₦airaland Forum

If you know some people password, whatever they are hiding will change the perception of how you see them, that's why they prefer to take the password to the grave.


For instance, a closeted gay guy who rarely or secretly indulged in the act and was married to a woman until his death, how would his widow wife begin to see him after death?

If the heart of man has a password to read every thoughts, nobody will trust anyone close to them, not your parents, siblings or even your lover.

Since it's a sides hustle, start with whatever you have got to begin to trade Nigeria stocks.

Doesn't matter if you begin with 50k but go on YouTube to learn hot to get started.

Svoboda:
I am actually with an equity fund manager, though on a minimal level. But I was really thinking of investing more on individual stocks than on professionally managed equity based on the 4 companies you listed earlier today.

Which would help in the long run, doing individual stocks like the Fugaz you once recommended or dealing with an equity fund manager?

personally, I do both but I do more of stocks pick than Equity fund but in essence, I do everything; stocks(US&NGX), bond, crypto, precious metals, commodities, derivatives.

I recommend you do the two.

Svoboda:
How'd you compare the above combination with investing in an equity mutual fund?

I want to believe you already investing in Equity mutual fund because I sometime see your moniker on that Equity thread.

You in the right path investing in Equity fund, I still do as well however, you have limited control over your investment, limited control such that, if you have information on how a particular stock will perform, it's outside your power to use that information since professionals manages your stocks portfolio for you, you can only just sit back and be patient to get whatever outcome the Equity fund brings, profit or loss.

This is the reason you see lots of different Equity fund brand company name beings thrown around on the Equity thread, once one person discovers a competent fund manager that pick the right stocks doing well at the moment, most people jump on it, sign up and register to ride the wave till another fund manager is discovered. That isn't sustainable in the long run because when ASI coughs, majority of those stocks catches the cold.

Patience is what matters regardless of the fund manager you use.

kingsways:
If a Major General can be so kidnapped

then who am I........?

State of the country.

Svoboda:
Good day.
Is there a substitute for seplat or it must be seplat?

MTN can take its place,
UBA can take its place, Unilever can take its place even the much expected 'soon to come' Dangote refinery can take its place.

heavenisreal18:
Good morning
I have tried treasury bill and the rate is annoying now with the WHT the removed at maturity. 90k was removed from my capital cos I invested for one year I wasn't expecting it.
Now am on MMF the percentage is not encouraging
Pls I am begging someone to put me through in another high rate investment with low risk .I don't want to put all 12m in MMF

I want to believe you already investing in stocks if you seeking higher returns to enable you constantly beat inflation.

Well if NO is your answer, simply invest the whole 12 million into MMF, then take the monthly interest from the MMF investment to continue to buy large cap stocks.

You essentially using one stone to kill two birds. How?

Your MMF is defensive + liquidity = (low returns) but your stock appreciation + dividends = Growth.

That way you consistently beating inflation as as long as you keep buying more stocks unit with the interest from the 12 million MMF.

Continue this cycle for 5 years, your money will grow exponentially via stocks.

henrolevra:
Thank you for your suggestion. I really appreciate.

I am already using Bamboo and currently hold both GTCO and Zenith Bank shares in my portfolio, though is not much.

I am also looking at MMF as a way to diversify and have a portion of my funds in a lower-risk investment. Are you suggesting I should forfeit mmf and concentrate on buying more shares?

I would also like to ask if you know much about Bamboo's Managed Portfolio. I have been seeing it on the app and I am curious about how it works in practice. Have you used it before, and would you say it is worth trying.

Thank you once again for your valuable insights.

MMF is for 1- cash flow liquidity (upgraded savings account)
2- Wealth preservation.

If you not having a huge sum and you are young (age below 49), what are you preserving money for? when the stock market can simply 5x the money within few years, expecially now that pension funds are now allowed to invest in the stock market.

Sure there would be bad season (period of reds) in the stock market but the fact that you keep topping up monthly is why it's a perfect investment for you.

Since you already have Bamboo, just continue to buy more units of stocks. But if you have a lump sum of money, like say 10 Million and above.

Invest into MMF and get the monthly interest out of the MMF investment to top up your stocks investment.

Again if you don't have lump sum for MMF, just focus on your 50k monthly compounding via stocks.


