Dreamflyin:

Distance is not much. The floor under the roof.
Cable are good quality PV cables.

The cables might be good quality, but under sized. Hence why he is asking you for the size I.e. Cross sectional area.

If undersized, your voltage drop especially for your 24V (or whatever it is) will be significant.

Maybe check and come back to him so he can advice you?

Young03:
pastor chopping left over pussy

He thanks you!

Blowing trumpet over other people's issues!

@allCopacetic....

Is the ministry moving from electricals to tiles as well?

Sound points. Thanks.

lofty900:
In a civilized country where they have good database of everyone, it won't take a minute to run biometrics and come up with his details but in Nigeria? Different story

Hmmnnnn.... Nigerians

There are incidents of Jane/John Does in various developed countries.

Agreed they may not be under the same circumstances but it happens everywhere.

Let's not be too quick to judge our country.

Pls this thread is specifically for Treasury bills and possibly bonds.
Can we take out these conversations on other less known investment options?
Thanks!

olacheey:
Good morning.pps I enquired about access bank and diamond bank.access said they hav only two tenors 202and 282 while diamond say 55days 182 and 364.can you guys help me verify.

The above must be from the secondary market.

Either inform your bank that you want to buy from the primary auction which has only 91,182 and 364 days OR

Go ahead to buy from the secondary market. I have seen some nice rates from the SM recently. At least you don't need to hold your breath waiting for the outcome of the auction on auction days.

I'm glad we hmnnnn'd.

Two pages of intelligent conversation that I'm sure will benefit more people in time to come.

Thanks to all the contributors!

I had assumed (wrongly now of course) that our regular plastering was a form of cement screeding. I now guess this is wrong.

Photos will be appreciated from the house o please. Along with pros and cons of each especially related to cost and maintainability.

Thanks!

olujaidi:



The rule is-

To get the interest due for 91 days, divide by 260 by 4

To get the interest due for 182 days, divide by 260 by 2

Thus, your interest will be 65k

His interest will be 6.5k I.e. Six thousand five hundred Naira. His principal was just 200k. This is of course ignoring any charges.

Again, this is not recommended!

Look online and you can see several stories/experiences in this.

Solar depot had a number of DC breakers(can't recall seeing any DP though).

It's easier to take certain risks when you know a system inside out. If you don't, biko buy the proper parts.

Double pole breakers can be bought as is off the shelf. Not a regular item on the corner shop but you should be able to get if you ask around, maybe they buy it specially from you.

Dmerciful,
So if PV and battery are connected to either side of the DP breaker, where does the CC fit in? Thanks.

feelamong:
I have just received this from one of my bankers....

Dear Sir/Ma,

Please be informed that there is OMO Auction today as follows:

Tenor -252 -days

Maturity date- 22/06/2017

Amount on offer- N50.00BN

Bid rate: 18.45%

Auction will close at 11.00 am (Settlement same day Debit)

We will be pleased to bid on your behalf.

Thank you for your continued patronage.

Uncle feel among
What's the minimum requirement to participate in these OMO auctions? Do you have to directly inform the treasury department of your bank that you're interested or how does it work?

Is this available to all banks or only a privileged few? Apologies for the flenty flenty questions!

DMerciful:
I still strongly recommend that the only breaker is btw the PV and the CC. Btw CC and battery should be straight connection. The risk is negligible but if you decide to introduce a breaker btw CC and battery thereby creating a new higher risk, don't blame anybody if for any reason it trios during sunny time cos ur CC will be damaged.

Why would it trip during a sunny time as you mentioned above?

I'm assuming it's because of an increased production I.e. Current at that point in time.

If your breaker is correctly sized at or above the rated capacity of your CC; why would you not want it to trip when it's seeing more current than its rated for?

That's its job! Again, if properly sized, the benefits to having a breaker there outweigh the possible risks to not having it there.

We sometimes may never be able to comprehend what damage those 6k items save us from!

N.B.: Note taken that if you have a breaker between your PV and combiner, it possibly should have tripped already based on your scenario above so CC should be all safe.

DMerciful:
The inadvertent trip I meant is if someone or you mistakenly trip it during the day then its similar to installing ur solar panels first to ur CC before installing ur batteries n the CC will positively fail.

.... Still...,
The benefits outweigh the risks/exposure in my opinion.

@Dmerciful,
Apologies for the Hmmnning.

I have read a few manuals and I have never come across a manufacturer advice not to install any electrical protection between CC and battery. On the contrary, all of them recommended this.

