₦airaland Forum

Ibime:
You are one of the thieves spoiling Nigeria, simple. You have no right to speak on how another sane society is supposed to be run when you are spoiling your own society. Prideoflincoln was always right when he told you to fix your own environment cos you are one of the thieves spoiling it.

Ok. iIf you work FG , you can only side hustle by doing tenders with the FG?

Im wondering where do you cone from? You only mix with losers?

gambojimeta:
Apprentice donkey basilicos, nat efery ones ah steals moneys. reads andi learns so ya isa nat goan emmbarrassments ya wife andi ya childrens ooutsides ya homes when ya isa fisit da cities or ifu ya isa achiefe ya longlifes dreams ofu lifings ina amelika kikikikiki:

1. One-Time Bonuses
There's nothing like an initial bonus opportunity when getting a new credit card. Often times, applicants with good credit or excellent credit can get approved for credit cards that offer bonuses worth $150 or more (sometimes much more) in exchange for spending a certain amount (anywhere from $500 to several thousands of dollars) in the first several months the account is open.

Other cards entice applicants with bonus reward points or miles that can be redeemed for travel, gifts cards, merchandise, statement credits, or checks (more on those below). In contrast, a standard debit card that comes with a bank checking account generally offers no initial bonus or ongoing opportunity to earn rewards.


2. Cash Back
The cash-back credit card was first popularized in the United States by Discover, and the idea was simple: Use the card and get 1% of your purchases rebated in the form of cash back. Today, the concept has grown and matured. Now, some cards now offer 2%, 3% or even as much as 6% cash back on selected purchases, though such lucrative offers involve quarterly or annual spending caps.1 The best cash-back cards are those that charge minimal fees and interest, while offering a high rewards rate.


3. Rewards Points
Credit cards are set up to allow cardholders to earn one or more points per dollar in spending. Many reward credit cards provide bonus points for certain categories of spending like restaurants, groceries or gasoline. When certain earnings thresholds are reached, points can be redeemed for travel, gift cards from retailers and restaurants, or for merchandise items through the credit card company's online rewards portal.

Your credit card rewards options are almost endless. Get a co-branded card offered in partnership with a hotel chain, clothing retailer or even a nonprofit organization like AARP, and you can leverage your everyday spending to earn valuable rewards day in and day out. The trick is to find the card that best fits with your spending patterns. Doing the inverse—altering your spending patterns to fit with a particular card—can be counterproductive. But if you're already spending money on a regular basis with a certain retailer or have an affinity for a certain hotel, why not use the card that will encourage your continued patronage by offering you enhanced rewards, discounts and perks?

4. Frequent-Flyer Miles
This perk predates almost all the rest. Back in the early 1980s, American Airlines began offering their consumers a novel way to earn frequent-flyer miles even when they weren't flying, by forming a partnership with credit card giant, Citibank.45 Now, all domestic and international airlines have at least one credit card offered, in a similar partnership, by major credit card issuers.

Cardholders generally earn miles at a rate of one mile per dollar in net purchases, or sometimes one mile per two dollars spent for lower-end cards that have no annual fee. How valuable this reward actually is, depends on the type of airline ticket you purchase with your points or miles. Many frequent flyer cards are made immensely more valuable by their mileage-based introductory bonuses. These are often enough to put you 50–100% of the way toward an award flight after meeting the card's initial spending requirement.

5. Safety
Paying with a credit card makes it easier to avoid losses from fraud. When your debit card is used by a thief, the money is missing from your account instantly. Legitimate expenses for which you've scheduled online payments or mailed checks may bounce, triggering insufficient funds fees and affecting your credit. Even if not your fault, these late or missed payments can lower your credit score.6 It can take time for fraudulent transactions to be reversed and money restored to your account while the bank investigates.

By contrast, when your credit card is used fraudulently, you aren't out any money—you just notify your credit card company of the fraud and don't pay for the transactions you didn't make while the credit card company resolves the matter.
Credit card companies can also help resolve refund issues when consumers are unable to resolve merchant disputes on their own.


6. Keeping Vendors Honest
Say you hire a tile setter to set some flooring in your entryway. Workers spend the weekend cutting, measuring, grouting, placing the spacers and tiles and letting the whole thing set. They then charge you $4,000 for their troubles.

You draw upon your savings account and write a check. But what do you do when, 72 hours later, the tile starts to shift and the grout still hasn't set? Your entryway is now a complete mess, and that vein in your forehead won't stop throbbing.

