₦airaland Forum

playces:
Like wc price will the reversal reach

Reversal duration isn't easily predictable. It can consolidate before reversal or straight up dip might just occur suddenly.

Let's just keep our eyes on the ASI.

ollypass:
Well done bro..what time frame is in the chart ?

1 day

teeboi77:
Big boss,what is your view about TIP is it still good to enter or wait for retrace? Kindly advise.

Also if i have 1m which 5 stocks can you advise i spread it on (200k) each.

If you don't have plans to hold TIP for years, 2 days ago was the best time to sell off because a reversal started today.

omotola224:
I joined Zedcrest this month
Based on your analysis
Is it better to take out my funds which is my capital and come back later like your suggestion says

The profit right now isn’t tangible
Should I leave the funds there
I wasn’t planning on withdrawing anytime soon though

This is ASI at "all time high" and it's getting weak. If it continues to get weak for long, there will be a pull back and when that happens, there will be more red days than green days.

Since you just starting, leave the money already invested just don't top up until you can confirm ASI has pulled back.

If you can't read trade chart, always ask ChatGPT what's the current state of ASI in Nigeria stock market. That will give you a hint even if you don't want to ask anyone.

BlueNation:
I am glad we all noticed the actual returns on our accounts yesterday was 3%. But ZedCrest reported about 6% returns..from 109.05% Friday YTD to 115.47% Monday YTD. That has always been the case. Thursday YTD was 104%, then it jumped to 109% Friday, which is 5% increase, but actual returns on our account was a little above 2%.

This makes me believe the current 115% YTD is not real.

I am still studying the actual reason for this discrepancies or variations.

I will also study other funds like CardinalStone Equity Fund and Paramount Equity Fund and report my observations in coming days.

Those who know better may clarify me please

@Beeron & others

If you trade individual stocks often, you will realize that when you make gain and about to exit a position, you would pay some fee like brokers fee, CSCS fee, Tax deduction etc. and the most important one being deducted even on the day of loss is Equity fund manager fee. All these fee are the reason for the deductions.

Truthfully, the market went up 3% or whatever number so they are being honest with that, but those fees deduction plus hidden charges like even sms alert fee is where these fund managers make real money that keep them in profitable business.

This is why some investors will rather trade stocks themselves while some do both trading stocks themselves and invest in Equity fund.


I explained this whole process to my landlord during the weekend after seeing the deductions on gains after selling his Dangote sugar stock. He bluntly told me this was why he quit Equity fund for me to him pick stocks — I just laughed and told him to continue to do the two.


In my opinion, CSblackpink strategy is the best: Handle your foreign portfolio by yourself by picking stocks or ETF you know is doing well, then let fund managers handle your local investments.

But if you not interested in foreign portfolio, pick stocks yourself and also have managed equity fund. Disregard the hidden charges fund managers do, you making money, they are making money, everyone is happy.

I explained what happened last week in the market, why NGX Holds Near 244K Record High; Banks Face Profit-Taking; Smart Investors Rotating Sectors and stocks recommendation to buy this week.


https://www.youtube.com/playlist?list=PLelyzjGuxrbj-ORzfwOEveV2vK0j1e3fw

Gratefulme:
@Beeron. Happy new week. Please what's your opinion on TIP?

TIP aka initiates plc (+17.32%) Explosive Q1 profit growth of 197% revenue, Dividend increase to reward shareholders, Commercial services sector rotation happening to this stock as lots of people are talking about it lately. My take is, It's already in overbought zone.

Short term traders: conservative traders can take profit but risky short term traders can still hold on for more profit, but for people who intend to hold for long term, hold on tight.

I explained the technical Analysis of How TOP 10 GAINERS Stocks Performed Last Week.

Which is safe to take profit, which is still going to continue to print money and more


https://www.youtube.com/playlist?list=PLelyzjGuxrbj-ORzfwOEveV2vK0j1e3fw

1-CAP (+60.95
2-DANGSUGAR (+33.43%)
3-BERGER (+32.84%)
4-VITAFOAM (+20.08
5-TIP aka initiates plc (+17.32%)
6-MECURE (+15.42%)
7-MAYBAKER (+13.93
8-DANGCEM (+12.16%)
9-ETI Ecobank (+9.18%)
10 - STANBIC (+7.27%)

https://www.youtube.com/playlist?list=PLelyzjGuxrbj-ORzfwOEveV2vK0j1e3fw

Ogborokiri:
Please can you recommend 5 stock I can buy and hold for the next 5 years

GTCO, ZENITH, Stanbic, Dangote Cement, MTN.

