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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 3:05pm On Jul 29
Fraih:
Hello fam. Pls what do you think of opting out of pension plans in the workplace here?

That depends on what you want to use the money for, and for how long you want to remain opted out.
Have you immediate financial issues to sort or do you want to invest money in something else long-term?

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 11:12am On Jul 29
ReesheesuKnack:
They have started…
Before Elections: Our plans are fully costed and will not require any tax rises. We have looked at the books and our plans are fully, fully costed.

After Elections: Uhmm… sorry. We may have to raise your taxes because the past government left too much black hole.

Wait a minute, the UK is not Nigeria. The OBR already gave you precise figures. You ran your voice hoarse during the campaigns that you have it all figured out. Now you are in government…
“E be like say dem wan to tell us another story again..”

It remains to be seen how long they will continue to lie and blame ‘16 years of the PDP’ oh sorry… 14 years of the Conservatives.

Like I said before… Like UK Labour, like Nigeria APC. Just capitalise on people’s discontent with the governing party. Lie your way to power. Realise that there is only so much lies you can keep doling out…. Then blame ‘past administrations’.

I didn't vote Labour, but all politicians are economical with the truth.
Otherwise they wont get elected.
It's what's they do when in office that counts.
Every party's manifesto was full of barefaced lies.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 6:42am On Jul 29
jagbasneh:
Good morning guys, please i want to ask this question, someone inside with three years sponsorship under nursery assistant and want to renew is visa, is the new salary threshold applicable to him when he want to renew his visa? Any one on this pls

If you were already on a skilled worker visa before 4 April 2024, then the salary threshold applicable to you is the "lower going rate" in this list.
https://www.gov.uk/government/publications/skilled-worker-visa-going-rates-for-eligible-occupations/skilled-worker-visa-going-rates-for-eligible-occupation-codes

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 6:59am On Jul 28
Lexusgs430:


Some of us are very worried about inheritance and capital gains tax ..........😞

You see so, Labour go show some of us shege........🤣😂

I think we should be focusing on setting the children up so that they can afford to pay the direct descendants inheritance tax on anything above current £500k band (or whatever Labour might raise it to). Inheritance beyond one's control. There might be care costs (unless assisted dying becomes law and is an option for you). On the other hand, the British are fickle. They like public services but don't like paying tax. After Labour has raised taxes to fund public services, the people will throw them out and let the Reformatives back in to carry on with creative accounting including abolishing or reducing IHT. So try not to kick the proverbial bucket for the next 5 years or so and your children's inheritance might be safe[r] smiley
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Cyberknight: 3:30pm On Jul 25
personal0:
I got an offer with University of Dundee. Please can anyone assist with update about the school. Is the school good? How is the tuition payment plan? Does the city have student job opportunities?

Not much going on within Dundee itself, and like most smallish cities in the UK with higher institutions, it's been saturated with foreign students, but it has an excellent location, about 1.5 hours from the two major cities (Edinburgh and Scotland), so it's quite a good place to be in that housing is still much cheaper than the two major cities (availability not as good as it used to be though, as earlier stated, foreign students everywhere) and one can easily commute to hybrid jobs in the surrounding areas/major cities eventually. However the area around Dundee is still reasonably affordable (Fife) and lots of people commute into Dundee as well.

There's always the decision to be made about where to go - big cities usually have more opportunities, but are expensive to live and move around in, and these days housing is so difficult to get in Edinburgh and Glasgow that you can be looking for a whole year of a master's course; while smaller cities are usually cheaper to live and settle into, but have way fewer opportunities. Up to you to decide. Remember to factor in that part-time student jobs basically all pay within the same range anyway.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 11:01am On Jul 22
kwakudtraveller:

On the contrary, America is not a Christian country as The First Amendment specifically prohibits the government from favouring one religion. Also the Founders' had mixed beliefs. Some founders were Christian, while others held different beliefs.

https://www.uscourts.gov/educational-resources/educational-activities/first-amendment-and-religion

Correct.
Perhaps all the sound and fury around this issue would be clarified if all parties defined what they meant by a "Christian" or other religion country.

Does this mean a country where the government defines it as such through the adoption of a state religion or one where the majority of the population profess to practice said religion?

By the former definition, the US does not qualify and by the latter, it does.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 1:39am On Jul 22
Zahra29:


It may not feel like that to you. But many others, including the last PM of the UK and Badenoch who is a 1st gen Nigerian immigrant, would beg to differ.

