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Chimex38's Posts

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InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 1:15pm On Jul 07, 2025
unite4real:
the sky is not a reflection of the sea. The blue color of the sky is due to a phenomenon called Rayleigh scattering, where sunlight interacts with air molecules in the atmosphere and scatters blue light more than other colors. The ocean, on the other hand, appears blue primarily because water molecules absorb red light, causing them to primarily reflect blue light
Thank you jare...
Awon Science Student 😎🙌
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 11:59am On Jul 07, 2025
KarlTom:
The Sea is blue grin grin
Funny how "sky" doesn't actually exist.
Just an empty space reflecting the sea grin
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 11:31am On Jul 07, 2025
emmaodet:
grin grin grin

My brother, my hand was typing faster than my brain ni
nothing do you. grin
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 11:24am On Jul 07, 2025
SonofElElyonRet:
Human beans like to fear. grin
Sorry I couldn't resist the "temptation"
grin
Christianity EtcRe: What Is The Fate Of Our Ancestors Who Did Not Hear The Word Of God by chimex38: 2:08pm On Jul 06, 2025
advanceDNA:
p

Al least thats what roman chap 2 said .....that people obey God regardless of never having anyone preach to them....so weda u heard the word or not....it's the doer of the word that is called righteous....
But God still wants us
(the gentiles) to hear his word and believe even if you seem to be righteous.. It surely has its advantages.
Acts 10
Peter preaches and coverts an already righteous Cornelius(gentile)
Christianity EtcRe: What Is The Fate Of Our Ancestors Who Did Not Hear The Word Of God by chimex38: 12:45pm On Jul 06, 2025
advanceDNA:
The truth u are failing to see is that these thing u called outliers are more ....evil pple doing good for show off, wicked doing good for guilty politics sake, for future gain, to oppress others, their neighbours,etc

Which is why some religion believe just doing good doesnt earn u the righteous or holy title
We have countries like North Korea and China where religion is almost 0%.
Wonder what becomes of the nobles amongst them from generation to generation.
They only live by the law of Korea and China and probably fill the moral gaps in the law with their conscience.

If God doesn't show favoritism, I suppose their just conscience should be possible to actualise just enough righteousness in God's sight. Afterall, it is written in their hearts.
Christianity EtcRe: What Is The Fate Of Our Ancestors Who Did Not Hear The Word Of God by chimex38: 11:55am On Jul 06, 2025
DeepSight:
If this is the case what is the relevance of believing in Jesus Christ.
I believe to strengthen ones life on earth in general no matter the circumstances.

There are orphans who go on to succeed in life through rough patch of life experiences and come out upright. While others become nuisance as well.

There are children who lived with their parents who gave such children direction strength and steps-ahead in life based on parents own experiences. Some became successful, while others still went astray as nuisance to society as well.

Which would you rather be?
Christianity EtcRe: What Is The Fate Of Our Ancestors Who Did Not Hear The Word Of God by chimex38: 11:40am On Jul 06, 2025
advanceDNA:
Bokoharam and iswap does good too ooo...on salah day ...they srill share food and drinks to the villages they attack..... just saying oooo...
That's an outliner. There are pretenders, etc, I get your point.
But there are those whose daily work and business activities are well known down to their household and they touch lives.
So are you saying its difficult for them who try to live by their conscience to be upright enough?
Especially for folks in the rural, hard unreachable areas.
Christianity EtcRe: What Is The Fate Of Our Ancestors Who Did Not Hear The Word Of God by chimex38: 11:26am On Jul 06, 2025
SeriouslySense:
If you are a Christain you know that you can talk about Jesus and see if they listen, and then understand. If they do not listen, you pray for them. And perhaps they will come later to ask.

First, they have to be willing to listen and then they have to understand. It is better to start from the beginning.
The point is, what's the essence if they already seemingly doing good Sometimes, even better than we Christians.
Yet all they have is their conscience.
If they are to die, they would probably be judged rightly without the law.
Why burden them with the Gospel message?
Christianity EtcRe: What Is The Fate Of Our Ancestors Who Did Not Hear The Word Of God by chimex38: 11:09am On Jul 06, 2025
DeepSight:
Why should a perfect and impartial God have double standards.
its not double standard.
It's fair game.
The law is in them already to obey.
Continuing to Vs13 provides clarity.
"For it is not those who hear the law who are righteous in God’s sight, but it is those who obey the law who will be declared righteous"
Christianity EtcRe: What Is The Fate Of Our Ancestors Who Did Not Hear The Word Of God by chimex38: 11:03am On Jul 06, 2025
DeepSight:
Is God not the same yesterday, today and forever? Why then would be change the goal post?