But only buy when ASI goes down, so it doesn't take long to breakeven or if you choose to buy now, always average down when they dip.

Bluearrow:
I have not really been into Nigeria stocks, I just got into stocks recently because cryptto get as e behave this season. But at this point I'm wary of the way the Nigeria stock market is going, it is just too bubbling for my liking & these kind of bullish run usually come with a serious dip that will throw everybody off balance. That's how cryptto works, I don't know if that is how stocks work too. I'm just talking from my cryptto experience & I maybe wrong. Everyone seems to be talking about stocks on social media, even new stocks are doing x3 within days & everyone seems to be a stock expert on social media. I just hope a serious crash doesn't accompany this rise.

@ beeron do u see the forthcoming elections having any negative effect on the stock market?

Your concern is really valid and honestly, many experienced traders, investors and Equity fund managers will start getting cautious when everybody suddenly becomes a “market expert” and some low cap stocks start doing x2/x3 quickly, social media becomes euphoric with the news and some people will begin to believe stocks only go up and they can quickly invest in hope to double and triple their money and so they just buy in and in the process creating a bubble.


But first:

let’s separate crypto psychology from stock market reality because they are similar in some ways — but also very different.

I also trade Crypto, crypto futures precisely not spot trade, Infact, crypto Futures trade was the reason I had to learn and figure out a strategy to study and predict market behavior via chart after losing lots of money trading futures, so you can say I learnt on the job lol.

Anyways, eventhough if a bubble is created in the Nigeria stock market, Nigeria stocks doesn't crash like crypto, Crypto can crash 70%-90% quickly but NGX crash slower, first, it enters a bearish season(the phase where CSpinkblack usually says, top up, top up... ..... I love that guy lol), then secondly, it enters a phase of trapping late buyers, thirdly, it enters a phase of wiping out speculative stocks (this is why people always advise newbies to invest more in large cap, high volume stocks and ignore speculative stocks like Zichis, redstarex, stocks in the insurance section etc)


Now large cap, high volume stocks are usually tied to companies earnings, dividends, interest rates, inflation, FX, and corporate governance and policy.

So, high volume, large cap stocks usually recover eventually "quickly" after bubble burst, correction or crash. But you can't say the same of crypto or low cap speculative stocks as they usually take long time to recover.


So to your other question, Can forthcoming elections affect stocks negatively?

The answer is yes, because before elections markets often become nervous, volatile, cautious and foreign investors especially reduce exposure. If you ask me why.

Well it's because, Investors hate:
uncertainty, policy surprises, instability risk

Foreign investors may wait until election outcome is clearer and stability is confirmed in the country.

welzyj2:
Bought at 122...goal is buy more if it dips, top up if I see positive signals at current price

Zenith is a long term keep for me

Good job bro. Dividend will reward you real good.

jurjes:
My plan is to invest long term, do I still need to take out the profits and invest in mutual funds as you advised while waiting for. ASI to find it's balance or I should just leave it. As it is and top up strategically?

Thanks Guy
Great job!!!

As a long term investor, just keep topping up whether the market is up or down because your goal is compounding over the years not capital appreciation.

CSblackpink:
Chief, you should be working for the top equity fund managers. Zedcrest or CS should hire you.

lol I use to write/publish financial articles and market reports for some online outlets but I have stopped doing that for some time now.

Ogborokiri:
Is zenith a good buy?

No Zenith is currently not a good buy. Understand that Zenith and GTCO are part of the two giant moving ASI.

Decline of ASI for the past few days should let you know that movement in large cap Banking stocks are slow and currently Zenith bank will experience some profit taking before a new rally begins, so if you have bought already, be willing to wait for some time or try average down.

CSblackpink:
Chief advisor, what is moving the foreign market and the tech market?

My chief, I most greet you. First thing first, you should understand that you made a smart decision trading ETFs. Second thing is you were so deligent to pick the right ETFs with value and once that commands huge volume.

Another fortunate factor about Derivatives (ETFs) is that they don't get over sold like individual company stocks, But even if they get over sold (dip), new investors are always ready to buy them up quickly because most investors see it as safe retirement investment, another thing is, it is widely preached abroad that Index and ETFs are safe to invest in so when newbie wants to invest, they are more likely to buy ETFs.

