₦airaland Forum

The same problem, the same people rotating the political hemisphere even at old age.

What has Jeremiah Useni come to do in Plateau state politics?

Where's the not too young to run bill? Another old soldier for that record.

BREAKING: CBN takes over Skye Bank PLC

The Central Bank of Nigeria (CBN) has taken over Skye Bank Plc.

Although details of the development are still sketchy, PREMIUM TIMES learnt the financial sector regulator has already approved a change of name of the bank to Polaris Bank Plc.

CBN takes over Skye Bank PLC

The CBN governor, Godwin Emefiele, has also announced the injection of a fresh N786 billion into bank, while the Asset Management Corporation of Nigeria (AMCON) has been asked to immediately commence the sale process of the assets of the defunct bank from next Monday.

The managing director of the Nigeria Deposit Insurance Corporation (NDIC), Umar Ibrahim, has confirmed the development through the spokesperson of the Commission, Mohammed Ibrahim.

More details coming… https://financengr.com/breaking-cbn-takes-over-skye-bank-plc/

Credit: Premium Times.

Power bank. I take most of my photos with my phone. So, It’s got to be charged at all times. Or extra battery, just in case.
Unless I am staying at a good hotel, don’t trust wifi. Get a local cell-phone, and buy internet through your phone. Internet connection via your cell phone works great. Use “tethering” for your computer if you need to skype and talk to your family and friends.

Only bottled water. Tap water is a NO-GO.
Watch over your stuff. Your electronics ( cell phones, laptops, etc). At a decent hotel, do no leave them in plain sight. At a cheap guest house, take them with you if you can. They can get stolen very fast. You don’t have time to argue or complain with the locals. Just protect your belongings ( money and electronics).

The best exchange rates are offered outside the airport. Whatever your budget is for the trip, exchange a little bit of money at the airport to pay for taxis to the hotel, and a few other things. Wait until you get settled to exchange at the banks or other official Forex Bureaus in the city centers. If you are new to the country, never trust the unofficial money exchangers. They are a NO-GO.

Cash is King in Africa. Apart from hotels and good restaurants, I would not use my card anywhere. Just like in Eastern Europe, I don’t use any ATM. Withdrawing too much money in plain sight might bring too much unnecessary attention, especially in cities.

If it is your first time to Africa, and you are coming from a Western country, something might upset your stomach. Get some medication. Also, if you were from the West, don’t forget your anti-malaria pills. A must have for short-term visitors.

If you are going to a Muslim country, Ramadan is not a good time if you want to party. Northern African countries ( Morocco, Egypt, Tunisia, etc), especially.
Sign up for a Department of State for your travel warning. It helps even if the alert is minor.

From my personal experience, people do not go to “dangerous” countries. They just do not do their homework. The danger in cities is really thieves trying to get your electronics. Lay low and do not be flashy. Otherwise, you will be fine.
Monitor any big current events going on. Presidential election is a big one. Some countries might be a bit shaky after elections. Be aware.

Tickets to Africa can be expensive. If you are visiting, really take sometime to prepare yourself. It makes your trip hustle free and worthwhile.

Local food is great. Why eat a Humburger in Africa? or a Pizza? Try something new. Fresh organic food is good for you anyway.
Beer has a slightly higher %. Slow down and take it easy. This is not Corona or Heineken.

Respect other people’s culture. A few local expessions of gratitude such as “thank you”, “good morning”, “how are you”? are very much appreciated. Since nobody expects you to speak their native language, you would score some good tourist points with these expressions.

Understand how their currency work a bit. Simple things such as what can you buy with a decent meal for lunch. It helps you to not get ripped off at the beginning. Many first timers cannot bargain, be aware.

If you are going to live there for a while ( doing research for months, etc). Take some spare parts for your electronics. Extra Battery for your laptop, definitely.
In Northern African ( Muslim) countries, Beer is just too expensive. I bought a six pack of Heineken for 40 Euros in Morocco. Not worth it. Buy local beers if you can or just drink moderately.

If you can, avoid putting high value things in your checked luggage. Things like laptops, carry-on, tablets, cameras, etc. Put them in your carry-on luggage. You will thank me later on this one. If you have no other choice, make sure that you luggage is “bullet-proof”. Wrap it with some pastic bags or something similar. My luggage has never been vandalized or stolen, but this stuff are common.
Carry small amounts of money everywhere. A parking lot guards will expect to get some tip, somebody volunteering to take carry your bag at the airport terminal, will expect you to pay them. Small amounts of money in local currency are very helpful this way.
All in all, traveling to Africa is worth it.