As regards Bamboo managed dollar equity fund, I recently got into it alongside picking U.S stocks. It's not a bad idea but 100 dollar is the bare minimum to invest and top up, it you don't have enough for it, just focus on Nigeria stocks, it will pay off. Nigeria stocks market is one of the safest In the world that's why I can boldly recommend it.

U.S stocks moves with the news and corporate governance actions but Nigeria stocks moves with the health of the Banks. And guess what? Nigeria banks are the most regulated In the world.

henrolevra:
Good morning everyone.

It seems investing is mainly for people with large amounts of capital. I would appreciate some advice on how best to invest 50k with an additional 50k to be added every month.

Which investment platform would you recommend, and what type of investment should I consider? Your honest and candid opinions will be greatly appreciated.

Thank you.

No minding the amount of money. 50k isn't small money to invest if you do this strategic follow up I will suggest you.

Sign up either Bamboo app or cowrywise app.

Your goal is to invest and compound that 50k in stocks investment.

Just select 4:

GTCO
ZENITH
Stanbic
Seplat


Keep buying 50k worth of shares every month in each of this regardless of the market condition, after 4 years, (same average year it takes to graduate the university), you will be glad you made that investment.

I picked those stocks due to them being large cap and consistency in dividend payment.

What happened to Nigeria is simple. Democracy is not fit or well suited for a country as massive and ethnicly diverse like Nigeria.

Maybe let's try military dictatorship again or communist (like China).

Why am I suggesting this?

Socrates the wisest man that ever lived saw the loophole in democracy, he postulated that democracy will allow the ignorant rule over the elite intelligent bringing about backward society, meaning if democracy doesn't get it right with the leadership, the society will never progress.

Guess what?

They put Socrates to the death because of that and guess who did? The ignorant democratic leaders in Athens Greece at the time.

So welcome to Democratic Nigeria.

NGX Ends 7-Week Winning Streak; Profit-Taking Intensifies; Speculative Stocks Suddenly Exploding

But these are my stocks recommendation for this week


https://www.youtube.com/playlist?list=PLelyzjGuxrbj-ORzfwOEveV2vK0j1e3fw





Cc: teeboi77

NGX Ends 7-Week Winning Streak; Profit-Taking Intensifies; Speculative Stocks Suddenly Exploding

But these are my stocks recommendation for this week


https://www.youtube.com/playlist?list=PLelyzjGuxrbj-ORzfwOEveV2vK0j1e3fw

teeboi77:
What are your stock recommendations for the week boss

I will tag you once I have the video posted. I am making the video tonight.

Emzedz:
Are we gaining todayy.. ASI is increasing..

Truth is; ASI status or behavior is best determined over the course — or duration of one week. This is why you see YouTube videos or news update about stocks weekly performance.

ksmart027:
Thanks boss i really appreciate

You welcome sir.

ksmart027:
Good evening boss, aradel did -3.89% today. Should i buy now or should i still wait? Thanks

I have been telling folks on X(Twitter) all day long this same thing.

Investors are taking profit on Aradel now and it's a crucial time because few days from now, there will be sallah holiday so, expect more profit taking.

Don't buy now, wait for profit takers to finish taking profit otherwise, you will be the one giving them the profit in an attempt to buy the dip.


"Don't Blink" by Kenny Chesney playing in the background.

I explained the technical Analysis of How TOP 10 GAINERS Stocks Performed Last Week.

Which is safe to take profit, which is still going to continue to print money and more


https://www.youtube.com/playlist?list=PLelyzjGuxrbj-ORzfwOEveV2vK0j1e3fw


OANDO (+11.70%), 
SKYAVN (+9.79%), 
REDSTAREX (+9.56%)
EUNISELL (+9.41%),
 STANBIC (+7.06%), 
TRANSCORP (+6.11%),
 MAYBAKER (+5.71%), 
TIP (+4.64%), 
ZENITHBANK (+2.33%)
UBA (+2.27%)


https://www.youtube.com/playlist?list=PLelyzjGuxrbj-ORzfwOEveV2vK0j1e3fw

Yes it is possible because; A parent role is to birth a child and mold that child behavior according to that child gender identity however society are the once that completely shape the world view and life perception of that child.

So a parent influence and home training is limited to a degree such that, if a father tells his daughter not to mixed with the wrong men so she don't get pregnant, that is valid but a father can never force down his belief system or personal values into his daughter because that child is another person entirely and has to learn the world on her own, even if the child complies with the father, it's only limited for the duration that child spends under their parents roof.