Be specific: what happens to all the many people who lived -

1. Before Christ and never heard of him thus

2. After Christ but never heard of him.
Romans 2:12.
They will perish apart from the law.
(I think it means they will be judged according to their deeds not believe)
Christianity EtcRe: What Is The Fate Of Our Ancestors Who Did Not Hear The Word Of God by chimex38: 11:00am On Jul 06, 2025
SeriouslySense:
Exaclty, for those who heard the gospel they should be more concerned about themselves.
So should I now advice someone who has never opened a Bible or heard of Jesus to begin to open Matthew chapter 1 or let him live in his ignorance so he won't be concerned about it?
Christianity EtcRe: What Is The Fate Of Our Ancestors Who Did Not Hear The Word Of God by chimex38: 10:53am On Jul 06, 2025
[quote author=tctrills post=135957229][/quote]Acts 10
Christianity EtcRe: What Is The Fate Of Our Ancestors Who Did Not Hear The Word Of God by chimex38: 10:22am On Jul 06, 2025
tctrills:
For no fault of theirs, our ancestors did not hear about Christ or Christianity would they be punished for that or would they be given a second chance?

It is written
Timothy 2.3-4
For this is good and acceptable in the sight of God our Saviour;

4 Who will have all men to be saved, and to come unto the knowledge of the truth.

Also
Romans 10:14
How then shall they call on him in whom they have not believed? and how shall they believe in him of whom they have not heard? and how shall they hear without a preacher?

No one preached to our ancestors so is it the will of God that they also be saved and come to a knowledge of Him?
Probably this
Romans 2:12
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 4:12pm On Jul 05, 2025
4willer:
I wonder what is happening to Consolidated Hallmark Holdings (CONHALLPLC). It has been dancing on the spot since April.. and not showing any sign of coming up while other insurance stocks were running this past week.

Any idea why? Thanks all.
Consolidated is Consolidating grin
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 7:28pm On Jul 02, 2025
EDUECO:
You're welcome!

I'm happy wise people like you are getting my message.

Always buy stocks of companies with good or excellent earning or cash flow history, consistent good or excellent dividend history and with good management.

Never you buy stocks of companies that its management lacks integrity.
but Geregu get integrity grin
They are usually the first to publish all NGX related results and press releases grin
They feed the country Power abi that one na audio? grin
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 2:17pm On Jul 02, 2025
ceelog:
The history books claim that investor outperforms the trader long term..
But i dont know if that applies to Naija market

Me thinks a mix might be better productive.
Mix.exactly.
That's the Practical reality on ground for unstable inflation, etc.

Even the Premium companies on Ngx that grow organically and pay good dividends as well as capital appreciation still come to the market for commercial papers or bonds or issue bonus just to get capital and settle short term obligations and expansions..
How much more you a single individual with responsibilities, obligations, etc.


Heard that also, long term investments wins in returns especially compounded returns.

-But someone has to live first Oo grin.
Make returns-actualization no outlive you. grin
-not be in jail cuz of debt acfummulation cuz you refused to touch your long term holdings grin
-or Lose a loved one cuz one is targeting 10-20yrs into the future. undecided
-Or excess frugality where ones health is compromised before the returns mature and then use the returns to further treatments that could've been prevented (
e.g not eating fruits, vegetables and other vitamin supplements.
Getting assisted hands that you can afford but choose to stress ones lifecycle.

Sha, na ones capacity and streams of income determines his mixture level

As KarlTom says-->Tradvestor. grin
While a pure Investor might be the ideal way.
Unfortunately the world isn't ideal. grin
Even ideal original university scientific thesis aren't implemented 100%.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 10:08am On Jul 02, 2025
kintus:
Good morning, Sir. We miss your calls. Please, when are you coming back? CWG has delivered over 50% after your call. We would appreciate another call from you, Sir. Do have a wonderful day.
I remember @Mega pointing it out early this year also.
It was between 7.5 to 8 then.
But this delivering is quite rapid. (H1 expectations I guess)
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 9:58am On Jul 02, 2025
Strictly on the stock(not the business)
-Ellah lakes almost guaranteed a return of capital for those who bought between 3-3.3.
Worse case was a 10% hair cut.
-The historical one year
and TA justifies this bottom out position.

-moreso, the periodic conversion of loans to equity also added to the resistance at this junction.
-it was liquid enough for entry and exit as when required, little risk of getting trapped.
-The worst case scenario for those on the train was alternative forgone opportunity in other stocks and as someone said whether your BP-level can sustain the patience needed when other stocks are gyrating.

-the stock is still in single digits, with bottomed out point secured, 100% in a short is a matter of time.
- BP controlled patience was all that was required.

