₦airaland Forum

Welcome, Guest: Register • Login • With Google • Trending • Recent • New

Stats: 3,345,480 members, 8,517,752 topics. Date: Thursday, 12 November 2026 at 11:50 PM

Toggle theme

Cousin9999's Posts

Nairaland Forum › Cousin9999's Profile › Cousin9999's Posts

1 2 3 4 5 6 7 8 ... 44 45 46 47 48 49 50 51 52 (of 285 pages)

Crime › $3.2M In Investments Promised To Help Chinese Students In Canada Ruled A Fraud by Cousin9999(op): 5:22pm On Sep 13, 2024
A woman who claimed she was raising funds to help Chinese students and tourists was conducting a “predatory” multi-million-dollar fraud, B.C.’s financial regulator has ruled. Meiyun Zhang solicited approximately $3.2 million from three B.C. investors, promising them their money would generate a risk-free return of six to 10 per cent a month between 2014 and 2016.

To the investors, who were all born in China but lived in Vancouver or Richmond, Zhang varied her pitch “to find a message which would work for each of them,” according to a decision by a panel of the B.C. Securities Commission. In the ruling published Wednesday, the panel found Zhang’s business proposals included using investors’ money to exchange foreign currency for Chinese students or tourists visiting Canada, providing loans for students to obtain visas, or helping them immigrate to the country to study.

“Zhang did not spend the Investors’ money as promised,” the ruling states. Instead, Zhang used the funds for gambling at casinos, retail shopping sprees, utility bills and covering her debts, including making returns to investors and paying back a loan from a Calgary realtor. She was also found to have spent some of the funds on an immigration lawyer to dispute her removal order from Canada. “Zhang’s actions were calculated and even predatory,” states the decision. Zhang’s con had similarities to both a Ponzi scheme, as she used new investments to pay back old returns, and affinity fraud, given that she targeted “a particular section of the population, exploiting trust and friendship within a group that (has) things in common.”

Of the three victims Zhang defrauded, one made 102 investments totalling $1,745,414, while the other two made 34 investments each, one contributing around $1,178,996 and the other, $227,700. One of them took out high-interest loans and used property as collateral to continue.

Throughout the scheme, the panel found Zhang had “actual knowledge” that her actions put the invested funds at risk.

“When funds are received on the basis that they will earn an implausibly high return … and then those funds are diverted to personal expenses and uses which cannot earn the expected return, there can be no doubt that both the invested amounts and the expected contractual return are at risk,” the decision read.

While she has returned a combined $1.5 million to the investors, $1.7 million or so of funds remain lost.

Since last April, Zhang has been banned from participating in the investment market pending the investigation into the allegations, and the delay of an in-person hearing. The hearing was conducted Tuesday in writing, without Zhang’s participation, after several unsuccessful attempts to hold the matter in person.

Following this week’s decision confirming Zhang’s misconduct, the panel will decide at a later hearing if she will face sanctions.

https://vancouversun.com/news/3-million-investments-help-chinese-students-ruled-a-fraud
Travel › Re: Japan: "I Didn’t Want My Ex-employer To Deny My Resignation And Keep Me Working" by Cousin9999(op): 3:44pm On Sep 12, 2024
Family › Re: UK Police Officer Advises Nigerian Women In The UK To Stop Reporting Husbands by Cousin9999: 3:38pm On Sep 12, 2024
Would they say this to oyinbos, or do they just complain about protecting black women?
Romance › Re: Hookers Are Better Than Girlfriends by Cousin9999: 3:35pm On Sep 12, 2024
You need mental health treatment.
Travel › Re: Japan: "I Didn’t Want My Ex-employer To Deny My Resignation And Keep Me Working" by Cousin9999(op): 3:30pm On Sep 12, 2024
Five years later, a 26-year-old doctor from a hospital in Kobe died by s**cide after working more than 200 hours of overtime in a single month.