You can take up the issue with your state licensing board, but that process could take months and the contractor still has your money. That's why, if you can, you should pay for a big-ticket item like this with a credit card. The issuer has an incentive to discourage fraud among its vendors, and if there is a problem, they have a mechanism to try to resolve it. More important, if you dispute the charge, the card issuer withholds the funds from the tile setter, and not only will you get your money back, you might even get help finding a new contractor.10


7. Grace Period
When you make a debit card purchase, your money is gone right away. When you make a credit card purchase, your money remains in your checking account until you pay your credit card bill.

Hanging on to your funds for this extra time can be helpful in two ways. First, the time value of money, however infinitesimal, will save you money. Delaying eventual payment makes your purchase a tiny bit cheaper than it would be otherwise. Beyond that, by paying with a credit card versus your debit card, cash, or check, your cash will spend more time in your bank account. And if you pay your credit card from an interest-bearing checking account, you will earn money during the grace period. The extra cash will eventually add up to a meaningful amount.


8. Insurance
Most credit cards automatically come with a number of consumer protections that people don't even realize they have, such as rental car insurance (though often secondary to your personal auto insurance), travel insurance, and product warranties that may exceed the manufacturer's warranty.


9. Universal Acceptance
Certain purchases are difficult to make with a debit card. When you want to rent a car or stay in a hotel room, you'll almost certainly have an easier time if you have a credit card. Rental car companies and hotels want customers to pay with credit cards because it makes it easier to charge customers for any damage they cause to a room or a car. Another reason is that, unless you have prepaid for your rental or hotel stay, the merchant doesn't know the final amount of your transaction. The merchant, therefore, needs to block out a certain amount of your available credit line to protect themselves from potential charges they didn't anticipate.

So if you want to pay for one of these items with a debit card, the company may insist on putting a hold of several hundred dollars on your account. Also, when you're traveling in a foreign country, merchants won't always accept your debit card—even when it has a major bank logo on it.


10. Building Credit
If you have no credit or are trying to improve your credit score, using a credit card responsibly will help because credit card companies will report your payment activity to the credit bureaus. However, debit card use doesn't appear anywhere on your credit report, so it can't help you build or improve your credit. Even if you need to deposit some funds to get a secured credit card, this can help you build your credit history and eventually qualify for unsecured cards or larger loans.

https://www.investopedia.com/articles/pf/10/credit-card-debit-card.asp

If you ever had a healthy bank account, you would know what I mean. Your bank is constantly offering you all sweet deals
Idiots have no cash in the bank, they always have credit cards , Literally spend all their earnings to clear credit card debts and qualify for better credit scores
Thats like living from hand to mouth.

Ibime:
Nobody came here to shout they are rich. Only to tell you that wretched Umudike Republicans should mind their own problems instead of carrying water for Klans and Nazis. We are not worried about what standards you live to. We are worried that you are thieving from Nigerian taxpayers and living at odds with your civil servant salary.

How you know if Ben is a civil servant?

Talk about running down the greatest protector of democracy,,, well before the left grabbed power. China does not give a hoot about Bidens America.


https://www.youtube.com/watch?v=qboGvP_xmbs

gambojimeta:
ya apprentice donkey isa fillage bwoy

peoples ah uses credity cards ta rake points, credits, cashbaks, andi many mores

ya pay wita ya credity cards, ya pays its backs before ah interests ah added, ya walk aways withi ya points, ya cashesback andi otha goodies bon bons

Dumb. People who save dont borrow from their credit cards to go on holidays.
Cash in bank accounts increasing steadily builds up your credit more than repaying in time.

Ladyhippolyta88:
https://www.news4jax.com/news/local/2021/12/14/3-residents-of-the-villages-accused-of-casting-multiple-votes-in-2020-election/

republiQans are guilty of what they accuse others of voter fraud ambassadors another set of republiQans caught again

Were they doing it as a party policy?
Or as local villagers helping out their own?

Jake Tapper. Asking how someone felt when a republican sat next to her mask less. Jake
Tspper is seated across her mask less.

Ibime:
Which cities do Republicans run? Name one.

It is well known round the world that Cities have more crime than rural areas no matter the political colouration of the City.

Run city make we see. City makes more money, city has more sex, more drugs, more crime, more infrastructure, more roads, more trains etc. There is nothing City does not have more than village except animals.

