₦airaland Forum

Promising Nigeria Stocks To BUY This Week Two Banking stocks You SHOULD BE CAREFUL About -- Be WARNED!



https://www.youtube.com/watch?v=w6uSZ8QFVzk

As we commence the fresh trading week.

I put together the list of Top 10 profitable stocks for last week.

https://youtube.com/shorts/CAX3IgKQS_g?feature=share

https://youtube.com/shorts/CAX3IgKQS_g?feature=share



This is a Top 10 list of stocks that made gains last week.

Top 10 Nigeria Stocks that made money this past week (2/1/2026)


https://youtube.com/shorts/CAX3IgKQS_g?feature=share

viazi:
Gd morning I Investors. Pls I am a newbie and I have been reading the thread. Pls I want to invest 20m in TB for 365 days. Can I get 20% ROI? Is there a safe online platform that I can use to buy the TB? If yes, which platform is the best?

Mutual fund should best suite your investment goal if you want access to that money when invested, but you will hardly get 20% at this time but you can shop around to get 18% and 19%.

Keep in mind Mutual fund rates changes daily in line with money market, Treasury bills rates and MPR rate.

I want to assume you don't understand those terminologies. Visit my page to watch my YouTube videos, you will get clarity before you make informed decisions on what and how to invest.

Top 10 Nigeria Stocks that made money this past week (2/1/2026)


https://youtube.com/shorts/CAX3IgKQS_g?feature=share

Mutual funds in the Nigeria that pays the highest for now.


https://www.youtube.com/watch?v=-fjMrrytiOo

Highest paying mutual funds to invest in now


https://www.youtube.com/watch?v=-fjMrrytiOo

Shnew:
This year I’ve decided to learn UI/UX design.

learn the full website design from sitemap to publishing the website. Not only UI/UX.

Clients now want one person to know everything.

EquityM:
Thailand is only good for work and tourism. As a foreigner, any inflow will be heavily monitored and taxed. Nevertheless, housing, food, and transportation are the cheapest in the world.

No wonder you taking your chances in the Nigeria Market. Playing the long game and short term investment, provided you getting liquidity abroad to invest.


In my book, you are considered FPI (Foreign Portfolio Investor)


Your investment strategy is well calculated.
Keep up bro.

EquityM:
I'm working as a P.E teacher in Thailand; unfortunately, it's hard for foreigners to invest here as the rate only favors their citizens.

uh ho too bad.

But is there no another alternative like fintech app listing like cowrywise business model?

I use to think Thailand is foreigner friendly due to their booming tourism, why are they this harsh to foreigners investing?

It's Isn't like that in the U.S, worst case scenario in the U.S, you will be subjected to 30% withholding Tax.

EquityM:
Happy New Year to everyone. All the way from Asia..

If you in the souther part of Asia — especially in that country known as India, please invest in their Equities and stocks.

I have been tracking India stock market and i watch/listen to Palki Sharma first post news on YouTube every day.

After Trump slammed Tariffs on India, Indian then decided to slash goods and service Tax.

Lots of Indians began buying stocks and equities, New IPOs began to list like crazy.

I was just observing how India investors was profiting throughout that rally, I had no way or means to invest there.


Happy New Year.

Oyibopepe2000:
So what narration can one use in a case like this?

click on my profile to watch a recent YouTube video I did on narration.

chimex38:
Most of these financial jargons are a bit tough to fully comprehend. Bear with my level.

I only mentioned you cuz you mentioned low liquidity of banks while banks seems to recently have idle liquidity from my comprehension.

okay let me break it down.

Banks purposely lock up their money with CBN to gain interest and prefer to borrow within themselves to run banking operations.

So when they begin to borrow within themselves, it means liquidity is tight, ignoring the fact that they have locked up money somewhere with CBN to make profit.

Shey you understand now?

chimex38:
I learnt bank had excess liquidity they were unwilling to lend. Statched it with CBN last week.

https://nairametrics.com/2025/12/24/nigerian-banks-flood-cbn-with-n3-7-trillion-excess-cash-on-christmas-eve/

Read in between the lines sir.


You want to make profit, you don't want banks to make profit too.

They want to make profit too. OMO profit is not enough for them, they need to make more, this Is why they are parking their cash with CBN.

The reason banks do this is the same reason you are running from Stanbic to Norrenberger or Trustbanc.

bharkarh:
well said. I moved all my funds to Cowrywise where I do my trade now LOL.

Nice one Chief.

For the sake of diversification, please don't put all eggs in one basket ooooo.

Myself I began with Stanbic but moved 40% to cowrywise to trade MMF like stocks there. I buy the highest yield, when the highest stops being the highest, I sell to stash and buy into the new highest yield.

Current high rates won't last long especially when MPR gets cut probably in February.


If I am being honest, Truth is; I don't think they will cut MPR in February because of this DETTY December inflationary speeding plus, I track FMDQ to see that Banks don't have liquidity.

So enjoy for now.

Promising Nigeria Stocks To BUY This Week And 1 You SHOULD SELL FAST



https://www.youtube.com/watch?v=YnXlxg-fLmU

EquityM:
Cheers, bro. I'll contact you in case I wanna buy a growing stock.

I publish that on my YouTube page every Monday or Tuesday.

Check my latest stocks recommendation video I posted yesterday.

Happy New Year to you Chief.

Warm Regards to the family.

