₦airaland Forum

femocious0:
Please chreze I need a full explaination about daily trading
I wish to start soon

I no go lie you, have not done that for months. My new job takes my time and energy. Can’t even study the market to make any purchase.

That daily trading requires your time if you want to make profit from it. You will have to study the market really well before entering. I only check the market once or twice in a week just to see if the sell price I quoted for some tight coin sold. Nothing serious in the last 5month, and it will be like this for the next 3 months. till may for me.

Agbekehorla:
Hello

What jobs can a 17 year old female do while waiting for school to commence. Just don't wanna sit at home. Visa says "restricted work"

Thanks a lot.

Baking Assistant is one I like. She will help the baker with taking measurement and portioning of flour, sugar and its likes. She will also do little baking stuffs like cutting and basic designing of cup cakes and cookies. Depending on her interest and passion (most importantly the bakers she’s working with), she can become a baker in a short time.

Tho she will be paid by age, and it may seem to be less for the stress attached to a baking assistant work, It’s just an easy ticket to becoming a full baker.

ojtopsy:
Please I need advice on the spec of this accommodation: the house has
gas central heating and
an EPC rating of D and
council tax band A .
Please note that am a student o. Am I suppose to pay council tax
Help me ooo. its urgent before I get committed. Will cold no kill me and family inside

EPC rating being D is not great. I think C would be better. But considering the house craze at the moment I don’t know if you will have much of C options.

As a student I think you can work around making the apartment work for you. As I believe you can control your energy usage. But if you have kid(s), then this MAY not be a good idea as kids energy requirements is another thing entirely.

If you are single, you can go for it and work around managing your usage (I am saying this because it’s difficult getting houses these days).

You won’t be paying council tax at the moment, so that may not count much. But when you do start to pay, A is a great one and should be very less for the environment.

Raalsalghul:
2 days?

So fast.

Yep. That was last year tho ( April to May period). Don’t know the current processing time.

adigun27:
Hello house do we have school that give third class master

Yeah, there are universities that offer admission to third class degree holders. I can’t remember any right now, but I know I saw some people drop names of universities some years back.

ghettonews:
Pls who knows if I can reapply again to the same university after being rejected

If it’s rejected visa (denied visa), then yeah you can apply for the same school to renew your admission.

If it’s rejected by the school. Then I will advise you to try another Univeristy.

In all, read the rejected letter to understand the reason for refusal (whether visa or university). Then if you can address the reason, I am sure you will get the offer or visa.

Good luck

Ticha:
The stress levels for healthcare workers are the same everywhere. Canadians are complaining they can't GP appointments and can't even register with a GP as there is staff shortage and current staff are overworked

I can tell you that despite the high pay here, health professionals are also leaving. One of our ED wards in Wellington was closed due to staff shortage last week. Patients presenting at emergency dept have upto 14 hour waits to be triaged and I have been waiting to see a gynaecologist for 2 and half years here in NZ. At this point, I'm even happy to go see one anywhere. I'm having to pay privately to see one later this month and even that was a 6 week wait. All our nurses, Drs, surgeons are ethnic minorities as well from developing countries and they don't even make it easy for them to come in and practice unlike the UK

The grass is always greener on the other side till you get there o!

Yes Ticha, we know there’s shortages of health workers around the world. SemmyK pointed out yesterday that most counties are battling survival and we agreed to that.

The issue is having (British) DR n Nurses from a developed country (UK) battling health worker shortage, resign and move to another developed country (Australia, Canada, US and it’s like) that is also struggling. And for what reason? Pay and better working conditions. This is the management issue I am talking about. Do you think a German or American doctor will resign to come work in the UK? Not one, not two, but it’s becoming a thing for British health workers. It’s normal for health workers in developing countries to run around the world looking for where to get better pay n treatment, but for home health workers from developed country to leave because of pay n move to another developed country is a shame. Let’s be honest.

Santa2:
If you reminisce well you will realize that the uncle's had similar complains back then.

To be honest I can’t remember them complaining at all. The only thing I remember was that they had beef with people in Germany that time, because people in Germany were sending more okrika and used stuff to Nigeria.

