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BlueRayDick's Posts

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European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 4:37pm On Jun 15, 2023
seankafor:
last 2 months, I subscribed for DStv using visa Option on the DStv app, it was declined and I was debited, I did it the second time using flutterwave (which I've been using) it was successful and I was debited..

I logged complaint to both my bank and the DStv platform.. DStv said that I got value for my money (which is probably the 2nd subscription) I made it known to them that I did it twice.. the first was declined while the 2nd went through.. they said they only received money for the 2nd..

I carried the case to my bank which is KUDA.. they logged the case... Each time I check ✅ on the case.. they tell me they re waiting on the recipient which is the DStv for the feedback..

Fast forward to few days ago.. after like 3 months waiting.. they replied me that the recipient (DStv) replied them that I got my real value ..

That was how I lost that 14k+.. no refund.. case closed.. although there is option for escalation..

These tech companies are thief's I must say.. it's hard to see any department 🏬 in Nigeria that is devoid of corruption and fraud huh
Na u supposed take ur time and let ur bank know their are two different transactions . I’m sure the transactions are at different times like 4.30pm and 4.32pm .

Take ur time and let ur bank customer service rep know the timing of the transactions . I’m sure they are only tracing one hence the feedback u got .

It’s funds like urs that hanged and were untreated that the IT guy harvested from several customers that ran into millions .
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 4:09pm On Jun 15, 2023
iamoyindamola:
Ribadu doesn't have the balls to minister
I read some where falana might get a post from tinubu, i am interested in how falz will react to this
Yeah, Falana na Tinubu lawyer from way back.

Falana has always maintained Falz is an adult and capable of making his own choices
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 3:37pm On Jun 15, 2023
GloriousGbola:
for the guy to do this i wonder what he saw the ogas at the top doing.

or them don pin all the total fraud on the guy

before the guy respond from SM - i only stole 1 bn ooo
Bros forget na IT people dey clean funds pass for financial services o. The normal ATM reversal error wey dey hang, one guy don use am move millions before. God knows how he did it, but all those ATM reversal of people wey no get time to go bank to complain or unaware there's even a reversal anywhere; the guy moved series of it running into millions. It was audit that later caught him.

So if dem say Head of IT move billions, I won't even doubt it. He's like the unofficial CSO of the company.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick:
So does this mean the much talked about Wale Edun will not be the finance minister as speculated ? Also Nuhu Ribadu not likely to make ministers list since he’s been appointed SA

https://www.nairaland.com/7729234/president-tinubu-appoints-special-advisers
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 2:27pm On Jun 15, 2023
iamoyindamola:
Money they this country aje
Better money sef . The thing no just circulate ni
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 2:13pm On Jun 15, 2023
iamoyindamola:
Billion shocked shocked
Stealing millions in Nigeria now na waste of fraud .
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 2:08pm On Jun 15, 2023
Head of IT don Japa 🌚

Somebody said they should use Ayelala to look for him 🤣🤣🤣

European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 1:48pm On Jun 15, 2023
larride:
Yes. The guy no suppose name drop KPMG like that.
I understand the guy’s motives sha . I guess the guy actually thought he was conversing with a regular 21st century babe and he name-dropped KPMG to let her know he actually knows much about what he’s talking about .

Unfortunately for him, na person wey senior am he dey try impress
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 1:42pm On Jun 15, 2023
iamoyindamola:
So na agba she be shocked shocked
Yes o. Na person grandma she be
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 1:39pm On Jun 15, 2023
iamoyindamola:
21 years ke how old she kon be
Her face look young
That lady graduated from university in 1995 grin

Young kor , Fellaini ni
Travel › Re: See The Two States In Nigeria You Hardly Hear Of by BlueRayDick: 12:40pm On Jun 15, 2023
JIGAWA and GOMBE
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 12:28pm On Jun 15, 2023
A40:
I just dey sorry for the girl. They have cursed her full generation all over a poorly planned attempt. And the fact that she wasn't a baddie and aesthetically appealing surely didn't help
The way one lady for my place of work no like that chef dammy ehn, u go thibk say she collect her husband grin. Her only grouse was that the dammy lady is not sassy , doesn’t have finesse and shouldn’t be mentioned in the same sentence with the classy Hilda Baci .

