₦airaland Forum

Naijainvestor:
Bond price calculation involves the use of Discounted Cashflow analysis, one thing is missing in your information above. And that is the yield to maturity, if you can tell me the yield you expect to make at maturity, then I will calc the price for you. Assuming your YTM is 16%, the bond should be valued at N98.001

pls I want to invest in FG bond for 16th sept 2015, for the 5yrs(4.5yrs) duration but what I want to understand in a lay-man's knowledge is; if i subscribe for that of N500,000 how much (the amount) 'll be my interest if the percentage is like 15.54% for instance. when'll i be paid, i hear things like semi annually? Pls gurus in the house help thanks. cc: naijainvestor , feelamong

the Zappa, the Balbo and RnB strap

Great information!! Cinnamon and Honey...! Drug companies won't like this one getting around. Facts on Honey and Cinnamon: It is found that a mix of honey and cinnamon cures most diseases. Honey is produced in most of the countries of the world. Scientists of today also note honey as very effective medicine for all kinds of diseases. Honey can be used without side effects which is also a plus. Today's science says that even though honey is sweet, when it is taken in the right dosage as a medicine, it does not harm even diabetic patients. Researched by western scientists: HEART DISEASES: Make a paste of honey and cinnamon powder, put it on toast instead of jelly and jam and eat it regularly for breakfast. It reduces the cholesterol and could potentially save one from heart attack. Also, even if you have already had an attack studies show you could be kept miles away from the next attack. Regular use of cinnamon honey strengthens the heart beat. In America and Canada, various nursing homes have treated patients successfully and have found that as one ages the arteries and veins lose their flexibility and get clogged; honey and cinnamon revitalize the arteries and the veins. ARTHRITIS: Arthritis patients can benefit by taking one cup of hot water with two tablespoons of honey and one small teaspoon of cinnamon powder. When taken daily even chronic arthritis can be cured. In a recent research conducted at the Copenhagen University, it was found that when the doctors treated their patients with a mixture of one tablespoon Honey and half teaspoon Cinnamon powder before breakfast, they found that within a week (out of the 200 people so treated) practically 73 patients were totally relieved of pain -- and within a month, most all the patients who could not walk or move around because of arthritis now started walking without pain. BLADDER INFECTIONS: Take two tablespoons of cinnamon powder and one teaspoon of honey in a glass of lukewarm water and drink it. It destroys the germs in the bladder....who knew? CHOLESTEROL: Two tablespoons of honey and three teaspoons of Cinnamon Powder mixed in 16 ounces of tea water given to a cholesterol patient was found to reduce the level of cholesterol in the blood by 10 percent within two hours. As mentioned for arthritic patients, when taken three times a day, any chronic cholesterol- could be cured. According to information received in the said Journal, pure honey taken with food daily relieves complaints of cholesterol. COLDS: Those suffering from common or severe colds should take one tablespoon lukewarm honey with 1/4 spoon cinnamon powder daily for three days. This process will cure most chronic cough, cold, and, clear the sinuses, and it's delicious too! UPSET STOMACH: Honey taken with cinnamon powder cures stomach ache and also is said to clear stomach ulcers from its root. GAS: According to the studies done in India and Japan, it is revealed that when Honey is taken with cinnamon powder the stomach is relieved of gas. IMMUNE SYSTEM: Daily use of honey and cinnamon powder strengthens the immune system and protects the body from bacterial and viral attacks. Scientists have found that honey has various vitamins and iron in large amounts. Constant use of Honey strengthens the white blood corpuscles (where DNA is contained) to fight bacterial and viral diseases. INDIGESTION: Cinnamon powder sprinkled on two tablespoons of honey taken before food is eaten relieves acidity and digests the heaviest of meals INFLUENZA: A scientist in Spain has proved that honey contains a natural 'Ingredient' which kills the influenza germs and saves the patient from flu. LONGEVITY: Tea made with honey and cinnamon powder, when taken regularly, arrests the ravages of old age. Use four teaspoons of honey, one teaspoon of cinnamon powder, and three cups of boiling water to make a tea. Drink 1/4 cup, three to four times a day. It keeps the skin fresh and soft and arrests old age. Life spans increase and even a 100 year old will start performing the chores of a 20-year-old. RASPY OR SORE THROAT: When throat has a tickle or is raspy, take one tablespoon of honey and sip until gone. Repeat every three hours until throat is without symptoms. PIMPLES: Three tablespoons of honey and one teaspoon of cinnamon powder paste. Apply this paste on the pimples before sleeping and wash it off the next morning with warm water. When done daily for two weeks, it removes all pimples from the root. SKIN INFECTIONS:Applying honey and cinnamon powder in equal parts on the affected parts cures eczema, ringworm and all types of skin Infections. WEIGHT LOSS:Daily in the morning one half hour before breakfast and on an empty stomach, and at night before sleeping, drink honey and cinnamon powder boiled in one cup of water. When taken regularly, it reduces the weight of even the most obese person. Also, drinking this mixture regularly does not allow the fat to accumulate in the body even though the person may eat a high calorie diet. CANCER: Recent research in Japan and Australia has revealed that advanced cancer of the stomach and bones have been cured successfully. Patients suffering from these kinds of cancer should daily take one tablespoon of honey with one teaspoon of cinnamon powder three times a day for one month. FATIGUE: Recent studies have shown that the sugar content of honey is more helpful rather than being detrimental to the strength of the body. Senior citizens who take honey and cinnamon powder in equal parts are more alert and flexible. Dr. Milton, who has done research, says that a half tablespoon of honey taken in a glass of water and sprinkled with cinnamon powder, even when the vitality of the body starts to decrease, when taken daily after brushing and in the afternoon at about 3:00 P.M., the vitality of the body increases within a week. BAD BREATH: People of South America, gargle with one teaspoon of honey and cinnamon powder mixed in hot water first thing in the morning so their breath stays fresh throughout the day. HEARING LOSS: Daily morning and night honey and cinnamon powder, taken in equal parts restores hearing.