Just like how we advise new investors here on Nairaland to start with MMF, that's how newbie abroad get adviced to start with ETF or Index fund.

The only two things that moves ETFs are the news and sector rotation. Nothing else.


You just so smart using AI to your advantage and it's paying off with your investment strategy.

princezzz:
Thank you for this.
I was wanting to take the buying of the dips as it lowers everyday option, so as to own more units at a lower average price, But waiting for the prices to consolidate/balance also looks good, this will help in not buying too early when it could have been gotten at a much lower rate. Still observing...

when it reaches the limit and another rally seem to want to start. I will update the house.

She will be a liability to the man.

Massive red flag bigger than the flag of China. Is she can't focus and be attentive on a day as big as this, what day is as important as this for her to pay attention to?

Ogborokiri:
So how can I take profit I no too Sabi this take profit abi I will have to redeem everything and wait later to buy the dip

Oga Ogborokiri, did you see my update regarding Dangote Sugar?

Secondly to answer your question; Just withdraw profit made in Equity fund and move to MMF, then wait till ASI find support and about to go up, then you can now begin to top up using that money already in MMF however, if you have money to keep topping up, even when it dips further and further, don't go through this stress.

Yinkasuccess:
Can you predict the ROI of 20m based on the analysis after 10 years

depends on a lot of factors if you want to be actively investing in all I have suggested and rotating funds between investments. But if it is only large cap stocks. I can assure you, you will grow that money exponentially to 70 to 100 million or more in 20 years without touching it because aside capital appreciation, you will also reinvest dividend into it. That way, it will grow exponentially.

Research has it that — most investment portfolio that do well are dead people portfolio, why? Because no one touches the money for a long time.

Good morning everyone.

Here is an update regarding your investment in Equity mutual funds.

Some of you might have been experiencing red days lately — the reason is simple, people are now taking profit en mass, So ASI has reached it's peak for now.


Two things might likely happen starting next week:

1 — Green arrow, means a long consolidation starting next week, basically, it means some days your will see profit and some days loss but not huge profit and the loss days will always cancel profits until ASI finds new support and begin a new rally.


2 — Red arrow, means ASI will just suddenly dip, meaning more red days due to institutional money leaving the market. When that happens, other retail investors will also be trimming their profit making ASI go further down until it finds a new support and begins a new rally.


So now what do you do and why am I writing this?

CSblackpink usually talk about top up during red days, Wise idea— but you have to be strategic about doing it, I see people doing it before now, I knew it was too early to do it, but It's not a bad thing, this is why I didn't say anything about it. Sometimes when you top up too early, that money too will also dip, so you will have to continue to buy the dip as it further dips. Not every one can always afford that.


Now what I recommend is simple — Now that it's profit taking season, Also take your profit and move it to mutual fund investment. After ASI has found support to begin a new rally, then you can withdraw your money from mutual fund and buy the new dip. I will also let you all know then when it's safe to buy but it's usually difficult to know when there is long consolidation going on.

But then again, for investors that can afford to keep buying the dip, please continue, because that's another smart strategy because eventually you will regain your losses when ASI begins a new rally.

In summary, this is time for profit taking, take profit, hold It and buy more units after profit taking season is over.

I am in a rush typing this because I need to go for my early morning jug now, when I come back I will answer any question if you have any.

auschris:
what do you suggest we set the limit at?

if you are looking to want to sell now. Use market order.

Public service announcement:

If you have been holding Dangote sugar. This is my call:


Conservative investors — begin to take profit.

High Risk appetite Investors — Hold on

Bluearrow:
If only the guy know how valuable this advice is, him suppose buy wine come give u.

lol I greet you Chief.

MarketDispatch:
If she puts herself here, it won't be long before she starts opening the honey Jar for them

Depends on her level of intelligence. Truthfully, some are gullible to let it happen while some know why they putting themselves in such position.

For a man and want to sustain relationship to avoid boredom; Always get your woman to do something for you. If she declines, the process of you sweet talking her into doing that task or favour and when she eventually does it, will improves the bond in the relationship, women likes to be invested in something emotionally to commit so much interest into it full time, now the more you win over that interest along with her compounded effort of so much tasks and favours done. She would have no choice but to always go with the flow and not see boredom.

Boredom can't steal that (task and favour) part away easily due to emotional investment which people like to call sunk cost fallacy.

