mavinc4u:


it seems you just woke up but don't worry you can try that card and give us response here.

adamilen:
Hi Nairalanders,

I want to use my Gtbank Mastercard to pay for a foreign exam which costs $345. I am aware that there is a $300 daily limit on foreign transactions.

Please gurus in the house......what is the best way to go about this payment because my card has already been declined.

Please help.

Thanks in advance.

Stanley08:
Lol. See as people just dey drop tales by moonlight per second per second for here.

@modath wat did Stanley do oh?! Lol.

Stanbic down to 218? That's new. After i don do my Blackfriday shopping abi? Something is wrong with them.

tumababa:


are you sure gtb won't charge you at the end of the month for international transaction fee ?

sherif4owo:


copied, edited and sent.. see my mail and their reply below;




their reply;

Carmal90:

Sorry dude, just got out from this type of mess with them ysterday,they charged @225 and refunded @199 until i mailed them and copy cbn..
I would like to join your numerous customers to register my displeasure at your exploitative tendencies with regards to your foreign exchange rates (with particular reference to Naira Mastercard online transactions exchange rate). It is bad enough that you charge 226 naira to the dollar but to charge 199 naira to the dollar when crediting the same account (for instance when there is a reversal or refund for the same transaction) is, to say the least, wicked and down right exploitative.
This practice has been going on for quite a long time but I must complain officially now. Recently, I made an online transaction and paid via Paypal using my Mastercard debit card. I was charged nearly 226 naira to a dollar. A couple of days later, the transaction was cancelled and a refund issued. I was refunded at 199 naira to the dollar. Now lets us assume I make a transaction of $1000 and you debit my account at 225 naira then later the transaction was cancelled and refunded. Then you credit my account at 199 naira to the dollar. That means I would have lost 26,000 naira! Multiply that by, let's say, 100 of such a scenario.
The truth is that many Nigerian banks are defrauding customers via online foreign exchange transactions and it's high time CBN looked into the anomaly. I am copying this email to them to join the countless others they most have received on this matter.
I and many other concerned bank customers have initiated an online campaign to bring this anomaly to the public while hoping that CBN takes necessary actions to halt the trend. We have started on a small scale on Nairaland.com and will start a Facebook and Twitter campaign very soon. I read in the dailies that GTB posted an H1 PBT of 63 billion naira and I could not help but laugh and feel sad at the same time because it is sharp practices like the one I am writing about that translates to profit for banks. At the detriment of customers.
I hope CBN does something about this because, knowing GTB, you will give reasons for charging different rates for buying and selling foreign exchange. The usual excuses. But you should know that Mastercard is the same all over the world. And I do not think they charge different rates for different banks in Nigeria otherwise, why would a bank like Stanbic IBTC charge the lowest dollar rate among Nigerian banks (using the same Mastercard Naira Debit card) and refund at the same rate they debited the card?
Thank you.
But you have to edit it to ur taste
Nb.also copy this mail from this thread ohhh
cpd@ cbn.gov.ng
cardservices@ gtbank.com
cardsupport@ gtbank.com

passwelle:

Transactions executed after close of business on Friday and over the weekend typically get posted on the following Monday and thus the 7th in this case.

989900:


Really?

That'd be a reduction from N226 . . . does anyone have a similar experience (N220)?

Leyemoshood:


i didnt say your father was lying and its true,Gtbank and stanbic doesnt send out
Zenith,1st,Access and Uba does that i know

Zenith's limit is 50k per day,1st bank,access bank and uba is $5000 daily but when you get to 1st and Uba late around 9am,you ll be shocked to hear that the daily limit has been exceeded,thats why i said Access is the best bet

Leyemoshood:


Thats a lie...let the person use ACCESS BANK or 1st Bank
If the person is gonna use 1st Bank,he/she must be at the bank by 8am or else,you ll just be hearing "amount exceeded for the day"

Youngzedd:
Who used western union this week?

What's the rate for First Bank plus charges.

NanaF:


You'll have to pay for 6

TRILLIONIAR:
who remember this guys michky xpset bukahands jasper7 claremont mayowura akraym valboy20 juwoonn atoyebidaramola? Men i respect them so much, season 3 to 6

LadyGuinivere:
Congrats Bukanands. My pleasure. Now no forget ma breaf when you de return o!

LadyGuinivere:

Be honest. Tell the truth. Say what you filled in the form.
Go with evidence you are in school.
For 8:30 appt be there by 6am. Once you are cleared you can even enter with 7:30am folks. Personally, I feel the earlier you are interviewed the better (before their wire start to touch. LoL)
I think your travel history make sense
Good luck and God's grace