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Chamber2's Posts

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EducationRe: MBA Students: Let's Meet Here by chamber2(m): 11:23am On Aug 16, 2011
Plz can someone recommend skols in US n Canada for DBA,
Try University of Alberta, Edmonton
EducationRe: MBA Students: Let's Meet Here by chamber2(m): 10:59am On Aug 16, 2011
Woah peeps ere, What a great forum of matured minds. let us all keep it up.
hello, pls i wat to enroll for MBA in University of Ibadan and need a current student of MBA in U.I to discuss with about a few things.
pls if u are a student, kindly call me or beep me on 08033452265, 08077762133 or send me an e mail to princebayo5@yahoo.com.
i will greatly appreciate it. Thank you.
It is quite rare to see people move from accounting to economics. It has always been the other way round. However, it all depends on passion and one's career objectives. what do you want to do thereafter, work as an economist or accountant? So, you have to spell that out before you enroll for the program. My humble self studied economics, but i have interest in so many things, including accounting, finance, project mgt, strategic mgt, supply chain etc. After my MBA, i hope to enroll in a Masters degree program in Economics (part-time) and do a few professional qualifications alongside. So, it depends on your interest and career goals.

Regarding the MBA. It will be difficult for schools like UI to accept you in their MBA program. But, a course-mate of mine told me that she was accepted into unliag MBA even without work experience. I am unable to confirm the veracity of her claims since i am currently not in Nigeria. In the UK, most universities accept students/recent graduates without work experience into their MBA program.But most top schools will not accept you.
EducationRe: Accounting Degree Vs Accounting Education Degree by chamber2(m): 9:31am On Aug 16, 2011
Someone told me that United States Embassy in Nigeria discriminates against Bsc ed. graduates.
wetin concern US embassy with Bsc or Bsc ed?
EducationRe: MBA Students: Let's Meet Here by chamber2(m): 8:44am On Aug 16, 2011
@Chamber2, its like we are in the same university, cos i am currently doing the same assignments. Those are the two assignments im working on.Let's share facts on this forum thanx.
Most likely.
EducationRe: MBA Students: Let's Meet Here by chamber2(m): 7:17pm On Aug 15, 2011
wow! This thread has turned into something else overnight. The MBA is a good investment. It exposes one to different aspects of the business world. Prior to my MBA, i used to to view the organisation as something mystical. But the MBA has changed my business mindset. I think and generate business ideas almost every day. I will be rounding off by December, hoping to pick up any available job even before then. It's been a rewarding experience so far.cheers!
EducationRe: Accounting Degree Vs Accounting Education Degree by chamber2(m): 8:52am On Aug 15, 2011
@Idboyostic

what most schools look at is your transcript. If your transcript reviews that you have taken most or all of the core courses, then you will be admitted into the masters degree program.The fact is, almost all Bsc ed Econs take the core modules; they take both preliminary and advanced level Micro-macro econs, quant and econometrics courses. And these are courses that make one an Economist, and not the electives. In my school, you will hardly differentiate b/w Education/Economics majors and Economics majors.

Another mistake people make is, it is not called Accounting Education or Economics Education. Rather, it is called either Education/Economics (two d/f things) or Education and Economics.  Economics of Education is the application of economic principles and approaches in solving education problems. Also, Economics Education teaches the methodology of teaching economics. This is quite different from Education/Economics, which represents two degrees taken together.

For someone who has a Bsc .ed, you may decide to take up formal employment with the private or public sector or go to the classroom.Which ever career direction you choose depends entirely on your career goals. If you want to practice as an academic Economist, then you have to enroll for masters and then Phd. For economist positions in the private and public sector, a masters degree is sufficient, unless in a research organisation where Phd may be required.

Also, you can choose to go into finance. Take ICAN, ACCA or CFA. CFA seems to be more suited for an Economist. You can also consider taking the CIS exam. These and many other qualifications will prepare you for a career in finance. Another irony is, only a very few Nigerian Econs graduates practice as Economists. Maybe 1or 2 %. The rest become bank tellers, oil companies, consultancy etc. So, let your goal guide you.

