₦airaland Forum

asha 80:
@ayomifull

Have you travelled outside nigeria before?

Yes mam, i live outside Nigeria.

Now as if that is not enough while just getting over that sad incidence i just called klm to pay for a reservation i did online yesterday topay over the phone the agent i spoke with ''kindly'' told me it is not possible to pay for this flight over the phone but directly on their desk at the airport. I should not have asked why because the answer to my why added to my problem the agent said 'because Lagos is a fraud destination and we have credit card fraud at the moment''

Now i know there is problem with this name and i dont find it funny.

debosky:
For once I agree with Tpia - the onigbese is using Nigerian nationality as excuse not to pay his bills?

That's not the point, when i checked d system he later called back and paid up. My problem was the humiliation i felt, of course because i knew the reason why but its quite disturbing and for the first time i felt the impact of those guys who destroyed the name. Well, im trying to get over it sha but how sad!

Yeah i understand i am not under any obligation to disclose that if i dont want to, but come to think of it someone asks you what nationality you are and you have to think for a few seconds and say em em that has got nothing to do with my job. I understand when someone ask the question with some sort of racism on his voice but someone just want to be friendly and just ask isnt it a shame and isnt it so disgraceful that you cant proudly answer it. Now i understand why some ppl are having changing the colour of their passpt. So sad.

I've never had such a terrible day in my 3 years working in finance. I was speaking with someone on the phone who was supposed to give his cc details to pay his overdue bill and just as he was about giving me the details he jokingly asked what nationality i am (obviouosly from my accent) and i unproudly said Nigeria and as if i was a devil the guy hung up immediately.

Until now the fact that the name has been soiled never made meaning to me sort of but that yesterday i felt so disturbed, so bad, so sad. Just wondering if such question should come up again will i proudly say that i am a Nigerian again or decide not to answer as i am not obliged to?

If life is not rosy for you in another man's country and you have good offer that will make life rosy for you in your own country i will suppose the best will be for you to move to your own country depending on if you have the neccesary skills to see the buz through. It shdnt be a problem moving yr family with you now abi? Its unfortunate how lots of ppl suffer themselves here when they can get something better at home.

A friend who almost got frustrated here suddenly decided to go back home in April he has just got an offer that comes with car, driver, personal assistance and all and the pay? he cldnt even get paid that much if he was to get the same job here considering the expenses here.

Its up to you talk to yrself, your wife and yr old man.

All the best.

10 of the biggest scams
By Rachel Robson







Over the years, scammers and fraudsters have come up with more and more inventive ways to swindle us out of our hard-earned cash.

And unfortunately, when times get tough, more of us become susceptible to these cunning schemes.

So I've decided it's time to give you the run-down on ten of the worst scams to watch out for so that you can avoid being ripped off!

1) Phishing emails

The trap: Emails which appear to have been sent from your bank and ask you to reset or confirm your security details by clicking on a link.

ADVERTISEMENT

The reality: More often than not, these links take you to a fake website with the aim of getting hold of your personal or financial details to defraud you. So whatever you do, don't click on these links and delete the email immediately.

For more advice, visit the Bank Safe Online website.

2) Bogus holiday clubs

The trap: You're approached by a scratchcard tout or receive a phone call telling you you've won a 'free' holiday. All you need to do is to attend a presentation to collect your prize.

The reality: At the presentation, you'll be persuaded to sign up to an exclusive club and pay a fee for the privilege. But you'll probably find you've bought little more than access to an internet booking service offering the same service you could find in your local travel agent. Read Hidden holiday costs for more advice.

3) Emails from 'friends in need'

The trap: You receive an email from a friend claiming he has lost his wallet and passport abroad and desperately needs money to pay for his hotel bill and his flight home.

Often your friend will tell you all phone lines have been disconnected and the only method of contact available is email. He'll then ask you to wire over some money to help him out, making out this will be repaid upon his return.

The reality: The email is not from your friend, but from a scammer who will happily run off with your hard-earned cash and perhaps even ask for more.

4) Lotteries

The trap: You receive a letter or email to say you've won a large sum of money in a lottery. Hurrah! But when you phone up to claim, you'll be told you need to pay a fee to collect your winnings.

The reality: Hand over the fee and you'll never see your money again - or your prize. It is illegal for a real lottery to charge any sort of fee so if you're told you need to pay, steer clear. And remember - if you haven't bought a ticket, how can you have won a prize?

5) Weight loss aids

The trap: Advertisements promising you'll be able to lose weight with minimal effort thanks to the wonders of a revolutionary pill, patch or cream.

The reality: Usually there's no scientific evidence to back up these claims, and you'll end up spending money on a bogus drug that will make absolutely no difference to your weight.

6) Advance fee fraud (the Nigerian or 419 scam)

The trap: You receive an email or letter from what appears to be businessmen or officials from Nigeria or another African country offering to transfer large sums of money into your bank account to get it out of the country. You're told you can keep a large chunk of this cash, but need to pay a fee to cover the transaction costs and legal fees.

The reality: These emails/letters are from conmen who will simply disappear with any money you give them. What's more, because you'll have to hand over your personal and bank details, you can expect these crooks to empty your bank account while they're at it.

