₦airaland Forum

Breatheon:
@33, I'm more afraid of the future

So reality is dawning on me for the tasks ahead.

Presently 33 with N85k/month salary job

During my days in school, I had thought life will be far better after school but here I am earning 85k/month and that is money that cannot even meet my immediate needs and not to talk of wants and unto other responsibilities.

By age, I'm supposed to have been married but still living in one room which is not advisable to even think of marriage in this condition.

To arrange myself for marriage, I need at least a one bedroom, furnished and comfortable. The yearly rent for that is about 400-450k

Then I am also worried about renewing the rent every year, year and year.

How about catering for the family? Aside rent, feeding, school fees (once married, you begin to reproduce), medical, clothing and so so and so forth.

To live a good life, you need a car for mobility sake as a family.

I can't continue to pay rent. Meaning I need to build a house.

Obviously, the 85k salary is not enough. I need to start a business.

And so many other issues giving me stress and sleepless night.

So my worry is, where would i get the money to do all these with these kind of job i am doing? For years i may not even raise a million naira.

I have seen situations where people no longer able to change clothes just because they now have a family and I'm trying to avoid that by all means.

I'm really really afraid of the future.

I feel there shouldn't be any future.

You talked of business, what business can you do?

Factcheck0001:
so dem no dey commit crime for civilized countries?

Person wey shoot trump, e tell u say e no get work?

Those 5 Igbos boys that went to Dubai to rob, didn't they know they will b caught?

What about those guys that carry drugs to countries whose punishment for drug is death?

The earlier d better u realize there are dare devils everywhere

You didn't understand what I said. All the things that makes crime to thrive exists in Nigeria that is why crime rate is high. I never said no crime in civilised countries. Come to look at the examples you mentioned. All the people you mentioned are facing the consequences of their actions.

The certainty of being punished if caught is enough reason to deter people from going into crime which would at the long run lead to a reduction in the number of criminals in the society. The emphasis is reduction in the number of criminals, not elimination because crime cannot be completely eliminated in any society.

There are many criminals walking free in Nigeria, that alone encourages others to go into crime. The talk is just have a God father or the money to bribe your way through.

In China, someone was recently executed for stealing public funds. That money if I am not mistaken is not up to what Yaya Bello is alleged to have stollen. People would still steal in China but with great care and caution and you know what so many persons would evaluate the consequences and would decide not to go into it.

Enjoy!

Zionmdde:
It can never be Nigeria
While we all try to cajole our leaders with this, have we thought of the fact that we ourselves are very dangerous human beings? I mean an LGA chairman cannot even try that in his area for up to one week before he goes missing

Our leaders may be bad
But sincerely speaking, we are worse

That is not true my brother.
What you have said would happen because the institutions of the state like police, judiciary have completely neglected their duties.

If everyone has a job to do and earn a living, very few would think of crime as you have suggested.

If people knows that if you commit a crime, the likelihood of being fished out is like 90% by the government, very few would contemplate crime.

If people knows that punishment is certain once dished out, a very few would contemplate crime.

All of these is in the hands of the government to do. It is the failure of the government to guarantee these things that has made the Nigerian society become very hostile.

press9jatv:
Seriously Nairamarley and his gangs should be jail

Meanwhile, Police Need To Arrest Naira Marley And Zinoleesky Over Lil Smart’s Allegations — VeryDarkMan

https://www.youtube.com/watch?v=onPLvjMi8bE

Lol... Arrest me.
Don't you know that they are busy with Afe Babalola matter

FavoredbyGOD:
Please what's the minimum wage a carer will earn in a month sir

Minimum is about 1600 pounds, that's working 3 to 5 days a week.

DaddyCoool:
Sooo, how come we don’t see all these countless Nigerians in UK returning to perform wonders in Nigeria. If u check it is still Nigeria-based rich folks performing the wonders

Lol... They do things, maybe you don't know or have not seen.

Femiairboy:
That depends, is this pre tax or post tax? Also where in Nigeria/UK are you living in. Do you have a family? Overall i believe N500K is sufficient in Nigeria, that’s N6M a year. A 3 bedroom apartment in Lagos on average is about N2.3M, you still have about N4M. £2000 might seem like a lot but taxes and rent will eat deep into it.

Lol... Let's assume that 2k is after tax because it's easy to make 2k after tax.
Let's also assume the person is single.

Rent would cost about £600..
Feeding about £100
Transportation about 100 pounds
Let's now budget £200 charity and extra expenses

Total is £1000

The person now has a balance of £1000 to save.

Let's assume he saves only 800 and spends the other £200 on his family back home.

The 800 he has saved translates to about 1,500,00 (One Million Five Hundred Thousand Naira) Only. In one year he would have saved 18 million Naira.

The man who earns 500k in Nigeria, even if he saves all his earnings which is impossible, whenever the man in the UK returns he would do things that the man in Nigeria cannot even imagine.

KushLyon:
He even said "at least £4k" omo!

Lol

techcorb:
This is a dumb comparison, compare jobs with similar pay.
For example a caregiver can make at least £4k per month in the UK, in Nigeria max would be #100k.

Lie from the pit of hell!
No carer makes 4k a month.

Love56743:
If I'm the man I we frustrate the woman it's just a simple matter 300k have solve the matter, i we just meet one strong native doctor, the next day she would use her leg to come back to Nigeria without anything..