Zahra29:
Too young to remember lol, but Thatcher had to go, and eventually the Tories gave way to Blair and there were huge reforms.
This government will have to make concessions to the nurses and co soon enough.
And I'm sure when Labour come in they will (try to) address the legacy issues

"Keep calm and carry on" is the UK motto for a reason

This just made me smile…very refreshing

Zahra29:
Not really, the UK is a pro at bouncing back. The current issues are not new - Thatcher had far more union strikes to contend with in her time, many complaining about the same issues of today.
Brits have been migrating to Australia, Europe, US for years.
Many Brits alive can still remember when the country went through rations on food and energy
So while we are going through a rough patch at the moment, we've bounced back before and will do so again

To be honest, I doubt the guys in management now have clear ideas and vision to restore the situations. Also the reason for relocation is different ( I would like to believe) from the past. It’s a shame for a doctor from the UK to relocate to Australia and Canada for reasons like pay and stress. What happens when the doctors from developing countries return to their own country or decide to move to the Australia and Canada, since it’s got better pay and cost of living?

Don’t think we are having this conversation because we hate the country, trust me that’s not the situation. It’s just that what our uncles who came in the 80’s/90’s told us is different from what we are experiencing

hustla:
Was reading an article yesterday where a UK Mental health nurse left the UK and went to Australia. Said she was earning more selling ice cream to people as an attendant while waiting for her license than she earned as a full time nurse in the UK

it's really sad and weird..with all the stress and everything, they still earn peanuts .. Youtube now is full of UK nurses who have made the jump to US , New Zealand or Australia and are making way better money than they did in the UK with lower stress levels

Now, imagine they dont even have influx of nurses from Nigeria and other African countries, it would have been really mad

Something needs to be done about it in the near future of na collapse them dey look at

They don’t have options, the pressure on health care workers is too much, and the pay doesn’t match the wahala. Something is happening in the UK and the government need to act fast.

Fruits and vegetables (meant to keep us healthy) are not fresh anymore (no thanks to brexit that led to farmers from Poland and its like leaving). Obviously, they can’t be applying and renewing papers like we do. I can’t remember the last time I saw fresh spinach and apples in asda. This is the same asda superstore that fed us with Very fresh stuffs early 2021. I don’t want to talk about Sainsbury’s and LIdL (with their unripe fruits).

Doctors and Nurses are leaving. Not enough hands. It’s difficult to do tests, doctors will only speak to you when the situation is critical. So now the only option is for us all to go private, you know the price.

The UK Government need to act fast, it’s a shame for health worker from UK to move to other country in mass. Few people relocating is normal, but the reason for the relocation is the thing. Nurses are abandoning their jobs to go into other professions. It’s just a shame.

Peerielass:
How old is your child? I suspect they are under 5. At that age because of reduced immunity and poor hygiene habits, they tend to pick up a lot of bugs especially if they are in a nursery with other kids. This is not just peculiar to the UK but everywhere. It is more apparent here because the GPs won’t prescribe any medicine for cold/flu/cough as you call it. They expect the kids to fight the flu and build up immunity. Even sickness and diarrhoea, they will tell you to let it run its course which someone coming from Nigeria might find very odd.
And rightly so by the time the kids are 5 and in primary school, you will notice that episodes of flu/cold/fever are few and far in between. We are so used to taking medicine for minor ailments that we don’t allow our body to heal and replenish itself. So all I’m saying in essence, is not to worry too much it will get easier for your child as they get older .

I no go lie you, it’s hard to not worry. The number of paracetamol we have had is too much. My principle is less medicine, more fruits and rest. When I have headache, I know it’s cos I am stressed, so I just bath and sleep. But that’s not how it’s been working of lately.

Before Christmas we had serious flu, oga first got it and gave us. He’s been fine since, but I am nervous because school just resumed. A part of me is like get ready, I no know how person go de get ready for something like that. I can’t wait for him to grow up so we move out of this phase. I hate the discomfort.

semmyk:
With first-hand on-the-ground experience of Southie (SA or South Africa),
- it's not so much of language. One can express him/herself in most areas in English with ease. Perhaps, in certain settlements typically refer to t as 'location' or Kasi, where one becomes a target! Same in the bundus (deep rural areas). Wells same for Orania (deep 'rural' Afrikaner settlement)
- Security is a concern. However, it varies from area to area. Nonetheless, general precaution is of the essence.
- there are other deep rooted issues. SA, beneath the obvious surface, is battling #survival.
- by the way, electricity is on loadshedding (rolling darkness) with no end in sight (at least for the next one year).
Yet, SA has entrenched (working) structures (infrastructure, processes) working for her. These are under threat though!

I believe most parts of the world are battling survival too. Atleast we all live in the UK n we can honestly say the country is battling survival n they are not doing so well, even with the numerous levels of support from the government. A lot of African country will do far better if half of this support is extended to its citizens.

The order of importance of things in my life is:

1. Health
2. Security
3. Then every other things …………..

Health is the biggest, n with what I am seeing here in the UK, we might have a similar health situation like in some/most low African countries where they need medical aid from external sources/governments or countries.