PGDE- Post graduate Diploma in Education. It is a post graduate qualification for those who may not have studied Education and who wish to have a career or understanding of basic teaching methods. Almost all courses seem to have a post graduate diploma program. It is just an opportunity for those who may not have studied a particular program to have an understanding of it. If you have a Bsc ed. you don't need a PGDE. But if you decide to do a masters in lets say Marketing, you will be required to do a PGD in marketing before commencing the Masters program.

@Meklex

you don't need to pass accounting at o'levels in order to study accounting in the uni or poly. But, you must have credit in either Economics or Commerce. So, if you have 4-5 credits including maths, english and mybe Econs you are qualified to study accounting.
EducationRe: Accounting Degree Vs Accounting Education Degree by chamber2(m): 3:11am On Aug 15, 2011
@Idboyostic
The fact that most Bsc .ed students feel inferior does not make the course inferior. Yes, most students of education in almost all Nigerian universities tend to feel inferior. But this is as a result of the general perception of the teaching professional. In Nigeria, teaching as a professional is not very attractive and that is why most people consider those studying the program or related program as though they are wasting their time. And also, most people who ended up studying accounting etc in the faculty of education never applied for it, they were offered the course when spaces in the business and social sc faculties must have been filled. Treating bsc accounting major better than bsc ed majors does not amount to discrimination, afterall they are of different faculties. lecturers tend to give preference to their own students. So, the general perception of education students in school is as a result of societal disdain towards teaching as a profession and ignorance. The need to produce graduates who are both COMPETENT in the subject area and the teaching skills led to this marriage. The graduates of education whatever are competent are assumed to be competent in both areas. after all, he who can teach it knows it. You can't give what you don't have.

A friend of mine, who studied Bsc ed economics applied to do a masters degree program in education policy studies in Canada. He made a 2.1. But fortunately for him, the school calculated his econs cgpa and his education cgpa differently. At the end it appeared that he made a 1st class in education and a 2.1 in economics. He was awarded a teaching assistance worth $16k. What do you make of this? Double honour in practice. The double honour does not mean you will be be awarded two certificates, no. In the academic circle Bsc.ed represents two honours degree. In terms of doing your masters, you can choose to do a masters in accounting or education. But, someone with just Bsc accounting will need a PGDE before he can be admitted into a masters degree program in education. Most people are ignorant of all these and they consider those stydying courses in education as being of lesser value. The irony is, those who graduated with degrees in education may end up securing jobs in the banks and oil companies while those with Business or social sc degrees may still end up teaching.My friend with a Bsc econs (2.1) university of uyo is currently teaching with his degree. My Econs HOD considers Bsc ed econs students as people with two heads, they have the subject head and the teaching head. That is a good thing. Their education courses make them very versatile. During my undergrad, i did a little research in the area of Bsc and bsc ed econs. I discovered that Bsc ed is even better, especially for people like me who would want to go back to the class room after all this corporate wahala. I wish i had chosen Bsc ed all this while. My retirement will be in the classroom, so a Bsc ed would be a better option.

So, apart from the problem of perception i think there is no identifiable discrimination in the outer society or labour market. Both are accountants. The only the difference may be in the area of individual abilities and ingenuity.

That said. @Odunharry, take your program seriously. Don't allow ignorant perception to weigh you down. Try and make a 1st class and even the Bsc accounting students will bow for you.Also, you are as qualified for any job as your counterpart with just Bsc. But you stand a better chance. The education courses you will take such as psychology, sociology etc will give you some interpersonal skills which will help you pass any interview after graduation. Take ICAN and work hard. In this age and time nobody is really interested in what you studied in school. Most lawyers are turning accountants over night and most Econs grad are either turning to I.T or accounting. So whats the heck about Bsc or Bsc ed? You can even go for an MBA if you feel you want a good grasp of business fundamentals. So, there is nothing to lose.

