madridguy:
We ask you God to bless the members of our armed forces. Give them courage, hope and strength. May they ever experience your firm support, gentle love and compassionate healing. Be their power and protector, leading them from darkness to light. Amin 🙏

Prayer is good , but these guys look too poorly equipped and FG is just gambling away with their lives.

How much will it take for FG to provide them with kevlar vest and mavic drones?

LegendHero:


Did you for the $$?

You’re getting the naira right. In the normal sense, it reaches Nigeria because you can go to the bank to get the Naira but the $$ itself being sent is just being collected by the fintech there and they are paying you with their naira reserve.

What I now don’t understand from this Mr Taiwo is that this has been the norm for decade, so at what point did they know almost 80% of it is not reaching Naija?

I dont think it's been the norm.

When the likes of western money and money gram dominated the market, they did the notmal thing.

..but times have changed, difference between the official rate and black market rates have grown, no one wants to be offered official rate when black market rates are better.

Also fintech apps are now instant transfer, most of the other ones still long stories.

Last bring your money into a dorm account in Nigeria is very frustrating. Many cbn paperwork to move it n cbn policy changes often. Banks are charge huge transaction fees , fG charges taxes.

Why would anyone want to use such

heykims:
Guys, I have a question please.
I understand the UK has prohibited students on student visa from changing their visa type to work visa.
But can dependants of people on student visa change their own visa if they get sponsorship?

Yes

Goodnewsforlife:
keep quiet there n stop the blame game

This is more of security sabotage but since d terrorist know Nigerians are forever divided they will keep doing in n going scot free with it

Don’t u think some disgruntled elements might want to destroy wike reputation or cause chaos for tinubu like they did with the bring back our girls?

Like seriously Nigerians aren’t deep thinkers n that’s y we find ourselves here

I guess you werent putting you think cap on when Tinubu did same to GEJ.

Anyways, democracy involves freedom of expression. If people feel, they have been let down by the government (which clearly has happened), they are free to express their opinion.

If you don';t like it, hug a transformer

Procashtips:


I don't understand.
mpower/prodigy finance gives out loan for travel purposes?

Carbon and other online apps can't give out the kind of loan needed for Japa.

You know any loan that properties can be used as collateral can't be below millions.

Go to their website and read about them.

Also, I didn't say carbon gives student loan, read again

Procashtips:


Do you know any entity giving out loan that these properties can be used as collateral?

These are core student loan companies open to nigerians: mpower, prodigyfinance

They have a list of courses they support across various countries. So not just UK, also look at courses across USA and Europe on their list.

There used to be a thread for mpower on nairaland years back, try check for it.

Lastly have a good credit score in nigeria.

You can check for it for free using the carbon app

Sugargul:
Hello everyone,

I am currently in the UK with my daughter under a student visa. My husband did not apply at the time due to some court issues he had to attend to. Unfortunately, students have been stopped from bringing dependants. We really do not know what to do next. Please I need ideas on how we can reunite as a family. Going to Nigeria is out of the equation due to the investment we put into it. I just want my husband 😭😭😭

If your programme started before 2024, the rule does not apply to you. Your husband can still come along.

That you are with your daughter means you likely came 2023 or earlier. In this case you husband can still apply to join you no issues

hustla:



We all know this is the case but how will they get the clicks they want

Most stolen vehicles in Naija are from Canada / US, not UK where you'll go through the stress of converting a RH RR Cullinan to Left

Who go buy am?

In Nigeria , where people pay cash not 5% deposit,. very few are that stupid to buy a car of 50-60M which is not just second had but has been converted from RHS to LHS.

If as a dealer, you sell such car to someone in a country where refunds do not happen, your life will be at risk when the person fiinds out. If you do it to someone for a 2M car, you may escape, but someone who pays you 50M likely has the wherewithal to cause hugh problems if you try that with them

Lexusgs430:


They put stolen high worth vehicle's in container's and convert the vehicles in Nigeria (fact)....... We have very bad egg's amongst us (fact).......😄😜

I doubt they would do that for a post-2018 range rover.

It is an affluent-spec car, most owners buy directly from dealers brands brand new not second hand for a car of this type. Definitely not buy one that has had major surgery of this type.

It is more likely in a fellow european country with RHS driving but racism did not let them reach that conclusion which is more logical.

adekzy:
Imagine, She pleaded for CoS finish (which she was lucky to have considering the circumstances, now time to resume work mama is getting advice to sue her employer.

She better workout a temp.nanny for her baby till she figures things out at home/work balance.

Also, if her current COS gets cancelled, even if she goes to the tribunal, she may only get the employer/home office to reissue another one not restore the old COS, meaning her dependants residency becomes at risk

SIRTee15:


The ones I watched have pheromone substance rubbed on them- pheromone is what the queen bee secretes. That prevents the bees stinging them.
I doubt that witch doctor has what it takes to extract such substance in significant quantity to apply on the man.

