₦airaland Forum

AutoJoshNG:
Tucked away in Ohanze town near the commercial city of Aba in Abia state is Francis Emmanuel.

This enterprising young Nigerian is in the business of manufacturing automobiles.

Francis Emmanuel has built a brand of car called the EM Emulate.

According to him, the EM Emulate is manufactured using Mate motorcycle engine together with other locally fabricated materials.

Thus far, and largely due to inadequate funding, he has built only one unit of the EM Emulate.

However, here is the interesting part: a unit of the EM Emulate is built with only Eighty thousand naira (N80, 000) !

Indeed, such industry and determination ought to be encouraged. With some encouragement and support, such project has the potential to come out much better.

Francis Emmanuel runs a company called EM Automobile.

https://autojosh.com/this-young-nigerian-manufactured-a-car-with-just-n80-000/

Nice.
But car looks rougher than the economy.

BOJO123:
And who are Saudi's biggest allies? Israel and the US right... When u understand politics quote me

...

Oga o! When u understand that Saudi has so much money to spare since they offer nothing to the world u quote me.
even Iran allies officials admit than Iran is no saint!

BOJO123:
You think Nuclear weapon is a rocket or a C4 bomb?
And the US or Israel don't sponsor terrorists?

They don't sponsor in that manner.
Iran and Saudi Arabia r the chief sponsors of terror.

JoannaSedley:
Seems Mossad went to a great length to convince him especially with the recent purported evidences, developments or revelations presented by Netanyahu to the media some days back.

Africa maybe the new world power in years to come with this nuclear stockpiling war going on.

Trump already had his own intelligence reports too I think.
It was just a matter of time....

yeyerolling:
wetin concern nairaland with trump and iran

Guy this shud be major news!

Lazyreporta:
Correct info?

Breaking news!!!
Trump has pulled out of the Iran nuclear deal!
Nairaland pls update abeg!!!

maximunimpact:
The Central Bank of Nigeria (CBN), said any bank that deducts monies illegally from a customer’s account for products and services would be forced to refund the money to the customer with interest.

Mr Fada David, Consumer Complaints Management, Consumer Protection Department, CBN, said this in an interview with the News Agency of Nigeria (NAN) on Tuesday in Abuja.

NAN reports that this is sequel to complaints by bank customers within the Federal Capital Territory (FCT) over excess charges by banks through Automated Teller Machine (ATM) withdrawals.

The customers said as a result of the development, they dreaded making withdrawals using other banks ATMs because of the continued charge of N65 for every transaction.

According to the customers, most banks within the city centre have programmed their ATMs to dispense only N10,000 or less per transaction, thus ripping off customers withdrawing more than that amount.

The customers complained that if they had to withdraw N100,000 or more through other banks ATM, it meant they would lose so much money.

They, however, called on the CBN and other relevant authorities to look into the matter so as to help poor Nigerians.

According to David, the Monetary Policy Circular of the CBN gives certain guidelines as to how much should be refunded to customers if excess charges are discovered.

“Part of the punitive measures is that if excess charges are discovered, they are refunded to consumers with interest,” he said.

David, however, assured bank customers that the CBN monitors all banks regularly to make sure that banks do not short-change them.

He also encouraged customers to read the CBN’s Guide to Bank Charges circular to know those charges that their banks were allowed to charge and the correct amount.

“Consumers should consult this document to know how much they are expected to pay for services.

“When you go through it and in a situation where you see charges that you do not understand, you have the right to write your bank and get them to explain what the charges are.

“In a situation where it becomes clear that the customer was charged excessively, the customer should get them to reverse it.

“You have the right to know how much you are charged from operating your account and make sure that the bank only charges the specified amount,” he said.

Also, Mr Oludamola Atanda of the Consumer Education Division, Consumer Protection Department, CBN, urged bank customers to demand for their statement of account monthly.

He said that it would help customers to monitor their accounts closely.

“You have the right to demand for the right product and services. The bank cannot force you to go for a specific product or loan facility. You have the right to choose.