Secondly, while electrical protection offers you the added protection for your equipment in case of faults, it primarily also should be to protect you against fires resulting from overheating of your cables.

I would think that whatever fault you have downstream of your CC (I.e. Between your CC and battery) which causes your breaker to trip, is such that if you did not have that breaker there, would have wrecked further damage upstream to your CC and above.

I would rather have a tripped breaker with possible minor damage to CC electronic circuitry, than to have significant upstream damage or fire.

I'm open to rebuttals on the above!

feelamong:


My FGN Bonds are not what I trade on....most times I buy the bonds to use the Coupons for targeted spending...

Moreover if I sell now, I will be making loses since I bought at 14.55% yield.

I still don't think it's a good time to do equities....would rather wait to enter in late November for the February/March sale off just before Year end results appear in late march

I concur.

I know the current TB rates are making a lot of people have second thoughts about their bonds. TB rates will always rise and fall over the period of your bond duration (in this case 5 years). I do not believe that over that time period, that you will necessarily get more than say the 15.54% you're getting from bonds.

If you don't need the funds desperately now, I advice to tough it out. Or wait till when you can sell at a higher price.

I am aligned with feel among on the equity thingy..... Unless you're a pro.

Saipro:


Hmm ...

Double Hmmnnn......

You beat me to it!

Always better to answer these enquires online as it advertises to both the original enquirer and any other person who reads the post afterwards.

I will reach out to you.

How do you charge for your curtains?

E.g. The one pictures above?

honeyfave:




Cc ukay2 thanks

Please, this is incorrect.

I suggest people still take the time to read the first few pages to correctly understand the process.

If your principal is 1M and based on tenor/interest rate, you get an interest of 130k; you get your interest upfront(depending on bank, entire principal or principal-interest may be debited).

You get your 1M back at the end of the tenor.

Your total interest over the entire period is still 130k.

Pls let us be guided accordingly, so people can take the correct decisions.

Harpesin:
Battleaxe

Am not sure you read the post wella....D wife have 3 people assisting her in all domestic chores and she still fail in her responsibilities to her husband.....

Mo let me vex with ur post i beg.

Uncle, pls vex!

The first line of my post clearly stated it wasn't totally related to OPs question. However that intent had come up a few times in the thread so wanted to mention it.

Clearly OP's wife's day will be totally different.

Hi house,
Please between a quanta and Varta battery, which one is better for use in a solar setup?

Not totally related to advice seekers post but why do most men assume 'Being the bread winner' is the major responsibility they have and should ensure compliance from their women?

I think that thought process alone is enough to freeze most women.

Typical female day:
Wake up at 4:30
Cook for Oga.
Start bathing kids. Dress them up
Oga wakes at 5:15. Bathes and dresses up
Give them breakfast
Oga goes to work at 6am
Madam leaves the house after packing kids lunch and goes to drop them in school
Returns home in tight Lagos or anywhere traffic
Starts washing and cleaning of house
Irons clothes.
Preps for lunch. Does any food shopping required.
Goes to pick the kids in traffic
Returns in traffic
Change kids, offer lunch, clean school bags
Help with homework
Start prepping dinner and does a quick clean before Oga arrives
Oga arrives. Small chit chat on day
Dinner.
Oga eats and watches match or whatever at he's his fancy
Washes up. Preps for next day
Arrange kids bags...
Continue with homework if multiple kids
Night bath
Kids sleep
Mother eats

Summary; The fact that your wife is a housewife does not imply she is working any less harder than you are. You are working to put food on the table, provide shelter and clothing. She is working to make sure the kids turn out to be people you're proud to identify with.
Pls appreciate your wives- housewives or not!
Apologies for the epistle.

Felicity2:
Something about the poster doesn't just sit well with me. Your story doesn't sit well too. This minute you are insensitive, the other minute you are understanding another one you are the victim. I got tired of reading. You keep mentioning her siblings. Do they live with you? If they do, they should leave. Early stage of marriage, couples should live alone. If I completely understand you, you aren't perfect but you are trying your best to make it work. Even over doing it and it seems to just annoy her. I think she has seen you finish and your constant need to please her and constant need to feel good is making you feel very dependent on her. I will advice you ignore her deliberately. Make your breakfast yourself as early as you want it. Any shopping you do should be for you alone and daughter alone. Go out more, don't inform her of where you are going. Let her start worrying about you whereabouts. Stop been predictable. Travel for 2 weeks claim business trip. Don't call her while you are away. Even when she calls don't pick immediately. Play with her head. Be a cold bitch and don't feel bad about it nor apologize. If after neglecting her she still doesn't care. She doesn't love or care about you anymore.