Lol... Are you from Kogi state?

Chikolo24:
Dear Nairalanders,

My younger brother was diagnosed with HIV when he applied for a stidy visa to canda. Fortunately, he was granted the visa. However he is yet to get health insurance in Canada. I intend traveling there soon and they are asking that I come with his drugs.

Please advise. Can I travel with ARV drugs on his behalf? Are there risks associated?

Please help.

Are they called drugs or medications in Canada. Hope you're giving it the right name. In some climes like UK, drugs are hard substances which are illegal. You could have to do some explanations by just calling a paracetamol a drug

kamez:
This runs is between 13-15k pounds...


I have lots of family and friends that have gone via this route

Whoever pays 65k pounds for care giving job in the UK is mad

Where did he see 65k from to pay agent... Until his Visa expires, he won't recover that money.

CoronaVirusPro:
Your lots are the reason why many have made grace mistakes in the quest to Japa!

Some people are doing far better than people in the UK!

UK is for people who are struggling in Nigeria and have lost hope COMPLETELY.

A bank manager in Nigeria, lives a far better life than all those changing diapers in UK.

You're not correct man! It depends on the purpose of the person who is leaving Nigeria. A person who is single and and hustling in the UK on a minimum wage job would easily save the equivalent of 2million Naira, feed well and still support one or 2 persons in Nigeria. On the other hand, someone who earns 200k in Nigeria, living in Abuja would not be able to save 500k a year.

Some japa to get capital to return home for business. Let me also say this that if you're married with kids on a minimum wage job in the UK you may not do too well but still better than your colleagues back home. Your argument that some persons in Nigeria do better than some persons in the UK is flawed. To do better than the least worker in the UK, the person should be privileged. Sure there are privileged people in every corner of the world.

Nazgul:
The question you should be asking is how much does a bank manager earn in Nigeria?

If you must know, no bank in Nigeria pays their branch managers up to N1m. On an average, they earn between 500-600k. (That's about $600 not pounds o)

A skyscraper window cleaner in the UK earns about £23,000. With that amount, you can live comfortably in the UK.

Aside the risks involved in the job, I won't say he made a bad choice.

I must commend your thinking. I am not so sure of the £23,000 annual earning. If it be correct then it cannot be more than 3 days a week. A job that earns you 23k annually on full time is not a good paying job. Any way, any job in the UK is better than a bank branch manager's job in Nigeria

Emekaonline:
"..... you have never being.....". Is that how your village headmaster taught you in the East?

In your small mind, whoever doesn't agree with you is from the east... I am not from the east man

Pauladex:
Funny people, if 25% in FCT is determinants of who becomes President, it like nailing their coffin because north will make sure no southerners ever get 25% in FCT till the end of ages. Either today or tomorrow Aso rock is getting far from children of anger and hatred.

Funny man, I believe you have never being close to the FCT. For your information majority of the habitants of the FCT are not hausa's. Also, the aborigines or real owners of FCT (Gbagyi's) are not Hausa's so that you misguided narrative do not apply.

All I can say I that there is no perfect being...
If you can't live with the imperfections, then quit.

Noble3264:
The Peugeot 307 for me
I've used both and I can tell you for a fact maintenance wise and fuel economy it's a good buy.
Just ensure you get a good mechanic .

Thanks

beekyynd:
Verified Upwork account available for sale. If needed, a US bank account is also available alongside the Upwork account should in case you want to withdraw via US Bank. Quote me if interested.

Interested

Pricelesssmurf:
I have US accounts for sale and I also help change to US account.

Contact me if it's still available for sale

Macgyver1:
How much are you willing to pay?

Sorry for the late reply...
Please contact me for a bargain

Hi Nairalanders!
A jolly day to you all. Please I need your honest advise or opinion on which of Peugeot 307 and and any Honda Accord of 2004 or 2005 is preferable for purchase in terms of maintenance and less fuel consumption.
Thanks!

checkmatez:
sorry ...not for sale again

Alright...if you know anyone interested in selling his US account, dont hesitate to let me know

checkmatez:
I have a 5years old Upwork account for sale! Quote me if interested

Hi

dre11:
Naira Crisis: PDP Brought Emefiele, We Will Name Others – El-Rufai



https://dailynigerian.com/those-accusing-silence/

Hypocrites!

Security agencies are owned by the federal government so you could not take them to court for CBN is co owned by federal government that is why you're are challenging the actions of the CBN.

Malory:
If CBN can circulate more new notes then I'm ok with it.

Lol...even if the CBN circulates more new notes, it would not get to you

ImperialYoruba:
TINCAN Island Port is a subsidiary of Nigerian Ports Authority, and a government agency

Government agencies have DIRECTORS.

Which one be Chairman?

Another ignoramus here to show us the the stuff he is made.

The head of EFCC and ICPC is called what.

The head of CBN as an agency of government is called what?

OP, your mom wants to manipulate you with that attitude and don't fall for it. There must be limits to privileges people enjoy.

If you fail tomorrow as the head of your home, no one would share it with you. Take responsibility for your actions.

It may be difficult to get a good room and parlour for 300k at a location not far away from town.

Macgyver1:
How much are you willing to pay?

Please contact me and let's talk

Kuvasin:
search for there thread here

I don't understand please

I need a verified Upwork account for purchase