zyzxx:
u can slave it to another computer thru an external connector

ok, thanks alot

zyzxx:
your hardisk is faulty pls backup ur valuable document as soon as possible
it can correct itself later on or stop working either of d two

OK, how can I back up, when its not showing anything on the screen/desktop ?

bedfordng:
get a windows cd, either windows 7, 8. Follow the processs to install it but when it gets to where you are asked the pertition to install it on, make sure to note your hard disk pertition for installing os.don't make mistake from that aspect else you might damage the system.

pls I've this problem, my HP Compaq 6715b fell down 3days ago and has not been able to open properly. after accepting password it'll display message with heading 'explorer.exe - application error' the body of the message says 'the instruction at 0x74D6A30C. the required data was not placed into memory because of an I/O error status of 0xc000009c' . What could cause this and its solution pleas? Thanks all
cc:
adetwin, onegig, roselynbas and others help

tgmservice , pls elaborate on the networking stuff you mentioned in #5

Saklekplus:
Yoruba = between 20 to 80k
Hausa = between 10 to 30k
Igbo = between 200 to 600k


See clean business..

There is an adage that says "the love of money is the beginning of ritual"

seems na this one correct pass

misssclassy:
[color=#000050]It requires a certain amount of courage to do that, of which, obviously, you don't have.[/color]

this is easy because the guy have physical evidence , what do you say to a lot of men undergoing emotional violence and torture in the hands of these so called wives? Many women are devil incarnate though same with some men but its easy for devil to use ladies easily as incarnate, some ladies are silent killers that if your not careful one might die untimely or commit suicide by mere living with them and they frustration they give. I know a woman that adds urine to food she serves the hubby, just frustrate the guy, she didnt hide what she did ooo

jimmysho:
My brother, I wish you can be objective like this always.