When I hear her reason for detesting someone she doesn’t even know , I just shake my head say women and emotions sha
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 12:13pm On Jun 15, 2023
GloriousGbola:
the olaoye guy has no fking idea what he is talking about.

shoprite has pulled out of nigeria

the new owners are nigerian and have no need to demand forex based rent figures. it should actually be clear to anyone who shops at any of the malls, because the standard is dropping all around. there are now some very very razz looking shops in shoprite festac. you already know they cannot be paying in forex.
In his defence I think the guy was more specific by mentioning ICM Ikeja and Palms Mall Lekki. He also didn’t mention shoprite per se (which everybody knows is being run by Nigerians now )

Basically what the guy said was that rents are bing paid by occupants in ICM and Palm Mall Lekki in USD. I don’t know how true that is , only those paying the rent and those collecting it can actually confirm how true that is. The lady also didn’t confirm whether she has an information contrary to that.

I agree with the lady tho that whoever is paying rent in USD will surely be sourcing for the dollars in the black market and not at the official market rate from banks (Because even banks never see dollars give dem BTA/PTA people finish sef )
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 10:48am On Jun 15, 2023
Kaycee54321:
Thanks.
I guess what I wanted to confirm is, if there's a party tracking remittance.

If company a and b pays pension for January, is there a world where company a and company b gets notified to verify why two companies are paying in pension to same individual?
Nobody tracks anything. All the company gets is the evidence that they have remitted their employee's pension to the PFA . That is what they will use to process their own PENCOM certificate of compliance with PENCOM Act.
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 10:13am On Jun 15, 2023
iamoyindamola:
You they do like say like say you no know spy360
He go first carry you where you no know until you later realize you are both on same page
grin

I think say he don change since I no too dey get more time to do long arguments for here again ni. I no know say Spy360 na the same yesterday, today and forever.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 10:08am On Jun 15, 2023
EFCC summons Hadi Sirika to appear before them and also intends to question Nigeria Air "officials"

https://www.nairaland.com/7728624/efcc-summons-ex-aviation-minister-sirika

E good! Make everybody come talk wetin dem know ; how Nigerian supposed national carrier turn chartered aircraft.
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 10:01am On Jun 15, 2023
Spy360:
First of all, remember we have CL next season and so having several first team quality even on the bench is not a bad idea and besides that's what we have been crying for years.

However, I do not consider him a priority signing
I supposed collect all the time I use type all my shalaye from u ni. Na the bold u for talk since instead wey u turn me to Sydney Talker. angry

I agree 100% he's not a priority signing
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 9:58am On Jun 15, 2023
Kaycee54321:
Any pension expert in the house?
Got a couple of questions;

- What happens when you have two RSA pins? - is that even possible?
- What happens when you were owed pension and then the company wants to pay back?
- Are they obliged to pay back a lump sum?
- Does anyone track these pension payments, say for instance, one receives pension from two companies and narration is for the same month?

Asking because I heard someone lost his job when the last scenario happened...

Is that really true?
PSA: I'm not a pension expert

From what I know about Pension since the introduction of the contributory pension scheme in 2004/2005, an employer is expected to deduct 8% of income due to you and also make provision for 10% of ur income in their own books; both of which will be remited to ur prefered Pension Funds Administator (PFA) on a monthly basis which the PFA will remit in ur RSA account which is domiciled with them (Just like how u have bank accounts domiciled with a Bank of ur choice)

Now the issue of Two RSA pins, I really do not know how that happened . Probably the person opened an RSA account with let's say Stanbic PFA and then after opened another one with Aiico PFA. How its now possible to generate two different RSA's for him is what I don't know. He should've just transfered from one RSA to another if he doesn't like the first one.

As regards being owed pension, I believe what u mean is that his employers didn't remit his pension to the PFA at some point in time. Well, all the employer needs to do is remit the unremitted outstanding to his PFA as is expected. The company's accountant should find out if they remit all at once or break into tranches.