What I just explained is what bad boys do to innocent girls which makes these girls crave them, because these boys always push them to their limit to do the most bizarre things with them in the guise of task of favour— and for some reason, she feels fulfilled after doing it. It's the same logic that allows a cheating married woman easily gives up annal sex to her bad boy but turns down husband repeatedly romantic sex.

Same reason, Bonny and Clide were that close till the extent of robbing people and banks together.



Then for women, to cure relationship boredom — Do things with your man especially things he loves, like watching football etc; at the same time, always put yourself in position where other men will desire you or seek you, dress to excite him, take care of yourself like you still in the dating market activity seeking a man, intantly the value of your stock shares held by your man will instantly go up in value, boredom will evaporate.

CSblackpink:
I am not a nice person, bro. More like an introvert, I only like when people are making progress. More wisdom to you, bro.

much appreciated boss

Onewazobia:
Please can you share a bit more of your exposure with me. Thanks
"Such money can be well invested in Nigeria stocks, Nigeria bond, U.S derivatives plus MMF. Then keep your job and reap the benefits of your investment".

I would recommend you read the whole of the thread for a start https://www.nairaland.com/8597904/equity-investment/154

Then make your own research

Sadly lots of people are really contemplating this question and don't mind selling their landed property or house to japa.

Yes, Nigeria is challenging and dysfunctional as a system because it's a failed state. Nigeria is a place for 2 set people. Rich and poor, It's either you are rich in Nigeria or you are poor, the middle class has since been removed from the system because, when you rich in Nigeria, you would keep getting rich and when you poor in Nigeria, you will stay poor.

So people with aspirations to find that middle man status with stability are the once that sell off their property and japa.


Yes, You can make money in Nigeria (especially when you already have money) but only if you are smart enough to understand investment and investment strategy that fits you.

Nigeria isn't a place to succeed in physical business and start ups innovation, the system will frustrate you, the tax man will frustrate your effort, lack of infrastructure and basic amenities will slow your growth, staff will steal from you, clients will frustrate you with debt.

Such money can be well invested in Nigeria stocks, Nigeria bond, U.S derivatives plus MMF. Then keep your job and reap the benefits of your investment.

You will only have insecurity and poor infrastructure and lack or power to battle.

CSblackpink:
Check your email, bro.

Thanks for what you do bro. The last person I know who was this nice was Jesus but sadly, Judah sold him out. May you not know any Judah in your life. Amen.

Funny when an atheist say a word of prayer lol — but honestly, I just want to appreciate just nice of a person you are.

Good luck in all your endeavors bro.

beKind555:
Hi investors,

I have invested 20 million naira in a Cowrywise high-yield portfolio, which currently offers an annual return of about 16.77%.

My questions are:

* Is my fund being fully optimized?
* Are there better investment options available?

I’m comfortable with moderate risk and have a long-term horizon of about 20 years. If there are more trustworthy alternatives with potentially higher returns, I would appreciate your recommendations so I can consider reallocating my funds.

I don't know your age but the fact that you are willing to wait 20 years.

Here is how you would go about it:

Spread 2 million each in five large cap stocks that pays dividends (bank stocks; GTCO, Zenitn, UBA, Stanbic, Dangote Cement or MTN. That will amount to 10 Million.

Then, Invest about 2 million into Cardinal stone Equity mutual funds.

You will be left with 8 Million. Throw that into Stanbic MMF.

Then go sleep and pray NIGERIA does not disintegrate before 20 years time because as long as Nigeria won't disintegrate; After 20 years and with this strategy, you will be financially secured for life because your investment would have over compounded such that, you can ball alone from stocks dividend pay out. Not to even mention capital gain appreciation.

Billionaires that leave the buck of their wealth in stocks does that for a reason and you will find it out in 20 years time.

NGX Explodes +8.58% in 4 Days; Strongest Rally of 2026; Investors Rushing In Fast To Buy Now


Here were the actions that took place in the market last week and I listed my stock recommendation for this week


https://www.youtube.com/playlist?list=PLelyzjGuxrbj-ORzfwOEveV2vK0j1e3fw

1gbdata:
Social Media Claims On Elumelu’s Marriage

Let me ask

Can I save my marriage in UBA

Not really but why he is quick to act is because negative news will impact the stocks of UBA since he himself is a large shareholder.

This is why High Net worth Individuals or Billionaires who have stakes or stocks in company are quick to take action relating to bad news or issues press release.