I am not an accountant. So, i may not be able to offer advise in that area. I need you to make a 1st class, even though i couldn't make one myself grin grin
EducationRe: Accounting Degree Vs Accounting Education Degree by chamber2(m): 12:06pm On Aug 14, 2011
So, try as much as you can to make a good grade, especially 2.1 and 1st class. Then, if you are interested in accounting you can opt for ICAN or ACCA. Just like Jarus, i hate accounting like shit.  It still surprises me how i manged to get B in almost all accounting courses i took. But the magic is, i only read to pass the exam and not to master the course grin

I was locked out by this anti spam stuff. So, i was unable to correct a few spelling and grammatical errors.Please pardon me.
EducationRe: Accounting Degree Vs Accounting Education Degree by chamber2(m): 11:42am On Aug 14, 2011
Well, just to add a little to what Jarus said. Having a Bsc ed. Accounting doesn't necessarily mean you will end up being a teacher, far from it and there is absolutely no discrimination between Bsc accounts and Bsc ed holders. I say this confidently because i know a lot of people who graduated with a bsc ed accounting. Infact, who is even interested in what you studied at undergrad nowadays? First degree has only prepared you to take up work-place challenges. People like jarus never studied accounting, but started working as an accountant even before he got his ican.

Back to it. Bsc and Bsc.ed accounting are almost the same thing. They take the same courses and graduate the same time. However, the guy of Bsc ed accounting takes more course than bsc accounting major. This is because he/she takes both accounting and education courses. You see, the work load for bsc ed accounting is much more. But, i would rather say also that someone with a Bsc ed has better opportunities than his counterpart with just a bsc. This just classical story of killing two birds with a stone. Should you fail to secure a job in the corporate world due to the current glut in labour market, you can easily be absorbed into the academia than your bsc ed friend. It is now a requirement that lecturers must have a degree in education. Therefore, someone with a Bsc ed accounting is exempt from such requirements. Interesting! Also, almost all universities offer Bsc ed in most courses. I think it was as a result of an education policy made in the 1980s that led to the development of these combined degrees. Am not to sure anyway. But the overall idea is to produce graduates who are competent both in subject area (accounting) and methodology (teaching). This arrangement does not by any means make a BSc ed accounting holder inferior to a Bsc accounting holder. Infact, the reverse should be the case.

Also, no employer will refuse you work just because you studied bsc ed accounting. What you need is to make the best use of your university experience. You might even end up not working as an accountant. So, why worry about the nomenclature of your degree?

On the flip side, ICAN is the only institution that discriminates between Bsc ed accounting and Bsc accounting. I don't know what their reasons are, but methinks is a myopic one. Accounting is accounting, no matter the letters attached to the degree. I am not an accountant so i may not dabble more into that.

In a nutshell, apart from ICAN discrimination, i am yet to see any such thing in the labour ,market. What is important at the labour market is your 2.1 and passing aptitude test and interviews.
CareerRe: Does GPA Really Matter In The Labour Market? by chamber2(m): 8:54am On Aug 12, 2011
Isn't it funny how Nigerians stick to exception?
1,000 people graduate with 3rds class/pass, 5 eventually became employers of labour. Nigerians forget the 995 others and quote with reckless abandon the 5 that are able to make it.

Nigerians easily cite Wole Soyinka, Gani Fawehinmi, Tony Elumelu as people that made it despite having lower degrees, forgetting the millions that equally made lower degrees and are no where to be foubd today.


With due respect to those with lower degrees - and while not claiming that First and 2.1 automatically mean success - the truth is you stand a greater chance if you make higher classes of degrees than degree.
My brother, even in the face of the current labour market glut, where the ''connected'' cannot easily be connected to the job, people still have space in their brain to make such baseless assumptions. Even those they make reference to worked their ass up before they achieved the feat, under different economic and social condition. One of my greatest regrets today is that i couldn't make a 1st class, despite having the resources. What is worth doing is worth doing well. Get the best grade your muscle can carry, especially 2.1 and 1st and almost every other thing shall be added unto it later.

I don't know what obtains in other countries, but i am sure the story may not be different. Grade is a necessary but not a sufficient condition in getting a good job.

Not really. you stand a greater chance of success by actively managing your career irrespective of the class of degree.
That is when you already have the job. The poster is still a student. After getting a job, every other thing depends on personal ingenuity and career plan.
PoliticsRe: Ex Judge Advocates For Christian Courts In Nigeria: Like Sharia Courts by chamber2(m): 8:34am On Aug 11, 2011
Lame! Just because Sanusi and co are going crazy about religion does not mean we should join in their madness.
And this is coming from a judge?
CareerRe: Welcome To My Office by chamber2(m): 6:22pm On Aug 09, 2011
@Dmache, check out this thread,

