₦airaland Forum

uzuede4:
Nice story. Looking for the good in people will help us maintain healthy and loving relationships with them. when we make people around us feel comfortable irrespective of their short comings, they will also learn to treat us same way.( Matt7:12).
Learning to accept people for who they are, will help boost our self confidence as they also accept us for who we are. Love from the heart will help us apply this simple principle maintain our peace of mind.

Cocao:
There is a conspiracy.

The rich will leave the poor and move somewhere else.

It's a conspiracy or I am watching too many movies

HigherEd:
Dr Oludayo isn't just any lecturer, he is the Registrar.
Women likes him and he also likes women... As long as he isn't forcing anyone, i don't think it's much of a deal.

zinnyzee:
You're laughing... It wasn't funny then.

In my head, i knew i was an idiot to have done something like that... But one voice(which i now know to be the voice of the devil) kept telling me i did the right thing.

zinnyzee:
Spending my last 1k to subscribe just to wish my crush a happy birthday.... Meanwhile, hunger nearly kee me that night.

jpphilips:
How do you expect someone to charge you handling charges on your principle and interest? did they make your principal for you? I am pretty sure there is one job I can't do and that must be customer service, sometimes when you are ignored, just know the question has K-leg.
You invested your money so its common sense to expect charges on accrued interest not your capital. AXA mansard will likely not respond because they charge neither same with FBN. The quoted rate is yours, they have taken theirs before they gave yours, so if you see 12%, that's yours it doesn't mean the market yield was 12%, its always more.

beyolah:
I haven't been with them for up to a year but I sent an email and here's the response;

The rates published for the Money Market fund are net of fees and the management fee is accrued for daily and deducted before income is distributed to your account.

There are no further charges passed to your account once the net income is distributed each day.

ronnyboo:
Nice one. I also check my balance almost on a daily basis. But I noticed there was no interest added yesterday Tuesday 21st August. Is this a common occurrence? Abi market no sell or what? Who else observed this?

mizGene:
I thought so too but I noticed that on the app, l
I deposited 200k for starters, the total is about 240k now but it says interest accrued is 30k .. so what's up with the difference?

AbbyE:
Lol are you sure your friend actually works for them ?
Because I've had an AXAMansard account since last year April(17 months) and no separate deduction has been made

rationalmind:
You know, you remind me of my days arguing in the religion section. What exactly qualifies as strong evidence?

If I tell you I have a mail from them and even share the mail, it's no evidence it wasn't doctored. I could simply be a marketer for them, using all the tricks in the book to bring you in

And if it's me telling you I've been with them for a year and wasn't charged, you may ask me to share my account statement for that year showing I wasn't debited. Of course even if I share, it's still no evidence, I could have doctored it.

It's good you're making your own independent enquiry. It appears it's the only thing that qualifies as evidence and not what I post here.

rationalmind:
Please read through the page below

https://www.nairaland.com/1912965/mutual-funds/70

rationalmind:
Mansard is also net of fees, just confirmed.

Cc: Megacontrol

rationalmind:
This has been ironed out before now. The rates quoted are net of charges

AbbyE:
We have answered this question a lot of times , rates are net of charges.

ojoh002:
Who can answer this?

mizGene:
Hi guys, pls what exactly is Stanbic's mgt fee for MMF?

yak:
FBN is the worst. when u even enter any firstbank branch n mention Mutual fund they'll be looking at u like u missed road.
I remember the last time I was at one of the branches in 2015, the woman directed me to mutual benefits office adjacent them

beyolah:
I have a Stanbic MMF account and Axamansard.
To be sincere, I'm enjoying Axamansard more.

*I did everything online; opening account, submitting my documents and funding my account. They also have an app.

*I've made withdrawals and I get them before 24hours.
My first withdrawal dropped in my account on the same day.
My last withdrawal request was at night, I got the money after close of work the next day
They treat withdrawal requests that come in after 1:30pm the next day

*They respond promptly to emails and I've even requested a call back, which they did. Infact, my line didn't go through so they sent an email requesting for alternate number to reach me on.

The only but so far is that when I try to top up my account through the app, they include some transaction charges. To avoid this, I use their web page, I discovered its free from the webpage .

Cc
irookie
Druss
Brainhack

irookie:
Nice debate to deliberate on

Things I look for while choosing which MMF (in no particular order)
1. Interest Rate.
2. Managers credibility (me too no wan hear "shoot bird mama fly" )
3. Management fees.
4. Easy cash out.

I plan to run 3 diff MMF along with my TB (now i have 2 stanbic and Investment one, would have opted for FBN but i get personal beef with them) STABIC dey fall my hand wella just hoping they improve.

still following this thread to first hand info from persons that has an active account with other funds manager (I don't really believe in any staff words cos my myself know how to sell my opinion to my wife

Axa-mansard’s management fees (1.25% ) seems like alot though.

enque:
Morning house.

So i thot to ask,
what's the advantage of runningbmore than 1 MF acct?

Nusah09:
yoU need investment-one!

kayrukky:
I will ask you to look at these MMF: ARM, Investment -one, FBN Quest and AXA Mansard, from their operation, their interest rates are not too far from each other. You can also monitor your investment online on these four.

yak:
I think ARM n Mansard Rates are good for now. better than stanbic if am not mistaking

Ehuatamuigunisi:
Do not encourage monopoly by discussing only one Money market operator IBTC. Other good ones with better rates abound.

