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Programming / Re: My Journey Into Svelte Development by ajsans: 8:45pm On Aug 31, 2022
qtguru:


I replied,

Replied you sir.
Programming / Re: My Journey Into Svelte Development by ajsans: 5:49pm On Aug 29, 2022
qtguru:


Yes I don't mind, my email is on my website, I don't want to be blocked, send a mail, I don't mind, I have some stuffs. You have basic javascript and React knowledge?


Hello Sir,

I sent you a PM, it's regarding your post regarding ui/ux design in your slack.
Programming / Re: How A Netflix Engineer Landed A $800k Job by ajsans: 5:22pm On Jun 17, 2022
tensazangetsu20:


It's actually for ADHD but normal people can take it to increase their learning and productivity rate. They are also known as study drugs. You can google them
Are you sure there isn't any side effects.
I meet someone on twitter that sell his for 60k. But I am reluctant about it
Politics / Re: Onitsha Is Becoming A ‘Dead’ City - Soludo Laments by ajsans: 7:02pm On May 05, 2022
Focusmind:
I can't even live in Onitsha for N10m per month. Even though, I was born and grew up there.

Why do you say so if you don't mind me asking?
Investment / Re: What's The Best Way To Invest Idle Funds? by ajsans: 2:57pm On Mar 23, 2022
schoolboi:


Hello Mr. Davien,

Please can you create a paid group where you can teach guys this.

Please, I really don't mind paying.

Davien you should consider this
Foreign Affairs / Re: Russian Convoy To Kyiv Ambushed By Ukrainian Forces by ajsans: 8:22pm On Mar 11, 2022
You are well-read sir. I always learn alot from your comment
Focusmind:
I saw the ambush coming. The western forces are jamming Russia's communications and satellite systems, making it impossible for them to detect the ambush. The Russian convoys have been holed up for days along the inward Kiev express road because of logistics and communication issues. With satellite and efficient radar system, you could be able to detect an enemy ambush party ahead and send reconnaissance aircraft to gather information and clear the paths. Russia did all that but the NATO communication systems, backed by the Japanese is helping to relay wrong signals to the Russian signal command, thus making them to take wrong decisions.

You can not help but acknowledge the importance of communication and satellite systems in modern warfare. This is why we are still far behind and backwards in Nigeria, unable to detect Boko Haram movements throw swaths of plain and low grass lands in the Northern paths of Nigeria, which should be easier for a radar and satellite system to pick.

Turkey used an efficient communication, satellite and radar systems to support Azerbaijan in their recent war against Armenia, where they recorded decisive victory, bringing down their fighter jets and jamming the missile systems to the extent that one Armenia fighter jets released barrage of bombs on its own infantry ground troops , thinking that they were Azerbaijan forces.

Family / Re: The Actual Cause Of Problem In Marriages And Families :part 1 (one) by ajsans: 4:03pm On Jan 29, 2022
Speaklove:

Sorry for taking Long before replying.

I scarcely allow or reply to email in this forum
For some reasons

So I think it would be better if you can just
Please state your thought here if you feel it's comfortable for you to do so
.

Hello sir, unfortunately I am not really comfortable sharing my personal information publicly. Since you said you don't allow PM, I respect that.
Family / Re: The Actual Cause Of Problem In Marriages And Families :part 1 (one) by ajsans: 8:22pm On Jan 18, 2022
Speaklove:
The rate with which divorce is taking place in this world can't be overlooked.

Please do not hesitate to comment or make contribution to this subject.

And if you are blessed by this writing please bless and glorify the name of Jesus Christ .
Thank you.

Thank you for this wonderful teaching. Please can I send you PM.
Investment / Re: Treasury Bills In Nigeria by ajsans: 2:45pm On Nov 10, 2021
EarlyCareer:


Thanks boss. I know the person and company now. grin

Iseghohi?
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by ajsans: 2:31pm On Aug 22, 2021
emmanuelewumi:



Once the dividend yield is less than 40% of the coupon from a 30 year bond na to sell.

At N105 Lafarge was selling at a dividend yield of 2%.

FBN at a dividend yield of 7%, which was not bad but whenever a business cuts dividends it is a testimony of bigger problem with the business. FBN cut dividend from N1.10 to 60k and the to 10k.

When a business stops paying dividend it is also a red flag, this is what affected Oando and Skye Bank.

UACN at a dividend yield of 2.3%.