https://www.nairaland.com/nigeria/topic-98978.0.html


i hail every body o, i just peep in.
BusinessRe: Investors Lose Billions In Three Nationalised Banks by chamber2(m): 6:13pm On Aug 09, 2011
The man probably may have been chewing too much gboro mixed with ogogoro
PoliticsRe: Okonjo-iweala Versus The Nigerian Economy by chamber2(m): 6:09pm On Aug 09, 2011
Don't mind these text book copier. The book he copied those things from may have been what madam Ngozi used in her 100 level development economics class. Give them the position now and they will start throwing owambe party
PoliticsRe: Okonjo-iweala Meets Us Investors Over Nigerian Economy by chamber2(m): 3:06pm On Aug 09, 2011
we still need foreign investors, it may not necessarily be in the oil sector. We need to take the unemployed youths off the streets. Infact, we need to attract as many as possible. Lets keep this idea of western subjugation behind and move forward.
PoliticsRe: Okonjo-iweala Meets Us Investors Over Nigerian Economy by chamber2(m): 2:19pm On Aug 09, 2011
whatever may be the case, the blame is on our ignorant and selfish leaders. The same oil firms are operating in other parts of the world, yet we we hardly hear of such negative situations.
PoliticsRe: Okonjo-iweala Meets Us Investors Over Nigerian Economy by chamber2(m): 1:10pm On Aug 09, 2011
poster, you are an ignorant buffoon. NO country develops in isolation, even the US needs foreign investors too.Okonjo iweala has done well, we need more of this.
PoliticsRe: Sacking Sanusi Will Require 2/3's Of The Senate Vote by chamber2(m): 12:16pm On Aug 09, 2011
I don't care what is takes to remove sanusi, whether 2/3 or president's discretion, i just want him REMOVED immediately. I wish my chinese juju could do just that, this 2/3 wouldn't have been necessary.
PoliticsAnalysis: The 8 Rescued Banks Run Similar Risk by chamber2(op): 11:45am On Aug 09, 2011
BY OMOH GABRIEL, Business Editor

Recent development in the Nigerian banking industry has become a sour grape.

Whichever way you look at it, it presents an unclear picture of the direction of the sector. As at today, many are still at a loss as to who did what- Was it the Central Bank of Nigeria, CBN, that actually revoked the licences of BankPHB, Afribank and Spring Bank? If so why did it say that it supported the Nigeria Deposit Insurance Corporation’s Bridge Bank option?

This is not the first time a bank is failing in Nigeria. In the past when a licence is revoked, the bank is handed over to NDIC for liquidation. Why the bridge bank option? The CBN injected funds into these banks some time ago. Does it mean that injection was wasted?

When AMCON came on board it bought the non-performing assets of the three banks, what about those assets?

Does it mean that the five banks that signed Transaction Agreement are free from being taken over? Far from it.

Their implementation could run into difficulties with shareholders. So, the eight rescued banks are at the same level of risk.

Indications are that following the lack-lustre performance of the CBN in the resolution of the banking crisis and the continued wrong signal to foreign investors on the state of the financial market in the country, the Federal Government made a quick and unexpected move last Friday to revoke the licences of the three banks by NDIC taking them over.

CBN had in August 2009 injected N620 billion into the eight banks it had bailed out and the three banks were among. It was expected that the bailout will see the banks out of crisis. Mid-way into the injection of funds into these banks, there were reports of reckless spending by the CBN-appointed managers of three of them.

Despite repeated reports, CBN failed to checkmate their excesses resulting in the injection of another N679 billion of public funds into the three bringing the total fund injected into the rescued banks to N1.299 trillion.

Friday intervention on the other hand may signal that the Federal Government may have been pissed off with the management of CBN for failing to provide the banks with the needed leadership.

The decision to intervene in the three banks was said to have been arrived at after an inter-ministerial meeting between officials of the Federal Ministry of Finance, Office of the Attorney-General of the Federation, AMCON and NDIC which concluded that the Federal Government had to intervene through the take-over of the banks. Those who were close to the meeting said that CBN was only informed of the decision.

A strong evidence for this assertion is the fact that the licences of the three banks were revoked and immediately new ones were announced in their stead. In the ordinary run of banking regulations, CBN licences and revokes banks’ licences while it usually calls in NDIC, known in financial circles as an undertaker. The role of NDIC is to liquidate. The big questions that have not been answered arewhy were the licences revoked and Bridge Banks set up to manage the three banks for upward of three years? Why were they not liquidated outrightly by NDIC and on whose instruction?

