₦airaland Forum

Thanks all, appreciate your sincere criticism. God willing I will carry d whole house along next time. God bless u.
N.B: I'll share the refusal letter soon

Good day gurus here
Unfortunately for me and my family with all we presented we refused again. It's d third time now for wifey n son and 2nd for me. I am so sad now.
I don't know why ECO felt d money in my accounts ain't available or mine. Maybe I should just give up. Your counsel and advise will be appreciated.
Thanks n God bless

Really sad, as much I don't support cheating, though guilty of it too(not matrimonial bed sha). I still think d wife shouldn't have left him but look for a way to help with d assistance of men of God or counsellors. I pray God help us men. It is well ooo.

What's d big deal in that? Me I go quick gree if I like d girl.

fluxyn:
Hi. You would need a blocked account for your spouse and kids.
Your spouse will also go through verification process which involves a lawyer confirming her documentation and marriage. You would also get a house for the number of family as per german requirement when you get here as you will be coming to Germany alone and your family will join you later.

For kids half of an adult blocked account is required.
I hope this answers your question based on my own experience and please both of you should apply together and let them know you plan to go with your family.
The process is also long and tiring but worth it.
All the best.

I will appreciate if u can share your real life experience with me plus d costs. I have d same plan for my family. Thanks in anticipation

Mercy95:
Wrong info
He will still have to apply through uniassit so he can get VPD before he applies directly to the school

Is this applicable to all the schools?

Nice one Emekus, following n enjoying ur thread.

The eco said the he's not sure the money in my account is available/ or mine to spend.
For my wife a wrong access bank account that's not hers was quoted and based on that dey were refused.





quote author=iyatrustee post=93498616]

Why were you refused in 2018 and your wife and son recently? Have you addressed the issues raised?[/quote]

Sources are savings, investment and biz e.g.for d 5M+ in my multipurpose cooperative account, it's a deduction of 90k from my salary every month.
Your saying I should not reply u sounded somehow, are you angry or pissed with me?
Your advices n counsels ain't taken for granted ooooo









uote author=giselle237 post=93499271]
Can u elaborate on how all the monies you have stated are accrued ? Please explain, this one we are seeing so many financial docs. Hope there’s no over boosting anywhere.
Secondly why were u refused, why were ur wife and child refused too?

Update- Don’t worry I remember your case. I think I’ve already explained as much as I could then. Sir, do not worry about replying me. cheers[/quote]

Good day bosses in here. Am I good to go? Sending in d following:
Multipurpose cooperative savings account statement=5M+
Biz account=1M+
Salary account=1M+
Savings account=500k
Fbnquest investment=1.75M
6months payslips
3properties
Marriage certificate
Child birth certificate
Reserved accomodation
Employee's I.D
Employment letter & introduction letter
Ikedc bill
Past visas(S.A, Dubai & Austria)
Tax I.D
Biz docs
Wife presented d following:
Fbnquest investment=3M
Salary account=600k
Employee's I.D
Employment letter & intro letter
6months payslips
Family pics
I am sponsoring the trip n intend to spend about 1.5M from my multipurpose cooperative savings.
Do u think we r good to go for a family of three?
We were refused in 2018 n wifey & son too recently but it's more than six months.
I will really appreciate your guidance and advise. Thanks.

I tried now but it's requesting for my card details and that I have hold it with 60 usd dollars. Can u pls show me d steps I need to go through?


quote author=giselle237 post=93485554]
Not compulsory.
If you insist you can do it yourself on www.turkishairlines.com
Dont worry about the expiry date of the booking. It doesn't count.[/quote]

Thanks boss



quote author=ukay2 post=92424668]

Oga Giselle237 has given you everything you need.

Please follow his advice and you will be fine.

All the best Sir.[/quote]

Pls is it compulsory u get a flight itinerary for UK visa application, if yes, can anyone help here? As d person I use said they are blocked from doing so. Thanks in anticipation

giselle237:
In my honest opinion you should not apply now.
Actually the salary is 102k as that is what the application form question asks.
‘What is your salary after tax?’
Ur disposable income is actually 102 - 30 to 50k which leaves u with 52-72k monthly !
This can’t work ooo....
u can help urself with the business if you can be paying yourself say 200k monthly from there to help turn ur disposable income to about 252-272k with the inclusion of what’s left of ur salary.

Applying with the financial situation u explained, dey will find one story and help deny you d visa very well. U already have strike 1 from previous history.

Good morning bro
It just occurred to me that 90k out of the deductions goes to cooperative savings account, which I have access to anytime I want. Don't u think with that I can go ahead and apply?

giselle237:
In my honest opinion you should not apply now.
Actually the salary is 102k as that is what the application form question asks.
‘What is your salary after tax?’
Ur disposable income is actually 102 - 30 to 50k which leaves u with 52-72k monthly !
This can’t work ooo....
u can help urself with the business if you can be paying yourself say 200k monthly from there to help turn ur disposable income to about 252-272k with the inclusion of what’s left of ur salary.

Applying with the financial situation u explained, dey will find one story and help deny you d visa very well. U already have strike 1 from previous history.

Hmmm, I appreciate ur response. God bless u.

giselle237:
U will need to arrange this well.
Please who does the deductions?
How much do u get in your account as credit alert from work? This is important
Then how much are you going to indicate as ur monthly expenses?

Next side, if you are thinking of using money from the business to add because the figures u mentioned are low please do well to compulsorily pay ur self a fixed amount as salary every month from ur company.
U can’t tell the eco any amount and then produce company account and say wahhh i am using so and so amount.
It might be your company, but the ECOs hate that and do not reason like that.
Even as Buhari is the president, he spends money anytime yes from the Nigerian coffers but in the eyes of the law, he has a documented salary annually.

There must be a documented fixed amount that u receive pls, company money is not for ur personal expenses at any time u wish.

Pls pay urself a fixed salary for the next 6 months if u need the business to satisfactorily cushion ur financial grounds for when u appear at the embassy.
. Let the paper trail show for the visa officer to see. The amount from ur job u are calling is low.

My employer does d deductions n remits to Lagos State govt.
I get 102k just like I have said before.
Monthly expenses say 30-50k
Hmm, have not been paying myself as d biz is just about 9months old.
Are u saying I should not apply now?

giselle237:
Also Sir, how did these amounts accumulate?
Is it from salary or how?
With your background refusal in 2018 because of money said not to be yours, you can’t afford now in this new application to just do a lackadaisical application. pls explain the above so we can know how better to guide u

Salaries, extra pay from work, rents n loan repayment for biz done
Exactly
Thanks n God bless

ukay2:
Your disposal income is small sha.

I think the rule is your travel expenses should not be more than x2 of your disposable income.....or has the rule changed?

What is the cost of your flight ticket?

I do not know d rules n that's why I am here to know n be well guided
Let's say 250k.
Can't I be getting something from d biz to cushion up?

famzynet:
He will need to prove that the wife has income which can sustain the children in the mean time.

She does have an income dat can sustain d family wen I travel. Thanks

graceodini:
Can you post the refusal letter here.

Yes, but that will be later as I can't seem to lay my hands on it now. Thanks

famzynet:
I think you are ready.

Thanks