₦airaland Forum

Bonapart:
Lagos is for all, not for any tribe or people

Lagos is for the YORUBAS. Know this and Know peace.

Do not marry if you are not ready!. If you are waiting for married couples to tell you the truth, then you are joking.

Majority want you to also experience it. They want make e touch you too.

Take that course, travel out and learn that skill while you are still single, because immediately you get married, you wont think it talk less of actualizing it.

Serious buyers please. 140k. Slightly negotiable.

Serious buyers please. 140k. Slightly negotiable.

Theguyisgood:
*Top Paying Banks in Nigeria for Executive Trainee Grade/Entry Level ( updated list ,2024)*

1. Standard Chartered Bank ( ET- Band 10) - N514k net
2. Stanbic IBTC- N511k+
3. Providus Bank - N433k net
4. Wema Bank = N388k
5. . UBA = N376K( 307k + 68k
6. .Fidelity -N360k net
7. Union Bank =N350k( before confirmation and 280k after completion with an upfront allowance of N700k( paid in January and August)
8. Sterling Bank - 327k net
9. GTB- Tech ET-433k net, Non-Tech ET -N325K net +N156k quarterly bonus
10. FBN = Tech ET. (420knet) Non-Tech ET, 312k net
11. Polaris 270+ as EA and 363k net as SEA( after confirmation)
12.Optimus Bank = N307k net
13.Ecobank= N274k net
14.Access Bank = N265k net
15 Zenith Bank = ET (non Tech) N245k net (Tech) 290+

This list will be updated periodically based on increments by the different banks .

note, most banks pay upfronts allowances and other bonuses, these figures are 98% accurate.===These salaries are based on monthly take home.

Also, note that you will have to finish their training school which is typically between two to six months before becoming an Executive Trainee. Training school stipends is between 75-120 dependent on the bank

Hi bro. So what's ZENITH bank upfront like for ET. The amount and when they pay the upfront

Zenith Bank Plc: A Compelling Investment Opportunity

#### Market Leadership:
- **Dominant Position**: Zenith Bank is the largest bank in Nigeria by total shareholders' funds (₦2.3 trillion) and by Tier-1 capital (₦1.8 trillion) as of 2023.

- **Extensive Network**: With 447 branches and over 2,100 ATMs across Nigeria and other countries, the bank has a vast reach, serving over 33 million customers.

- **International Presence**: Growing footprint in the West African region and a strong international network.

#### Financial Performance:
- **Strong Earnings and Dividends**:
- Earnings per share (EPS) grew to ₦21.55 in 2023 from ₦7.14 in 2022.
- Consistent dividend growth, with a payment of ₦4.00 per share in 2023, the highest in the Nigerian banking industry.

- **Robust Revenue Growth**:
- Gross earnings increased from ₦945.6 billion in 2022 to ₦2,131.8 billion in 2023.
- Diversified income streams, with 53.7% from net interest income and 46.3% from non-interest revenue in 2023.

- **Profitability**:
- Profit before tax in 2023 was ₦796 billion, the highest in the Nigerian banking sector.
- Return on average equity (ROAE) was 36.6% in 2023, a significant increase from 16.8% in 2022.

#### Strategic Investments:
- **Technology and Innovation**: Significant investments in technology to enhance core banking systems, efficiency, and scalability. This supports wider banking access through cost-effective digital channels.

- **Risk Management**:
- Maintained a low non-performing loan (NPL) ratio of 4.4% in 2023.
- Strong capital adequacy ratio of 21.7% and a high liquidity ratio of 71.0% for the Group in 2023.
- Comprehensive risk management framework ensuring asset quality and financial stability.

#### Growth Prospects:
- **Expanding Presence**: Opportunities for growth in the West African region and through an international network.

- **Sustainable Practices**: Firm commitment to environmental, social, and governance (ESG) practices, integrating community engagement and environmental stewardship.

#### Awards and Recognitions:
- Best Commercial Bank in Nigeria (2023)
- Most Sustainable Bank, Nigeria (2024)
- Best Corporate Governance “Financial Services” Africa (2023)
- Best Bank for Digital Solutions (2023)


### Why Invest in Zenith Bank?

1. **Market Leader**: Zenith Bank is the largest and one of the most recognized banks in Nigeria, with the highest market capitalization and Tier-1 capital.
2. **Financial Strength**: The bank boasts strong financial performance with consistent growth in earnings, dividends, and a diversified income stream.
3. **Technological Edge**: Investments in technology enhance efficiency and scalability, positioning Zenith Bank as a leader in digital banking.
4. **Robust Risk Management**: The bank's prudent risk management strategies ensure a low NPL ratio and strong asset quality.
5. **Sustainability**: Commitment to ESG practices and sustainable growth for long-term value creation.