The CBN-appointed management had a two-year mandate that would have expired this month. Besides the CBN ultimatum to these banks to recapitalise is just some weeks ahead. Waiting till the deadline would have caused a stampede in the three banks.

Depositors’ N3.06trn at risk
The inability of CBN to resolve the crisis has put at risk the deposit of N3.06 trillion in the eight banks which is a source of worry to the CBN management and the Federal Government that should the eight banks go under, the economy will not be able to absolve the losses and NDIC is not in position to pay depositors.

Breakdown of deposits
This has put at risk the deposit of N3.06 trillion in the eight banks which is a source of worry to the CBN management and the Federal Government that should the eight banks go under, the economy will not be able to absorb the losses and NDIC is not in any position to pay depositors.

The Nigeria Deposit Insurance Corporation has provision for protecting small depositors and can only pay a maximum of N250,000 per depositor.

Central Bank figures show that in 2009 when the current CBN governor assumed office, the total deposit base of the 24 banks in the country was N10 trillion while the deposits in the eight rescued banks stood at N3.069 trillion which is 30.7 per cent of the total deposit.

As at last December, the total deposit base of Nigerian banks was N10.837 trillion and the eight rescued banks had a total of N3.058 trillion which are at risk.

A breakdown of the deposits the eight banks are saddled with showed that as at December 2010, Intercontinental Bank, despite its travails had a deposit base of N617.733 billion as against the N511.576 billion it had in 2009, an increase of N106.15 billion. Closely following in the deposit at risk is Oceanic Bank which total deposit at the end of 2010 amounted to N630.227 billion.

Compared to the previous year’s deposit of N542.787 billion, this amounted to a deposit increase of N87.43 billion.

According to the CBN figures, in the case of Union Bank, its total deposit base as at the end of last year, was N 616.076 billion as against the previous year’s deposit base of N797.913 billion. This, in fact, showed a decrease in deposit liability of N181.83 billion.

According to CBN data, closely following in the deposit at risk, is BankPHB which at the end of 2010 had a deposit liability of N348.707 billion as against the N447.540 billion it had in 2009 when CBN governor, Malam Lamido Sanusi’s management took over the bank. This showed a loss of deposit of N98.83 billion. Afribank had N304.320 billion, Finbank N209.118 billion, and Equatorial Trust Bank N133.948 billion deposit.

The twist in the unfolding financial drama is that it is BankPHB, Spring bank and Afribank that were unable to secure core-investors, although they were in talks with some Nigerian banks.

Usually when the CBN revokes a bank licence it calls in the NDIC to liquidate the bank.

But in this instance, the government through AMCON announced that it had set up three new banks namely Mainstream Bank, Enterprise Bank and Keystone Bank to take over the assets and liabilities of the defunct banks.

Almost immediately the Board and management of the banks were named.

From the names announced apart from very few in the board and those to act as chairmen, all the others are old time bankers who left the system years back. This was exactly what happened two years ago when the CBN appointed the management of the rescued banks.

Bankers are aware that any person who left the banking scene for upward of two years cannot be employed by a bank because he will be out of tune with the developments and trends in the industry. Funny enough this time around some of those who were removed from the rescued banks have been reappointed prompting the question what has changed?

The shutting down of the three banks, AMCON explained, became necessary because they had not made much progress in their recapitalisation exercises and obviously could not meet the September 30th deadline. Apart from not having credible core investors to conclude the recapitalisation, time was also not on the side of the trio to get both regulatory and shareholders’ approval, which would take at least two months from date of signing an agreement with an investor.

The five that have signed the transaction agreement with core investor are not sure that their capitalisation will sail through because they need a court-sanctioned extra ordinary general meeting for shareholders to endorse and approve the deal which requires not less than three weeks published notices.

The government it would appear was not happy that two years into the crisis the rescued banks were still making losses on a monthly basis and were losing large volumes of deposits on daily basis as customers were taking a flight to safety due to the panic induced by the CBN that has led to loss of confidence in the affected banks.

Perhaps if the Federal Government had not taken over the banks, the losses that would have been made by these banks would have been enormous, meaning that AMCON would have injected much more funds than it did.