It hurts me when I hear some nurses earn around/below £26k per annum. I think they do far better jobs to earn higher than that. Especially considering the cost of living is high in the country. A doctor or nurse shouldn’t suffer, you need their mind n brain to be at peace to continue their good work. I can’t be thinking of heater at home for my kids or rent n you expect me to attend to patients or attend to them nicely.

hustla:
Unfortunately, I do not think Nigeria will get better in my lifetime

To be honest, I don’t know too. The only challenge I have now is data protection laws in my field. You have to be in europe if you want to work for a European firm. And Australia only allows as far as New Zealand for same data protection reason.

Hopefully, my angels will whisper a better way to my ears soonest.

Mroriginal:
Very sad but true. One of the reasons myself and family are considering leaving right after naturalization. The immigration process is very expensive. Truth is immigrants contribute alot to the system. the sooner the immigrants also realize that the younger brits themselves are leaving the country. They only return when they are over 60's, to enjoy the pension and healthcare. Wages are low even with highly skilled jobs in comparison to other top economies, taxes are high, bills are high. May God help us all.

I have a feeling it wasn’t like this before. Maybe covid played a major role. Or secret mismanagement by the government or wrong plans. But I think it’s costing us a lot and even when they pay you the said BIG SALARY, it still doesn’t give you up to the better life you had with the small old salary. I am beginning to feel like it cost too much to live in the country. The most painful part is the health. How do you have flu regularly. I have family and friends who had kids before me, I never heard anyone complain regularly about their kids having regular infection from nursery. How do you live with the possibility of your child being ill for an average of 10 times (+ or -) in a year. It’s disturbing.

I don’t want to talk about reason why people (even our Nigerians) here are beginning to consider home schooling. My wife’s friend who’s from South Africa home school their 2 kids (she n her husband) because they are trying to protect the kids from some things taught in schools (they said).

hustla:
I will be part of the 50/80% if Nigeria gets 40% better than it currently is

We plenty. We don get the degree and work experience from them. We go use am better our own country when we feel safe to go back home. A lot of multinationals folded up in Naija from 2016, but I am sure they will come back as soon as Naija begin progress again. Then we go work for them and get our competitive pay and live for our country.

lightofjoy:
Asking for someone, pls how can someone get a factor work or kitchen assistance work in Liverpool.

Also, does a student tax exemption covers the partner too. Or will the partner pay his/her tax separately.

Kitchen assistant jobs are on indeed, just tailor your CV properly and you will get trial shift invite.

Student partners are not exempted from tax. They pay tax.

Even the student exempt could be as a result of the limited (20hrs) work. I believe, a student who goes against the rule and work more hours will be taxed or a student who gets paid above the tax free threshold will be taxed accordingly.

mizGene:
Also the IHS thing is really annoying. I have switched or updated Visas a couple of times, each time I had some months (3 to 5) leftover but they conveniently forget how to do proper accounting and bring a balance forward.. but if you owe the government one pound of tax or debt, they will come after you even 20years later with a hammer.
Also when you think about it, For those working in exempt organisations...why do they need to pay that IHS in the first place and then come back to claim a refund?? The home office has access to national databases, they have the sponsor licence number and this should be enough to let those ppl off but no, they want them to pay amd probably forget about claiming or if they switch visas in future, they won't meet the 6 months payslip criteria for claims..

I feel exploited sha sha especially because I needed this urgently and didn't have a choice and also because I have just haemorrhaged some hard earned cash..
All these students and people with families doing PSW and tier 2 processing....I can only imagine what they go through

The UK government like to play dumb/busy on things that patterns to updating system or improving process, but smart when it comes to getting money off immigrants. When you think of how smart they claim and how they tend to act unaware to some things you can only tell it’s a selfish act.

If Nigeria ever gets a good president (now or in the nearest future), believe me, over 50% will leave the UK. I would have said 80% but since I did not carry out any survey, make I leave am for 50%.

The country is a rip off, environment is not healthy, people get serious health disease/infection without knowing what they have gotten. Spend lots of money on electronics (dehumidifier, purifier n its likes) just to stay healthy and alive.

To be honest, if not for language and security I would have preferred India or South Africa to living in this UK (that’s comparing with Nigeria’s current state).

AgentXxx:
Crazy bastards

E be like them waste your time and you never forgive them.

hustla:
checking..

