₦airaland Forum

I haven't seen it, just thought to ask before I enter lacuna. Thank you for the detailed explanation

Lexusgs430:
Cat N(non structural) is the best type of write-off to buy......

Have you seen pictures of the vehicle, after it was categorised......

You would get a considerable discount buying the vehicle....... So only buy with a long term view of ownership, or else when you intend to sell, it would also be priced as if you stole it ........😜

NB: Also point to consider, an insurance company would not write a vehicle off twice (take note)......😚

CAT N, I bought for my daughter last month....... Her brother would be inheriting this from her .......😂😜..... Saved over £3000 vs clean title...... 😊

Hi elders, is it advisable to buy a category N car. Car has been repaired

Thank you. They only give her 10-20 hours per week.

ReesheesuKnack:
Your sister is a student. That means she is a tier-4 student visa holder?
Your sister can only legally work a maximum of 20 hours per week (during term time) is that correct?

This domiciliary care company she works for, did they offer your sister a ‘full time’ (20 hours per week) employment? Or does your sister only just pick up shifts (where available), up to 20 hours per week?

Maybe you need to discuss with your sister about the kind of ‘employment’ this domiciliary care company has given her. In all, I implore your sister to thread carefully.

Good day elders, asking for my sister(a student ) who's working for a domiciliary care company. This is her 2nd month with them, the company have refused to give our a contract/ employment letter. Even the copy of contract she signed wasn't given to her. What can she do?

Thank you boss

Solumtoya:
Also, if you're financing the car, don't use the dealers or comparison sites, etc. Their rates are quite high (28% to 40%+). If you can't get single digit from your bank, use an App called Carmoola and thank me later. You'd get like 14% there and the best user experience ever.

Thank you very much

Solumtoya:
It's a very decent car. Another good one is the Mazda CX5

Good morning elders, I am shopping for mid range SUV. please who has a review for Hyundai Tucson 1.6 Tgdi 2021?

2021. You?

rinzylee:
Haha...my chief.

When did you leave sir?

Correct! Cedarcrest is good, I assisted in spine surgeries for a year before leaving Nigeria. If you don't want a Nigeria trained spine surgeon, you can request for a UK trained spine surgeon for the procedure if it's an elective surgery . Spine surgeons comes from the UK every 3 months to operate in the hospital.
By the way, I go Sabi you be that

rinzylee:
Go to Cedarcrest Abuja. I worked there for 2 years and some of my Team members are still there. Save that travel money and get great care too. Make we dey believe naija too nah bikonu. My mum had her spine surgery multilevel decompression in Enugu sef. I didn't want her to go all the way to Abuja. We have great hands back home too.

Link for part 3

Happy Easter elders, pls who knows how "independent contractor" works. My wife got a job "Accelerate delivery program" with NHS but she was told she will be an independent contractor. Pls what does this mean and how does it affect tax and NI payment?
Thank you

Thank you

giselle237:
God is good logistics cheaper than dhl

Pls who knows any cheap way of sending stuff(clothes) from naija to UK. The prices that DHL is quoting are killing

Mail IHS guys to send you the payment reference number. Send a DM to flutterwave on Twitter or Facebook, they will refund your money.

Afmaag123:
Good day All, Please for those who used Flutter by Barter for payment of IHS, how did you get your refund?. I used that for my sisters n her sons payment but used my master card for her hubby n daughters. I can see a refund for her hubby n daughters but couldn't access the flutter by Barter account. Pls has anyone been able to?.

Check wobdotcom

rinzylee:
Good evening family!

How are we doing?

Please does anyone know any bookshop that majors in fairly new/ used Christian books in England, preferably East England or London? I want to build my Spiritual library again here without going the way of amazon.

I know in Naija, we usually see these books displayed on the floor at popular junctions and sell cheap too.

Biko help my life and my ministry.


Please oooo

Read about highway codes and UK driving rules

mayowa94:
Is there anything I should do before driving with my international drivers license in the UK?

You can apply on your portal, but you must have paid your annual license fee till date and building levy.

Gloriouscrown:
Hello Doctors and Dentists in the house, please how can I get a letter of good standing from MDCN? I have logged into my account but all I see is license renewal fee. Can someone please advice me?

Thank you

Lass lass I will move to northern Ireland, no council tax wahala

Lexusgs430:
Before you buy that new car ........... Council tax is going up next year ............😂🤣😁

Noted

Viruses:
HP if you want to own the car after payment
PCP if you want to return the car after payment.

If you want to own the car after payment and go by the option of PCP, the final payment is usually huge.

Thank you boss

Lexusgs430:
You have to decide, what is best for you ........

Viruses already stated the main difference...... But to add, after your PCP deal elapses, you can pick up another brand new car, rinse and repeat the process (you never fully own a PCP vehicle, unless you negotiate to buy vehicle (at a price the dealer would fix).........

With most PCP plans, all you need to do is add fuel (your PCP provider takes care of road tax, maintenance, wear & tyre to tyres insurance etc etc etc )

HP - You own the vehicle from the time you sign the contract, all vehicle cost/maintenance on your head ...........

Which is the best option ?? You decide what works for you ........

Elders in the house, based on your experience,please which is better btw HP and PCP in getting a car in the UK?