With the transfer of the assets of the old banks to the newly formed ones, which have been fully recapitalised by AMCOM with N769billion, depositors have guaranteed the safety of their funds and the recapitalisation processes has been fast tracked for the three banks so it seems.

However existing shareholders, who have been slow at sorting out their recapitalisation process, have lost interest completely as the old banks no longer exist so it seems.

A lot of the slow down have been due to various shareholders litigations and court processes. No shareholder can lay claim to the new banks and AMCON is now the new 100 per cent owners. But AMCON bought the assets of the old banks. The deposits the new banks are to protect were the deposit of the defunct banks. It remains to be seen how the government through AMCON will treat former shareholders.

It happened before with Nigeria Airways when the federal government floated Air Nigeria thinking that creditors of Nigeria Airways will be looking the other way when Air Nigeria flies around. The rest is now history.

In arriving at the decision to set up three new entities in place of the old banks, did the government consider the cost implication of identity change to the new banks? Did they consider the fact that a costly re-branding will be needed for the banks to function in all the branches of the old banks? Did they consider the fact that AMCON purchased the non performing assets of the three old banks?

http://www.vanguardngr.com/2011/08/analysis-the-8-rescued-banks-run-similar-risk/
FamilyRe: What To Do About Brother In Law? Reflective Answere Only Please by chamber2(m): 5:56pm On Aug 08, 2011
the poster's signature reads:

''just the three of us''

She probably doesn't want a fourth party. grin grin grin
PoliticsRe: Okorocha Begins Delivery Of Free Kerosene In Imo State by chamber2(m): 4:49pm On Aug 08, 2011
This is not what we need. we need good and efficient infrastructure and working government not freebies.
Ok, we don hear. Your concern will be taken to his excellency for consideration

We need more suggestions pls, ,
Jokes EtcRe: Nigerian Senate has Approved $50 Million To Mark Obama's 50th Birthday by chamber2(m): 4:43pm On Aug 08, 2011
''This is an entertainment website. The articles, views, opinions, and every other content published on this site, unless stated otherwise, are totally made up, fictitious and without malice, fabricated for the sole purpose of entertaining you. Semblance to real people, places, or events are purely coincidental. This site is meant for people who are at least 18 years old. Copyright © 2011 WazobiaReport.com''
http://www.wazobiareport.com/reports/Federal-Governments-sets-aside-$50-million-to-mark-Obamas-50th-Birthday

Lazy poster grin grin grin
PoliticsRe: Okorocha Begins Delivery Of Free Kerosene In Imo State by chamber2(m): 4:17pm On Aug 08, 2011
Nigerians with their ''complaining'' mentality. When Lagos was flooded a few weeks ago people complained that the Governor's response was below expectation. Now, there is kerosene scarcity, which was never caused by Rochas, now people are questioning his magnanimity.Haba! Someone is even talking about sustainability, when  the action is only a temporary measure to reduce the impact of kerosene scarcity in the state.

As a long term measure, let the federal govt. provide constant power supply in order to reduce the citizen's over dependence on kerosene.
PoliticsRe: Okorocha Begins Delivery Of Free Kerosene In Imo State by chamber2(m): 12:48pm On Aug 08, 2011
Okorocha and his one penny populist actions.
Let this guy face serious governance please and stop this dramatizing. The other day, he wrapped himself in plasters and was rushed to a hospital. This was after his controversial overbloated appointments.

Governance is serious business. Construct roads, invite/attract investors to your state, implement minimum wage, instil value reorientation into the populace. These daily drama is too cheap abeg
Sir, this is a short term measure designed to reduce the impact of the hike in kerosene price in the state. This is very laudable. The problem with Nigeria is that we rarely make provisions for emergencies and when they occur we feel very devastated. Okorocha has made a good move, albeit being a short run measure. Imo state, in the last couple of years witnessed the most bizarre of government, and outright disregard for the plight of the people. Rochas has come to prove once again that govt belongs to the people and not a few priviledged politicians who do not know when price of kerosene goes up.Atleast, till the next few months i may not be sending money home just for my mother to buy kerosene grin It is laudable and deserves to be encouraged.