Badenoch is second generation, in the sense that she is a UK-natively born child of foreign-born parents, even though the whole concept of "generations" of immigrants is nonsense beyond the first generation (the ones who arrived from somewhere else), as descendants who are born citizens should no longer be described as immigrants of any generation.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 6:12pm On Jul 21
justwise:


No you win election on policies unless you are suggesting that racism, homophobia and immigration fearmongering are all part of policies

Yes, they are. Didn't you know that?
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 5:47pm On Jul 21
budaatum:


"Liberalism or advances in thought are not always guaranteed to change" anything.

Education, however, the sort of education that promotes the development and use of the mind to think and reason, does change a lot "the underlying nature of the human being" or at least that of most who are successfully educated, and the British do educate their young well.

Still, 2029 soon come. Well see then if we are as ignorant as electing Reform would suggest we are or if we've overcome the xenophobia that made us leave Europe.


Britain is not France, and the UK education system is class and it is location and it is how knowledgeable one is to know to chose it and definitely not egalitarian at all. You will however learn history whatever school you go, and be shown the ignorance of past racism and the predominant preferred attitude today.

You'd even be asked to sign up to antidiscrimination laws if you wanna work, and nothing makes people align better than hitting money in their pockets.

The closest Britain would get to Trump is Boris, I reckon.

Boris? As in Johnson? Boris Johnson was the wettest of Tories, basically a leftist.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 4:18pm On Jul 21
justwise:


That will not win you an election like i said before, the world is moving on faster than those two old lunatics.

You can't win by turning people against each other.

That's the whole premise on which elections are fought.

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 4:16pm On Jul 21
Zahra29:


The same could be said about Jenrick 😂

It'll be an interesting one. I suspect Tugendhant will win the parliamentary vote as the unite candidate but I don't see the membership voting for him.

I dont see the archetypical shire Tories voting for Braverman or Badenoch either. Patel, at a stretch maybe. They're going back to pale, male and (hopefully to them) not stale.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 4:09pm On Jul 21
budaatum:


You are indeed free to think what you want, but having to learn maths and science and critical reasoning till 16 does make the brain work better I think, unsarcastically.

If Nigeria had a similar homegrown version, we'd stand in much more brotherhood as races and tribes as we currently stand in fact. Likely why Tinubu has made us repeat and learn the past.

Anecdote. My sister in Bradford moved in next to a Pakistani family and went say hello. They invited her in, made her tea, told her who they were and how pleased they were she was their neighbour, the previous ones were a-holes.

Told her good secondhand furniture is at British Heart Foundation and if she needs handiwork done they know good people. Few weeks later she had to come London, "oh, we'll keep eye on the place for you".

Yesterday she said she visited and asked if they knew any employment agencies in UK. "What? You looking for work?". Father called a company he knew was opening and asked if they needed an accountant. Daughter rang her agency and introduced,"she's dedicated and hard working". Brother said cloths shop if she looking for just weekend.

My sister said she was in shock, making me laugh at her suprise at reaping the goodness and mercy she sows.

Lol. Nice heartwarming story you've narrated, but that's not what I was referring to.

My point (in direct response to your assertion) is that liberalism or advances in thought are not always guaranteed to change much about the underlying nature of the human being. Egalitarian educational systems in western Europe and large numbers of immigrants similar to the UK didn't stop a good number of young French voters from voting the far right last month, or the Germans from voting AfD or the Dutch from voting their Trump-haired chap's party (https://sociology.cornell.edu/news/youth-vote-factoring-heavily-french-elections) and (https://www.dw.com/en/afd-how-germanys-far-right-won-over-young-voters/a-69324954). Rubbing shoulders with immigrants and their descendants might help change minds, or it might not - there's no guarantee either way.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 3:53pm On Jul 21
Gerrard59:


There are lots of lovey-dovey folks across the world. People who expect the world to work the way they think it should, rather than what it actually is. Humans will protect their interests before their rights. Northern Nigeria's Christians lobbied hard to include Nigeria on the list of prosecuted religious persons, rightfully so. To date, the church in the southern part hasn't assisted their northern counterparts. Rather, White evangelical clerics are the ones funding the rebuilding of churches and paying tuition fees of children orphaned by the continuous destruction of farmlands, churches and communities across Northern Nigeria. Tomorrow, when Christians from those areas lend their support to Trump, Ikoyi and Lekki Democrats, aka WomenCanBecomeMenAdvocates will accuse them of ignorance. Ask these folks when was the last time they donated to their fellow Nigerians and blacks, since na dem sabi race theory pass, who are slaughtered based on their faith?