I quoted an article that supports your assertion that wealthier areas have more crimes.
Or are all those mentioned in the artcle not weatlhy?

Ibime:
Yeah right, they must be Uncle Scrooge. . . . don't forget the other excuse, which is that they run side business. Businesses whose source of income is contracts from the same civil service they award to themselves. No wonder they love Trump, they are used to magomago behaviour. People with no sense of civic duty should not discuss civic matters with civil people. It is better to accept poverty than indirectly admit to being a thief.

People who know how to save dont need credit cards to holiday make.

feedthenation:
---Everything is always witch-hunt---with so much evidence---


https://www.youtube.com/watch?v=lYLwhp1A9hY

Why is that guy not arrested , having been on FBI wanted list?

Paging Ibime. More wealth more crimes.



Twelve U.S. cities broke annual homicide records in 2021 — and all were led by Democrats.

Philadelphia topped the list, surpassing 500 murders as of Nov. 26 — breaking last year's numbers with a month left to go in the year. The last time there were this many people killed in the City of Brotherly Love was in 1990.

Rounding out the top five are Indianapolis with 246 killed, Columbus with 179, Louisville with 175, and Baton Rouge with 137.

Philadelphia, with a population of roughly 1.5 million, reached 521 homicides by Dec. 6, an increase of 13% from the previous year. By comparison, New York, with roughly 8 million residents, had 443 homicides as of Dec. 5.

Others in the dirty dozen were: Albuquerque (82 murdered), Tucson (80), Portland (72), Rochester (71), Toledo (62), Austin (60), and St. Paul (35).

Despite these cities seeing the sharpest rises in murder rates, Chicago still leads the nation in total homicides for the year, with 739 by the end of November.

An analysis published by ABC News suggests there's "no clear answer" to explain the cities' record-breaking murder totals, although the report fails to mention that all of the cities it lists are run by Democrats, who were disproportionately receptive to the Black Lives Matter defund-the-police movement pushed by progressives in 2020.

Ibime:
Why would it pain me. It's called accountability. We know civil servant salary. Even a Level 17 civil servant will struggle to claim they are eating N18k eba three times a day for ten days. Directors in civil service earn not much more than N7m annually. No wonder Umudike is in a mess with such fantastic corruption going on at all levels. Someone even beat his chest that he is not poor, that he was a customs officer. Can a customs officer not be poor without being a thief? Even their oga patapata will be wretched without stealing or doing magomago

People who are comfortable in life know how to save.

feedthenation:
---Evidence such as the powerpoint prepared by Mark Meadows about election fraud and foreign interference---

https://web.archive.org/web/20210716135230if_/https://www.ingersolllockwood.com/wp-content/uploads/2021/07/voter-fraud.pdf

This is a witch-hunt. Lots of reasons. Like why there are only democrats apart from 2 .
Why is this guy not being questioned about who paid him to incite the protesters.
https://www.revolver.news/2021/10/meet-ray-epps-the-fed-protected-provocateur-who-appears-to-have-led-the-very-first-1-6-attack-on-the-u-s-capitol/

chopnaira:
ya isa dullleest donkey ina thread..

ya isa legendarys ina simplifying rubbishes ofu complexses situationes

China ah producer price index, whichi ah measureings da costs's ofu goods sold ta da businesses isa risen by a records ofu 10.7 percent last month. isa China wokes toos?

isa australias, africas andi canada andi many kountries whicha experence inflations ah European NATOS membas?

olodos apprentice donkey wita vaxx balls

You are the dumb one. Budaa suggested a stupid reason , mine was more stoopid .
Dont take everything you read at face value.

Ibime:
When was the unvaccinated tracked? Mumu to analyse data, you need a control group. The comparison has always been outcomes in vaccinated vs unvaccinated, and that hasn't changed.




I've been holding chloroquine since Feb 2020 before Trump opened his mouth. I read that from SARS1 medical journals. I even have Artemis Annua, (the Madagascar drug), nebulisers, blood oximeters and stethoscopes at home. Nobody need reveal that, I've said it all along. I was proactive at the start of pandemic before we had data.





Mr civil servant, we will soon report you for fantastic corruption. No civil servant salary allows someone to be eating N18K garri regularly except the person is pilfering our commonwealth. All civil servant salaries are published, even Buhari

Hold there. You have been making fun of Hydroxychloroquine and Ivermectin.
Yet you stock it?
Hypocrite.