Really?

@adviceseeker, please ignore this posters advice. Nothing could be further from the truth and WILL damage your marriage. As in knock out punch type.

If there is no crack, you stand a better chance of restoring your marriage. Don't put yourself in places where your will against temptations is easier to break.

You will only widen the gap between you more with this posters approach.

Many frustrated married people are looking for company... Pls separate the chaff from the wheat and dispose of intelligently.

Also, the world over, I have hardly seen where educational competitions are rewarded at the same level of opulence as secular things such as beauty peagents.

Maybe give $500, $1,000. An opportunity to represent your state at regionals etc. It's more of a personal pride thing in the academia circles.

It's not a Nigerian issue.

gen2briz:
Misplaced priority. Nigerians rewarding beauty over brain.


No wonder we dey recession.

We are too emotional about these issues. It's strictly business.

As an organization who chooses to sponsor an event, I will be looking at what my business stands to gain from the sponsorship. Attendees at the event, my brand showcased on TV, maybe also whenever the queen is out for events etc . That is a wide reach that I could choose to donate a car or whatever for.

Now to the Maths or spelling bees etc; without knowing the statistics, we can almost assume the reach may be less for the sponsoring company. For companies like cowbell, indomie etc, they have managed to infiltrate that arena and make good if it. There banners on schools, during events etc. The products are low cost and a child can easily pressurize their parents to buy cowbell. If I were an airline, a car business etc, it's unlikely I want to sponsor such..... Unless it's just for corporate social responsibility. Which has its place as well.

Quanta versus Varta.... Which is better?

The DOD cycles are not remarkable different for both...

goldedprince:
I dated a girl for a few years. But within me, i felt she was hiding something. Before we started dating, i told her to tell me every dark side of her, she said non. I told her my dark sides cos i know nothing is hiden under the sun. Told her how i participated in wild or.gies, how i loved the idea of snatching people's gf etc. But not into that life anymore. She still never said anything about herself. I stated it clearly that if i got to find out anything she did in the past that am not ok with, i will break up even if we become married for 90 years.
Few months ago, she got drunk and started talking sht she has done.
How she liked and got bangd by group of millitary guys severally,
How she partook in some very sick fetish i can't explain here, abortions etc.
I broke up with her same day.
Always good to either say those socalled "unsayable" things early or forever remain silent.

Did you think her past was worse than yours? Wild orgies would be a no no for most people. Would it have been acceptable to you if she had only done 'bad' things similar to yours? Or you're looking for a completely clean female with no past?

goingape1:
you preach from a religious aspect and only sighted the woman's side (probably because you see it from her perspective because she said her story)

do you know how many abortion she must have done?

maybe god was protecting the man from her!.

so don't say what you don't know.


by the way! I'm not a sinner because Jesus talketh all our sin to the cross.

this just show that you are not a strong believers and not reading ya bible.

well keep praying ignorant for what he has already conquer.


#you shall know false prophet by there words

never surprise

You should take your own advice as you also don't know the details above.

All Jerry is saying is that all sins are equal. While not a basis for defense, even if she had done 10 abortions, how many sins of fornication for example has the man done? That is my understanding of Jerry's response.

wahihi:
WHY DID YOU HAVE AN ABORTION IF I MAY ASK? YOU THINK LIFE IS ABOUT FLEXING THEN NOW SEE WHAT ITS CAUSING YOU I HOPE OTHER STUPID GIRLS OUTSIDE LIKE YOU WILL LEARN FROM THIS.

Until you walk in someone's shoes, don't be so quick to judge them.

We do not know the basis of how she got pregnant the last time. Was it a rape, incest, abandonment, death etc? Perhaps another charming young man who insisted she got pregnant before he introduces her to his family and then ran off??

She has not told us(or maybe I missed it). Pls just advice her, address the issue of abortion; but not the offender.

Cutehector:
whch one is gbege? U want d innocent man to not have kids? Pls abeg. She understands that it's all her fault so she shouldn't act all surprised he left.

What is wrong with our populace?

Even full untouched virgins have delayed conception. While not advocating for abortions, but the fact remains that this may or may not be the reason for the delayed conception.

Unless this fiancé has gotten someone pregnant in the recent past, we cannot even rule out the possibility of the problem coming from him, either partially or wholly.

If he has indeed gotten someone pregnant and aborted it( or maybe the child is somewhere), he is no different from the fiancée.

Can I ask....

On days that she does cook, what are you usually doing at those times?