Also, your comment about the appointments made by Rochas is far from being the truth. The fact is, People volunteered to work for the government of imo state under the umbrella of the Imo Rescue Team and non of them is in the payroll of the state contrary to what a few disgruntled elements want us to believe. I happen to be somehow close to one of the appointees and he told me pointblank that theirs' is a voluntary commitment as a way of identifying with the govt of imo state and an avenue to give back to the society. Hitherto, these positions were decorated with so many entitlements, but now people are ready to work for the govt on voluntary grounds.

Attracting investors is not a one day affair, it's a process and so far, Rochas is on course. Also, Imo state is a civil servant state and cannot be compared with states like Lagos, kano, and Rivers. But the state ranks among the most urbanised state in Nigeria. The govt of Imo state is also among the few governors that accepted to pay the minimum wage , so that is not the case. I would rather prefer that the money be used to buy kerosene for the people rather than see a few politicians loot the money.
CrimeRe: Jungle Justice Is It Justifiable? by chamber2(m): 11:04am On Aug 08, 2011
Jungle justice will never be the solution to crime and criminals. I detest someone taking another person's life, no matter what the case maybe.We Nigerians need a lot of enlightenment in this regard. A young man was arrested last yr by some vigilante group and was made to confess a crime which he never committed, and thereafter he and his friend who visited him from school were burnt to ashes. This is so bad  and inhumane for our country and the govt really need to do something urgently about it.
FamilyRe: What To Do About Brother In Law? Reflective Answere Only Please by chamber2(m): 10:35am On Aug 08, 2011
Comrade, there's are degrees of tolerance. Forget the Nigerian scenario - a 19-year-old boy should not be raising cain in his brother's home, and making his brother's wife's life a misery. It's nothing to do with growing up abroad, it's all about common sense. The average Nigerian man wants a doormat, and his family expect his wife to just sit back and watch.

You reckon this 19-year-old boy hasn't done as much as most of us did growing up? I'm not with you on that one. I didn't live with my brother, and proceed to wreck his home, or come between him and his wife. Besides, times change. What was acceptable 20 years ago certainly isn't the norm today. A mans immediate family is his wife and children, siblings are more their parent's responsibilities. I would certainly not sit back and allow my brother or sister to not only move in, but disrespect my wife, and generally give her hell. If they can't show her respect and curb their excesses, they'll have to go back to mom and dad, it's that simple. My immediate concerns are my wife and daughter.

The problem in Owu gal's home isn't her. It's her husband's, closely followed by his brother's. The husband should put his brother in his rightful place. A woman shouldn't be made to feel like an outsider in her own home. This teenage boy is clearly out of control, and if his habits (and food excesses) aren't curbed now, his brother will look back in time later on, and wonder where he went wrong.
In this part of the world where poverty is widespread, the only social security people have remains members of their families, be it nuclear or extended. Agreed, the excesses of in-laws should be curbed, but in this case the wife has made NO single effort to correct or report this young man to his brother. She is busy hating and feeling depressed without first doing the right thing- report or correct him first.
FamilyRe: What To Do About Brother In Law? Reflective Answere Only Please by chamber2(m): 10:09am On Aug 08, 2011
I don't know what the problem is with young married women. This ''me and my husband'' syndrome is breaking a lot of homes. In fact this boy @ 19, has not done up to what most of us did while growing up.

Take the advise given by chaircover and samtoye

Ok, i understand your problem, you probably grew up abroad. But this is Nigeria, learn to accommodate others, especially your in-laws.
TravelRe: Malaysia by chamber2(m): 6:33am On Aug 08, 2011
@chamber2 ,  With all due respect to your post. Everyone stand the chance to be corrected, there is no I know all here in NL, I even ask questions sometimes to get answers. If you have looked up at those Thread regarding North Cyprus and About To Fly To North Cyprus, then you would have understand more about Foreign University in a Foreign Country. The School web, I gave to the Poster is owned by the Britain, not owned by the Malaysians. I simply suggested it to the Poster, that he should email them for clarifications and other information. They are in better position to advice and guide him on what to do if he is interested. The boy I know that has finished the English Program told me he would be Transferred to UK for other Courses, it was just a suggestion and didn't call for insult from that kid. I am not in Malaysia, I am in Nigeria presently and I am not an agent to any school or so. I have helped so many Nigerians who are wanting to travel abroad genuinely in many ways.
My bro, i didn't want to sound offensive, But, it pains me when i see people advising young Nigerians to travel to unknown destinations for the purpose of study. I have been to Malaysia, and i can confidently say that it has nothing to offer any international student. I am not trying to rubbish Malaysia, but you have to realise that education is an investment and people go to school abroad so that they can have the opportunity to recur their expenses through post graduation work experience. But this is not the case in Malaysia. Also, all those language schools are waste of time and money. They are only interested in your money and have no time to impart knowledge. Many Nigerian students are frustrated in Malaysia today, including graduates of Nigerian universities who were deceived by travel agents into believing that they could get a cheap UK university for their postgraduate studies. On getting there most of them realised that the available schools that award uk degrees are neither cheap nor of any good quality. Majority of them ran short of cash and therefore ended up indulging in crimes.