If you are not African, it might be a hustle first. Some countries will be easier than others. In my experience, talking to many foreigners, West-Africa seems to be the most challenging for 1st timers. Only because they don’t do their homework. North-Africa, and East-Africa have been a breeze to me. Majority go the Southern Africa region is also quite manageable.

Happy Traveling! From: Didier Champion.

Springdale:
Doesn’t sound right to me.

She’s not a hero, No wonder she stayed single so she could be getting things in the name of ojukwu.

This point is not adding up bro, how old is Bianca that you want her to get married to another man. She's over 50+ forget the stature.
Now if she'd been your mother, would you have advised her to get married again while you're grown up enough to type and make rational judgements on social media?

Don't just say things anyhow just because talk is cheap.

e7ejinima:
This thread deserves no comment if you believe in the saying "let the dead bury the dead"

Let the lifeless defend the lifeless!

Are you this wicked?

fireback:
This "Clad" Edwin is a concussion mixed with confusion, he cannot comprehension a simple definition of destructive ineffective degeneration lifeless government that has been causing commotion in this generation, transformationing the economy into a transformative destruction orientation...

Egbong kilode?

buharitill2023:
The jobless aggressive lazy idiotic pigs of Bia-fra terrorist will not like this statesmanly.
Pig trump is a disaster to the world.
The good people of America rejected him,
And only managed to enter the white house through the back door, through those jobless aggressive lazy idiotic pigs that called themselves electoral college

Go and eject him since he enters through window? Na you get sense pass America, Trump is someone's nightmare I swea.

saintgp:
The part where Clark was quoted:
"He called on every Nigerian to support their president and say no to abuse on her president"....

Got me thinking,where was Clark wen Buhari was rubbishing Nigeria/her youths during his international visits?

He's been sleeping

emmie14:
What is the real meaning of the warning against Trump by Clark. Sanction USA if you can.
Trump is telling Buhari to to drop his second tenure ambition and retire; that he can't work with a man with lifeless ideology.

Lastly why should I defend Buhari? I can't experience his presence anywhere around me. He is nepotistic and wicked . He deserves the insults

Bros easy nah, Clark no fit follow you joke again? It's just a joke.

And who did this to you?
Stop living in bondage bare, everyone has moved on!!!!

buharitill2023:
Hahahahahahaha,
The jobless aggressive lazy idiotic pigs of Bia-fra terrorist are still looking for the differences, they found none.

Both handshake are the same, the same position,
Even pig trump can't look buhari eyeball to eyeball.

Buhari till 2023.

https://www.financengr.com

Thanks in advance.

If only the North will learn and practice Islam same way as the West, our problems in this country would had been half solved if not completely.

In the West, descendants of same parents cohabit in same house, where half are Christians and the rest Muslims. They live harmoniously. Try it in the North, take to Christianity from a Muslim family, you won't live to practice it, let alone testifying your conversion.

The North must learn and imbibe the spirit of tolerance.

To all Muslim friends, here is wishing you a Happy Eid-El-Kabir, may Allah answer your prayers and accept your Ibadah.

The power of money.
Not surprised, because I've seen enough stack nudes on the street.

Are you interested in bank teller job? Get in here.
https://financengr.com/see-how-you-can-get-bank-teller-jobs/

On your quest to getting a new job, do not forget that you'll lose that job some day so long Nigeria is operating on a deficit economy.

While searching for your dream job, get yourself ready for this ahead. https://financengr.com/8-expert-tips-to-surviving-job-loss/

PatrickOkunima:
Applying directly to job postings should represent no more than 20% of what you do. Getting referred to a job is 5-10X more effective than applying directly. If you’re going to apply, only apply to jobs when you’re a perfect fit for the skills and experience listed on the job description.

1. Leverage your understanding of the recruiter’s role. Many recruiters are gatekeepers who don’t know the job and will just box-check your skills and experiences. Others are extremely talented, who want to work with the best people to craft great career moves. You must avoid the former and seek out the latter.

2. Implement a 20/20/60 job-hunting plan. A job hunting plan requires a performance-based resume, an understanding of how recruiters find candidates, and applying through the backdoor. Networking is the key to the backdoor. It must represent 60% of what you need to do.

3. Focus on the job, not the money. It’s better to be underpaid than overpaid. Getting promoted or obtaining a big compensation increase will only occur after you’ve demonstrated great performance. You need to put yourself into these situations. Ignore anyone who says otherwise.

4. Present your strengths and weaknesses via short stories. No one believes general statements. You must validate each of your strengths with a specific example of how it was used in a real job situation. In addition, you need to demonstrate how you’ve turned your weaknesses into strengths. Never say you don’t have any weaknesses! It means you’ve stopped growing.