I usually avoid religious/religion-related matters, because those are most likely to get one sucked into an impassioned and largely fruitless back-and-forth, but your assertion in bold here makes no sense. When you say "the church" are you referring to your own denomination or to all Christian denominations in Nigeria? You can possibly only make such a claim for your own denomination if you are intimately involved with its affairs - there is absolutely no basis for you to extend that blanket claim to all churches in Nigeria. As an aside, I happen to have been a member of a Lagos church which, to the best of my recollection, was asking for donations for dioceses in the north in 2011 or so.

Secondly, you are implying that southern Nigerians do not contribute or have never contributed to relief campaigns of any sort for their brethren in the north affected by the ongoing insurgency. Can you point to any figures or verifiable information to substantiate this? Unless you are specifically expecting Lagos/Abuja/PH/sundry urban dioceses or churches with wealthy parishioners to forcibly dip their hands into their parishioners' pockets and organise a wealth transfer from them to people in other parts of Nigeria, I do not see how a church or a denomination can be accused of doing nothing to support its [denominational] co-worshippers in this regard.

Quite a number of them have [had] their hands full with trying to do something for their own needy parishioners - you might have heard that there is an ongoing economic crisis in Nigeria, and even prior to this latest iteration there have always been lots of people in need of assistance - and I have some knowledge of the almost overwhelming level and types of requests a church welfare committee has to deal with (something that anyone can easily imagine for themselves given the issues in Naija), and the always heart-breaking decisions and trade-offs that have to be made.

Also I do have recollections of the odd fundraising drive or other campaign fronted by one Christian leader/public figure or another over the years since the insurgency took hold. TB Joshua, CAN, Oritsejafor, etc. all come to mind, if I remember correctly.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 2:34pm On Jul 21
budaatum:


You funny.

By 2029, more children who have gone through the British liberal education system, where they would have sat in class with multiraced people and learnt together to think and reason critically and about each other and all gods will be old enough to vote.

They are not going to vote en masse for a hate your neighbour party when the opposite is their DNA, especially not when the King is The Defender of Faiths.

I can only think you are deploying sarcasm here.

2 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 12:31pm On Jul 21
Zahra29:


💯

Reform came a close second in about 13 or so Labour seats and this GE has shown that voters are increasingly fickle, fewer life long partisan voters. If Labour does not demonstrate real progress in the pressing issues they might quickly lose support. It's also very important what happens with the Tory leadership contest - will they pivot left with Tugendhant or seek to win back Reform defectors with the likes of Patel/Braverman/Jenrick....

My money's on a pivot to the right, to Jenrick, even though as a brown-skinned visible minority I'd prefer Tugendhat gets it. I don't see the Tories giving it to Braverman or Badenoch, who are just incompetent empty-headed numpties at bottom with no leadership qualities, common sense, competence or anything to say apart from rabble-rousing over immigration.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 11:11am On Jul 21
justwise:


Yes thanks to conservative party, not because Reform has any good policy to run on apart from immigration, racism and homophobia , those three things will not win you an election it can only breed hatred.

Yes Labour has a mountain to climb but every little step will be seen as an improvement compare to the mess conservative govt left behind.

Farage has no good record politically, he is a tainted individual just like Trump.

Pretty good selling points for quite a large section of the population.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 9:01am On Jul 21
justwise:


That part of your post is really interesting but an open secret , Their core policy is to make America/UK white again, but its too late, max 4yrs Trump will be either in prison or home out of public view. Next general election will expose Farage and his party, his chances of doing what Trump is currently doing in America is very slim here

I have to disagree with the bolded.
My opinion is the contrary - Farage/Reform has a very good chance of either becoming a kingmaker in 2029 or even taking control. Reform got more votes than the Lib Dems this time around. Labour has inherited a very poisoned chalice indeed - fixing the UK's deep-rooted problems will take a lot, cost a lot and is likely to make the government pushing through any reforms or fixes look bad (voters are generally fickle and they don't like bad news, however necessary it is) - and one or more low-tax, low-regulation snake oil parties will likely take advantage of this.

2 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 1:16pm On Jul 13
jedisco:


I'm unsure if this has been answered but working on a banded role within the NHS (i.e being eligible for Healtha and care visa) exempts you from the 37.8k treshold. Your treshold is realistically based on the going rate for your band which is what your Trust would offer you eitherway.

