Hi guys, please how long does it generally take to receive fund after applying to liquidate treasury bill investment before maturity date (with Stanbic to be precise)

digitalgirl234:
Hello guys,

Who as applied for a PRTD recently from anywhere especially from Nigeria? I need information urgently on the timeline for getting the PRTD visa. Thanks

I did last month. Submitted my PRTD application at VFS UK on 6th November and got my stamped passport back on 9th November. It was very easy and straightforward. In fact, they gave me two years multiple entry.

Negotiate:


Is your girl less than 2 yeas old?

Correct

rukaiya:

Congratulations!!!
I'm curious, which airline did you guys use?

We used KLM and they didn’t even ask us for fit to fly; probably seeing our condition, they even had to clear two extra seats for us by relocating the passengers there to another place so we had four seats to ourselves with my little daughter. I only paid for two.

sconp:


Ah this is confusing o, selling sweet is not a crime but buying the sweet is? Why allow the sweet to be sold in the first place?

I tire o

maternal:


Not true. Unless if you have something in your background or they feel you're shady. On average it takes 10 min. Show proof of employment along with no criminality, and you'll get your 10 year visa within 10 min.

As a PR, Please can I show proof of employment outside Canada as I am currently working in Nigeria but would like to apply for my US visa in Canada. The reason is that my family is based in Canada and I would like us to apply together next month when I visit Canada. Albeit one of my children is a Canadian.

michael1:
Dear All,

Well, my wife travelled 34 weeks and delivered the baby in Canada, she got her Alberta Health card immediately she landed and both mother and child are fine. As a matter of fact, mother has gotten her PR card

Regards

Congrats man!!! Let this not pass me by. To corroborate this testimony, my wife also travelled in recently at 36 weeks plus few days to 37weeks and delivered our baby in Canada, although she didn’t get Alberta Health card immediately, she was only provided with her healthcare number at the Registry; which she used to visit hospitals. Mother and child are also fine. Howbeit, we’re still expecting our PR cards.

Please how can I change naira in my Nigerian bank account to Canadian dollars. I’m presently in Calgary.

Thanks

Nnamz:


I can't speak for StanBic cause I've never done Treasury Bills with them. I do mine with GTB. How I do tbs is, I send a very short letter to my account manager, addressing it to GTB but authorizing my account manager to debit my account the amount I want. I do this the Monday before the bid (primary market). That's all. Just remember to state the tenor you want. If you don't the bank would go with the default tenor of 91 days. It happened to me last month.

Feel free to ask me for any clarity.

Cheers.

Thank you very much for this! I’ll ask the bank to provide me with details of my account officer straight away.

MrOba:
Congratulations Armstead on your PPR. Could you please share, how much was in your PF part of your POF that was converted to CAD$3951? I’m only trying to understand the conversation rate CIC use and I’m pretty sure some other people on this thread will be interested as well. Many thanks!

25% of my PF was N1,084,500 at eApr meaning CIC used N274.487 as exchange rate while I had used 277 or 278 on Xe.com upon submission. In essence, what they calculated as POF for me was even higher than what I calculated for them.

Ramj:


Na joke I dey naa.

Oya next time First time right.

COPR loading. a beg I need Northwest Territories mates. Join me as we "neighborhood" with Polar bears and do ice racing.


Je m'appelle Ramj

You sure you can stand the weather and hungry bears?

Nnamz:


I never walked into a bank to open any of my 4 accounts. With technology in this 21st century, you don't need to be around to open an account, or even do treasury bills. Same goes that I've never walked into a bank to do treasury bills. In fact, long story short, I don't live in Nigeria and that's not a hindrance for me. In fact I wouldn't waste my precious time going to banks even if I did live in Nigeria.

Please how do you do this? Kindly advise as i’m Also not in Nigeria but have a stanbic account with some fund.

armstead:


To corroborate your point above, I applied for GCMS in August in order to specifically check if my pension fund was considered as the PF is the only source of additional fund to complete my POF requirement. To my amusement, I received my GCMS notes today; lo and behold my Pension fund statement with LeadwayPensure was accepted and considered without any review required. Please see screenshot attached.

Very Short Post Alert

In another news!!!

Apologies this is coming late. It’s PPR!!!!

Started this journey in October 2017 after we made a decision to relocate.

IELTS showed me pepper as I had to take it three times:

1st - 10 February 2018 LRWS 6,8,8,7.5

2nd - 24 March 2018 LRWS 7.5,8,6.5,8, when I saw this result midnight of 6 April, I quickly registered for the following day’s test without much preparation.

3rd - 7 April 2018 LRWS 8.5,8.5,7,8. As a result of this third IELTS result, our CRS jumped to 450 from 3hundred and sth(don’t ask me questions ). I would say please don’t give up on this journey because I was almost losing confidence in myself after my second IELTS result as I rarely fail exams. I also got encouragement on this forum seeing some people gave (as our Indian brothers will say) IELTS up to 7 times and now in Canada. Hence, I had to quickly re-take the test to avoid losing momentum.

Timeline

Minimum invited CRS 441
CRS 450
FSWO
NOC 1111
ITA 25 April
AOR 5 June
MEP 18 June
IP1 19 June
GCMS note request 30 August (had to request as I was scared after reading some comments here about Pension fund not being considered by CIC for POF)
IP2 27 September
Ghost update 2 October
Received GCMS 2 October (everything looks fine and I remember sharing here my PF was considered as POF as minimum required fund was marked met)

Then the long awaited golden mail arrived!!!!