So yes, Atheist parents can have kids who turned out to be believers just like my parents who are fundamental believers raised me who turned out to be Atheist.

While fat girls are good for short term dating and frolicking with due to their excessive meat however, they are equally a massive red flag to any serious guy considering marriage.

Why?

To suddenly gain weight isn't a big deal, the big deal is accumulating so much to be fat because it's an indicative of the fact that the girl is lazy to work out and lacks self control to control her impulsive eating habit.

Now a woman who lacks self control and lazy will struggle to be an effective wife even if she has good intentions and genuinely a good person, her flaw as a person will continue to haunt her till she makes a drastic change to do the hard work to lose weight and during the active process of trying to lose weight, she will learn tolerance, endurance, self control and other attributes expected in a good wife. Now this doesn't excuse the flaw of a skinny girl because they have character flaws too but fat girls own is easily detected from a mile away.

Svoboda:
I am sorry, How do we know stocks that don't move Asi?

For detailed analysis on this:

Chatgpt will list and explain but if you still don't fully understand, let me know so clarify what you don't understand.

Emzedz:
Boss wen does.the market rally back

After the emotional investors are done selling and after the early investors are done taking profit then a new rally will begin. The only problem is, no one can predict the actual date.


Edited to add:

If you really don't want to stay on the sideline, you should pick stocks that don't move ASI, that way you can still make money trading regardless of ASI bearish regime.

Svoboda:
Good day sir.

Pls, can I get the link to the bamboo telegram community?

The telegram channel is closed by bamboo, all conversation now happens on their app, there is a community section for conversation on there.

Gratefulme:
Thanks for taking time to respond. E never reach insult tho. I believe as I'm learning so are others.
Thanks again.

No, No, No, Sir, you took it the wrong way, that wasn't insult and I didn't mean to hurt your feelings with that if your felt that way. I really do apologize if you feel offended by that. I was deeply shocked quite frankly but my apologies.

No one truly knows it all which is why we all here to share knowledge, please accept my apologies and I will go ahead and delete that initial response.

Gratefulme:
@Beeron or anyone else with stock knowledge.
If my entry prices for nascon, ngx and Unilever is 113, 82 and 84 naira respectively. Having missed the all time high, does it still make sense to sell now or hold for another bull run?

I sold my TIP on Monday, now it's looking like I sold prematurely 😁😁.

Thanks.

....

cyrilex202:
Your kind advice boss should I sell all equity and hold until the market is better?

Secondly this talk of dividend for equity investors like us how true?

If true when do dey usually distribute the dividend.

For someone that joined equity early March this year will I be eligible for the dividend?


Sorry for all this questions because I only started equity this year March.

First question, No, you don't need to sell, infact watch out for when you see your fund start going up again, then you top up. Equity is a long term investment for those who has the patience of Vladimir Putin.

Second question — Yes, you are eligible for dividend the moment you bought into the NAV of your fund manager (either Zedcrest, CS or paramount), now the dividend is usually reinvested into the Equity fund. If you want dividend pay out type investment, hold dividend paying stock.


In summary, it really doesn't matter when you entered Equity fund, you will get dividend (to be reinvested) but you need the patience of Vladimir Putin to enable your investment compound through the circle of bull and bear seasons.

If you can exercise such patience, in the end, it will seem like your money grows like grass.

ollypass:
So a practical case study question for you bro, I haven't seen the ASI chart so I don't know how far into over sold territory we are or how far down we need to go from the technicals ...but what impact do you think the fundamental news of the Dangote IPO would have on the charts as we approach it's launch ? Do you feel T.A. will run it's course either way or we will experience a market reversal due to fresh liquidity courtesy of the IPO before the dip gets any dipper?

For a start, ASI wouldn't go down like in a way of crash, Naaah, this is basically just correction going on, a twist of fate can happen tomorrow whereby if institutional money enter ZENITH, GTCO and MTN tomorrow, that same tomorrow, ASI might as well gain full strength for another bull run, so it's really a case of bubble, no one wants to be at the receiving end catching the falling knife that's why a correction is happening now. So, the answer is NO! sometimes, ASI doesn't run its full course because it human trading with emotion.

Equity fund managers know how to manage this risk that's why they don't invest all funds into stocks, some keep cash to buy the dip while some invest in fixed income to cushion the loss, so all an investor will do is wait. Only stocks traders can change their destiny by making quick decisions. That's that.