Hisakazu Kato, an economics professor at Meiji University in Tokyo, said the country has labor laws in place to protect workers and make sure they are free to resign.

“But sometimes the atmosphere in the workplace makes it difficult to say so,” he said.

So why did these resignation agents only emerge in recent years? That, experts say, is down to young people’s changing approach to work.

“When one party is unhappy, you could end up in a divorce. But like a divorce, nobody is 100% faultless, right?” Ono, from Hitotsubashi University, said.

As the country grapples with a labor shortage fueled by a rapidly aging population and declining birth rates, young people now have more say in the market than their predecessors.

Many of them no longer subscribe to older generations’ thinking that one should do whatever they are told regardless of the job’s nature, Ono said, adding that when there is a mismatch of expectation, they won’t hesitate to quit.

But that doesn’t mean they want to march into their boss’s office and quit in a blaze of glory – preferring to let a third party handle it.

“I think that younger people these days are more non-confrontational,” the expert said, noting that many have been deprived of social interactions at work due to Covid. As a result, young workers prefer to quit without having direct contact with their bosses.

But Ono suggested that it’s always good to have a discussion and not to burn bridges with employers, so he would recommend against accessing such services.

Kawamata, from Momuri, somewhat agreed.

“We honestly think that our resignation agency service should disappear from society and we hope for that. We think it’s best if people can tell their bosses themselves, but hearing the horror stories of our clients, I don’t think that our business will disappear anytime soon,” she said.

For now, Momuri offers a 50% discount for those who seek their service to resign the second time.

https://www.cnn.com/2024/08/31/business/japan-workers-resignation-agencies-intl-hnk/index.html
Travel › Re: Japan: "I Didn’t Want My Ex-employer To Deny My Resignation And Keep Me Working" by Cousin9999(op): 3:27pm On Sep 12, 2024
At a cost of 22,000 yen (about $150) – or 12,000 yen for those who work part time – it pledges to help employees tender their resignations, negotiate with their companies and provide recommendations for lawyers if legal disputes arise.

“Some people come to us after having their resignation letter ripped three times and employers not letting them quit even when they kneel down to the ground to bow,” she said, in another illustration of the deferential workplace culture embedded in Japan.

“We sometimes get calls from people crying, asking us if they can quit their job based on XYZ. We tell them that it is okay, and that quitting their job is a labor right,” Kawamata added.

Some workers complain that bosses harass them if they try to resign, she said, including stopping by their apartments to ring their doorbell repeatedly, refusing to leave.

For another quitter, what would have been a straightforward business took a bizarre turn. The person was dragged to a temple in Kyoto by their boss. “[The worker] was told to go to Onmyoji temple because ‘they were cursed,’” she said.

Kawamata said people who reach out often work for small to medium-sized businesses, with those in the food industry most vulnerable, followed by healthcare and welfare. Japan has long had an overwork culture. Employees across various sectors report punishing hours, high pressure from supervisors and deference to the company. These employers are widely known as “black firms.”

Human resources professor Hiroshi Ono, from Hitotsubashi University Business School in Tokyo, said the situation had become so pressing that the government had begun publishing a list of unethical employers to hamper their ability to hire, and warn job seekers of the dangers of working for them. “There are some issues with… black firms, where working conditions are so bad, there’s no psychological safety, and some employees might feel threatened,” he said. More than 370 companies have been blacklisted by labor bureaus across the country since the list was published in 2017.

The stress has proven fatal for decades, as exemplified by a phenomenon called “karoshi,” or “death by overwork.”

According to the Ministry of Health, Labour and Welfare, 54 people died from work-induced brain and heart conditions and were granted compensation in 2022, which is actually a major decline from the 160 recorded two decades ago.

But the number of people filing claims over mental stress at work is on the rise, shooting up to 2,683 from 341 over the same period of time.

A 31-year-old political reporter from national broadcaster NHK died in 2017 after suffering heart failure caused by spending long hours on the job. She worked 159 hours of overtime in the month before her death.