EquityM:
I get it. I'm interested in growth, so I will be sticking with it and MMF for stability and an escape route. CardinalStone equity at the moment is really doing well, as they heavily research their equity portfolio. I just hope the new tax law will be fair to investors.

chief, I have said it before and I will say it again.

I salute you, I doff my hat for you.

You are the realest investor I see here.

"...Not because of your risk but because of your COURAGE." That's how Warren Buffett puts it.

Keep the dice rolling bro.

bharkarh:
I honestly don’t know why people are loyal to one brand. This is what I’ve been doing with cowry wise. Just go with the one with highest rate.

The issue of brand is deeply rooted in the structure of communication and vested interest of some people here on Nairaland.

Due to referral code benefits, they shove a particular brand down your throat here making the brand look all shiny and glossy.

This makes the beginner investors coming here for information thinks Stanbic is the best and will always be the best. It creates a bias and cognitive dissonance to other brands

It will only take time for you to have a second thought like "wait, how come I hear only Stanbic more often here than other MMF managers."

Stanbic low rates is beginning to challenge their previous knowledge, that's why most of them suddenly realize, "oh wait, there are others too offering good returns — I will move 50% out of Stanbic."

bassdow:
for those of us without apps, just go to https://blunest.stanbicibtcassetmanagement.com/explore/mutual-funds/ via your web broowser and you would see the rates.


To confirm the rates, just do the calculation for the day and watch out what would be creditied to your dashboard by 12am or latest 12:30am

lol some people really don't care or bother themself with how much they getting daily.

If you notice, the question they usually ask here is: "If I invest ### amount, how much will I be getting at the end of the month."

The average joe out there is concerned with end of the month gains. Only technical people like you track daily returns.

jfub:
Please, when I withdraw (I do withdrawals monthly) from my money market investment will it be taxed based on the new tax law commencing in January 2026 even if I am not withdrawing up to 800,000 Naira?

The issue of Tax has not fully been communicated.

Many are saying it won't be Taxed here but they themselves also lack clarity as the government is yet to outline clear plans for investment Tax.

The only thing known for now is only bond investment is Tax free and any other type or capital gain tax is still being under review after the crash of stocks market 2 months back.

Yes, the tax policy kicks off in January 1st but not in all sectors of the economy, and Capital gain tax is one of them. The reason being that, it's still under review.

To be safe, keep withdrawing and add the right narration when paying in your money.

EquityM:
500k in 10 days; Equity can pay that in 2days, depends on how healthy your funds are. Nevertheless, you can also lose it all in 5 days if the market deteriorates. As you stated, it is risky. However, some fund managers are good at research; it is unlikely to lose a huge sum of money except if Nigeria's economy goes south.

Not Nigeria economy but the underlying companies bought by your stock manager.

Nigeria only affects "All share index" when the government policies are unfavourably like in the case of two months ago CGT 30% miscommunication. The market suddenly crashed in two days because two things the market hates are noise and sentiments over government policies.

What made the crash hit hard is because, foreign and institutional investors withdrew their money due to lack of clarity on Tax, it only took the Finance Minister Wale Edun to restore calmness in the market.

Now in such scenario, that's where the volitility and risk of your investment lies in even if all companies your stock manager picked were great— Imagine you were 500k up in gains but it reduces suddenly to 100k and even begin to eat deep into your capital and never fully recovers because since then till now some stocks has NOT fully recovered.

Promising Nigeria Stocks To BUY This Week And 1 You SHOULD SELL FAST



https://www.youtube.com/watch?v=YnXlxg-fLmU

Promising Nigeria Stocks To BUY This Week And 1 You SHOULD SELL FAST



https://www.youtube.com/watch?v=YnXlxg-fLmU

Vincentnwankwo:
Please house, is cowrywise good for MMF?

Yes, you are good to go.

They offer flexibility in case you want to move from one mutual fund to another, you can do it in there.

Promising Nigeria Stocks To BUY This Week And 1 You SHOULD SELL FAST


https://www.youtube.com/watch?v=YnXlxg-fLmU

Revealpanda:
100%

It seems masturbation is a habit U can't truly stop once U start and continue for like 6 months.


U may overcome and don't do it for like 1 or 2 years.... But one day, the demon will come wanting..... Because it never left... It was just patient.


I know because I'm trapped in it since 13

it's not demon.

It's your body trying to find equilibrium and balance.

Don't demonize it. It's only unhealthy when it takes too much of your time.

The body is constantly craving, food, sleep and pleasure.

See my page for finance security.

I hear but you see that ma$ tubation part, she is definitely going back to it.

It isn't me who is saying it, it will be her brain.

You know why?


The human body is constantly craving 3 things to stay equilibrium and fulfilling.

1-Food
2-Sleep
3-Pleasure



I would have added financial security but click on my page to see my YouTube channel, I help with that, by discussing how to be financially secured.

First thing first:

Watch this my YouTube video on the secret of how different mutual funds invest your money.

https:///youtu.be/DZu5xBWNdeI


The reason you have to watch the video is to be informed enough to pick a mutual fund with a high daily yield because Stanbic use to be reliable but they are lagging behind now in terms of less daily interest.

After watching the video, click on this site to track the best performing Nigeria MMF

https://fman.com.ng

After visiting the site above and making your choice of mmf, go to the MMF website or app to register and invest your money to compound your gains for any duration.

Click to subscribe to my YouTube channel, I provide updates on Nigeria Mutual funds investment and provide stock recommendations to people that buy Nigeria stocks.

Subscribe to follow up with me

I can imagine the speed at which it was driving at to have taken flight.