EDIT

i remember these guys, they will send you an email after applying and say you didnt get in but you can pay for one of their other programmes

Hahaha, I didn’t want to write this cos I thought maybe other people had different experience. Na crooks trying to take advantage of people. They will upload that they need people in the whole world, from Germany to Glasgow to Manchester.

dustydee:
The tax situation is why I try to avoid using it but I still end up using it. If they have your KYC and can trace transactions on the spot account to your, there's nothing that stops them from tracing p2p transactions on the platform to you.

For the tax matter, when I was younger, I use to think people with tax cases that claim they had no idea were liars. Now I know better. You can be owing tax man n not even know about it, boom 5 - 10yrs later, you owe $50,000 in tax. Them go con even add fraud for the matter (Tax Fraud) like say you do am intentionally.

With the level of security checks done on most professions now, it’s just best to have clean sheet (whether guilty or not). It’s crazy how technology has made it easy to link everything.

bigtt76:
You risk your UK bank shutting you down because of the cryptocurrency connection.

Banks don’t even know what rule or policy to follow, so they too are playing safe and just avoiding crypto transactions.

dustydee:
To avoid all these issues, you can simply use the Binance swap and convert directly to GBP and then send to your account. Fee is only £1.

Yeah that would have been easy, but I don’t know much about tax n the tax system in the UK, I don’t even know the transactions one is even suppose to declare to HMRC, so I am just playing safe, my office pay me salary n sort the tax stuff, while I trade with my Nigerians that we know how to sort ourself. Government of top countries (US n it’s like) for some reason have been eyeing cryptocurrencies n crypto investment. I don’t know what their plans are.

Imagine one day you are contacted by HMRC that you owe £100,000 on tax for your crypto transactions in the last 5yrs. Where i won start from? Money wey I don give school for fee and pay landlord from.

bigtt76:
You got to be careful when it comes to selling USDT to GBP using any of the banks listed especially if P2P. You can't be sure of the source of funds used in paying you and if any issue the funds are tracked to your account, shei you know say na only you de visible not the seller

Teasing though but be very careful. Do it piecemeal and use Revolut for the transactions, move the funds gradually to your Llyods account. Monzo head nor de ground so avoid to avoid matters that touches

If you are a student, you can attribute it as your school feels being repartriated but if you are worker ....I guess HMRC fit choook eye inside oo

@Newbie123

Take this advice with every level of seriousness. The poster, in order not to sound hash became softer on the later paragraphs. But the first paragraph is everything.

In 2021 i paid my fees via direct debit and was transacting over £3k monthly on sales from crypto on binance using revolut. mid 2021, me n revolut had issues and after they refunded my money they decided not to continue with me as a customer. During the time of my issue with them I spoke to one Ghanaian guy whom I sold lots of USDT to and he told me he was having similar issue, but his was worse.

People bought USDT from him and later wrote to their bank they were scammed by him via dating and some goods purchased. His bank held the money while they were investigating the case. I did more searches online and saw it was becoming a thing in the Uk with crypto peeps, as people were using money gotten from illicit means to buy crypto.

While I sold to people I did the normal checks on, I still wasn’t comfortable cos I didn’t know anyone personally. At this time I had transacted far over £10k in a short time and I became very scared.

Why all this long story, I am just trying to tell you not do it. If one commits crime and goes to jail, that will be fair, being under investigation for something you know nothing about is crazy.

My advice will be for you to sell your USDT to naira, then buy pounds from someone here using simple rules.

1. The details you use in sending naira to the persons Nigerian account is the same as the one sending pounds to your UK account.

2. When the person provides his/her Nigerian account, do detailed investigation in Nigeria with your contact to be sure the person is real and operates the said account regularly.

3. Transfer just what you need monthly for fees, you don’t have to do large transaction with the person since you don’t know them personally (regardless of your security checks on the person).

This way you can provide evidence to anyone if/when needed (bank or police) to show that the money was from your country and for your school fees here in the UK. The level of crime going on in the UK is advance. Ever wondered why people (politicians n business men) comit crime abroad, then come to hide in the UK?

If you set up payment plan with your school every term, they can break your termly fee into possibly six monthly payments. Do everything possible to avoid having any dent on your record here in the UK, whether na you do am or not, just avoid it.

Stay blessed.

@theguyfromhr

Been a while. Hope you and family are good.

STENON:
Just making our bucket list for 2023
I am planning of going home with my family at some point in this year, I am from the rural part of South Western Nigeria.

My son is 2 years old and has never been to Nigeria. His Dad is white Scottish .

