₦airaland Forum

SonsOfLiverpool:
About 227 CAD

Many thanks

Gurus, pls what is the cost of evaluating credentials via WES Canada

House just dey calm, hope NSE never catch fire oo

aremso:
Good day house, please does WES evaluate GCE result?

Pls can wes evaluate GCE results/certificate

Good day house, please does WES evaluate GCE result?

ednut1:
each of province have their requirements. Find out which one you qualify for and check their website.

Thanks sir

House pls what is the minimum scores one can have as couples under PNP

Please sirs I need feed back on the above

Vwne:
I have been following the thread for a while now and I wrote IELTS GT (MOD IDP) for the first time on July 6, 2019. Thankfully, the result came out as LRWS 9, 9, 7.5, 8.5

I would like to share some tips on the listening part. I understand it may not work for some but I think it helped me.

I used Cambridge books to prepare and increased the speed of audio playback (on exam day, the audio felt slower and I had more time to focus). It was difficult initially but I soon got used to listening to the audio, following the questions, and taking notes at the same time.

Before the narrator starts, I skim through the questions, underline key words and think of synonyms while predicting possible answers (or the format the answers could take). Sometimes, there are 'false start' answers; where the narrator corrects the answer while narrating (kindly pay attention).

https://ieltsonlinetests.com/ielts-exam-library#general-training is good for practice. Their listening test audio is faster than the usual Cambridge audio.

IELTS Liz, English Emma and E2 Language channels on YouTube are fantastic resources as well.

I can share the materials I used if you request.

Sir, pls help your brother too I need the materials

arem.sam@gmail.com

Pls gurus, what is the tenure of IELTS, after writing and passed, how long can one wait without using it.

arduino:
It should keep reversing till October ending. By that time, my first tranche of TBills would have matured.

Yes ooo that is my prayer too

emmanuelewumi:
L


I am humbled, thank you for the kind words. We are currently in the period of wealth transfer, those who know are very few.

My brother serious wealth transfer loading

needful:
Oga. 1m unit of zenith bank stock will be close to N19m, assuming u receive a dividend of 2..250m for 17yrs. U will be making close to 35m. Now, what is the assurance that ur zenith bank stock wont fall to 5naira in 17yrs time with the way they manipulate stock market. What is ur assurance that zenith bank wont be bought over by another bank in the next 17yrs to come, what is ur assurance that zenith bank stock will increase in order to give u capital appreciation. As far as am concerned, stock is never a good way of capital appreciation. Remember u will pay tax on ur dividend, pay brokers fees every yr also. Etc

If zenith gets to #5 then there is a major ressesion, the 2.250m is net of tax. Stock investment is not faint hearted investors and not for risk haters. Mind you I can invest in any stock then go and sleep once I qualified for dividend payments I pulled out to TB eg I bought zenith for 20+ around January this year, sold for 22.7 and put the money in tb. This is after dividend qualification. Stock investment is not for everyone but that is the sure way for me to increase my net worth. If am still in the stock I would have loose about 1m so I know the time to enter and when to exist so by God grace the issue of another bank taking over will not meet me there.

emmanuelewumi:
Interim and final dividend declared was N2.80k, do your maths again

Just did on the final

HeliosHay:
One man's food is another man's poison.

As I said before, my objective with large investments is capital preservation with a steady 0% tax income.

TB and especially bonds are suitable investment vehicles that can help me to achieve this objective.

Shares are not....it doesn't mean they're bad

Finito Sir!

HeliosHay:
He can lose a significant portion of his capital investing in shares.

The year to date return on Zenith Bank Stocks is -9.41%. Granted dividend yield is 15.14% it makes no sense losing 9% of my principle just to get 15% dividend when i can keep my entire principle safe and still make 12.4% with Bonds

The entire Nigerian stock market has been down so far this year..for people who are after steady earnings with capital preservation it's not a great move.

My opinion sha

Lol for those that hates to take risk. Am currently sourcing for fund to buy 1m units of zenith I will get net dividend of 2.250m *17ys that is about 38m no capital appreciation is inclusive, no reinvesting inclusive. Just know the right time to enter and exit

DaBogu:
17yrs*495,893 = 8,430,181

Still low sir 4m for zenith stocks @ 18.4 gives 217,391 they give dividend of #2.8 *217,391*17yrs is about 10m no reinvesting involved.

shogbenga:
This is from stanbic

Oga sir, you get mind ooo for 17yrs? If I invest 4m in zenith bank share @ 18.4 the dividend alone for 17yrs will be around 8m + without reinvesting the dividend to compound it if I reivest for more dividend the it will be about 13m. I choose zenith cos that is the life of JO where he gets close to 10billn as dividend every yr so we must chop it together.