The link below from NHS employers explains it well with good examples.

https://www.nhsemployers.org/articles/impacts-changes-uk-immigration-policy

Good signposting. Minor correction: The bolded and the italicised are mutually exclusive in the sense that all roles in the NHS are banded, irrespective of whether they are eligible for the Health and Care visa or not.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 9:28am On Jul 12

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 8:51am On Jul 12
muzzling17:
Hello guys,

Please I recently started shooting at NHS from Nigeria. But I see some band 6 role with salary between 35-42k. Knowing the recent migration rule of 37,800. My friend said for new entrant like me I will be placed on the lower band and this does not qualify to get COS. I am in the tech space with over 3 years experience.

Please is this true?. Should I just focus on Band 7 roles or higher paying role whose minimum band qualify for the new rule.

Here's a list to use for guidance: https://www.gov.uk/government/publications/skilled-worker-visa-going-rates-for-eligible-occupations/skilled-worker-visa-going-rates-for-eligible-occupation-codes

It's true that new entrants are usually placed on the starting point of bands/grades in the NHS/university systems. However, it is possible to get higher spine points that what is offered, so you can always negotiate if you feel you have some bargaining power in terms of skills/experience to do so.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 11:57am On Jul 10
dustydee:

I believe missjekyll is single. Shoot her a dm and carry on from there. Best of luck and happy married life in advance.

MissJ is married to the Labour Party o.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 10:56am On Jul 07
makazona:


This is vawulence nah smiley

Oyster card for what exactly, if I may ask.

London public transport.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 3:18pm On Jun 28
Zahra29:
In other expat news, anyone who is dreaming about the low tax, cheap and accessible healthcare paradise that is the US, needs to get a move on as after last night's debate, it's looking more likely to be Trump 2.0 come November - and he's promised that the sequel will be even more shocking.

I'm more sure why the Dems were not more concerned about Biden's age before last night as he has appeared increasingly frail and this doesnt inspire voter confidence in a nation where optics and image matter so much.

They should train for cage fighting before they go, as the Great Orange One has floated an idea for a migrant wrestling federation.... https://edition.cnn.com/2024/06/24/politics/video/trump-migrant-fight-league-digvid
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 12:56pm On Jun 27
Zahra29:


I would say that governments like Italy, Hungary and the hopeful French contender, Le Pen, are right wing governments, but it's a subjective point in any case.

I do agree that this government has been too dependent for too long on cheap foreign labour. I've been saying that this model isn't sustainable, and I welcome Labour's pledge to prioritise training, mobilisation and retaining of the domestic workforce and hopefully stop the over-reliance on foreign labour. "Over reliance" being the operative word.

Agreed. The over-reliance is baked into the system, however.

The British people are not lazy or disinclined to work, no more than the citizens of any other developed country are. They will not do the low-skilled and other jobs that foreigners are being recruited for because the rewards are not commensurate. (Even nurses are re-locating after a year or two in the UK as they find that their Band 5 pay doesn't mean much if you're here and not reading it in delight on an appointment letter in a lower cost of living country before you board your plane). As we all know the only solution is to europeanise the system more in terms of increasing pay and increasing taxes to do so. British voters will never countenance that. They want their ancestors well cared for in their old age, and they want their hospitals staffed with nurses, doctors and healthcare assistants, but they decline to pay extra taxes to pay those people well.

So the Tories decided to break the logjam by importing cheap labour. It is arguable that a better way to achieve a result might have been not to opt for increased immigration but instead to allow the NHS and the care system to collapse under the weight of understaffing so as to drive home the point to the public that its time to pay more tax to increase pay.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 11:42am On Jun 27
Zahra29:


And yet, despite the wealth of supporting evidence, the government is still being labelled rightwing, anti-immigrant for implementing policies to curb the wide spread abuse....imagine if they had acted before the exposés by the DM, Telegraph and Sky (who started reporting on the care visa abuse mainly last year).

The government IS rightwing. Importation of cheap labour to drive down labour costs and ensure lowish labour costs for a generation is a right wing thing to do. Always remember that the elite care about money first - all else, racism, immigration, etc. comes second.

The Telegraph and its fellow travellers fulminate against the current [outgoing?] govt because it has discarded the low immigration aspect of the Tories' broad church of views, but it's happily fighting various culture wars and promising every kind of tax cut under the sun, fertilizing the magic money tree, pandering to pensioners, etc.