5. Divide and conquer by asking the universal question. Very early in the interview, or phone screen, you must ask the interviewer to describe the focus of the job, some of the big challenges, and how the new person’s performance will be measured. Pick at least two from this list. Then prove each is a core strength using the SAFW response below.

6. Practice the universal answer to any question. You need to be able to prove every strength with a specific example. Form your answer using the SAFW two-minute response: Say A Few Words – Statement – Amplify – few Examples – Wrap-up.

7. Weave the 10 Best Predictors of Job Success into Your SAFW Response. I just wrote a post for interviewers on how to evaluate your answers. Make sure you have an example proving you possess at least three or four of these strengths. Then during the interview ask if these traits are important for on-the-job success. Of course they will be. Then give your example. Note: this is a slam dunk!

8. Use the phone screen to minimize the impact of a weak first impression. Even if you make a good first impression, it’s important to ask the universal question (see above) early in the phone screen. Answering it correctly will increase the likelihood you’ll be invited to an onsite interview. This will help focus the actual interview on your past performance, instead of box-checking your skills and experience, or judging you on first impressions.

9. Uncover any concerns before the end of the interview. To determine where you stand, ask the interviewer about next steps. If they’re not specific, you probably won’t be called back. In this case, ask the interviewer what’s the biggest concern he/she has about your background. Then ask how the skill, trait or factor mentioned is used on the job. To overcome the concern, you’ll need to use the SAFW two-minute response to prove you can handle the requirement.

Getting a job for some is no fun. For all, it’s hard work. But working hard on the wrong things is a waste of time. So rather than complaining, take some advice from Jim Rohn: “Things will get better for you, when you get better.” Learning the ten techniques above is a great way to start.

PLEASE READ MORE>>> https://patrickokunima.com/2016/06/21/searching-for-a-job-here-are-some-steps-you-must-take-to-get-a-good-job/

Kindly Visit: www.patrickokunima.com

Such a great article. Networking cannot be under estimated in job hunting. Gaining relevant experience in your career part is a top notch, will surely avail you an edge over co-hunters, certification as well makes your CV highly appealing and attractive. In a more difficult scenario consider offering a service for free, it goes a long way to open doors of opportunities.
If you're interested in bank teller job in Nigeria visit here for the A, B and C.... https://financengr.com/see-how-you-can-get-bank-teller-jobs/

qwertygeni:
Dear Nairalanders, please I would like to know the best bank to open a Domiciliary account with with respect to the ease of opening, charges likely to be incured ( bank commission, travelex and offshore) and minimum account balance. I intended to make a payment of less than $1,000 to a company in China thru transfer or western union. So I decided to use transfer using Dom account as I can't make subsequent transaction using Westernunion cos of quarterly restrictions.

I have been to more than one branch of some banks like GTB, first bank and FCMB and I hear different things from different branches of same bank . My experience is that most of these guys at the FX table of these banks are either not sure of these information especially on charges or purposely not sincere.

Dear all, I will be grateful for all info that could be of help in this regards.

Thank you.

I think Skye bank has one of the best interesting offers.
You can take a look at this to see what other banks stand for. https://financengr.com/how-to-open-domiciliary-account-in-nigeria/

Fitbillionairep:
i just finished fucking my neighbour's wife. i like women that are not greedy with their body

Safe journey Sir, go in peace.

TimeMachine:
Christianity is too restrictive on their members. Nature makes no mistakes. Nature wants you to enjoy sex. As often as possible to maintain balance.

And bleeping another man's wife should cap up your enjoyment?. Do not justify evil because you want to partake in it. As a man thinks, so he is. Flee for thy life, for you have only limited time on earth and thereafter your soul will get back to its creator to account for stewardship. Where will you spend eternity, spirit never dies....think think think bro

ogolomachi:
let them be preaching what's not, I know of a rich man in my who doesn't dig single girls only married woman and nothing do d man, no thunderbolt, no lynching bit more blessing

And you think he's blessed? Even the holy scripture says do not envy the wealth of the wicked, for he's definitely heading for destruction ahead. I pity you bro, flee for thy life.

kevinedet01:
Do I need to have $100 before I can apply for domiciliary account

Your domiciliary account should have initial opening balance, which the list a bank can accept is $100 depending on the bank, some require upward of $300.

Skye Bank requires $100 I'm dead sure of theirs.
To open a domiciliary account, apart from other account opening requirements you will need two references in place.

APC giving us bad news since 17BC, useless party with useless supporters.

ionsman:
So there are still good politicians like this? Incredible!