Pls good people, myself and wife wants to write ielts exam separate time is it possible since we are applying for EE the same time or should we do it together? Pls gurus

seyisanya:
Please gurus in the house, kindly help respond to the questions in bold as I await the right time to join the market.

Thanks.

There many good dividend stocks aside zenith, uba gtb CAP, etc.

When you register with Morgan, there is a manual like write up that will guide u on what to do.

Go to the registrar of the stocks u intends to buy, they tell you how to go about it

Agbalowomeri:
Since you are new, go register with either meristem, united securities or morgan or any other one
Use half of your money to buy zenith bank
Wait till Sept or November end or anytime you see it at 15, use the other half to buy the same zenith bank
Process your e-dividend mandate and be collecting what we call dividend (the one you are calling interest)
Continue to follow this thread
After 2 years, you can try some other things

Finito no stories again

Thaiy:
You can register, and sit for the exams when you think you have really prepared well, it is an examination that’s written on demand, you will have a number of modules to write. You can read up on CIMA via google or page 1

Many thanks ma pls for how many months will it take me?

Ladywinterfell:
Only the PA should write CIMA (or any additional degree he/she choose)

This will give extra 33 points (to the PA)

If the husband is the PA (for example) and both of them get an additional degree (be it CIMA or BcS), they are only getting extra 1 point to the 33 points because additional certificate from a spouse only give 1 point on CRS calculate

So the question is: is 1 point really worth the stress, time and money?

Only the PA should sit for the exam

I would suggest the PA go for CIMA, it's easier if you can read. I'm writing one very soon and I have no prior knowledge in accounting

In addition, you can write the CIMA first, the certificate takes about 6-8 weeks to come out, use that period to prepare for IELTS

CC: aremso

Pls when can I register for the CIMA?

Ladywinterfell:
Only the PA should write CIMA (or any additional degree he/she choose)

This will give extra 33 points (to the PA)

If the husband is the PA (for example) and both of them get an additional degree (be it CIMA or BcS), they are only getting extra 1 point to the 33 points because additional certificate from a spouse only give 1 point on CRS calculate

So the question is: is 1 point really worth the stress, time and money?

Only the PA should sit for the exam

I would suggest the PA go for CIMA, it's easier if you can read. I'm writing one very soon and I have no prior knowledge in accounting

In addition, you can write the CIMA first, the certificate takes about 6-8 weeks to come out, use that period to prepare for IELTS

CC: aremso

Many thanks sir, I will write the CIMA

pyruvateluv:
Simulate your score with the crs calculator. What is your field? You could consider taking CIMA, BCS(registration ends this month) Pgd at NOUN(not too advisable personally) or Unilag HRDC. However, you and your wife must take IELTS to boost your score

Cheers

Pls how many months does it take to write BCS? We both have Bsc in economics. Can I do IELTS before the BCS?. Thanks

Joromi12:
u dont have to tell us. Before scammers will come for u. Edit the amount. Bcs is there . Registration closes july

Many thanks my brother pls what is Bcs and how do I go about it considering the short period. I have edited the amount

Joromi12:
visit page 1. Bsc alone wont give you desired scores you need an extra certification. Pof $19,390. Page 1 and google should be your friend

Bsc is where our problems lies as for pof we have already in TB

Dear good people,

Please me and my wife are planing to give Canada a second tot after loosing my job. I have just Bsc alone also my wife has bsc alone though I have almost 10yrs work experience but my wife has just a yr work experience. Please I need you kind guide on how to go about it before I finished the little savings I have. Please how much proof of fund would be enough for a family of 3. Thanks all for your response

benedictuyi:
Good day house, I'm new to this section.
I really don't understand stock trading so any help will be appreciated.
Can someone please tell me where to start from at least?

Open a trading account first with the broker of your choice like Morgan sec.

needful:
Well on that note, I will prefer GTB and Zenith, although this is not the right time to enter them. I pm u, can u get back to me?

sure banker stocks!

Agbalowomeri:
Dumped my long term holding in GTB at 47. Was not going to let the opportunity pass me by this time. Let the market oscillation continue

Wow! Dumped mine @42.7

Deadlytruth:
Please do add your own offers so that the prices of GTB and Zenith can keep dropping till the grave robber junction at which people like me would look their way.

Yes ooo on the fence peeping