7) Work at home schemes

The trap: You see an advert in the newspaper or on a lamppost offering you a significant income for minimal work - such as envelope stuffing or craft assembly work.

The reality: What you won't be told is that you might have to pay up front for supplies to carry out the job or to cover hidden costs. You may also find your 'employer' refuses to pay you, claiming your work isn't up the right standards, or that you only get commission for signing up more people.

Car matching

The trap: After placing an advertisement for your car in the newspaper or online, you receive a call from someone promising to match you with a buyer. You're then asked to pay a fee for the match - often around £80-£99.

The reality: The call was from a fraudster, there's no buyer and you can kiss goodbye to your cash.

9) Mobile phone insurance

The trap: Not long after buying a new mobile phone, you receive a call from the shop you bought it from, and are offered a fantastic insurance deal.

The reality: After handing over your bank details you discover your mobile phone isn't insured after all and the person on the phone wasn't who he said he was. By which point, your bank account is looking decidedly less healthy.

10) Pyramid schemes

The trap: You pay a fee to join a scheme but are offered the opportunity to make bags full of money fast by simply recruiting other people into the scheme.

The reality: These schemes are illegal and although the people at the top of the 'pyramid' might make money, it won't be much. And as soon as the pyramid stops growing, there's no money to be made.

Finally,

There are many more rip-offs and swindles out there, but unfortunately I don't have room to list them all. But hopefully the above ten give you some idea of what to look out for.

For further tips and advice, you can read this guide from Consumer Direct. And if you come across any scams, you can report them via the Consumer Direct website.

Remember, if it sounds too good to be true, it probably is.

More from lovemoney.com

I live in Ireland and there is Primark shop here just named Pennys here instead of Primark.

Congrats in advance. If u want Primark stuff and can get  money accross to me before 5th July i can help u shop there (at their exact price, i dont sell) and bring dem for you on my visit next month.

All the best

Do you by any means let cars?

cocoman4u:
@ poster
I feel your pain but the best thing for you to do is to move on with your life. Forget about this liar and stop being curiouse about people you are no-longer with. Curiosity killed the cat!

According to her its not about the guy its about her having a straight record for future purpose.

@ poster if that makes u happy and satisfy u by all means do and clear yr name.

Fashola of course tried and trusted.

somze:
Dubai International Airport . . . Super

Seconded.

Because we work just like u do n we hav too much to spend on

Thanks hamjola.

Does anyone know of any other car rental apart from Avis pls?

also:

http://www.webmd.com/baby/healthtool-ovulation-calculator

blacksta:
Doomed Country

I am tempted to say you can say that again

[quote author=$osisi link=topic=275332.msg3908772#msg3908772 date=1243014347]nigerians again[/quote]and again and again and again

Not only will i vote for him, i will also register my unborn babies to vote for him if possible.

This Fashola is a genius, the greatest of them all! Wish he will one day be the president of that gr8 country.

£210bn looted in Nigeria since 1960 -EFCC
The Economic and Financial Crimes Commission (EFCC) has said over £210 billion has been looted, Tribune


N’Delta Crisis: Nigeria Losing N8.7bn Daily
The Federal Government revealed yesterday that the renewed Niger Delta crisis is costing the nation over one million barrels of crude oil per day, ThisDay


$450m Abacha Loot ‘Can’t Be Traced’
The United Nations Office on Drugs and Crime (UNODC) declared in Abuja yesterday that about $450 million out of the over $3 billion alleged to have been stolen by the late Head of State, Gen Sani Abacha could not be traced, ThisDay

what? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ?

GoldCircle:
wat kinda car are u looking @? & wats ur budget like? what part of the country will U be needing this ride?

may be able to assist if I get proper infor to these questions!

Any clean car. I dont have any budget but will be willing to pay any reasonable amount. Just to move around in Lagos. Thanks

Pls i need someone to help me on this. I want to know if Unilag has just offered admission letter and if its true how much is the fee? Thanks.

tpiah:
I posted info on Avis which mysteriously vanished?

Does someone here have a beef with them?

Thanks tpia but $150 a day is definitely beyond me

gestapo:
Avis is expensive in Nigeria, they charge about $150 per day, if you need someone to borrow you a car in Nigeria, You can post a full Photo of yourself here first because this is a male dominated arena.

$150 a day? I dont even earn that much in a day, definitely cant afford that because i wont want to come back to face cc bill crying lol.

Full photo of meself? No i cant do that, i am a woman, 35 dont look it though lol. I will be more than happy if anyone can be kind enough to borrow me one, can even pay a reasonable amount for it. Im not using it for any long distance journey just moving around Lagos. Any good samaritan

nnaemmy:
Gd job man, 1st may is my birthday, hapi b/d to all may born

My son's bday mate, happy bday in arrear

I will be spending 3 weeks at home in July and need to either borrow or rent a small clean car on self drive for that period. Is anyone kind enough here to borrow me one or tell me where i can rent one?

Yeah i said it at the time that this guy asked for 50m from one of the companies that was under probe and my friend who was to negotiate refused to give it and that was why the company was shown on the tv, i knew from then that the guy is so so so so so clean and fit to prove oles like himself