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BlueRayDick's Posts

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European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by BlueRayDick: 2:01pm On Jun 05, 2018
eph12:
Yaya's anger is not even because of all these things you guys yapping about but that he didn't get the heroic send forth he believes he deserved. I wouldn't blame him, he has been one of their key players for a long time.
If I was him, I would be mad for that reason too
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by BlueRayDick: 7:06am On Jun 05, 2018
Oasis007:
“For me Zidane is bigger because he has fewer requirements and shows great respect for all his players. Pep, he wants to be considered a genius. He loves it. But there is a lot of comedy behind all this, it’s a bit of anything. He creates a character.

"When I see him scratching his head in full match to show that he thinks thoroughly, it makes me laugh. It’s comedy.”

- YAYA TOURE
You beat me to this. I was going to post this.

Sincerely I believe Toure was treated unfairly by Pep. I don't think any other coach would've disrespected him this much.

Only God knows what Pep has against him. Perhaps he is not happy the player he shipped off in the Spanish league turned out to become one of the best midfielders in the world that he's now forced to reckon with or something.

For Toure to want to post his training stats puts to sleep the argument that maybe cos he's 35 and does not have the physical strength to compete for starting line up with younger players.

I know Toure is a proud player with big ego, but Pep is also childish If he actually acted in that manner as claimed by Toure.

By the way, thus Toure craze well well ó; He say it's comedy to him when he scratch his bald head grin
Foreign Affairs › Re: Putin Shows His Limo To Abu Dhabi Crown Prince:Wow,It's Better Than My Mercedes by BlueRayDick: 3:08pm On Jun 04, 2018
zinachidi:
Still no reach "the beast"
You don enter the two before?

Because Russia no create special blog to detail the spec of this vehicle no mean say e no get power to do the impossible o
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by BlueRayDick: 12:55pm On Jun 04, 2018
Nihilstjnr:
Ozil no suppose make this squad abeg...especially over Sane.

Ozil has been terrible this season.

Low said he dropped Sane for Brandt. Brandt can play 10. Reus can play 10. Muller can play 10. Draxler can play 10.

So it's not as if they were short in Ozil' s position. I would have dropped Ozil and taken Sane.

I don't even know wetin draxler play wey he collect shirt and Sane no see shirt buy.
You are right, just like you pointed out there are other players he could've dropped in place of Sane.

What am contesting is why must it be Ozil that should when he has always performed quite well in their national colours. Players like Cahill didn't have such an excellent season and yet he's on England team and obviously going to play more matches than any other centre back in that squad.

At times these coaches take experience too.
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by BlueRayDick: 12:33pm On Jun 04, 2018
Neymar1095:
Leroy Sane: Wins PFA Young Player of the
Year in a record-breaking, title-winning
season. Not in Germany squad. Mesut Ozil:
Only achievement all season was signing a
new contract..... Madness.
So an experienced player like Ozil who is a vital part of the team that won the last world cup should be dropped? Like seriously?

If you don't like Ozil as a player just talk am. Everyone knows Ozil plays better while in German colours. Sane is yet to prove himself on the international scene for all we know.

Ozil and Sane no supposed even dey inside the same sentence when it comes to international duty.

Hope you know Klose didn't win anything too before he was taken to the last world cup?
Business › Re: Insurance Industry Improves On Claims Payment – Nia by BlueRayDick: 10:05am On Jun 03, 2018
ogmask:
Yea you are right. Pple tend to trust the insurance companies affiliated to banks more but, truth is the stand alone insurance companies do better and sometimes are stronger. Leadway for instance have a large chunk of shares in first back. So you can imagine how strong they are. I did not know this untill recently when my wife started working with them. Infant most of the things I know now came to my knowledge only recently when she started working with them. She did lots of research before and after she joined leadway. There are others just like leadway out there too.
Leadway is the biggest insurance company in Nigeria in terms of market share, profit they make yearly and tons of investment they have scattered all over the country. And yes, they have a sit on the board of First Bank
Business › Re: Insurance Industry Improves On Claims Payment – Nia by BlueRayDick: 10:03am On Jun 03, 2018
Appliedmaths:
Some people need to learn the hard way before they appreciate the role of brokers. I hear bankers complain about their work hours and I laugh, with less than 5 months bring an insurance broker the diff is clear like 7 up.
grin grin
Bankers just dey form activities now. Some brokers even work on Saturdays even when they close around 9pm on friday
Business › Re: Insurance Industry Improves On Claims Payment – Nia by BlueRayDick: 10:00am On Jun 03, 2018
namdo:
ok explain to me why I need a middle man at this age of development if the insurance companies do what they ought.
Bro, the truth is even in advanced countries like UK and USA individuals and corporate bodies place their insurance policies through brokers. This is due to the technical nature of insurance.