You don't need the extract the pheromones, take the queen and the hive will follow

verybadmouth:
Forget, charm dey dis life o. No go loose guard oooo

Scam...the guy is holding the queen bee in his palm. The workers are simply clustering around the queen bee's pheromones. As much as the man moves gently and the queen bee isn't threatened, they will not attack the man

CoronaVirusPro:
Stop copying news from propaganda bots!

Anyone familiar with twitter knows that, Azzat Alsalem is a propaganda machine!

If you are not supporting hezbollah, you'll be on hamas thread, supporting them.

Now on taliban thread to give support, you're wasted bro.

CoronaVirusPro:



Fvck Israel!

Sorry bro, feel your pain

CodeTemplar:
Gradually, the consequences of not building local manufacture grounds up is revealed. Over the years, the preferred way to be an industrialist is to import highly processed raw materials then do little packaging.
Only import substitution can save the Naira value now.

Also, the consequence of Nigerian companies having to import capital & loans. They should be generating capital from the country. Very silly entrepreneurs.

Also government should clamour less for FDI, so we have to bother less about having a stable exchange rate.

Thundafireseun:
Dull guy

He clearly didn’t understand the concept of the extra spoon that’s why he ran to report to his wife …

A sharp badt guy will chop the both food the kind colleague was offering and no ear will hear it

Moral of the story- reject the offer of an extra spoon

Jumpjambers:

Please bro, how did it go, I am scheduled for a 10mins interview with this company too.

Any payment in lieu of a job or as part of screening is a big red flag. Thread with caution

GloriousGbola:


this is sadly the same way LASG and NURTW fked up gokada, which would have been a marvellous way to takle the menace of out of control okada riders. shortsighted greed

the most stupid thing ambode did.

With gokada, there was someone to hold to account for misdeed, with the regular bikes, everyone bears their own name.

With gokada, it would have been easier to tackle insecurity and reckless driving by holding gokada responsible for the conduct of its drivers.

If he had an issue with the proliferation, he could have simply capped their numbers.

Probabaly, he was nurtw's pocket also

Tenski:


Hastings Direct. I also got something a little close with Marshmallow

Hastings may give you a black box which records your driving skill and terminates your policy if you fall below certain driving score. nothing to worry if you drive well though

Elsucre24:
I will be 31 this year. Omo the age is scaring me and I keep feeling like I’m not doing enough. I have a stable job in the private sector with a 400k monthly salary. But I still feel the impact of the economy badly. I keep asking myself, at what point will I start living the good live?
I feel stock sometimes because my job is very demanding and I almost do not have time to do other things, mind you I’m in the medical field and I work Mondays to Sundays most times but occasionally I have some Sundays to myself and sometimes a day off during the week. I can’t seem to be able to start a business as a side hustle cause most of the side hustles I can think will demand my presence at least for the first few months and I don’t really have that.
My girlfriend is pregnant, I really wanna keep it but she’s not ready, I’m not even sure I’m ready. The only way she can keep it is if I’m going to get married to her before the pregnancy starts showing and I’m as confused as hell cos I don’t know if I’m ready. She has always been vocal of her plans to japa.
Now that brings me to the idea of Japa too. I mean, I cannot deny that fact that I’m scared of the whole japa stuff cos I don’t know what to expect. Economy doesn’t even allow you save as much as you should. Everything’s just seems very scattered.

Pls I need adult minds to advise me on what I can do.
1. Do I start a business, what kinda business can I start with at least 2M that will not require my full presence?
2. Do I start to plan my japa through the study route and just face my fears
3. Should I insist on keeping the pregnancy and hope that things start making sense? This means I have to get married tho.

Thank y’all.

Hard to advise, 2 -3 years ago, I would have advised you leave because it was less expensive and countries were more open to immigration. Story has changed over the past year,

ehizario2012:


Thanks for your responses, including Sadiq and elengine.

I'll be needing like 3 more diets to finish ICAN if I want to continue so I have decided to start any of the more Internationally accepted qualifications.

Once again I'll need your input on choosing between ICAEW, CIMA or ACCA. Thanks honorable ACAs (FCAs maybe).

depends on what you want and how fast you want it.

ICAEW is more focused on the financial reporting and technical accounting side.

CIMA is more focused on business partnering and management accounting bit.

Can't say much about Acca.

Once you have your ICAN, you only need to sit for a single exam to get CIMA certified. You need some experience but does not have to be post qualification.

for ICAEW, no exam is mandated but 5 years of post-qualification experience is required,

Most NHS jobs require CCAB accountants - ACCA & ICAEW are part of CCAB, not CIMA.

So if the NHS is a major focus for you, ICAEW or ACCA gives you better leverage.

ehizario2012:


Hi Chief. I am currently on ICAN skills, remaining Performance Management and Financial Reporting to clear skills, I started with no exemptions because my first degree is in science. My last diet was May 2023. I am confused if I should continue with ICAN considering my place is far from the exam location, the cost and acceptability in UK. I am thinking of starting ACCA or CIMA outrightly... Please I need your advice.

