₦airaland Forum

Elsucre24:
I will be 31 this year. Omo the age is scaring me and I keep feeling like I’m not doing enough. I have a stable job in the private sector with a 400k monthly salary. But I still feel the impact of the economy badly. I keep asking myself, at what point will I start living the good live?
I feel stock sometimes because my job is very demanding and I almost do not have time to do other things, mind you I’m in the medical field and I work Mondays to Sundays most times but occasionally I have some Sundays to myself and sometimes a day off during the week. I can’t seem to be able to start a business as a side hustle cause most of the side hustles I can think will demand my presence at least for the first few months and I don’t really have that.
My girlfriend is pregnant, I really wanna keep it but she’s not ready, I’m not even sure I’m ready. The only way she can keep it is if I’m going to get married to her before the pregnancy starts showing and I’m as confused as hell cos I don’t know if I’m ready. She has always been vocal of her plans to japa.
Now that brings me to the idea of Japa too. I mean, I cannot deny that fact that I’m scared of the whole japa stuff cos I don’t know what to expect. Economy doesn’t even allow you save as much as you should. Everything’s just seems very scattered.

Pls I need adult minds to advise me on what I can do.
1. Do I start a business, what kinda business can I start with at least 2M that will not require my full presence?
2. Do I start to plan my japa through the study route and just face my fears
3. Should I insist on keeping the pregnancy and hope that things start making sense? This means I have to get married tho.

Thank y’all.

Hard to advise, 2 -3 years ago, I would have advised you leave because it was less expensive and countries were more open to immigration. Story has changed over the past year,

ehizario2012:
Thanks for your responses, including Sadiq and elengine.

I'll be needing like 3 more diets to finish ICAN if I want to continue so I have decided to start any of the more Internationally accepted qualifications.

Once again I'll need your input on choosing between ICAEW, CIMA or ACCA. Thanks honorable ACAs (FCAs maybe).

depends on what you want and how fast you want it.

ICAEW is more focused on the financial reporting and technical accounting side.

CIMA is more focused on business partnering and management accounting bit.

Can't say much about Acca.

Once you have your ICAN, you only need to sit for a single exam to get CIMA certified. You need some experience but does not have to be post qualification.

for ICAEW, no exam is mandated but 5 years of post-qualification experience is required,

Most NHS jobs require CCAB accountants - ACCA & ICAEW are part of CCAB, not CIMA.

So if the NHS is a major focus for you, ICAEW or ACCA gives you better leverage.

ehizario2012:
Hi Chief. I am currently on ICAN skills, remaining Performance Management and Financial Reporting to clear skills, I started with no exemptions because my first degree is in science. My last diet was May 2023. I am confused if I should continue with ICAN considering my place is far from the exam location, the cost and acceptability in UK. I am thinking of starting ACCA or CIMA outrightly... Please I need your advice.

Others' advice welcome too. Tx.

Happy New Year all.

best you dont sit on ICAN. Outside the big accounting firms, it is not really known by many recruiters and may put you at a disadvantage for roles seeking qualified accountants.

convert it to CIMA, ICAEW or ACCA when done.

Onlyoneglucose:
I just reached out to Providus, they said the transaction was successful from their end and it's bet9ja's fault that I've not been credited. I don't know what to do right now

Ask them to provide you with the "value receipt confirmation" showing the value receipt number so you can send to the receiving institution to clear at their end

UptownVibes:
Anyways let's see how it goes.. Flag person bvn cux of 12k ? Have you not spent over 20k since you have been on this issue? I think maybe the money you sent to him is above what you stated at first.. He told you he was busy ,and he didn't say he won't returned it.. He blocked you,that's probably maybe your calls were becoming disturbances to him. He has his life to live ,and can't put hold on his businesses because he wants to send you the money he didn't asked you to send to him..The suspected thief can get a good lawyer he can actually defend himself.. But I will really love to see how the case ends ..

This is very insensitive and shows the warp mindset of some Nigeria.

Granted, the sender has made a mistake, how does that justify the receiver stalling and claiming he has no time to check his balance.

Assuming (which I doubt), he has no way to verify his balance in real time, he can simply walk up to the nearest ATM to confirm.

That it is just 12k is also not a reason not to take it serious.

The receiver is a scammar and you are likely no better

Ikaeniyan0:
Afrexim bank $3 billion loan will be gotten next week

Joker, no amount of loan will save Nigeria. Any slight appreciation will disappear once the effect on net FX reserve is considered.

The economy must grow, fx must be "earned" in surplus to grow the economy

kettykin:
This makes Bloomberg forecast more scary. I am yet to hear anything about dangote refinery and the much trumped up turn around of port Harcourt refinery.

I am now fully convinced God wants to disgrace a demagogue in power for his boats, blasphemous tendencies and his obstruction of the will of God over Nigeria.