Insurance companies are selling you a promise(not a physical product) which is hinged on a lot of principles,provisions, clauses, terms and conditions which will definitely be difficult for you to test until there's a claim.

The insurance broker is a professional who has years of experience packaging those policies, administering claims and getting knotty issues solved for his clients. The insurance broker understands perfectly well some conditions which if present in the policy will deny you future claim( He would easily take them out at the time of placement). Most insurance brokers are people who have gained experience working in various departments of insurance companies. So be rest assured they know what they are doing. They take the street of you having to exchange mails with your insurers back and forth off you.

They do all this at no extra cost to you. You might even get a better rate when you place through brokers because they dictate pricing in the market

Insurance brokers are very much relevant and useful both in Nigeria and advanced countries.
Business › Re: Insurance Industry Improves On Claims Payment – Nia by BlueRayDick: 8:57am On Jun 03, 2018
namdo:
no excuse, all things required were done. They've said I should give upto June 20th because they put my elapsed policy data into 'system' march 20th....since last year Sept. I believe that is a ploy to delay more.
That's the problem some of those companies have. I actually have a reservation about IGI as a company but I don't want to share it here so it won't seem as demarketing them. Obviously one of the staff did not register your policy in their books immediately they received payment and now they are making you suffer that burden.

This is one if the reasons it's advisable to procure insurance policies through brokers, they dare not try this delay tactics on a business placed with them by a broker. They definitely won't do that.

As I've said earlier, when next you are sending them mail let them know if you don't get your settlement offer within 3days you are writing a formal complaint letter expressing your disatisfaction and you will be sending it straight to NAICOM.
Business › Re: Insurance Industry Improves On Claims Payment – Nia by BlueRayDick: 8:32am On Jun 03, 2018
namdo:
IGI that refuses to pay me since Sept. 2017 nko? Story story.
What was their excuse?

If they don't have a genuine excuse write a letter to them laying out your facts and threaten them you are reporting to NAICOM. They will definitely give you a favorable response
Business › Re: Insurance Industry Improves On Claims Payment – Nia by BlueRayDick: 8:12am On Jun 03, 2018
bennymark:
Please how many Nigerians dey use insurance? Insurance is a dead business in Naija
People use it and it works. Ask those who use official vehicles or those that got their cars on loan. They are always compelled to get insurance and when there's a loss, they get compensated.

The only problem is most Nigerians don't like to pay for insurance out of pocket but they want to enjoy the benefits, hence they end up with fake policies
Business › Re: Insurance Industry Improves On Claims Payment – Nia by BlueRayDick: 8:03am On Jun 03, 2018
Yes insurance companies pay claim. Once u have a claim and notify them with complete documentation of claim substantiating documents, they are obliged to settle you on the terms of the contract.

If any company gives you story, just inform them you will write NAICOM(National Insurance Commission), believe me it works like magic. You will have your claims settled.

That's why am always surprised when I see a big man on suit fighting another road user over damaged to their vehicles when they both have insurance. Just lodge a claim with your insurers, exchange Ur insurance details and have your two insurers settle it amongst themselves
Crime › Re: Mathew Enimiyefe 1daboy Butchered To Death By Cultists In Bayelsa -graphics by BlueRayDick: 6:03pm On Jun 01, 2018
Another case of Damoche
Celebrities › Re: Tobi Bakre Celebrates His 24th Birthday Today (Photos) by BlueRayDick: 9:50am On Jun 01, 2018
This guy can lie... You won't even get admitted into Unilag if you are below 16. If you know, you know.

If he has jejely told us he finished from unilag without including the year him yansh for no open, but he Don cast himself now.

So u gained admission into unilag by 13; As Dangote son àbí....smh

European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by BlueRayDick: 3:49pm On May 31, 2018
raumdeuter:
BTW the people who were swearing that Zidane wanted Hazard at all cost. Zidane has left Madrid, Hazard is still in Chelsea learning new dance steps for next season Yorupa dance in Azerbaijan
grin grin grin

Zidane will buy him with his personal money and take him anywhere he goes. Maybe Zizou will learn shakushaku direct from source.
Education › Re: Apply For TY Danjuma MBA Scholarship For African Students 2018/2019 by BlueRayDick: 4:32pm On May 30, 2018
With all the money from his oil blocs, he now wants to sponsor 7 students that will majorly be from his aides and those who know somebody that knows somebody....smh undecided

And to think one must have been admitted into Harvard, Stanford and the likes before one can qualify shoes its definitely not for the poor/ those who need it more.

Oga Danjuma carry your yeye commot here

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