He has always been objective maybe you've opened your mind to his reasonings or his objectivity faults who you like /support . all the same good analysis barcanista

boss1310:
i hope this is true and not some propaganda by supporters of a party here against the other in order to deviate from the recent national fart emanating from their own party
if president Buhari is tracing stolen funds i want him to start from the time of oil boom in the 70's to recent with his his own military regime included,he should be unbiased and comprehensive in the accounting this will make Nigerians believe the change his party has been preaching anything less than this is smokescreen

that's not paramount, if he can effectively probe events of the last 10years its ok. Events of 80's and 90's might never produce anything meaningful and 'll be a clog in the wheel.

VickJames:
Now he has entered, what next?

Journalists of 2015: reading meaning to the tiniest thing ever.

Our journalists may one day lead us to something else one day!

Nigerian journalists are like the police, if they reach at a crime scene and didn't see criminals, they can arrest anything arrestable even if it's goat. As long as they made an arrest or came back with something.

helovesme:
Gbe nu re dake jare.

The last time Jona declared his assets(reluctantly) was when he was Vice President before the demise of Yar Adua. He hasn't done so since then. Google is your friend and you have a brain - please use it.

Besides, has Jona declared his assets now that he has left office as he is required to?

what's with this asset declaration wahala? In reality who wants to chop go still chop. If not directly by proxy . My concern's make our economy robust, improve infrastructure, create job not paper job ooo, I mean let unemployment reduction be felt everywhere . You can be richer than dangote when leaving office, I'm happy.

ClintonNzedimma:
Its a lie.
Forget the FBI investigation of FIFA, the U.S are just pained due to the fact that Russia their arch political rival is going to host the world cup in 2018, remember when the U.S filed a petition that Russia should not host it and fifa shunned them, painting fifa black is their way of getting back at them.

you just refreshed my memory. Fact is fifa is corrupt, but the US are scheming and hating(on russia)

kelvincoll:
Petroleum Managers Cele Bustop, #120 29/05/2015.
Ofcos we all know dis DPR na wash, they re just forming activity. In actual sense we'll just be reporting filling station location were they can go and collect deir bribe

lol, you're correct, let's hope for the best.

@ babyosisi, I pity any lady that goes with this ur idea. Trust is key in "A GOOD" marriage. Whenever its affected, trust me you won't like the union again. Secondly marriage is not a tussle ground or a place man and woman drag equality. Have a lot to say but in summary 7/10 ladies that practice the core of this your advice 'll live in regret of it. I'm settling a similar case of this presently

Gaborone:
I beg to differ...I don't agree with Number 3.

You cheat on your spouse, you tell them, otherwise, every other day in the marriage would be a lie. If confessing sounds like a difficult thing to do, then stay away from the crime.

It's one of those things that doesnt just go away, and confessing it to God alone isn't enough; you have to confess it to the other party who you swore to be faithful to.

^^^^
This is the message we should preach, not deceit through silence.

Be blessed the wise one

amokeme:
Just marry a good wife.. That's all!

when I that reasonable ladies are no more, words from people like you offers hope. Have been admiring your intelligent posts. Your siggy is the bomb

ogaofficer:
fgn bond come back and thank me later

how do one go about this?

prestige2013:
Your course of study--- I believe its Business because for Practical n life Oriented courses like Medicine , Pharmacy, Engineering and Architecture etc... I doubt if it could be possible learning without Classroom.

I stand to be Corrected.
Prestige.

they do go lectures. They have facilitators

Built2last:
I smell trouble ahead, one shamsudeen has spoken and now Dansadau...if this is not well managed, then wahala is ahead.


I have said it that the Yoruba race is the only ember holding this country as one.

The day the Oduduwa children turn their back against the north, thats the end of Nigeria.

South South and South East is already at the brink...

The north should not push their supposed dominance too far

you nailed it, especially with your last statement

Koolking:
Moral aberration is endemic and corruption is like an award winning brand in Nigeria. Wealth is our religion, and the majority sees nothing wrong in ill gotten wealth. Our supposed Role Models and leaders are the architects of corruption, how then will the proteges abhor such.

No system in place will checkmate corruption the way we yearn for. Corrupt minds beget corrupt systems.