If it is legal to work for two different companies at a time, then I see no reason why one can't receive pension from two different companies in one RSA. Provided none of the two employers have issues with u working for the other party while still in their own employ, I don't think it should be a big deal
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 9:16am On Jun 15, 2023
TrebleChamp:
Una wey dey drive to work daily for this Lagos dey try 😁...
Let's just say I'm not always the one driving(Except on rare ocassions)
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 9:15am On Jun 15, 2023
Spy360:
If Havertz replaces Xhaka as an 8 then he is in the first team. The only point you will make is that he is not a priority as we have ESR too, but then e is still an upgrade to ESR.

The only arrangement that won't make sense to me is if he is used as a striker.
If Havertz replaces Xhaka, then who will 100m Rice be replacing ? undecided
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 8:48am On Jun 15, 2023
Itsrm:
I have a friend who really likes going out and partying. He's one of those guys we call omo jaye jaye. I called him recently to find out how much they sell fuel around his area(we live in different parts of town) only for him to tell me he has not bought fuel since BAT made the announcement cheesy

He's still using the fuel he bought at N205. I asked how manage, he said he only uses the fuel to work and back to the house. He no longer picks up nor drops any lady that visits him. He will just give them tfare. No clubs, parties, events, e.t.c. I couldn't believe what I was hearing

My point is, you'll be surprised how long it now takes people to use full tank of fuel. cheesy A lot of adjustments have been done.
You guys live in PH with less human and vehicular traffic compared to Lagos the headquarters of Traffic jams . So it’s understandable u guys can map out strategy to conserve fuel and it will work out well .

You see this Lagos ehn, u fit leave work 4.30 get home 7pm and then u will check ur phone at 10.30 pm to see the status of a colleague who is still stuck in traffic cos one trailer fall for a full side of the road . Shey the person’s fuel conservation strategy never collapse so ?
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 8:13am On Jun 15, 2023
Itsrm:
Exactly.

Worse still, if banks cannot meet local demand of the Dollar at that 600+, it will push people to the black market and we all know what will happen.

There is every possibility fuel may rise to more than 700/litre. Anyone who can fill his tank should do it now.

Even if it is remains at the current price, all well and good. The fuel is still there to be used.
For the dollar matter ehn, only time will tell sha. I would like to see the forces of demand do its thing for the first time cos in this Nigeria wey dem born me I’ve never seen anything wey forces of demand and supply actually control in the real sense . E be like say when Oyinbo dey design free market theory , demand and supply , etc dem no give allowance for Naija corruption .

Filling one’s tank won’t do much jare . Something that u will still exhaust sooner or later and eventually buy the expensive one .
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 8:08am On Jun 15, 2023
Spy360:
The bolded is a common tool used by clueless politicians to receive the masses by creating a caveat just in case their policies don't work.

Such language should be resisted by Nigerians by every means possible.
grin

Humor me , how do U resist such language ?
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 8:05am On Jun 15, 2023
Spy360:
I am not going to rate him based on his Chelsea experience. Like Odegaard he was the next best thing when he left Bayer Leverkusen. But poor management must have hampered his development. Under Arteta I see him recovering and reaching good potential having experienced PL.

I will only criticise if the arrangement fails. I don't see Arteta using him as a striker. God forbid.
You are missing the point. I'm not judging Havertz based on his performance at Chelsea or at Bayer, all I'm saying is paying within the region of 70m for a player that will not be walking straight into ur starting line-up is not really a good decision for a club like arsenal.

Havetz is not coming in to bench any of our midfielders/attackers. We no get money reach make we buy 70m player wey go dey sit for bench o
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 7:56am On Jun 15, 2023
A001:
You're right. But food and fuel are the most important for the common man. If fuel prices rise further, there will be further increases in the prices of food items.

When foods are too expensive for the common man, that's anarchy looming. Even you that can still cope won't have peace of mind when there are so many hungry people around.

It's a recipe for disaster.
I agree with u that things will be expensive and possibly crime increasing .
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by BlueRayDick: 7:54am On Jun 15, 2023
Spy360:
Havertz is not a striker. He was played out of position at Chelsea which affected his performance. I believe Arteta will use him as an 8 or 10, either to play alongside Odegaard or as a backup for him. And off course he can be used as a false 9 if need be.

