₦airaland Forum

What % of your income goes into savings?

What % of your income goes into investment?

What % of your income goes into emergency funds?

What % of your income goes into expenses?

wandeykul:
dear poster naso quintessential investment carry my 230k go.. please run for anything that has to do with ROI

Don't judge other investment platforms by your experience with something like quintessential, what made you think 20% per month is achievable when you are not running the business yourself in this current Nigeria.

The right thing to do when you hear about an investment is to do your research on it, but I've come to realise that what people want to hear is only high returns not knowing that investment takes a while to grow, steady growth is the most important thing

As for F&K savings, we don't promise what we can't deliver and that's why our interest rate is based on the project/port folio at hand. Sometimes its 40% per annum, 50%..... It all depends on the project you invest in.

Right person doesn't mean perfect person. It is simply that person who agrees with you on major things like communication, finance, future plans etc

Always do your research before making an investment, just because you hear that one investment is paying, you rush and put your life savings, that's not how to invest. In this current Nigeria, no legit investment will pay you 20% per month. You too reason am

Let me go first:

F&K savings is a savings and investment platform where you can save daily weekly, monthly.... and also invest your loose funds. We operate different investment portfolios ranging from agriculture, real estate, haulage and transportation. Our portfolios are not always open at the same time, once the intended funds is complete the portfolio closes until another project starts.

Our current portfolio is the agro tamato fix which offers ROI of up to 25% after 6 months.

Our head office is located at No. 3 Ayo Adekunle close, new Bodija, Ibadan. Branch office is at Mokola, Ibadan.

Our app is also available on play store and iOS.

I decided to create this thread because I realized (from working with an investment company) that people prefer to keep their money in bank than invest it because a lot of investment platforms have disappeared with their funds. This makes me sad because inflation rate is not smiling and people are loosing money just by leaving it in the bank. This thread will mainly be for Legitimate investments only. When posting, you are required to provide all details about the investment so that all our investment guru's on nairaland can give honest opinions about it.

For those that will come here to research on legit investments please note that supporting an investment platform doesn't mean everything would go well, there are other unforeseen circumstances e.g COVID which affected a lot of businesses, it just means that based on the information provided, it seems viable. let's learn to spread our risk, don't put all your eggs in one basket, I think all investors knows this already . Low risk, low returns, High risk, high returns.

Please note: no cryptocurrency or forex here

Let me use this opportunity to introduce F&K savings and investment. We are into savings and investment. You can download our app on google play store and also available for iOS. Our head office is at Bodija, Ibadan. Our current investment port folio is agriculture.

Minimum of 50k investment is 22% interest after 6 months
Minimum of 100k investment is 23% after 6 months
Minimum of 300k investment is 25% after 6 months

You can reach me via email ogunseye.bose@yahoo.com

Invest with us

Let me use this opportunity to introduce F&K savings and investment. We are into savings and investment. You can download our app on google play store and also available for iOS. Our head office is at Bodija, Ibadan. Our current investment port folio is agriculture.

Minimum of 50k investment is 22% interest after 6 months
Minimum of 100k investment is 23% after 6 months
Minimum of 300k investment is 25% after 6 months

You can reach me via email ogunseye.bose@yahoo.com

Baba wants to do yahoo ni

Better come and use that money to invest with us at F&K savings and enjoy your returns. You can download our app on play store and IOS

I don't think he should be running any business at that age. He should look for a genuine investment that would give him reasonable returns and keep his capital safe.

I'll suggest F&K savings. You can download the app on play store and iOS. Their office is also at Bodija and Mokola.

The current portfolio is agriculture and real estate. He can earn up 25% interest in 6 months.

Sankabson:
Hello Gurus in the House,

Please, what business can a Man of 65years of old do, with a total capital of 3.5M ? He’s not looking for heavy profits but he’s looking at a steady and reliable income.

City Of Residence : IBADAN.


Thanks In Advance.

I don't think he should be running any business at that age. He should look for a genuine investment that would give him reasonable returns and keep his capital safe.

I'll suggest F&K savings. You can download the app on play store and iOS. Their office is also at Bodija and Mokola.

The current portfolio is agriculture and real estate. He can earn up 25% interest in 6 months.

Teeboy2300:
Lol stay away from those 2 apps for your mental health. That's all i can say

Thanks

FatherCHRISTMAS:
You don't start a business on loan... If at all your story is true. your best shot is a microfinance

I'm not starting on a loan, I already have machine and customers, I only need to rent an apartment so that I'll have space to work, return the loan and feed myself. I'm currently living on the little savings I have

Thanks

Lexusgs430:
It would be near impossible to get a loan from any financial institution, without someone or something, they can hold responsible, if you default......

Your best bet is to look inwards, amongst your network of friends/family etc etc

They know you, and are in a better position to render assistance...... Incase you default, una go drag unaselves.....

Thank you, I've exhausted all those options before I decided to post here, we all know things are hard, some of my friends are being owed 3-6 months salary, some are even owing me. I borrowed them hoping they will be paid soon but that's not the case. Thank you for your contribution

Thanks

Yes they can get married but both should make proper financial plans before they start having kids

5000 cash
500 bank

Agreed but some of these church brothers are the first to flee when you tell them you are celibate

I sent you a mail

Chicago213:
Hi can we get to know each other? I live and work in portharcourt(guess you're in Portharcourt too). Pls send me a message on how to reach u on kalada1983@yahoo.com.

Hoping to hear from you.

calmnquiet:
Foundation?

Skills. I'm applying for foundation exemption

calmnquiet:
Hello, are you writing foundation this December ?

No, I'm writing next year

Hi, please I need a soft copy of the foundation and skills level ( new syllabus). Mail is ogunseye.bose@yahoo.com thanks.

SimonRose:
ITS PEOPLE LIKE YOU THAT MAKES LIFE DIFFICULT FOR STUDENTS IN PASSING ICAN.... I SEE NO REASON WHY YOU Are SENTIMENTALLY CLONE IN ATTACKING PEOPLE ON LINE.... ANYWAY, jux in case you need soft copy of New ICAN packs... Jux drop ur email and I will send it to your email and forget about that SELFISH human being that calls himself TMG2015.....

Please help me with the pack, foundation, skills and professional all papers ogunseye.bose@yahoo.com Thanks and God bless you