Not until we changed our orientation for good and undo our mindsets of evil for patriotic zeal, we will continue to wallow in corruption and poverty.

i'm an optimistic person but I doubt when the current ills 'all stop. With this mentality of everyone covering their brother/sister and nepotism, tell me how it'll stop?

PefHouse:
These are the same staff we should trust with our BVN where your financial and personal information can be accessed across all banks by one fraudulent staff in a bank with security lapses.

- Imagine a fraudulent staff in bank A knowing what your financial status is accross all your accounts in banks B &C, along with your address, phone , next of kin, place of employment, business etc. With multiple ills in a society where kidnap for ransom and armed robbery is the order of the day.

This is very alarming and until the fundamental issues of integrity among bank staff is address, the BVN thing just exposes customers to greater risk of internally orcestrated fraud

Bank Staff welfare is another matter, 95% of fraud is still motivated by greed.

U nailed it bro, this is really not safe I tell you. I remembered when a friend told me that some bankers give kidnappers information on the amount a victim have. so when the kidnappers make demand you can't deny having such amount . plus a lot of other ills from some of these criminal bankers. its well

abdulwastecx:
you are so wrong my friend.
Buhari emergency as the president of Nigeria is a delight to northern commoners ( popularly referred to as talakawa), the so called northern cabals are as corrupt as their southern counterparts, they want corruption to continues and hence dont want buhari to be president. these cabals are in pdp and supported the emergency of clueless one to be president.

Yorubas are not slave to any group and have the right to choose who to work with.

I am a product of yoruba northern diaspora with a mix of nupe ethnicity. Yorubas also do travelled out of southwest or north central to area they found conducive for their living style.
yorubas are hardworking and adventurous like all other ethnic group, they plentiful in so many northern states, doing there legitimates businesses in these areas.

Suleja (Niger state) is home to me and home to thousands of yorubas and they live in peace with their host (gwagi, Nupes and Hausas).

clean discussion with points my friend . I love that, not those that see insult as a way of discus . weldon bro

emiye:
Only sick in the head people want a goverment to fail, i am an advocate of good governance, impact on peoples lives , that is all. I will criticize the incoming govt. as much as i think it gets stuffs wrong, but not to wish it failure, that is practical insanity.

Success or failure of the incoming goverment will tell on you , no matter how much you deny it.

that's the way to go man. people don't understand what it means if a government fails. add for years to your years and check what it gives you. the least anybody can do to the government of his country is to support it.

bedfordng:
don't get confused with internal memory and installation path.you may have 8gb as internal memory but maybe given 2gb for installation so when the installation path is filled up, you get insufficient memory.so in this case, maybe the memory space given for installation is filled up.this issue is very confusing to many android users as they may think they still have large space not knowing the installation path is full.

If your device comes with 16gb internal memory, only 2-4gb maybe available for installation while the rest can be use for storage.when the space given for installation is full, you may still have large space showing when you checked your internal memory but the portion for installation is full.

When downloading from playstore, it will install it directly to the phone, this is why you are getting the error because it seems the installation memory space is full so don't be deceived with the large space you still have as internal memory because that is the storage space available

hello, this is similar problem I'm having with my Sony Z6. for instance I've tried to download gionee xender on it but the playstore 'll tell me 'congratulations the app will be installed shortly' or 'installed' yet nothing is installed. I've tried solving this many times to no avail, pls help.

whizjay:
Is she selling ugwu?!

*modified*
FrontPage!? Okay...

bro, its ugu not ugwu. Ugu=vegetable, ugwu=person name

MarvellousGod:
They should come home and develop their country. .

These are the kinda people we need here now...

most of these guys, if they come to nigeria to help out, its either nigerians use bigotry and sentiments to destroy them or they got frustrated out.

BankManager:
I believe it is time we give the national
assembly heat for hiding how much they
take home..

that should be the next agenda, after this that ousted PDP. if u love nigeria support the cut and making public of NASS pay package. gracias

chilafabrics:
na wa ooo...wat abt those dat say Gej till rapture kan

they'll receive flogging till rapture kan