Others' advice welcome too. Tx.

Happy New Year all.

best you dont sit on ICAN. Outside the big accounting firms, it is not really known by many recruiters and may put you at a disadvantage for roles seeking qualified accountants.

convert it to CIMA, ICAEW or ACCA when done.

Onlyoneglucose:
I just reached out to Providus, they said the transaction was successful from their end and it's bet9ja's fault that I've not been credited. I don't know what to do right now

Ask them to provide you with the "value receipt confirmation" showing the value receipt number so you can send to the receiving institution to clear at their end

UptownVibes:
Anyways let's see how it goes.. Flag person bvn cux of 12k ? Have you not spent over 20k since you have been on this issue? I think maybe the money you sent to him is above what you stated at first.. He told you he was busy ,and he didn't say he won't returned it.. He blocked you,that's probably maybe your calls were becoming disturbances to him. He has his life to live ,and can't put hold on his businesses because he wants to send you the money he didn't asked you to send to him..The suspected thief can get a good lawyer he can actually defend himself.. But I will really love to see how the case ends ..

This is very insensitive and shows the warp mindset of some Nigeria.

Granted, the sender has made a mistake, how does that justify the receiver stalling and claiming he has no time to check his balance.

Assuming (which I doubt), he has no way to verify his balance in real time, he can simply walk up to the nearest ATM to confirm.

That it is just 12k is also not a reason not to take it serious.

The receiver is a scammar and you are likely no better

Ikaeniyan0:
Afrexim bank $3 billion loan will be gotten next week

Joker, no amount of loan will save Nigeria. Any slight appreciation will disappear once the effect on net FX reserve is considered.

The economy must grow, fx must be "earned" in surplus to grow the economy

kettykin:
This makes Bloomberg forecast more scary. I am yet to hear anything about dangote refinery and the much trumped up turn around of port Harcourt refinery.

I am now fully convinced God wants to disgrace a demagogue in power for his boats, blasphemous tendencies and his obstruction of the will of God over Nigeria.

Eastern Nigeria, time to create and economic region independent of the comedy happening in Niger same way white south Africa is running am independent African economy in South Africa

Remember when they said "subsidy" was the problem and once it's gone Nigeria's economy would flourish and there will be so much more money for the government to spend on other things?

Well, now it's no longer said to be subsidy as subsidy is gone and Nigerian have been sheen shege in return, Dangote refinery is the "new killer bullet" .

BarristerWumi:
Ever experienced a setback ?
Did you move forward towards a next direction that’s even better or you went back to correct a mistake .

I

"When we hit our lowest point, we are open to the greatest change" - Avartar Aang

Don't dwell on the "ifs" and "why". Dwelling on the past and regretful reflection will leave you broken and weak in purpose.

Get a good mentor, discuss well and rescope your plan with will and a strong purpose. In a few years , you'll likely not even see your present loss as something to regret.

Also, you are in the state's, the world's largest economy, thriving in innovation and opportunities, what is one wasted opportunity?

All you've lost is time, you've gained experience and awareness that should serve you well in your next quest.

Onlyoneglucose:
Can I contact them? Please help.

Ask your bank to provide you a confirmation of value receipt, it is a string of number that provides confirmation that value was received and can be used for tracing by the receiving financial institution

hopexter:


Discovering how Emiefele managed to buy two banks under proxy is not entertainment. Use your head and stop acting like the enemy of Nigeria.

if you used your head better you would understand that justice is not served by media trial . Emefiele is currently chilling at home while government I entertaining gullible nigerians like you with daily leaks of what emefiele is alleged to have done wrong.

Also, Emefiele was just a wheel in a bigger engine. You can only scape goat emefiele, real justice would involve people like fashola and buhari who received most of the funds printed by emefiele. Also the various house members (many tinubu cronies) who approved sums clearly beyond the cbn guideline

and why is this news....this emefiele saga has become what FG will use to entertain Nigerians

UncleKoboko:

Shame on you all turning blind eyes to reality.
Dumb mumus
Where is this war taking place?
How many bombs have blown up on Russian soil?
How many Russian civilians have died?

putin, is that you?

You seem really pained...2 years down the line, superpower russia continues to labour to occupy less than 20% of ukraine, losing ship after ship to a country with no navy

Notfogotten:
Please I have a question to ask.

I don't want to go into details so my partner doesn't trace this to me.

My partner came to UK before me, though still on student visa. I joined her with my 3 children one months ago.

I have noticed some red flags which never happened while we where in Nigeria and I was footing the bills alone.

Each red flag, I pretend nothing happened because I don't want to be thrown out like the man I read about on social media.

My visa is dependent on hers and we are still on student visa.

My question, in the event that we get papers to stay permanently in UK and one day she decides to send me packing or I decide move out, will I be asked to return to Nigeria because she is the main applicant?

Please I need urgent answers. I may not play the fool for long. We are very certain of getting papers next year.

You have the opportunity to make more money than she can, please save some aside for "contigencies". Also, double your hussle for your own visa.