PPR 3 October 2018 at exactly 3:39am, can’t remember the seconds
No ADR
Family size 3
Ottawa VO

ECA - I used WES but those guys plus our regular naija strike stressed me Walahi; I sha got the completed reports for spouse and myself after 6 months.

PCC - Got for U.K. and Nigeria. U.K PCC is pretty easy to get once you follow instructions on their site. For Nigeria PCC, used inspector Moshood for spouse and myself. He charged us N17,000 because we couldn’t go to Alagbon as all correspondence with him was via email. However, I sent a friend to pick the original certificates from him and scan to me. Contrary to what I have read here, I decided to exclude from my eApr the Alagbon stamped fingerprints papers accompanying the PCC because I felt it wasn’t relevant since CIC only requested for PCC; so I only uploaded the Police certificates with our application. Thank God there was no issue with it. Although, I wanted to take style avoid implicating myself as I was in the U.K. when I submitted my application and the procedure for getting fingerprints done was expensive for me and stressful; so I bought ink pad from one shop and did the stuff in my room, then scanned to inspector Moshood. I felt if I had included the fingerprints with my application, any inquisitive VO may flag that “how did he get PCC as the fingerprints were not certified or stamped by U.K. police &/or Nigeria High commission”. Just my thinking though.

POF - Hmmm, I had to patch this one o; I used Treasury bills from Stanbic as 55% of POF (didn’t include any bank statements), cash in Dom account with a foreign bank was 28% (only submitted stamped bank statements and a letter from the bank stating when the account was opened as I intentionally didn’t want to get the format letter requested by CIC because I have credit card debt with the bank which I wasn’t sure may affect my POF; God had mercy sha) while my PF was the remaining 17% of POF. I prayed o for them to consider this PF as it was my last resort and only hope at that time as I don’t have anybody that can gift me money. Can’t remember the last time I got money gift again, maybe childhood. As advised on this thread, I prepared a table for the POF and explained each, particularly the PF section, very well as I had initially withdrawn some voluntary contributions in 2017 and this reflected on the Pension statements. Had to let them know the withdrawn amount was a voluntary contribution and does not constitute part of the accessible 25% o before somebody will start running around for money way no loss upon ADR for the balance.

Work experience - got over 3 years work experience and getting reference letter was pretty easy. God bless my employer. Although, not necessary, I submitted work experience letter for my wife too since we had it readily available.

Medicals - Everything was fine for 3 of us other than the Dr recommending me for a further test because he sighted protein in my urine. God forbid!!! But thank God all was well after the further test although he still included protein something which my Jesus had taken away.

Travel history - just US and UK and no Visa refusal history

Criminal history - None by His grace other than childhood stealing of pencils and biros; and beating traffic lights in Lagos; which Nigeria PCC did not capture.

What again??

Ok lest I forget, I got 15 points for sibling in Canada �� so provided Copies of her PR card, utility bills within 3 months of eApr, marriage certificates and birth certificates showing names of both parents. I included sibling’s marriage certificate and newspaper publication for change of name as sibling is married and utility bill carries husband’s name.

My prayer for all still waiting for IELTS, ECA, ITA, POF and PPR is that it will surely come speedily in Jesus’ name. Amen

This thread is very informative and is got selfless people always willing to share. May God bless you all.

Armstead

Bobomaigida:


Please @ Armstead, did you give them a reference letter from Leadway stating your PF balance or statement of the PF showing contribution monthly?

Just the generic letter stating I will have access to 25% of fund after 4 month and PF statement showing monthly contributions. PS letter did not state PF balance

mcstan18:


Apologies if I'm dragging us back a bit on this. I think you're right with the VO's discretion assumption. 2 of my friends used their pf as a good part of their PoF (almost N2.5m) and they both scaled through. One other one who recently got his GCMS notes in July discovered that the VO treating his matter ignored hers. I advised her to raise a CSE at once before they come with their "insufficient settlement funds" slogan. Upon receipt of the second notes late last month, the PoF had been recalculated to include the pf.


I think pf is very well recognized (at least for now sha) as a valid part of PoF, but sometimes some of the officers decide on their own to leave it out. I'd really struggle to believe that it was an oversight. they're too eagle-eyed to miss out on anything.

To corroborate your point above, I applied for GCMS in August in order to specifically check if my pension fund was considered as the PF is the only source of additional fund to complete my POF requirement. To my amusement, I received my GCMS notes today; lo and behold my Pension fund statement with LeadwayPensure was accepted and considered without any review required. Please see screenshot attached.

danberg:
Thanks broquote author=edmasta01 post=71597256]

Use worldremit.com or azimo.com

I use this to send money to Nigeria all the time. Check the rates though to be sure she is fine with it.

Could you try this as it offers better rates than WorldRemit and the rest. I’ve been using it for the past 1 year and even have an ATM card from them. Secondly, your first £500 transfer is free (no charges). You will thank me later.

https://transferwise.com/i/seunm1

W

jelmusboy:
Any idea?

Didn’t you inform them when you changed address/location to Nigeria?

I presume you might have to raise a CSE for this o! Let the seniors chip in please.

phemmy26:
441 again...thought it would go down sef. Presently on 437. Still awaiting ECA for wifey certificates....maybe make i kuku enter as non accompany sef since i would be on 446..thinking aloud

Oga why don’t you just chill small and wait for your wife’s ECA.