HyDef:
Take cover and reload. I agree.

I've never switched weapons as a means to 'reload'. I impulsively reload after killing a batch of enemies, or before entering a new room, but sometimes in the thick of it, bullets run out. In those cases, I take cover, and reload.[b]

Pistols are useless in most shooters as far as I'm concerned. Well, except Wolfenstein: The Old Blood, where the stealth benefits were massive. And GTA V, where I use them to headshot. And Perfect Dark, where they were pretty freaking powerful (Magnums though).
Okay, maybe not so useless.

pillgist:
It still baffles me how fellow applicants like you and I came here to talk about how transparent this particular recruitment is, shouting 80% merit, probably after been bribed or given assurance of a position at DPR, dishing out stories of how Mr.Tata is a saint, only for them to vanish after they collected the APLs, mission accomplished ba? Are these the so called leaders of tomorrow?

zaramtips:
STOP LIVING BY CHANCE.

My landlord is a man of 40years old, he's currently confined to a wheel chair because of a fatal accident he had few months ago

Each time, I hear him groaning and mumbling in pain, he keeps saying "how can a full fleshed man like me be sitting like this all day"

I feel his pain but there's nothing I or anyone could do to help his situation. He has to be there until the day his legs gets better, if ever it will.

He's my landlord and he has other tenants who pays rent to him, he's got shops and factories where people works for him.

Though he's confined to a chair but no day passes without him putting on his gen, he doesn't drink pure water but eva water. His families are not here in Nigeria.

The kids are all schooling abroad. I thought they would all come back home since their Dad is no longer capable of working but I didn't see that happen

They are still there, school fees are still being paid, expenses are still met

How did this happen, maybe the man has a money tree inside his room or possibly he's a Ritualist

Yes I think one snake is vomiting money for him inside his room

I hope you are thinking what I'm thinking �?

Oya clap for yaself.

Now listen
There's no snake or money tree anywhere
The man just lived his youthful days intentionally, he didn't leave his life to chance

He toiled with the days of his youths to acquire the wealth his currently enjoying today. Who knows at what age this man started hustling,

You think you are still too young to start, very soon you will be 30 and just maybe you will no longer have the ability to do it anymore.

If he had been a wantrepreneur maybe by now he would have been in the streets being pushed about by one of his kids and begging for alms

What is that thing you have been willing to do but thinks the time is not right yet, there's no right time anywhere my friend. The right time is this very moment.

The only time you are sure of is this moment
Use it like its your last, make hay while the sun shines

Have it in mind that things changes and you need to prepare for this uncertainties.

#Learn
#Exhibit
#Becomemore

#Zaram #Editor #professionallogomaker #Businesscoach

zaramtips:
ANGER DID IT


Anger has killed many souls
It has destroyed many businesses
It has even destroyed many valuable properties
It has destroyed marriages and good relationships
The same anger has also made so many businesses loose potential customers

A lot of people are struggling with this Life threatening Issue. Here me, until you deal with it.. You will keep rotating in a circle


Some people uses the word "Anger is a normal feeling" to justify their anger issue . Yes Anger is more than normal, it is even healthy but you know what? It is a HEALTHY ASSASSINATOR.

Some people be parading claiming CEO, Head of the house, Boss lady and all other title. You think say you be boss, Na lie o. Anger is the real boss here and until you deal with it, it will continue to boss you around


If you don't deal with it now, maybe very soon you will become a victim of those things listed above


There are just to steps to dealing with the spirit of anger

1. heal your old wounds. First of all you need to know that anger is triggered When we are reminded of our old wounds.

For instance: My previous relationship wasn’t a good one at all (Old wound) each time my Fiancé does something that reminds me of my old wounds (Previous relationships) I reacted by getting anger and trying to defend myself from a repetition of what happened to me in my previous relationship. Remember that anger is a “defense mechanism produced by our sub-conscious”


If you can't let the past go, dealing with anger would be a problem

2. work on your self confidence. People gets angry when their self esteem is being tampered with through criticism. Be confident enough to know that criticism isn’t a fact but someone’s opinion.

Do not wait until you fall a victim to those things listed above. it has the power to destroy you but then you need to authorize it first

Let your watch word be "I forgive you for you know not what you are doing"

#Learn
#Exhibit
#Becomepowerful


#Zaram #Editor #Zaramgraphics #socialpsychologist #ihelpyouunderstandyourselfandothers

mBillz:
Top Mutual Funds in Nigeria this year so far

3rd Best Performing Fund
====================================
Name of Fund – Stanbic IBTC Aggressive Fund
Who are the Fund Managers – Stanbic IBTC Asset Management
Type of Fund – Equity-Based Fund
NAV Increase – 12.6%

2nd Best Performing Fund
====================================
Name of Fund – EDC Fixed Income Fund
Who are the Fund Managers – EDC Fund Management Ltd
Type of Fund – Fixed Income Based Fund
NAV Increase – 12.8%

Best Performing Fund
====================================
Name of Fund – Meristem Equity Market Fund
Who are the Fund Managers – Meristem Wealth Management Ltd
Type of Fund – Equity-Based Fund
NAV Increase – 17.4%



https://nairametrics.com/top-5-mutual-funds-in-nigeria-as-at-march-29-2018/