In any case, Rishi ate his spinach last night like a good boy and levelled Starmer thoroughly and commenters in the Telegraph are daring to hope again.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 11:03am On Jun 27
Zahra29:


Visa fees go to the Home Office mainly and they make enough profit from other skilled worker visas, family visas, visiting visa applications etc.

My point is I don't think they're so strapped for cash or short sighted that they would endorse tens of thousands of fraudulent visa applications that they know have no valid employment attached.

It was common knowledge in the migrant communities and increasingly in the papers that there was a lot of fraud going on with the COS and care visa back in 22 and 23. Nigerians were making TikTok videos upandan, others were advertising on social media, the UK papers were publishing stories well before the HO finally acted.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 9:58am On Jun 27
toughest007:


That mostly happens where one has a second job and didn't notify HMRC, thereby incorrect tax deductions are made due to wrong tax code. Not only would the brown envelope be debt, but penalty fees may be required or added and/or even face prosecution for tax evasion. You go explain taya!

Not required to notify HMRC when you get a first or second job, it's your employer's responsibility to do that when they payroll you. Regarding HMRC messing up their calculations, they dont need anyone's help to do that. Each time I change jobs I always cringe when its time for my first pay because they generally mess up my tax code and set the estimated income at some outlandish figure.

3 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 9:55am On Jun 27
Zahra29:


Visa fee of less than £1000? No IHS fees. No taxes in many cases , with access to NHS, schools etc. Wouldn't that quickly become a deficit for the government?

It would and it did, but that's the way the government thinks. Cash upfront and forget the other cost implications as those are either long-term or can be left for future governments to worry about. Visa fees are a money spinner.

https://www.theguardian.com/uk-news/2017/sep/01/home-office-makes-800-profit-on-some-visa-applications

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 9:14am On Jun 15
Resurgent2016:


It's not untrue generalisation. As you rightly mentioned, many of the client facing roles are brits dominated. They are typically less stressful than the backend roles, more flexible and there is a big advantage there being local

Backend roles requiring more grit, resilience and spine, the young brits are not much interested

An example - the average pay of train drivers in £60k, some even earning over £100k a year. Yet the train companies can't find enough young recruits to take up the role and the average age of train drivers is 50 years old.

Even if the train companies increase pay by 20%, I can bet you they will still struggle to find young brits willing to take the job.

You would hear them moan about the condition of the job as though those that did it years back had a better condition of service.

Even the[b] junior doctors with average salary of 50K[/b] and two recent pay rise have stuck to a demand of 35% pay rise. Their more senior colleagues settled for what the government gave them and have moved on.

It's an inconvenient truth that the political parties would rather sweep under the carpet.

Salary is not the only the motivation to hire immigrants or people with immigrant background. Young brits are spoilt silly. and by immigrant, even people from other european countries tend to display more willingness to do the hard and dirty jobs than brits

Any business that has long and demanding role will go bust if they only can hire brits, I can bet that one grin

I think junior doctor's starting salary is about £33k in England (F1)
Even when it rises after about 3 years to about £50K, that's not a commensurate salary for a job which often has them working up to 48 hours and beyond a week.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 3:29pm On Jun 14
danny34:



By October 1, I am transitioning to a full time role.

So, I am asking based on the full time role. I am only able to do 20 hours now because of my visa requirement.

So since the role in the health and care sector, can I be sponsored on the threshold 24 - 27k? Can at least wify join as dependant?

Yes, if your role for the local authority is on this list: https://www.gov.uk/government/publications/health-and-care-visa-guidance-for-applicants/health-and-care-visa-guidance-accessible and on the national pay scale for the sector.

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 8:13am On Jun 14
Zahra29:


He's never even managed to be elected as an MP despite 6 attempts I think, so I think his first goal is just to get a seat in parliament and enough Reform MPs to be the main opposition, and then his next ambition would be to become PM[b][/b]. He said as much in his speech when he announced he would be running

You're agreeing with me now.
Farage wants to become PM, and he believes its likely to happen next parliament. If it happens now, he'd take it.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 8:04am On Jun 14
Zahra29:


No chance...although they are cutting into some of Labour's voter share.

Besides Nigel doesn't really want to overtake Labour. He wants power without the responsibility of governance (at least for now)

Do you really think Farage doesn't want to sit in Number 10 and give orders to start making life difficult for everyone whose skin colour is less than pale pink, among other things? I'd disagree. Its the Ed Daveys and the Carla Whatever-Her-Name-Is of this election who know they will never have that power so they can shoot for the moon - Farage wants it and knows he can get it. I see Farage in a coalition by next election.

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