Article continues in next post.
Travel › Japan: "I Didn’t Want My Ex-employer To Deny My Resignation And Keep Me Working" by Cousin9999(op): 3:24pm On Sep 12, 2024
Yuki Watanabe used to spend 12 hours every day toiling away in the office. And that’s considered a short day.

A typical 9-to-9 workday is the bare minimum. “The latest I would leave [the office] would be 11 p.m.,” said the 24-year-old, who used to work for some of Japan’s largest telecoms and e-payment companies.

So intense were the demands that Watanabe - who used an alias to speak to CNN, for fear of jeopardizing future job prospects - began to develop health problems. She had “shaky legs and stomach issues.”

She knew she had to quit, but there was one thing in the way: Japan’s notoriously top-down work culture.

Asking to leave work on time or taking some time off can be tricky enough. Even trickier is tendering a resignation, which can be seen as the ultimate form of disrespect in the world’s fourth-biggest economy, where workers traditionally stick with one employer for decades, if not for a lifetime.

In the most extreme cases, grumpy bosses rip up resignation letters and harass employees to force them to stay.

Watanabe was unhappy at her previous job, saying her former supervisor often ignored her, making her feel bad. But she didn’t dare resign.

“I didn’t want my ex-employer to deny my resignation and keep me working for longer,” she told CNN during a recent interview.

But she found a way to end the impasse. She turned to Momuri, a resignation agency that helps timid employees leave their intimidating bosses.

For the price of a fancy dinner, many Japanese workers hire these proxy firms to help them resign stress-free.

The industry existed before Covid. But its popularity grew after the pandemic, after years of working from home pushed even some of Japan’s most loyal workers to reflect upon their careers, according to human resources experts.

There is no official count on the number of resignation agencies that have sprung up across the country, but those running them can testify to the surge in demand.

Shiori Kawamata, operations manager of Momuri, said that in the past year alone they received up to 11,000 enquiries from clients.

Located in Minato, one of Tokyo’s busiest business districts, the firm launched in 2022 with a name that seeks to resonate with their helpless clientele – “Momuri” means “I can’t do this anymore” in Japanese.

Article continues in next post.
Travel › Re: I Thought I Was A Respectful Traveler Until I Visited Japan by Cousin9999: 3:21pm On Sep 12, 2024
People really should learn more about Japan before praising it:

https://www.nairaland.com/8137163/black-box-diaries-womans-fight
Travel › Re: UAE Deports 400 Nigerians by Cousin9999: 3:17pm On Sep 12, 2024
There are thousands who wish they could get deported from that place:

https://www.nairaland.com/8204295/dark-side-dubai
Travel › Re: Between Chile, Mexico And Argentina by Cousin9999: 5:13pm On Sep 11, 2024
belovedmimz:
🤣🤣
Na Dem dey Sabi pass oo
^One of Tensazangetsu20's alts he uses to boost his Chile thread.
Travel › Re: Between Chile, Mexico And Argentina by Cousin9999: 5:07pm On Sep 11, 2024
ednut1:
you dey argue with person wey no likely get passport.
Is this the part where I give you a bunch of personal information? Not happening.

Travel › Re: UAE Visa Only Available To Nigerians From 45 Years With N16 Million Monthly by Cousin9999: 4:28pm On Sep 11, 2024
Nigerians should be thankful any time an Arab country makes it hard to go there.

That is probably the absolute worst part of the world.

https://www.nairaland.com/8204295/dark-side-dubai

The one and only exception is if you're working for the US military, and working ON the base. You'll be paid very well and protected.
Travel › Re: Nigerian Women Languishing In Libyan Prison Call For Help (Video) by Cousin9999: 4:11pm On Sep 10, 2024
It's crazy that people are blaming trafficked girls for being in that situation.