Thank you. Sorted now

domin8:
You will experience that if you are trying to use your card to pay for someone who's name is not the exact one on the card. They only allow using the exact card as the name of the applicant for payment
Follow the guide on their portal to register the card if you want to use the card for someone else.

Can you share the link you used pls. Maybe I went to the wrong website.

Santa2:
I renewed last night, I didnt get that prompt. it went through seamlessly

Hi. Pls when did you pay for the passport? I am trying to pay for renewal but prompt I got was to first upload my credit card , bank statement and ID first. Did you experience similar issue?

domin8:
To add to this, I was at the high commission last Friday to renew my Son's passport. Just ensure you get there early enough (8 - 8:30am) before they open and join the queue. They currently use a tally number system so it's first come first enter irrespective of your appointment time. I got in 8:30am and we left 12pm. We had all our documents though and didn't need to tip anybody, hope this helps.

Locum/agency doctors and nurses earn around this before tax thou.

AirBay:
Which other profession can a 20+, 30+ age groups earn £400/£500 pounds daily? Pls Educate me.

Thank you for your advice. I replied for her, and made the necessary corrections as advised. She did her biometrics July 5, we picked the passport yesterday. Visa approved.

giselle237:
1. I don’t know why this ECO says she did not have any salary deposits from her employer.. that’s weir as if she made up her employment
2. I think she should wait 6 months to get it right
3. Shopping is not mandatory. She does not need to provide a budget for shopping.
4. Fully sponsor her trip but she needs her account now more than ever as she was denied on claims tht money lodgement and no salary credits
5. If she agrees to wait, you all should provide an alternate source of income or allowance for her so that the money in her statemnt stays there for a while and there are not so many credits disturbing the statement.
6. If salary is 130k, you can leave 120k in it every month
7. She needs to declare on the form say 50k cash gifts from her daughter
8. Documents to attach- a very strong worded cover letter to address her ties, she has been married for years, working since 1988 is no joke, explain her finances, explain she has cars and properties, whether in her name or your dad’s name attach all
Her itinerary for the trip.
- you write a cover letter/invitation letter to the IKVI. Tie the trip to something at this point.
you need to see you mother as it has been too long, how due to work commitments, you can mention working in the health field and how challenging it is and you have not been able to avail time to travel. You need ur mom to come during her annual leave. Explain details of your sponsorship to the eco, her arrival, her departure etc
- Invitation to your mom
-her bank statement
- her payslips.. there is no government parastatal tht does not give payslips, she should ask
- the house she lives in, is it owned or rented.. show house tie
- marriage certificate and pictures with spouse
-various family photos including where u appear
- your birth certificate
- her work id and introduction letter from office - not one line, strong worded letter saying where she is going to etc, all promotion letters from time immemorial
- proofs of all the assets and property she has including pictures
- husband can write a letter, hopefully your dad will be in Nigeria during her trip and should sign tht he the spouse will be in Nigeria for her trip while she goes and comes back
- your brp, your passprt data page, pictures betwwen both of you during sensitive family functions or from when you were little as they claim there is no relationship
- 6 mnths bank sttaement, payslips, work id, mortgagae or tenancy, council tax and utility bills from u
- everything else that can help her case

I will be working in Royal hospital, guess I will just stay in the town. Thanks

kaylov12:
This depends on what you'll be there for; work or study.
I would advise that you ignore the negatives and focus more on what you are there for.

Thank you

kaylov12:
Stoke is a small and typically quiet city. Not much activities, about 40mins drive to Manchester.

Cost of living depends on what you want. If single with no baggages, ST1 Hanley/Shelton is quite cheap.
ST2,Trentham most expensive guess due to it nearness to tourist locations
ST3, deprived area
ST4, closest to the hospital
ST6, I don't like that area, mostly deprived white working class area.

Since last year that I left, cost of accommodation has risen, like everywhere else in the UK.

There are 2 African shops in the city centre;
Emma chuks Nigerian
Mokola Ghanaian. both close to eachother.

Primary schools are quite good but Sec schools are kinda tricky, lots of behaviou issues.

It's q deprived city as I have said.
Very little to no activity (I was there mostly during covid). If you are a social rat, not a place to live.

Thanks once again, I was able to speak with them. The response was ukvi will try refund, but if not successful they will then contact me.

fatima04:
See attached and follow the link for more information
https://www.gov.uk/government/publications/immigration-health-surcharge-applying-for-a-refund/immigration-health-surcharge-guidance-for-reimbursement-2020#annex

They sent me a mail. It took 4weeks to get a response then I was told the refund will come within 6 weeks.

kode12:
How were you informed the claim was successful? And how long did it take?

Thank you. I contacted them today, was told they
UkVI will attempt to pay into the account first. If it bounce, they will then contact me.

semmyk:
I'll assume UKVI is aware of batter's shutdown and might even attempt to contact you; either when refunding or failed refund.
Whichever way, my gut feeling is to try and contact them ahead of time explicitly articulating the circumstances factual.

I don't know if this still works:
Contact Details for UK Visa and Immigration Enquiries
Email: UKVAIG.ServiceIntegration@fco.gov.uk
UK Telephone: +44 1243 213 322
Open: 10:00am - 6:00pm
curled from www.theukrules.co.uk/rules/immigration/arriving/healthcare/refund.html

Thank you

Solumtoya:
Also, contact Flutterwave if possible. They should have some relevant advice.