Nahco was at a dividend yield of 7%, but when earnings are static or reduce and dividends don't grow, the stock will just be their

United Capital was at a dividend yield of 10%, dividends grew by about 200% in the last 8 years it is normal for the stock price to rise.

APR was at a dividend yield of 10.5%, dividends grew by over 150% in the last 8 years it is normal for the stock price to rise on the long run

Zenith was at a dividend yield of 8.5%, paid a total dividend of about N20. Very slugger stock that is not good for jijo

At this time the average coupon on a 30 year bond was 14%

The bolded has been added to my strategy. Thank You.

1 Like

Education / Re: Is MBBS Now Totally Useless? by ajsans: 4:13pm On May 31, 2021
tensazangetsu20:

Gbam but you need to be certified to get a Salesforce developer job since it's very delicate. Start with platform developer one. You can find the trails on trailhead.

Will do as you said. Thank you.
Education / Re: Is MBBS Now Totally Useless? by ajsans: 2:52pm On May 31, 2021
tensazangetsu20:

Check my past topics. I have a guide that shows a roadmap.

Boss man. Am considering that salesforce you mentioned in your past post. Studying java currently since you said apex is similar to java fx, hope am in the right track?

3 Likes 1 Share

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by ajsans: 10:14am On Aug 03, 2020
currentprice:
Let me come and greet my bsnl on my bornday grin

Ekuu Mkt O

be fearful when others are greedy


grin grin grin grin grin grin grin
Happy birthday Alhaji it's good to have you back.
Health / Re: Buttock Enlargement: After-Effect Kicks-In: Graphic Pictures/Video by ajsans: 6:48am On Apr 12, 2020
ednut1:
Shame
Happy birthday.
Investment / Re: Treasury Bills In Nigeria by ajsans: 2:43pm On Apr 02, 2020
just sent you a mail sir.
Reality11:


How far?
Investment / Re: Treasury Bills In Nigeria by ajsans: 10:14pm On Jan 11, 2020
emmanuelewumi:


What works for you does not have to work for me, there are various routes to market. The most important thing is to be financially independent that we can afford to live a comfortably from the residual income from our investments.

My late mentor had over 100 stocks in his portfolio over 40 houses in Lagos when he died in 2007.

This was a man who started investing in the capital market in 1962 at age of 20 and resigned in 1979 at the age of 37 to live exclusively from the returns on his Investments.

When I want to speculate, I do it solely on a stock taking a leverage position. That is my strategy and has always worked for me, I won't advise you use my strategy and I won't use your either because you are different from me as I am different from you.

Am sure you're referring to the Late Chief Akintunde Asalu. The Asiwaju of Ejigboland in Osun State.
Popularly known as the Warren buffet of Nigeria.

3 Likes

Education / Re: Cowbellpedia 2019: The Return Of Jessey Uche-Nwichi, The Mathematics Wizard by ajsans: 10:53pm On Aug 06, 2019
naturalwaves:
I have helped you to delete the post because you quoted the clue @ajsans grin grin grin
wink

1 Like

Education / Re: Cowbellpedia 2019: The Return Of Jessey Uche-Nwichi, The Mathematics Wizard by ajsans: 10:46pm On Aug 06, 2019
grin
Education / Re: Cowbellpedia 2019: The Return Of Jessey Uche-Nwichi, The Mathematics Wizard by ajsans: 10:34pm On Aug 06, 2019
naturalwaves:

Haba...... Did you see the full sentence I wrote?
I did not. Only saw the abbreviation
Education / Re: Cowbellpedia 2019: The Return Of Jessey Uche-Nwichi, The Mathematics Wizard by ajsans: 10:27pm On Aug 06, 2019
naturalwaves:
ajsans.....Hope you saw the hint when I posted it?
Too hard to crack. Still doing permutation on Google.
Education / Re: Cowbellpedia 2019: The Return Of Jessey Uche-Nwichi, The Mathematics Wizard by ajsans: 10:16pm On Aug 06, 2019
naturalwaves:

cheesy cheesy cheesy cheesy cheesy
Give me hint since you're not willing to reveal full name.
Education / Re: Cowbellpedia 2019: The Return Of Jessey Uche-Nwichi, The Mathematics Wizard by ajsans: 10:12pm On Aug 06, 2019
naturalwaves:

Lolz. He wants those from Lekki right?
Good education cannot be free. In my school, pupils in Primary 2 work perfectly well on Excel.... Can gather data, launch the program, put them into cells and even use pictograms and different graphs to represent the information. In the secondary school, students pack A1 in WASSCE like beans. Imagine having up to 10 Mathematics teachers in a Primary school alone and having multiple teachers to teach you as well in the secondary. Imagine having at least 2 teachers to teach you Physics and the likes. How you no go score A1 when dem no swear for you. grin cheesy cheesy cheesy cheesy. Don't ask me for the name though. grin

Oga Naturalwaves, please tell us the school name.
Investment / Re: Treasury Bills In Nigeria by ajsans: 9:37am On Jul 25, 2019
DaBogu:
Please, let us know. I am eager to drink from your wealth of experience.
If you have time, you can go through most of his post here and also his other moniker, https://www.nairaland.com/manie
Your financial worth would change as long as you're willing to take action.

1 Like

Investment / Re: Treasury Bills In Nigeria by ajsans: 9:26am On Jul 25, 2019
emmanuelewumi:




The title of the book was recently changed, do a Google search of the books written by the author

Have seen it. This is the new title "Politics And Economic Development In Nigeria: Updated Edition (African Modernization and Development)" seen it on Amazon, but the price too high $1454.

3 Likes 1 Share

Investment / Re: Treasury Bills In Nigeria by ajsans: 9:10am On Jul 25, 2019
emmanuelewumi:



Yes, used to be one of the richest people in Nigeria .

Read " The making and makers of private enterprises in Nigeria" by Tom Forrest. As at 1930 Dangote's maternal grandfather was among the richest businessmen in West Africa.

Been looking for the book in bookshops, seems it's no longer available.

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by ajsans: 6:54pm On May 16, 2019
RabbiDoracle:


WHT ~ Withholding Tax

You can use lots of method to get the price you pay for your stock. However, the taste of the pudding is in the eating. You have to buy at or below the instrinsic value. This gives you a better margin of safety.

Now this is where your mind starts to play games on you. When you buy and prices starts to fall, you start to ask yourself if the price you bought was the right price. Aside all these theoretical computations, that is why you need to place your satisfaction on something that you derive value from. And that to me is dividends especially during a downtrend.

So this means that after getting your price to buy, you go further to ask: Presuming they pay the last dividend again, what Dividend Yield (after WHT) will be ok for me? 8%, 10%, 15% etc.

If it is >10%, I will advise you take up the stocks even as price falls. Because falling price will give you improved DY compared to the price you bought earlier. This is like dual buffer. Buying at or below intrinsic price and still waiting for dividends.

So long as price remains low, you could be adding units quietly for that good stock. You can buy large volume at a cheaper price in a downtrend and not an uptrend. So the bear is the period of planting. As in plant coke bottle during bear!! grin



Well understood sir. Thank you.

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by ajsans: 2:24pm On May 16, 2019
RabbiDoracle:


If you align yourself towards cashflow through dividends payment, it means that you will have to research into companies that have been paying dividends for many years uninterrupted.

Then the next question is: What percentage am I looking at after taking WHT? If you are ok with X%, then do your DY calculation discounting WHT and then get Price (P) from it. But the assumption is that the previous dividend is what will be paid again.

It is very simple approach that you don't even need to kill yourself.

Your P/BV, PE, ROI, DE, Net of net valuations, Profit Margins etc are just mere selection criteria which will narrow down what to buy. But the actual move is the price you pay for it which can change based on lots of factors especially human behaviour (fear/greed).

While lying low in a stock, if the price moves to the point that your gains on the stock = Y number of years dividends, then you sell off. Note that X and Y are dependent on what you think is great for you.

Much appreciation for the helpful information. I have a few questions to ask if you don't mind please;
What do you mean by the full abbreviation in the bold WHT? also, in the second bold you did mention that the price one pays for a stock plays an important factor, which means you always ensure that a stock should be priced below it's intrinsic value/ fair value before you buy, does it mean you always determine what a stock fair value is using various method like the popular Discounted cash flow valuation method which the likes of currentprice and Onegentleguy uses.
TV/Movies / Re: What Series Are You Watching Now? Part 2 by ajsans: 10:03am On Aug 25, 2018
Please how were you able to watch the season 3 with english subtitle. I did check around but couldn't find it even that your index link you dropped with your former handle.
KoiceReloaded:


Really?? Narcos is one of the best drug cartel shows ever made. Part of the appeal stems from the fact that it's based on actual events that transpired between the Medillin cartel and the DEA/Colombia military. One of my favorites.

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