And while I don't cosign someone engaging in self-trafficking, why is it that people have all the smoke for these women, but not the men creating demand? They're all sick people.
Travel › Re: US: A Good Hustle You Probably Haven't Considered by Cousin9999(op): 4:01pm On Sep 10, 2024
Another related thing is if you don't mind some of these side hustles, you might as well consider trucking. It's one of very few jobs where you can train for a few weeks and make $70,000 (USD) or more your first year. And there's a shortage of drivers, so it's not hard to get in.

It's not exactly a dream job because you'll have long days, be away from family for weeks at a time, sleep in your truck, and generally give up some comforts. You'll also travel to some of the more unpleasant parts of America. However, once you have enough experience, you have way more options as far as your schedule, for example, you can do area driving where you have a 9-5 schedule and you're home every night. You can also be an owner-operator.

Also, women typically might not be thinking about a job like this, but it's a good option. However, safety is an issue. You need to do research on protecting yourself.

ETA: It's also one of the least racist industries. There aren't a ton of people going out of their way to block black people from opportunities.
Travel › Re: Between Chile, Mexico And Argentina by Cousin9999: 3:17pm On Sep 10, 2024
tensazangetsu20:
I am a black African living in Chile and I have never experienced any racism.
There's a lot of things you can debate, but that's just a lie.

If anyone actually believes this man...smh
Gaming › Tales Of Kenzera: ZAU by Cousin9999(op): 3:11pm On Sep 10, 2024

https://www.youtube.com/watch?v=r-BWx6mJQj8

A grieving boy begins to read a Bantu tale written by his late father. Adventure into the beautiful and treacherous lands of Kenzera as Zau, a young shaman who bargains with the God of death to bring his Baba back from darkness. With your cosmic powers and untried courage, you advance into unknown mythological lands. Once bursting with life, Kenzera is now rife with lost ancestral spirits. As Zau advances toward his goal, three mighty beings lie in wait, fearsome in their strength yet somehow strangely familiar.
Anyone played this? What do you think?

Travel › Re: Between Chile, Mexico And Argentina by Cousin9999: 11:29pm On Sep 09, 2024
Also, NEVER use an agent for a visa.

Don't do it.

It's not hard to figure out or find reliable info on at all.
Travel › Re: Don•t Go To Oman! by Cousin9999: 11:23pm On Sep 09, 2024
motayoayinde:
There's a huge population of Indians, Pakistanis and Bangladeshis in Oman, why aren't they being raided and arrested?

Omanis are the nicest people among the Arabs and their country is the most peaceful in the middle East...
Trafficking Women: A Travel Agent Scam, From India To Oman
https://worldcrunch.com/culture-society/travel-agents-india-trafficking

Several Punjab women sold to Muscat locals, survivor shares her ordeal: Report
https://www.deccanherald.com/india/several-punjab-women-sold-to-muscat-locals-survivor-shares-her-ordeal-report-1221002.html

According to the 2023 US Trafficking in Persons report, the government did not convict any traffickers of forced labour for five consecutive years, despite the prevalence of cases reported in the media. While Oman claims a decrease in the number of cases investigated by the Royal Oman Police, many instances of forced servitude simply never reach the courts.
https://migrant-rights.org/2024/02/35509/
Travel › Re: Between Chile, Mexico And Argentina by Cousin9999:
Argentina, along with being racist af, is a dumpster fire.

https://apnews.com/article/argentina-economy-crisis-javier-milei-president-peronist-crisis-8a8ac450fa5f7942f61ab092fdd4ed15

The cartels run Mexico, and things are so bad, they're even shooting up resorts.

https://www.foxla.com/news/cartel-violence-against-americans-tropical-resorts

As for Chile, I'll let Haitians tell you:

“Sometimes, I can’t believe I left my home to come take humiliation in a foreign land,” he said. Saintila Pierre, 45, who left a six-bedroom house and a tailoring business in his native Gonaives, said it was fear for personal safety — a common reason for leaving for those who had jobs back in Haiti — that forced him out, knowing that he had almost no recourse with Haiti’s corrupt criminal justice system. Now he works at least 10 hours a day, five days a week and makes $500 a month working in a factory. “If I am five minutes late to work, they start taking money from me,” he said. “They do it for all of us, except for their people.”
“They are objects of exploitation,” Tijoux said of Haitians. “They are being found in animal corrals. They are not paid the minimum wage. They are not given a current work contract, they have very long working hours and they are continuously being mistreated.”
“This is a nation that’s very racist. They mistreat us a lot,” he said, to a chorus of agreement from several other Haitian migrants gathered in a yard in a Santiago neighborhood.
But where Haitians experience the most racism and discrimination is in their employment, where they are often found in low-valued, low-paying jobs in agriculture, construction and street cleaning, Dorsainvil said — jobs frequently available to recent Haitian arrivals without papers. Even if they are professionals, they can’t work in their fields because Chile doesn’t recognize professional degrees from Haiti.
they expressed concerns about the prejudices Chileans hold — such as the 47 percent who said they could justify violence against migrants
https://www.miamiherald.com/news/nation-world/world/americas/haiti/article202589599.html
Politics › Re: Jamila Bio Ibrahim: Youth Minister Under Fire Over Misplaced Leadership by Cousin9999: 10:40pm On Sep 09, 2024
Njoku looks like he's about to drop the hottest reggae album. He looks like he spends most of his time in the forest like:

Family › Re: UK Woman Urges Nigerian Wives: Stop Reporting Husbands To UK Police by Cousin9999: 5:07pm On Sep 09, 2024
Some of the men crying in here should stop to think about why these women switch up. It's not because "wOmEn DoN't LoVe aNyBoDy." It's because they were or felt so royally screwed over by the economy and society back home that they adopted a survival mentality, or they just became bitter. You blame them, but not the sexists.
Travel › Re: US: A Good Hustle You Probably Haven't Considered by Cousin9999(op): 4:44pm On Sep 09, 2024
Also, you want to come across as professional and reliable, even if it's just a side hustle. So you're going to want to form a legal business structure, get a logo and uniforms, and some promo material. Your truck should also be painted up. And you need to be neat in appearance even though it's blue collar work. So crisp haircut and beard, and clean looking polo and/or jacket with your company logo. Like this guy (yes, I know xfinity is not his business lol, it's an example):

Travel › Re: US: A Good Hustle You Probably Haven't Considered by Cousin9999(op): 12:11pm On Sep 09, 2024
Related hustles you can do simply by having a pickup truck or large van:

Moving service
Rental service (rent your vehicle out)
Hauling for Small Businesses/Retail Deliveries
Truck Wrapping
Construction Material Hauling
Romance › Re: Mia Khalifa Regrets Her Adult Film Roles by Cousin9999: 11:58am On Sep 09, 2024
https://www.nairaland.com/8167499/porn-myth

People who participate in creating that material are not well.

Travel › Re: US: Starting A Trucking Company by Cousin9999(op): 11:38am On Sep 09, 2024
The hardest part appears to be financing, so some people just try to avoid that and save up.

That said, here are some financing options (besides SBA) and info on financing in general:
https://www.forbes.com/advisor/business-loans/best-semi-truck-financing/

Do NOT go with Wells Fargo, they're crooks.

Also,
With about 900,000 drivers to 500,000 businesses, there are fewer than two truckers for every company. To succeed, your trucking business must overcome driver shortages and cash flow problems. A trucking business loan can help with the latter by financially boosting your business to hire skilled employees at an attractive pay scale.
More financing info: https://www.nationalfunding.com/blog/how-to-get-trucking-business-loans/
Travel › Re: US: Starting A Trucking Company by Cousin9999(op):
https://www.nationalbusinesscapital.com/blog/how-to-start-a-trucking-company-with-no-money/

Cost of Starting a Trucking Company Explained
To understand how much it costs to start a trucking company with no money, it helps to take into account these estimated expenses.