Please what are the safety precautions for food and water safety? Do I need to go with bottled water from here or just boil water at home for them? What are the dos and don't? Do you think it is wise to go now that he is 2 years old or I should wait a bit longer? What are the necessary immunisations to take? Please kindly help a confused mum. Thank you xx

I read your post several times smiling.

My advice for anyone visiting Nigeria with a foreign partner for the first time is same. Visit Nigeria like a tourist. See it like one of the other visit you have done to other countries.

For your family comfort, get a private accommodation like Airbnb or hotel (pls try not to compromise this for anything/reason). This will help you guys still have your Scottish/abroad times. Remember that BOUNDARIES is not really our thing in Nigeria, unless clearly defined by YOU.

Carry multivitamins for your partner and son. I believe the normal well man and well kid should be fine (or something in that angle).

Aquafina ( Pepsi bottle water) is a good water from my experience.

For your son’s age, my plan is to visit when mine is 5yrs old. And my only reason is so that we can communicate better (language, signs and with our eyes) and also He can express if he’s not comfortable at a particular place (families) or people.

Finally don’t forget that BOUNDARIES is not really our thing in Nigeria, unless clearly defined by YOU.

Amarathripple0:
This!! Public funds are pretty much a charity case. We shouldn’t be dragging these benefits with the people who really need the support. I understand that paying a large percentage of one’s salary in taxes isn’t ideal, but unlike the "giant of Africa," we can actually see how the money is spent.

My take is there are some things that should be classified as “rebate”, but it will be pushed to public fund conversation. I remember when my son was in private nursery, the head teacher was trying to explain one thing like that to get some amount back for this n that, to be honest I didn’t even listen cos the first thing that came to my head when she started explaining was “later when I check, I will see something like for low earners”. We can all agree that “private nursery fee + rent” is a dip in family income.

I think things like that shouldn’t be for people earning below 30k or so alone, cos even people earning 50k after removing “TAX + Rent + Nursery (<3)”, also feel a dip. Before you know it, couples earning £62k in total will start to struggle if they don’t have other sources of income.

I won’t be surprised if this contributes to reasons why some citizens don’t want to work (or work full time), cos they feel government cut big chunk from their pay and are excluded from some benefits. Instead, just sit at home or work less hours so you don’t get up to the threshold, then get the benefit.

PS : I am saying this so that when one of us takes on those offices that controls/contributes to these rules/law, they can also see that some of us feel this pain. It is not disrespecting the law or promoting laziness/greed.

Zahra29:
I think you're misunderstanding what
public funds are for. It's not a reward or cash back for paying tax, but to support those unable to work or on very low incomes. An individual in receipt of public funds can be regarded by the govt as a burden on the public purse. And immigrants are expected to be self sufficient and not constitute an additional burden to the state because there simply isn't enough money in the coffers to support everyone living in the UK.

Like dupsy said, many British citizens do not even qualify for public funds as they earn over the income threshold.

However there are non public benefits that you should have access to since you are working.

True. I think na d tax de pain indirectly

jadepinkett:
20% is even fair. What about those on the 40% tax bracket? Questions really do arise

My sister the thing de one kind I no go lie.

Gemma11:
I am not familiar with visa rules but those on Student visas don't pay tax or council tax on their 20 hour per week earnings. Their partners may if they work but they are already getting free school and other amenities for their kids. Plus partners of those on student visas also don't pay council tax.

In any case it is the law of the land and it needs to be respected.

Lol. it’s respected cos we can’t do anything about it. It’s just somehow. my take is actually focused on PSW n other working type of visa that allows you to work full time and pay the 20% n above tax range. Also no be everybody get pikin. It’s just somehow. I think the minute you get a full time job and start to contribute to tax paying, then you should qualify for public fund.

Even if it’s to put a minimum pay, n say maybe £50k and above or something. Someone earning £50k is already contributing a minimum of £20k on tax. It’s funny that person can’t get access to public fund (if he/she has no IRL).

Maturedhustler:
☝️☝️☝️ Pls help clarify. Thanks

I don’t know about the top two. But the last one on PSW is NO. No recourse to public fund.

Just this morning I was wondering why someone contributing 20/21% of their earning is not qualified for public fund. The person is already contributing to the economy, so why not get access to the contribution. This UK can leave person with so many questions sometimes.

Gemma11:
Yes..i doubt the colleague was on a probationary period and had some sort of 'muscle' to flex within the company.

6 months probationary periods. And I don’t think there is anything special. The company rule is inform your manager of any emergency. We can all tell that’s an emergency. I believe she will only be paid for the hours worked and that’s if my boss reports it, else, getting full day pay as it most likely have been entered on the time sheet before the emergency.