About N18000 meal. Why does it pain you so much to hear people back home are comfortable? Of course you assume everyone is poor, Ben's sister us poor based on her rent.

budaatum:
Biden inflates Germany?

My theory. Two possibilities.
Trump forced European NATO members to top up their donations to the body.
Climate Change: Cost of power goes up when a nation goes woke shutting down all if not all their cheap nuclear , gas and coal pwr plants

benalvino3:
I am just gonna avoid the jabbers before they get me infected


CDC Data, Global Sources Show Majority of Omicron Variant Cases Are Among Fully-Vaccinated

Chicago Bulls team postponed games for two weeks over covid outbreak. 10/15 tested positive.
Whole team is fully vaccinated

benalvino3:
Biden Says U.S. Casualties During Afghanistan Withdrawal Disaster Were Inevitable.

The length at which this idiots go knows no boundaries.

Joe Biden can say anything he wants no matter how dumb
Only a few media houses will crtic him.At his press conferences he walks away after reading the teleprompter without answering any questions.
The other day his staffers yelled at him not to take questions from the media , but he went ahead and took a softball question. Then walked away
There is noone to be held accountable for Joe Biden administration.
The admin literally gets away with anything.

feedthenation:
---Nothing will come out of this because Mark Meadows is just grandstanding---he is very much involved in the Jan 6 plans---


https://www.politico.com/news/2021/12/12/meadows-jan-6-national-guard-trump-524133

Meadows Jan. 5 email indicated Guard on standby to ‘protect pro Trump people,’ investigators say

Mark Meadows indicated in a Jan. 5 email that the National Guard was on standby to “protect pro Trump people,” according to documents obtained by the House committee investigating the Capitol riot, which the panel described in a public filing Sunday night.

The context for the message is unclear, but it comes amid intense scrutiny of the Guard’s slow response to violence at the Capitol on Jan. 6 and conflicting timelines about their efforts from the Pentagon and National Guard leadership.

The nine-member panel released a 51-page report Sunday evening that details its questions about the thousands of emails and texts he has already provided — including 6,600 pages of records taken from personal email accounts and about 2,000 text messages. The committee is recommending the contempt charges after Meadows ceased cooperating and did not show up for a deposition last week.

https://docs.house.gov/meetings/IJ/IJ00/20211213/114313/HRPT-117-NA.pdf

Is this not a sham. They have the accusations. first.Next they dig up hundreds of thousands of documents looking for that evidence.

At this time I feel America is lost. Dissenters are pursued right left centre. A civil war is not a practical impossibility in the future.
Bitcoin value is virtually guaranteed now.

benalvino3:
Time for unvaccinated passport



the vaccine is not effective but they keep saying take the booster. when will this become crazy?

Australia doesn't allow unvaccinated travellers in or out. How did omicron make its way in?
Vaccines dont prevent transmission so I guess we shall have boosters till the 24 greek alphabet letters for variants runs out.
I might guess that the vaccines work, we have bern told that all cases of the omicron are mild.Maybe its the antibodies from the gene vaccines that are helping. Again no studies released.
UK did not say that the first omicron death was from the virus solely or the person had the virus and died from other causes.

The government has largely succeeded in micromanaging doctors.. Doctors always give the best treatment to patients that they can From their knowledge or consultations with their peers.
Not so with COVID-19. Gov or bureaucrats have recommended drugs that are not to be used.Drugs safe that have never caused any side effects .Govt dictating treatment or prescription is an overreach.

Ibime:
How many years, audits, fraudits, lawsuits and DOJ investigations do you need.

Always remember. I always get vindicated.
On this one matter, I hereby declare:
As sure as the sun rises in the East and sets in the west, And as sure as we shall all die, the fraud that took place shall be proven.

With that I shalt take a break on the fraud matters .

Ibime:
If there is any material voter fraud in the next election, it's likely to be from Trumpanzees trying to "even the score", thinking their fellow citizens are cheating

In other words. No fraud Its all a big lie.
Confirm please that there was no fraud at all Was the most secure election ever.

Tha confirmation shalt be revisited mate, months down the line. Hopefully.

sanpipita:
Loathe CRT, call it victim mentality but reality is unchanged.

