changed totally after wedding day, in fact, it started on the wedding night and its giving me a lot of concern.
It's not that he is not talking to me or we are fighting, but he is not the cheerful happy person anymore.
After months of trying to get what the problem is, he finally opened up to me and I don't know what my fault is, I think he is overreacting.
My husband works in an insurance company and he is just a junior staff, he earns 150k per month, so he is not doing that bad.
When we wanted to get married, my dad wrote the wedding list and everything he would bring, when he saw them, he fumed that they were too much and they should reduce it but my dad insisted that he won't collect it twice, I also told him if he really loves me, he would provide them, he could get help from his family too, it is called bride price and other things, and it is once.
We had little issue then but he later resolved it.
He brought everything they asked for.
During the wedding, my parents told him to buy a cow, rent a hall and decorate it then they'll take care of other things. He said he didn't have money for a big hall and he would prefer a field ground but my dad insisted that rain could disrupt things and he has many people coming.
That almost cause issues too, I had to support him with 50k to get the hall because I know who my dad is, he won't back out.
I didn't know how he did it, he took the hall and designed it, he bought cow too.
His family brought food and everything went fine and that was it.
I don't know what was keeping him moody until he spoke up.
He said I couldn't fight for him, I was there supporting my parents and watch them extorting him, did I even know he had to collect loan to pay for those things?
I got angry because he used the word 'extorting'.
He was the one that wanted to have my hand in marriage and if he cherish me, he should do all they wanted since he is not paying twice.
After I said this, he stopped talking in the house, he comes home, eat and go to bed.
I tried talking to him but he would listen but not talk, he is cold to himself and prefer his privacy.
Have I said something wrong?
I don't like whats happening. My marriage is too young to be going through all these.
I am tired, I don't know what to do.
Advise this lady
Why u first go marry kunle b4. U nor know say na akagum ni
Crime › Re: Gunmen Kill Bank Worker In Edo by adambest(m): 7:35pm On Jun 23, 2024