There are many countries where one can go to get quality education. In fact, it is better to even study in Nigeria than to go to most of these Asian countries to study, unless if one is desperate to travel out and has enough money to waste.
TravelRe: Malaysia by chamber2(m): 5:31am On Aug 08, 2011
@Dr.dry,  Thank you very much for your intelligent post, there are too many kids using cafe or free phone browsing internet to op on here to insult people (Their Seniors, especially). I love your post, thank you once again.

@Poster, try the web I gave you earlier, I have talked to them regarding someone before, and I have a small friend schooling there right now, I can connect you if you need any further help for free. Takia kia kia
Stop all this rubbish my friend. So, you feel comfortable advising someone to enroll in an English course in Malaysia? You must be high on something. For your information, Malaysia got nothing to offer any in't student in terms of real learning and post study experience.So, why waste your money when you can easily go to good countries with better prospects and robust education system? You and the so called Dr, dry must be agents of doom, advising unsuspecting Nigerians to travel to Malaysia to waste their life and time.

@Dr,dry. You are an idio.t and stalk illiterate. I wonder the kind of institution that awarded you their degree. I hope that is the kind of school you are advising someone to attend right?
BusinessRe: CBN Revokes The Licenses Of Afribank, Spring Bank And Bank PHB by chamber2(m): 2:47pm On Aug 06, 2011
I just recieved this text message on my mobile phone from my bank, BankPhB-"Dear customer,Effective 05/08/2011, BankPHB Plc becomes Keystone Bank Ltd (KBL).KBL will continue the operations of the Bank. Customers deposits remain safe and protected, CBN guarantees intact and extended. All staff jobs are secure as well. Be assured of continued excellent services. Keystone Bank Ltd"- no jupiter on earth is stopping me on monday from withdrawing my money from the bank, thank God by monday, I will be on night shift from next week.
Sanusi is a complete jerk that is more interested in wielding his powers as CBN governor than solving the problems he worsened in the financial system.
Is it even constitutional to do this? Revoking the licences of banks that dared to take the CBN to court for its handling of the funancial crisis. What exactly us going on, is this some class war? Has this man lost it or what. Sadly, we have got a numbskull for President and a bunch of nitwits legislators that know nothing about anything. God help this fcking disorganized country, this is just freaking vexing. GEJ is a fcking disappointment, can't believe I actually voted this lame-duck . . .jeeez, does this man knows anything about what is going on at all? wTF! Somebody must stop Sanusi from this deliberate destruction of the financial system. The man obviously is overwhelmed and is now resorting to force and arm-twisting fight with Nigerians. olving the problems he worsened in the financial system.
Is it even constitutional to do this? Revoking the licences of banks that dared to take the CBN to court for its handling of the funancial crisis. What exactly us going on, is this some class war? Has this man lost it or what. Sadly, we have got a numbskull for President and a bunch of nitwits legislators that know nothing about anything. God help this fcking disorganized country, this is just freaking vexing. GEJ is a fcking disappointment, can't believe I actually voted this lame-duck . . .jeeez, does this man knows anything about what is going on at all? wTF! Somebody must stop Sanusi from this deliberate destruction of the financial system. The man obviously is overwhelmed and is now resorting to force and arm-twisting fight with Nigerians.
Hmmmm sad sad
BusinessRe: CBN Revokes The Licenses Of Afribank, Spring Bank And Bank PHB by chamber2(m): 1:14pm On Aug 06, 2011
brb, can you imagine someone setting wedding inside this long summer ramandan period o!
Na temptation be this o!
shocked shocked

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