-The potential risk was matched with potential reward in the short term + almost guaranteed capital which reduces the risk profile.

- strictly on the stock(not the Business)

But I get you; as of now, Newbies shouldn't Jump into moving train whose brake may or may not have failed as the business takes the front row.

The driver and expert traders know where and when to disembark.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 9:51am On Jul 02, 2025
EDUECO:
Stocks that I can't buy and hold for 10 years,I never buy and hold even for 1 week. angry
Classic case of Investor vs Trader
FA vs TA
Different perspective but all works..
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 3:56pm On Jul 01, 2025
Agbalowomeri:
They have free and quality healthcare.

They have free and quality education

They have a working social welfare system

They have electricity and good road network

What do we have in Nigeria despite some people paying 25% PIT? The remaining 75%, we use it to do government work for them. I will gladly pay 50% to have all these.
Fixed!!!
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 6:25am On Jul 01, 2025
moneymanager:
https://nsmnews.com/threads/s-p-warns-ecobank-nigerias-default-inevitable-without-immediate-capital-boost.19517/ undecided
Mankind2024:
https://businessday.ng/companies/article/ecobank-targets-select-investors-in-250m-capital-raise/


https://businessday.ng/markets/article/we-could-revise-ecobank-nigerias-outlook-to-stable-s-p-global/
Ecobank and this rating agency sef.
They would have waited until the successful capital raise before issuing this denting disclosure..
How investors wan take buy?
How ee take support their capitalization mission?
Where dem Cooperate Image & strategy officers. undecided

Like Ecobank like CI Leasing. undecided

Anyway, good for transparency.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 3:26pm On Jun 29, 2025
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 11:59am On Jun 25, 2025
Sunrisepebble:
DING grin
KarlTom don get newest apprentice- Time keeper grin
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38:
OandO(Group) grin grin grin grin grin grin
(name alone Na comedy)
Short glimse so far:

Major negatives: Q2024 Vs Q2025.

Significant Operational loss driven by Fair value loss on modification of financial assets(whatever that means).
Unlike last year massive gain that was driven by Forex gain.
amongst other negatives.
Finance cost expense(Q-Q, over47% increase)

positive bias:
(Q12024-Q12025)
marginal increase in revenue.
Reduction in cost of sale-over 100% gain in GrossProfit.


Quarter EPS(group) improved about 80%. Group EPS is at 9 from 5
Company itself is at -2 from -17. Massive increase!!

Admin Expense was reduced by over 80%.
Equity improved from over about negative 320bn to negative 200bn(30%).
Amongst others.

Major profit stream:
Income tax credit and
net Finance income

This is a improved downline result to me despite the Marginal Revenue increase of about 1.85%.

The company(not the group) had a debt forgiveness of over 420bn
(from subsidiaries I think), that added to its massive other operating income(The Company).

The Other subsidiaries are also pulling significant weight. adding much value to the group( from EPS highlight alone)

efficiency is improving I think

Slowly getting out. But Surely.
Just a short glimse so far..

Una Good Morning.

InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 4:29am On Jun 25, 2025
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 5:30pm On Jun 24, 2025
freeman67:
True but as a JIJO master he can still do with Companies that has B rating na. The lesser the rating, the higher the interest rate. (Higher risk, higher reward).
Lol.. Make ee continue him ministry for that side.
STOCK JIJOIST to
COMMERCIAL PAPER JIJOIST.

Na better promotion be that..



make liquidating/restructuring company
(e.g African Alliance Insurance) with a C- or D rating come up with 50% CP in 6-months to pay up pensioners claims, etc..return to profitability.

I-DARE-myself. grin grin
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 5:11pm On Jun 24, 2025
Locotrader:
Commercial papers has the best interest yields and also less risk.I prefer it to fixed deposits
People like dangote and co make it less risky cuz they have a reputation to protect.
The A+ rating also helps.

Largely, they are mostly unsecured debt. and if they default, you can do nothing.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 4:15pm On Jun 24, 2025
emmanuelewumi:
Nahco also increased their fees by 150% to 250% in the current quarter
Interesting...Thank you
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 3:26pm On Jun 24, 2025
Sunrisepebble:
I was really tempted to sell NAHCO at max price today…
I saw on the news where FAAN raises airport charges..
Wonder how it affects them positively..
Probably what the rally is about huh
https://punchng.com/faan-to-raise-airport-charges-automate-payment-system/
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by chimex38: 3:25pm On Jun 24, 2025
jonnysessy:
Agbalowomeri, can you shed more light. That is five good years from now. We are still in 2025 o.
If you know Agba, It's exaggerated. But his message is inside.

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