“If they give you a product you do not like, you do not have to take it. Its important for us to understand this.

“There is also the issue of right to privacy. My bank should not share my details with just anybody. For instance, a wife cannot come and say she wants details of her husband’s account.

“Only by court order can an account details by revealed to a third party,” he said.

Atanda said at times, customers complain about certain bank products because they were not properly informed about the products.

“If I am taking a product, my bank has the responsibility to educate me on that product.

“If it is a savings product, a customer should know how it works, how many times to withdraw in a month, how much interest to expect and the minimum deposit on the account.

“We are saying that you have the right to demand good service. Those are the things we want to let customers know,” he said. (NAN)

https://www.financialwatchngr.com/cbn-to-order-banks-to-repay-illegal-charges-with-interest/

Breaking news!!!
Trump has pulled out of the Iran nuclear deal!
Nairaland pls update abeg!!!

dainformant:
Speaker of the House of Representatives Hon. Yakubu Dogara Tuesday led other leaders and members of the House to visit Senator Dino Melaye at the National Hospital Abuja.

Hon. Dogara accompanied by his deputy Yusuff Lasun, Deputy Minority Leader Binta Bello and other members were received by former Speaker of the House Patricia Etteh, and the Chief Medical Director of the hospital Dr Jaf Momoh.

Senator Melaye who is asthmatic is receiving treatment at the Intensive Care Unit, trauma centre of the National hospital.

The lawmaker developed complications after he was teargassed by police officers conveying him to Lokoja Kogi state last week.

Source; https://www.nationalhelm.co/2018/05/dogara-house-leaders-visit-senator-dino-melaye-at-abuja-hospital-photo.html

Breaking news!!!
Trump has pulled out of the Iran nuclear deal!
Nairaland pls update abeg!!!

EsotericMonk:
So Nigerians don't know the difference between liver and kidney? Half of the response keep mentioning kidney. Its sad , the level of uneducation and lack of comprehension among the educated.

The illiteracy level is appalling.
Apparently if it's to pin point liver or kidney in a pot of iya basira, they'll be very quick to.
But just simple anatomical and clinical news theyre already mixing up liver and kidney.
OP mentioned liver, people are talking about kidney!

Megatrix:
Osinbajo is just disgracing his calling as a pastor. The guy is no real pastor, he is just as slimy and corrupt a politician as the rest

Oga calm down na...... How bout we hear osinbanjos side of the story.
Nawa to u o

fakuta:
I pity people that take Nigerian senate serious, we blind our eyes to the real problems of the country and keep insulting Buhari for hate. I am not saying PMB is perfect but he is not the major problem

I concur.
I just wish buhari will talk to us over many allegations like trump does instead of keeping quiet... Or even respond to disasters fast instead of showing concern after days or weeks

Riversides2003:
Doesn’t take too long for God to change your story if he likes. You and I will be connected to the right people this week IJN.

Amen!

laribari:
Are you serious?

That should be 100 to 120 inches. I have seen 75" before and it's not even close to that dbanji's own.

still not as big as them p square TV. though dbanj own most likely more modern.

okerekeikpo:
What has the award got to do with the throwback pics? Afonjas are very funny

I was wondering same. Surprised people haven't noticed the lack of connection between the pix and headies.
I think momodu is trying hard to get noticed or being mischievous..... Why bring up a pix of davido's late mum.
Av never seen Davido put her pic up anyway

markfem2:
After reading your comment i feel like breaking down in tears.

As a matter of fact, admitting that the election that brought him in was flawed was, and is still one of the most sincere moments in Nigerian history.

adorable29:
Oh please! Go watch your por.nh.ub or something Mr blowjo.b. What sort of st.upid logic is that? Does your village chief give those you wa.nk to chieftaincy titles?

I watch for entertainment and that is my business,what has that got to do with giving traditional accolades.

THINK!