Which good politician? The man is just setting his bid on a high side, he doesn't want to collect peanut as settlement.
Mr fat bank integrity ko...

Best No 7 Nigeria ever had. If you didn't watch this guy play from the right flank, you probably belong to the indomie crew...

I am very happy for you bro, look forward to reading about your success in your new found job.
But just before you get carried away by the euphoria of your new job kindly go through this article https://financengr.com/8-expert-tips-to-surviving-job-loss/ to get your mind set right.
the intentions are genuine and the content therein are always at the later end.
Hope to see you and everyone survive at last.

BrandSpurNG:
Disclaimer: In business, you need the right attitude else you’ll sink. Ensure friends and family pay for your goods & services. If you feel you’re too big for a certain kind of business, then you will “sink”. There’s something we Yorubas call “Afarawe” Copying others lifestyle, don’t do it!

1. Bedsheet/Beddings Production.

Pay a visit to Lagos Island, or Oshodi where they sell bulk materials, pick good designs and I tell you the guys who will sew it for you are just within the same Market. You can start with less than 100k and diligently grow your money.

2. Shirt Production:

A sweet side hustle. There are tailors in Lagos Island or better learn the skill it will save you all the heartbreaks imaginable. Taiwo Street in Lagos Island is where you should be. Materials ranging from 700 – 1k per yard, sew for 1500/2k, Sell for 5-7k.

3. Boxers:

Schedule a trip to Aba Market, The cost of production of boxers, you can get one for as low as N300, all you need is to package it in 3s, and market these babies properly beg your friend on twitter for RTs, we buy 3s pack boxers for 1500-2500 sell yours for 1200 and gradually grow.

4. E-Payments and POS Business:

You can a get POS machine from your Bank, and activate online banking: If you live in a place where banks aren’t much you can handle e-payments for people and make your small change. I paid someone N200 to withdraw 10k in Ikorodu. ATM queue was crazy.

5. Mobile and Electronic Accessories:

Mobile and electronic Accessories such as Pouches, Chargers, USB cables, HDMI cables, earphones and more, can be sourced on Alibaba, Ali Express, Deal Extreme, etc. The more you buy the lower the price. And they are light so shipping won’t be a burden. Sell on here or Jumia and co.

6. Popcorn:

We all know this guy! We buy every time. Bags of corn – Mile 12 Branded Nylon Sugar, Salt & Butter. The beauty of this is when properly made, its aroma will attract its customers. Manual sealing machine -7/9k Popcorn Machine is 65k on Jumia. Popcorn can be served anywhere. It costs less than N40 to make a pack of popcorn

7. Branding – Sales and Customizing

Football team supporters always want to show how much they’re rooting for a team.

8. Snail Farming:

Snail farming in Nigeria is even more popular, due to its relatively cheap cost of startup and If you market your products well, your business will thrive. This is a business you can start from your backyard. Best in mind, snails take almost a year to mature so Patience is Key!

9. Fairly Used Goods

Fairly used goods such as Jeans, Tops, t-shirts, shoes etc. They can be sourced at Badagry, even Cotonou. 100k can’t get you a bale but you can select and mix them. Wash then and pack neatly. Marketing is all it takes, you’ll sell and see your money multiply.

10. Cleaning Services:

Some people find it hard to clean their apartments ‘cos they’re busy from Monday to Friday and Saturday they have engagement and on Sunday all they wanna do is rest. Your tools won’t cost you up to 30k and you can clean 6 apartments a weekend.

11. Home Cooking and Delivery:

You can cook a variety of meals well and apply customer service, People will pay good money for your services, You can run this from home

12. Digital Marketing:

The success of any business is in its ability to effectively reach its teeming customers and this is achieved by effective marketing: Get a Used Laptop and Smartphone, temporarily, your smartphone can double as your hotspot Persistence and Passion is Key

13. Cakes and Confectionery:

This is one business that always comes to play, people celebrate, and bakers are always consulted.

14. Aso-Oke Beading and Stoning:

Aso-Oke Beading and Stoning has become sometimes in vogue now, and this is another sweet business one can start with 100k. You just have to learn how to bead and unlock your creative mind.

15. Bead Making:

I’m not sure there’s really much to say here. All you need is training, passion, creativity, unique designs and styles, then adequate marketing. You absolutely don’t need 100k to start this.

16. Home Service Barber:

This is another profitable small-scale business. The beautiful thing about this is you bring your services to your clients for an extra token above regular. The starting capital to get the equipment is very minimal and I’m sure you know we have rechargeable clippers at affordable prices.