Secondly, the DANGOTE refinery IPO listing is gaining so much buzz and frenzy that I don't even feel attracted to it at all. And to answer your question, it's just hype, it has nothing to do with the market for now until the listing finally comes to the market.

ollypass:
in essence for every 60-80% green 🍏 expect a 20-40% pullback for the market to course correct before going on another run ..this should be the equity long term investor perspective ...when I figured this out, I gave my self peace and stopped trying to figure out how to stop Yakubu from wiping my gains short term...if it was trading you were doing ,then you can apply a stop loss to your set up or set up your exit if your modest in T.A. so you cash out before a trade hits the reversal. ( berom this isn't replying to you but the other bro looking for how to bail out )

I get your point and I know it's intended for the other brother.

The thing is Equity fund usually don't have stop loss, that's stock trading prerequisite.

And secondly, the thing with loss is, not everyone know how to manage their emotion, while some can manage their emotion but, they still just don't know how Equity fund works.

Whether you are a beginner investor or a pro, only one thing is expected of you and that's patience.

Emzedz:
So na to withdraw or hold.. cos I can't keep watchin my portfolio reduce..
Zedcrest n paramount n Cs beware.

lol, don't get scared. That's why it's called investment. Every loss is a paper loss until you withdraw your money to physical cash.

ASI ran up too high and too fast, so it only trying to correct itself before things gets back to normal.

The market operate in a zig zag pattern and that's how money is made.

Emzedz:
Is d dip still dipping pls..

it hasn't even started sef.

welzyj2:
I'm actually beginning to fancy technical analysis due to how it can better guide entry and exit point compared to FA truth be told. But fundamental analysis to me is very important in any stock picking

I followed the argument btw TA, FA and Street Analysis 🤣 on the other Group chat and there were lots of good point for one to learn in improving his/her portfolio

In my opinion about TA and FA debate. TA wins 70% of the time?

Why?

The simple truth is regardless of how solid the FA is, right; the market is still a bubble at the end of the day, even the economy is a bubble in itself, the struggle of not making that bubble burst is why government issues Tbill, Bond and OMO and buy them back. Now the day government fails to pay back or buy back, the bubble will burst, MMF will fail, bond will fail, Tbills will fail, omo will fail. Economy collapse.

Same with trading stocks using FA — again — No matter how solid FA is, the players in the market will ensure a bubble build because if a bubble don't build no one will take profit and no one will buy the stock in the first place. That's why TA comes in.

Now with TA, I can calmly sit in front of my computer and see the irrational buyers, the rational buyer, the noise and the quietness in the market as well as the opportunity and when to enter and leave, even if I don't know what the company is manufacturing, the fact that I can tell the best time to buy thier stock, make money and dump it is such a powerful flex because, in the long run, you will beat the market, compound your money faster and avoid crash in the event that that bad news hit the company and everyone are dumping their stock.

TA wins any day but it's hard to master TA however, FA is out there in the open for easy accessibility but TA takes time and experience to learn and master. But once you have good grasp of it, even in your 70s and 80s, you will still be trading stocks and continue to beat the market, no retirement.

welzyj2:
Trading has been my anchor in this current market situation. My only stock this yakubu season has reduced my profit is NGXGROUP. I entered at 130+, so I'm still fine with some little profit.

Status of my ngx as of 2da....will delete in a bit

This new market timing has changed a lot in the market dynamics to be honest from my perspective.

Great to know you have moved funds to foreign stocks. Once the Nigerian market wants to go into another bull ride back in very hard oo

You should have sold off NGXGroup since March 26th to avoid the catastrophic downtown.

It was at overbought level at that time, considering the low 30 day volume of that stock, you shouldn't have kept it for long.

Truth is, Fundamental analysis isn't enough sometimes and I have studied you well enough to know that, that's your weakness. Just learn a little of Technical analysis, I promise you will turn picking stocks to a day Job and it will be fun for you.

welzyj2:
I only see Zenith, GTB and Stanbic as being reliable . The other banks to me are a gamble

I sold my fidelity already

Banks are just for dividend from my POV based on FA. If no dividend they don't worth it

This breaks my heart knowing Institutional investors are currently buying fidelity and will soon be dumping to retail investors. You shouldn't have sold.