Eastern Nigeria, time to create and economic region independent of the comedy happening in Niger same way white south Africa is running am independent African economy in South Africa

Remember when they said "subsidy" was the problem and once it's gone Nigeria's economy would flourish and there will be so much more money for the government to spend on other things?

Well, now it's no longer said to be subsidy as subsidy is gone and Nigerian have been sheen shege in return, Dangote refinery is the "new killer bullet" .

BarristerWumi:
Ever experienced a setback ?
Did you move forward towards a next direction that’s even better or you went back to correct a mistake .

I

"When we hit our lowest point, we are open to the greatest change" - Avartar Aang

Don't dwell on the "ifs" and "why". Dwelling on the past and regretful reflection will leave you broken and weak in purpose.

Get a good mentor, discuss well and rescope your plan with will and a strong purpose. In a few years , you'll likely not even see your present loss as something to regret.

Also, you are in the state's, the world's largest economy, thriving in innovation and opportunities, what is one wasted opportunity?

All you've lost is time, you've gained experience and awareness that should serve you well in your next quest.

Onlyoneglucose:
Can I contact them? Please help.

Ask your bank to provide you a confirmation of value receipt, it is a string of number that provides confirmation that value was received and can be used for tracing by the receiving financial institution

hopexter:
Discovering how Emiefele managed to buy two banks under proxy is not entertainment. Use your head and stop acting like the enemy of Nigeria.

if you used your head better you would understand that justice is not served by media trial . Emefiele is currently chilling at home while government I entertaining gullible nigerians like you with daily leaks of what emefiele is alleged to have done wrong.

Also, Emefiele was just a wheel in a bigger engine. You can only scape goat emefiele, real justice would involve people like fashola and buhari who received most of the funds printed by emefiele. Also the various house members (many tinubu cronies) who approved sums clearly beyond the cbn guideline

and why is this news....this emefiele saga has become what FG will use to entertain Nigerians

UncleKoboko:
Shame on you all turning blind eyes to reality.
Dumb mumus
Where is this war taking place?
How many bombs have blown up on Russian soil?
How many Russian civilians have died?

putin, is that you?

You seem really pained...2 years down the line, superpower russia continues to labour to occupy less than 20% of ukraine, losing ship after ship to a country with no navy

Notfogotten:
Please I have a question to ask.

I don't want to go into details so my partner doesn't trace this to me.

My partner came to UK before me, though still on student visa. I joined her with my 3 children one months ago.

I have noticed some red flags which never happened while we where in Nigeria and I was footing the bills alone.

Each red flag, I pretend nothing happened because I don't want to be thrown out like the man I read about on social media.

My visa is dependent on hers and we are still on student visa.

My question, in the event that we get papers to stay permanently in UK and one day she decides to send me packing or I decide move out, will I be asked to return to Nigeria because she is the main applicant?

Please I need urgent answers. I may not play the fool for long. We are very certain of getting papers next year.

You have the opportunity to make more money than she can, please save some aside for "contigencies". Also, double your hussle for your own visa.

UncleKoboko:
Ukraine should brace themselves up for x10 retaliation.

Russia NEVER forgives


Russia NEVER forgets.

When Russia do their own now, the west will start wailing and barking like rabid dogs.

This is the umpteenth time ukraine has sank a russian naval ship, nothing worse than russia has done before will happen.

The only thing saving russia from big disgrace is politics in the US has slowed arm supplies to ukraine

Kingkom:
Merry Christmas all.
I am new to the UK, September 2023. I am looking for a good credit card that can allow me to withdraw the cash and not just buying things with it. Please which one is good and advisable to apply for?

American express allows you withdraw cash but you get charged a hefty fee...I think 3% or thereabout.

You may also be able to get around it by buying stuff and sell it thereafter e.g crypto, shares

Don't let anything spoil your joy, kudos to them

Whizzdom:
Thanks.... I appreciate.

Pressure in your head probably caused your eardrum to burst. It typically heals over time, but best check with a doctor

Kingzrocky:
I will be 33 next year.
I must quit this miserable Security work.
I can't waste away like this.
Never.

2 things can possibly happen:

1. The man bleeps you and dislikes you, making him renege his offer or water it down

2. The man bleeps you and like it. He continues to ask you for more sexual favours as an implied condition of keeping the job


Think carefully !!

Peter532:
I don't know if I should be angry or just smile and take it as it is. This is someone that I fed, I clothed despite us being closed friends since we were kids. He knows everything about me that my parents don't even know till dates..We could go to a gathering together and I will be the one ordering and paying for everything we bought even recently because I always acted like the big bro and he accepted I guess .. Just last week I saw it on his status about is house opening invite. I later got a dm from him that same evening telling me about it that I should come through.

It came as a surprise I admit, even though I know he was doing quite well for himself. I know some will call it entitlement mentality but since I considered we were close like a brother we even ate from same plate last 2weeks, I thought I should have known atleast.