17. Tutorial Classes:

No matter your age, this is another well-paying job, either as part-time or full-time. Many families are willing to spend what it takes for their children’s success and there’s one subject you’re well versed at. Just close the gap, meet their need for a fee.

18. Internet Services:

Forget the extensive coverage of internet and the fact that people can assess it on their phones, Do you know how much applicants pay just to have Jamb applications filled online? You need a good system, printer & ISP. People pay as much as 1k per application

19. Production Of Zobo, Smoothies, cocktail, small chops, cupcakes and chinchin!

You’d realize the importance of this combo cant be ruled out. You can render these services with 100k startup capital + proper marketing, branding and packaging.

20. Re-Invest Your seed Capital in an existing business.

Not everyone has the head for business but they can sniff opportunities. You can always sow your money as operating capital and draft an agreement on profit sharing. You can at least support your investment by bringing customers so the business can thrive. Market it on all your social media pages and who knows.

100k can do a lot!!!!

Let me give you another Jara!

Production of Hand-Made cards:

Do you know people pay good money for these thing made of paper and strawboard. This is one business you can start with less than 100k. My friend


Truth is there so much one can do with very little, it takes persistence, focus, interest and above all hard work. We can’t all be rich but we all shouldn’t be poor.

Thanks for taking time to read through.

God bless all our endeavors.

Amin!

SOURCE: https://brandspurng.com/i-know-20-businesses-you-can-start-with-100k-boda-lanre/

This is very ok, you can as well aspire to acquire loans for a reasonable start up. These banks are your best bets citing their various packages that support Small scale and Medium Enterprise in NIgeria, go for any one that appeals to you, goodluck..... https://financengr.com/best-banks-for-small-business-loan/

beautygboel:
PLS WHO CAN VERIFY THIS, I WILL LIKE TO ATTEND IF ITS TRUE

should visit DSC Enugu office at 84 Nza Street, Independence Layout, or send an email to dscnigeria@gmail.com. For clarity and further guidelines

Central Bank of Nigeria (CBN) seek to empower youths with this program grab the opportunity

Do you have a business idea you wish to develop or you are already into one and desire mentorship/business plan development/more sources of funding/expansion? Then this is a very wonderful opportunity for you.


The Development Strategy Centre (DSC) is facilitating a three months’ entrepreneurship development training programme in collaboration with the South East Entrepreneurship Development Centre (SEEDC) beginning in August 2018.


The programme is a part of Central Bank of Nigeria (CBN) intervention on youth empowerment through entrepreneurship.
The training targets current and intending business owners.


It features one-month of intensive training on entrepreneurship (how to start and successfully run a business), one-month internship, and one-month mentoring on business plan development and sourcing of funds.


The training is completely free of charge and will hold in Enugu. However, successful candidates will be required to pay a commitment fee of N5, 000 (five thousand naira) only directly to CBN and arrange accommodation for themselves for the duration of the training.


For application forms, interested applicants should visit DSC Enugu office at 84 Nza Street, Independence Layout, or send an email to dscnigeria@gmail.com. You can also call Okechukwu (08030700201) or Chioma (08034419334). Application closes on Friday 27th July, 2018. Note that only successful applicants will be contacted.

https://financengr.com/central-bank-of-nigeria-cbn-seek-to-empower-youths-with-this-program-grab-the-opportunity/

Only God knows how many nude pictures of hers she'd sent to that dude. Make we hear word jare, like say no be una wey we know again.

kolafolabi:
Fayose is like Jose Mourinho..They never concede defeat gallantly. APC defeated Fayose in his local government (Irepodun-Ifelodun Local Government Area of Ekiti State)..That alone is enough to show he is a noise maker

Watch your lips bro, can you prove your claims? Don't just type anyhow.
Despite differences in political affiliation, truth should be told wherever and whenever it calls for.
Violence characterized Ekiti concocted election, I followed keenly both on television and from respondents at the affected areas.

Fayose might not have been in good terms with the presidency, however what we witnessed was an outright rape to our democracy.

How come results were concluded and winner emerged despite cases of thuggery and snatched ballot boxes, it says one thing, and that's desperation from the Presidency. The election meets all criterion to be declared inconclusive. Even election observers are coming up with their reports which the presidency will not like its contents.

But in all, they shouldn't roll the drums out yet. Fayemi's victory will not last, it's just for a moment, there must be a redress and the outcome will shock everyone. Then who laughs last will laugh best.

Fayose just voted Mr. Kindly rephrase your claim.
And how come you know that voting just closed in that polling unit?
Stop this arm chair journalism, it won't do you any better.