Now that you bring up subpoenas. Only democrat Pelosi can initiate a bipartisan investigation. The committee should have 13 members. Eight from the majority and five from the minority . Pelosi refuses the five proposed by Republican minority leader McCarthy and instead appoints two Never Trumpers to the Jan 6 commission.
The kangaroo court commission issues subpoenas right left center.
Mark Meadows sued and watch this space. Pelosi Jan 6 commission is illegal.

Ibime:
Only a fool or man-child with substandard education will let a manipulator use a mathematically negligible amount of voter fraud to create a widespread narrative

According to Basilicos "proof" for dumb illiterates, 229 dead people have voted in a decade of elections in Chicago, this covers the hundreds of elections for state, district, municipal, councilman and even secondary school class captain elections.

Only person caught voting with his dead wife's ID in Texas was a Republican.

Dead people proven to have voted. Quantity insignificant.The dead voted. Sen Dole of Kansas "joked" he might vote in Chicago long after he dies. Posthumously.

Ibime:
I picked it up from mainstream media. Biden delivered his eulogy

Lets add that whale Stacy Abrams who is OKAY with illegals voting.
Before It forget, she books economy seat, goes to Business class on somebody else seat then claims racial discrimination because she bleck and rightful seat owner wamts seat he/she booked.

budaatum:
You with your illogic reasoning

Why You say that? Are you saying senator Dole was wrong about the dead voting in Chicago?

Typical you. You will hide and come up without responding.

benalvino3:
My Girl lost a friend from the Rona yesterday and she seems a bit devastated about it.

Too bad. May the friend rest in peace.
Life has to go on though. We need to be careful about our social circles and be aware of anything amiss in our bodies.
The rona is a killer we must remember.

Covid today.

NIH and Moderna signed an agreement to share profits from a novel corona virus vaccine in 2019.
No specific rona is indicated but its mRNA based.
2019. Before the pandemic..

Ibime:
Where did Bob Dole say that?

You think a normal human being like Bob Dole is part of your crazy world of alternate reality?

Mate, We tell you to combine multiple sources for the truth is somewhere in between. CNN could not report this. Neither majority mainstream media.


Dole's farewell letter was read by his daughter, Robin, at his funeral in Washington D.C.

"As I make the final walk on my life’s journey, I do so without fear. Because I know that I will, again, not be walking alone," Dole said in a farewell letter on Friday.

I also confess that I’m a bit curious to learn and find if I am correct in thinking that heaven will look a lot like Kansas and to see, like others who have gone before me, if I will still be able to vote in Chicago.


He knew that the dead vote in democrat run Chicago and other jurisdictions. The tears of love gushing from democrats are because he said he thought Trump lost

Ibime:
Man called you out on worhipping a serial divorcee while simultaneously railing against marriage breakdown, you started oscillating from pillar to post.

Why do you bother installing solar roof panel if you don't believe in climate change. Anyway, I'm with you, I couldn't give a shit about climate change, but you won't see me installing solar panel.

Ibime
I dont worship Trump. Surprisingly I prefer America as the global power and not China man
Democrats and the left hate America and have done everything to weaken what made it the global power. Most of what am against is efforts to weaken family values, accumulation of power by all means, social justice warriors intransigence, corrupt media n big tech, intoleance by the left, etc.
If you can understand that about me, we can live peacefully in the cowsheds.

PrideofLincoln1:
Will be in Nigeria as usual for Xmas but you and your parents will still be in that cursed village with no running water and electricity. Human trash that have no life except to spout trash about a country he will never get to see in his life. 2am Nigeria time and the mental dwarf is still posting about America.

I am 5 plus GMT ahead, oops I walked becausei never flown.
Already 9 am wherever I am.
And im not installing solar panels.

gambojimeta:
Sam peoples likey ta calls it ride-share or car-poolings whichi ah fery populars andi practiced by eferyones iirespects ofu politicals leanings, Buti basilicos isi justs beings baliicos. He kannot helps its

kikikiki

Car pooling has been there. Economic reasons for many but convinience for some.
Hiking parking fees so that people use shared mobility because climate change is retarde.d.

PrideofLincoln1:
Mr Arizona and his pathological lying N18.000 plate of Gari and vegetable soup brother in coonery are really sick indeed. These Coons are fetish when it comes to worshipping the Nazis and Klans that are being shunned in the Fruited Plains.

Looking to engage me? Was Benalvino enjoying himself Not me
Are your parents coming to Chicago for Xmas like they have done for donkey years?