Note: I noticed so many people will come in here to call me names, even some accusing me to be someone with bad motives and sort I smile. Not everyone has a evil mindset like you or some persons you know, It's just that when you expect so much from people you hold very close to your heart you might get disappointed and it hurts badly.

Especially when you know you can't do that same thing to that person. I only brought it out here because I wanted to know maybe I'm overreacting because I feel a deep level of betrayal but hey I am happy for him and I will attend the house opening tomorrow.

File Photo for Illustration

WIth "friends" like this, you need no enemy.

Avoid the guy bro, I had someone like this too. Taking information and strategies from me, but keeping his "secret". Cut the guy off and stop giving him any information. Today, he is no better off.

CoronaVirusPro:
Fvck you!

Good to know you still Bleep around. Don't be a motherfucker though

Terrorist sympathizer @CoronaVirusPro

Come "Bleep israel" on this thread as usual, incase you missed it

outoftheworld:
Use your tongue count your teeth boy.
Are you not ashamed of yourself working as a cleaner in the bank?

Should he kidnap you to make it big? Or you have another job for him

SoNature:
When I got to where Mr Inugonum said that people vandalize transmission equipment they bought for billions, melt and used it to construct gates, I realised that ordinary Nigerians are the biggest threat to this country, not even the politicians!

If you dont invest in people and provide then with a basic standard of living, no investment in infrastructure would matter.

How do you expect to construct multibillion dollars infrastructure through communities where many earn less than 1usd a day and expect them to value it?

Entusky:
Hi nairalanders!
I want to know, can 4million take me to Australia?

Have you checked the prices of air fare to Australia?

Or you plan to trek there? Or swim?

forgiveness:
Dem say dem say. Pure propaganda.

Where's the evidence?

Oga go school, you refuse. Going to school is relevant beyond getting a job at the office.

"On November 17, 2023, the vice president’s office paid the sum to Royal Pacific Group, and the payment description states, “Payment in favour of Fraser Suites, Abuja, Nigeria, for the settlement of hotel accommodation bills for the service rendered to guests of Mrs Folashade Tinubu-Ojo”.

FIJ found records of this transaction on the BudgIT Govspend platform as scraped from the publicly available Open Treasury Portal. "

I remember telling someone in Nigeria to move about 2 years back.

Baba said he wants to hit it big in Nigeria before he relocates. 2 years down the line, bros cannot fund the budget for relocation to any decent country.

Many Nigerians suffer from Stockholm syndrome, that is why buhari is leaving, they decided to chose tinubu to continue from where he stopped. No be juju be that?

GOTVee:
Even though I'm a born again Christian, I commend the Federal government and our dear president Tinubu for his doggedness and resilience in turning our economy around for the benefit of the masses. Peter Obi that never implement any reasonable policy to better the Lives of any anambra citizen yet he wants to be president. Till today no state in the South East can boast of a common BRT bus service. All they know is to blame other regions for marginalizing them. Unserious Region that wants to stand alone as a country. Nonsense. May God punish Isreal for terrorizing Gaza. Amen

They way you carry "born-again" christian on your head, quoting it everytime something is said about tinubu. Hope all is well?

CoronaVirusPro:
His Excellency, President Asiwaju Bola Ahmed Tinubu (GCFR) has spoken well!

Even while he is giving his best, its appealing to know that, he believes his doings requires prayers.

Only appeals to your likes bro, you must be suffering from the mental effects of long covid, unfortunately healthcare in the country is too shitty to treat or diagnose it

Mannabbqgrill*s...testing the idiot

To that person who needs to hear this.. you may able to legally sell your landlord's house after living rent-free.

https://www.mirror.co.uk/news/uk-news/squatter-who-claimed-ownership-pensioners-31579801

Philipponzaghi:
If this happened in Africa, they would have been writing to the embassy screaming African leaders are killing freedom of speech.

But here is the UK prime minister sacking someone just because he called for peace.

If na one African president dey kill people of other country, USA go condemn to The Hague but since it is Israel doing the killing, they look the other way and say they are fighting terrorists.

This world is the more you look, the less you see.

If as an appointee, you do not agree with your bosses point of view, you should resign to allow him work with someone who shares his vision.

This has nothing to do with freedom of speech

There's no basis for tithe payment/first fruit in the new testament. It is borne out of the concern that if people are left to give from a freewill. They may give below 10%.

Moreso tithing came with explicit blessings and curses which makes it fanciful to many pastors to drive compliance.

I do not think the absence of tithing is why churches in the UK are declining, rather less enthusiasm for religion.

In Nigeria, to travel using the roads which most do, you have to pray for "safe trip", unemployment is also very high, so you have to pray for a job.

Hospital, you pray to come out of the casualty ward alive. These many things we prayed and kept faith for in Nigeria, builds a very strong sense of spirituality those born here do not have.

In the absence of new migrants and after a few generation, all things being equal, the african-dominated chuches will follow same trajectory as their oyinbo counterparts.