---

By investing in Zenith Bank, you are choosing a financially robust, technologically advanced, and market-leading institution with a solid track record of profitability and growth.

You can reach out to me on segun.gbadamosi@zenithbank.com.
Or 0701fourZero37053.

PlsBanMe:
So that people's cover will be blown, right?
So that no one will be anonymous?

Funny guy.

People won't be comfortable in your WhatsApp group. Info won't flow.

When you want flow of important information like you have here to dry up, WhatsApp is where you take it to.

If someone has created a WhatsApp group from inception of this thread, will you have find this thread or the Watsapp group?

Let others continue to benefit from this important thread.

Thanks.

I understand your concerns about anonymity and the flow of information. My intention was not to undermine the value of this thread but to provide an additional platform for quicker, real-time interactions. I believe both the thread and a WhatsApp group can coexist and complement each other. Those who prefer the anonymity of the thread can continue to use it, while others who are comfortable with more direct communication can benefit from the WhatsApp group. It's all about giving people more options to connect and share valuable information. Thanks for sharing your perspective.

Nadingo:
If the initial creators of this thread had moved to a WhatsApp group from the start, this thread would have been long dead. And that means you, I, and the thousands of people interacting and sharing information here wouldn't exist. Meaning, you sef wouldn't be here to suggest that we move to your WhatsApp group.

I understand your point, and you're right that the thread has been a valuable resource for many people. My suggestion was not to replace this thread but to supplement it. A WhatsApp group can offer real-time interactions and quick updates, which could be beneficial alongside this ongoing discussion. Both platforms can coexist and enhance our ability to share information.

Please is there a WhatsApp group where we can connect for informations relating to federal job Hunt. I will be glad to join. If there is none, I can volunteer to create one.

genius43:
This doesn't change functionality of your phone so I don't know why it is a big deal.

Oga na solution I dey find now..ma so Ebo oshi

genius43:
This error message has nothing to do with all the other apps you mentioned. This error is mi account trying to send sms.
For the others check that your sync is enabled.

I'm still not receiving Activation SMS o. I don tire

I've not been receiving Activation message on Facebook, outlook, teams etc. Attached is the screenshot.

Kindly assist. Thank you

Getting a job in a financial institution

It's important to approach the situation with empathy and open communication. Try to understand her perspective and express your concerns in a non-judgmental way. Encourage a supportive conversation to strengthen your relationship.

Consider discussing boundaries and the potential consequences of certain behaviors. Share your feelings without being accusatory, and listen to her side as well. If necessary, involve a trusted family member or counselor to facilitate the conversation. Building understanding and maintaining respect is key.

When working with a female boss, it's important to focus on professionalism and effective communication. Treat her with the same respect and courtesy you would any other colleague or supervisor. Be attentive, responsive, and open to feedback. Gender shouldn't impact your approach – emphasize collaboration, contribute your skills, and maintain a positive working relationship.

You can say, "Electricity has been restored by the power company."

My biggest breakthrough of the year is a holistic evolution — a fusion of professional milestones, personal growth, and a steadfast commitment to lifelong learning.
This transformative experience has not only shaped my present but has laid a solid foundation for future endeavors.
As I embark on the coming year, I carry with me the lessons learned and the confidence gained, ready to embrace new challenges and breakthroughs on the horizon.

25k salary in this same Lagos. God have mercy.. cry I still dey struggle with my 200k+ I dey

25k salary in this same Lagos. God have mercy.. I still dey struggle with my 200k+ I dey complain.

We are what we are -Ckay

Life in lagos is not easy bro. Get the job first before evening coming unless body go tell you. With 450, I can't get a decent single room self con.

NewSoul:
In a pressure cooker ☠️

Oponu

Where can I steam this match?

ikechukz:
I have good ones around that price. Let's talk on WhatsApp

Ok drop ur WhatsApp no

Please can someone recommend a good London used laptop for 80k-100k. I want to get two for my siblings

Can I get a neat London used laptop for 80k-100k

Alusiizizi:
If you are interested in a job let me know. I can connect you.

Yes please.. Help me sir, thank you

Transportation and feeding

If he had a gun nkor?. Moreover, he was shot unaware....so who go die go die.

Someone should plz help me with 1k for food. I'm starving please.
Standard chartered: 5003254425

As you save me, may God bless you abundantly.