Commercial Truck(s) - Trucking vehicles can cost anywhere from $100,000 to over $200,000. Used trucks can go for less, anywhere between $40,000 to $200,000. The good news is that you don’t have to foot the majority of this cost yourself.
Commercial truck loans can help you break down this investment into more manageable payments over time.

Licenses and Permits - The licenses and permits you’ll need to obtain in order to start your trucking business can quickly turn into several thousand in expenses. You’ll need to pay for these upfront, as well as on an ongoing annual basis.
Business Registration
Federal DOT and Motor Carrier Authority Numbers
Unified Carrier Registration (UCR)
International Registration Plan (IRP) Tag
International Fuel Tax Agreement (IFTA) Decal
BOC-3 Form
Standard Carrier Alpha Code (SCAC)

Insurance and Taxes - You’ll need to obtain insurance in order to protect your vehicle fleet as well as the financial interests of your lender. Insurance for commercial trucks can cost between $9,000 to $12,000 annually per truck.

But the actual amount you’ll end up paying will depend on the state you live in as well as the type of truck you’ve purchased.

You’ll also need to pay government taxes at both federal and state levels. The Heavy Vehicle Use tax can cost up to $600 per truck annually. It’s also likely you’ll need to pay additional state taxes, which can be, on average, $500 annually.

Operating Expenses - Once you’ve purchased your fleet and paid for all the required licenses, permits, insurance, taxes, and other fees, you’ll still need to meet operating expenses. This includes,
Fuel
Highway tolls
Additional transportation equipment, such as freezers or specialized storage units
Ongoing vehicle repairs and maintenance
Employee wages and benefits
Marketing
More cost information here: https://www.adcomcapital.com/blog/how-much-does-it-cost-to-start-a-trucking-company/
Travel › Re: US: Starting A Trucking Company by Cousin9999(op): 11:22am On Sep 09, 2024
https://ecapital.com/blog/how-to-start-a-trucking-company-with-just-one-truck/

As you learn how to start a trucking company, you’ll discover that the most time-consuming part is the paperwork needed to fulfill many requirements outlined by the FMCSA. The good news – it may be time-consuming, but thankfully, it’s not difficult to complete.

Depending on the business you operate, your company will need to comply with most, if not all, of the following before you start hauling:

USDOT Number– used to collect and monitor safety information, inspections, crash investigations, etc.
Operating Authority– dictates the type of operation your trucking company may run and the cargo it may carry.
Heavy Vehicle Use Tax(Form 2290) – an annual federal tax on trucks exceeding 55,000 pounds to fund highway programs and improvements.
Unified Carrier Registration(UCR) – a system designed to validate active insurance coverage within every state your trucking company operates.
International Registration Plan(IRP) – this license permits your trucking company to operate in all states in the U.S., the District of Columbia, and the provinces of Canada.
International Fuel Tax Agreement(IFTA) – a reciprocity agreement between the contiguous U.S. states and Canadian provinces to simplify reporting of fuel use by carriers who drive in multiple jurisdictions. Filings are required quarterly.
BOC-3 Filing – a federal filing that assigns a process agent to whom court papers may be served in a legal proceeding. A process agent must be designated in each state where you maintain an office or establish contracts.
Drug Testing and FMCSA Clearinghouse– registering all drivers with the FMCSA Clearinghouse provides employers and government agencies with real-time data about drivers’ drug and alcohol program violations. This information is used to complete insurance and licensing requirements.
When learning how to start a trucking company, verify all licenses and permits required for your transportation business. Additions to the above-listed registrations may be required depending on the services you provide and where you operate. To streamline the process, reach out to a registered FMCSA filer who can cost-effectively navigate the maze and complete the procedures of filing requirements.

1 2 3 4 5 6 7 8 ... 44 45 46 47 48 49 50 51 52 (of 285 pages)