Good deal for me if he can come at less than the 70m Chelsea wants.
If the intention is to use him as backup 8 or 10, then I think paying anything above 40m for him makes no sense .

He will be a luxury purchase if u ask me
European Football (EPL, UEFA, La Liga) › Re: Official Chelsea Fan Thread: Club World Cup Champions 2025-2029 by BlueRayDick: 7:14am On Jun 15, 2023
andrewbaba44:
Aside sterling none of fofana and madueke will smell Newcastle starting 11

Nkunku Will be the only one to start with Bruno and joelinton in Newcastle midfield ,both have proved to be a better player currently than enzo and gballagher

Botman is better than all your CB aside Thiago Silva

Tripper and James na 50/50 ,chilwell gets the nod at LB ,GK position 50/50

Newcastle XI is better than the list you put up there
The GK position is not even 50/50. Pope just had the best season of his life while Kepa had a nightmare . I’m sure most Chelsea fans won’t mind exchanging Kepa for Pope and still adding few millions on top .
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick:
Itsrm:
I just hope those celebrating with Oasisx are outside the country like him. Good luck buying anything with 30k in the market on weekends

Like BlueRayDick once mentioned, if you have anything to buy, now is the time to buy it.

The coming days are going to be really hard.

It remains to be seen if there will be a calm after the storm as promised.

I also wonder if this N511 cost of fuel was arrived at using 600+ naira to the dollar (not likely) or the previous 460. I guess we will soon find out.
Yesterday I heard a senior civil servant complaining bitterly how he has bought fuel worth 35k within 8 days for commuting from his house on the mainland to his office on the island . He was saying “Lori salary elo ?” ( On top how much salary ?)

That is just one of the realities that has manifested . Many more will come; as things will be expensive going forward .

When people say stuff like “ Things will get tough first but it will get better in the long run “, I really think people don’t know how long “the long run” will be before it comes (That is if it ever comes ). I hope people know malaria that private hospital will treat u for say 10k-15k May go as high as 50k-60k because even their own cost of operations will increase. It is easy for people we see on TV (who belong to the upper class ) talking about how we all need to endure and weather the storm , but it’s something else seeing people in the middle class and lower struggle to cope with the new economic realities .

It’s not just about food or fuel, it’s about almost everything .
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick:
Donjazet2:
I'll be careful about getting excited about tinubu sacking the efcc boss. We don't know the reason yet. We are totally blind as to the underhanded politics at play.

As I've said before, it's actually easy weeding the field right now, because anything concerning the buhari administration is largely toxic and will be viewed positively. But then, WHO ARE THOSE TINUBU WILL APPOINT??

That is the most important question, because his history has shown us that he will simply put lackeys that will do everything they're told.

The efcc is another body supposed to be independent whose sacking is supposed to be ratified by the legislative branch but here we have a president desperate to get enemies out of the way, knowing that people will appluad because it just soo happens that his enemies are in this case our enemies too. Let's see where all this is headed.
Hope u know ur suggestion in bold will not change anything ? Most of the members of legislature are people who are currently under investigation by the same EFCC . You have ex governors who have plundered their states for 8 years before moving to the HOA to hibernate , u have senators and HoR members who use their companies to execute community projects being investigated by same EFCC , the current senate president has an ongoing case with EFCC and the deputy senate president Jibrin was invited by the same EFCC for padding budgets as alleged by his fellow members in the past.

Now how does giving these aforementioned entities “power of life and death over EFCC chairman “ make the EFCC boss independent and more effective ?
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 8:28pm On Jun 14, 2023
CrystalTiger:
Tinubu, Akume, Akpabio, Gbajabiamila, na God hand our nation's treasury dey...
I don’t know Akunme sef na badoo. I only know of the antecedents of the other 3
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 8:26pm On Jun 14, 2023
I hope Tinubu orders the arrest of Abubakar Malami next . That one sef na another criminal in government that has so many allegations hanging over his head .
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by BlueRayDick: 8:22pm On Jun 14, 2023
Bawa’s EFCC asked Akpabio to turn himself in for corruption charges in the month of May 2023; Bawa is suspended a day after Akpabio is sworn in as Senate President in the month of June 2023.

Queen Cersei don talk am finish : “Power is power “

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