All thiz rantings..
Entertainment u say.
Do u know killing or decapitating a person in real time can be entertaining to a particular viewer?
when something that we know we complain about in our society is deliberately flaunted in our faces and decide to heed it's call then we are part of the problem.
It's not as if there aren't other forms of entertainment smh

adorable29:
Okay, I like the BBN show and the entertainment it gives but I must confess, this is a whole truck load of bullcrap!

What is there to honor traditionally. Our tradition is too sacred for this BS.

It makes no sense!

Hmm.... Our tradition wasn't sacred while the contestants were in the big brother house and doing the undoables together? And u liked the entertainment it gave u?

Issakendrick:
2face delivers a soul-stirring track with thought-provoking lyrics, a perfect soundtrack for the moving tale that’s ‘In Love And Ashes’.

Watch The Video Below:


https://www.youtube.com/watch?v=yd6oRTXjTn0



http://www.nairaplus.com/2018/05/video-2baba-in-love-and-ashes.html

Chai

stuffs4me:
Disgrace of a doctor


And you had to go online and publish his state of health.

Even the manner he wrote it.... The last part of it...

Lordbukas:
Let's see how this drama plays out eventually. My anger is that Dino is not facing this as a man. He became weak in the face of terror. He should have stood and faced this as a warrior so he can have a story to tell in future like sen.shehu sani

He should have learnt from the uba brothers. Bad meets evil. Get. Money, get power.
Then get thugs. Plenty thugs.
Then turn the whole world to a chaotic mass.

thorpido:
How can you take a 1000mg of Tramadol in one day?
Youths and substance abuse.

Baba.... I know girls who can. Shit is scary!

xynerise:
The thing is, if a rich man like Ronaldo lives in Africa, he can cheat all he likes and the wife will turn a blind eye. She no send

....all his wives who have no dignity like chioma.

johnime:
BREAKING: North Korea has released all U.S. detainees at the request of President Trump.

Seriously? This jazz wey Trump use pass chioma own o!

pyx:
Ignorance is killing you so much in nigeria, what concerns law with your health? Who ask him to jump out of a moving vehicle? What if he is pretending? The law must take his course . See many people here in US arranged irrespective of their challenges with consideration to sentiment.

Suge knight, the alleged mastermind of Tupac's death comes to mind

halmin3:
I dnt knw y dis people are still alive

Honor ur father and mother that ur days may be long.
This is the first command with a promise.
They, Mugabe and all people u see aging well adhered to the above commandment.

Drchristian:
The girl no fine like Davido... na juju be this like some say.

Why do Igbo girls love Yoruba men so much? cuz in my area na Yoruba men they prefer most.

Maybe cos they seem to be well educated. With education comes sense. With sense comes maturity.

Maybe it's the fact that they are likeable

Or maybe it's the amala and ewedu.

Or penis size( I doubt though)

obonujoker:
Before Christopher Columbus discovered America, were people not living there already

So how can u say Christopher Columbus discovered America?
I can agree someone discovered say, the proton... Etc

Treasuredlove:
the money team?

Money team? Like Floyd Mayweather has a branch in owerri?

chillychill:
Ghen Ghen Ghen....It is explorers in the building.


Wow this is beautiful mehn, explorers will just be letting someone b day dreaming niyen

�

gurunlocker:
E be like say you dey confuse.... Na you dey find church wey you go dey play keyboard, na you wan sell Big daddy again?

I checked your profile, you dey find job and you still dey look for relationship.... How confuse can you be?

The guy is na multipurpose human being.

gurunlocker:
E be like say you dey confuse.... Na you dey find church wey you go dey play keyboard, na you wan sell Big daddy again?

I checked your profile, you dey find job and you still dey look for relationship.... How confuse can you be?

The guy na multipurpose human being.

nagoma:
There are no Pharmacists among the members of Nigerian Medical Association( NMA). A pharmacist cannot be the president of NMA just as a Medical Doctor cannot be the President of Pharmacists Association of Nigeria ( PAN). So what’s your problem?

Omo I just tire o! How can a pharmacist head a body like the NMA!
what is really wrong with blacks?