₦airaland Forum

RAY12345:
Hello boss,
You making it sound as if it is MMM or GHW and d likes. Should we be worried? I don't think so. The app is still working fine.

Smh, your body too dey hot. Next time you should ask question rather than jumping into conclusion and you should always exercise patience. I'm a StanbicIBTC MMF subscriber . In addition as a diaspora customer according to what they told me today, they have problem with their website and they're still working on it, and their app won't work for me for now because of my foreign contact number. May God help you O!

StanbicIBTC Mutual Funds (MMF) website is down!

StanbicIBTCFundsManagement website is down

ernie4life:
This thread is about mutual funds but so much emphasis is being place on money market funds which is only one type of mutual funds, there are other funds performing better than money market funds, for example balanced funds, balanced fund is a type of mutual fund which is structured to invest into real estate, money market and equity, I know a balanced fund that has Performed above 20% year to date.

I strongly believe equity funds would outperform money market funds between now and March next year, equity funds could do 10% net not P. A.
My reason is as rates come down investors would move to the equity market and as demand increase prices of stocks would increase leading to equity funds performing better

Good but can you talk about the risk for the above. Thank you.

Lo. Igbos will not sleep well tonight

And then COMMENTATORS still shouting WHAT-A-GOOD-GOAL---TERIFIC-GOAL-FANTASTIC-STRIKE-FROM-OZIL

Goal of the season contender no doubt mennnnnnnnn !!!

ok

divinevision:
l am not in Nigeria presently I want to come back home to invest with #3000000 (three million naira) i need advise on what type of business that can generate good income

OP, be very careful, do not risk your hard earned money with anybody you don't know. If you have an account with First Bank or StanbicIBTC, and if you don't, just send an email to your bank and tell them that you want to invest in Treasury Bills. I am not in Nigeria too and I invested millions on it and it's been superb with no headache and my capitals are guaranteed. Also consider Mutual Funds too. No high blood pressure like high risk investment.

Or, still better follow this thread on nairaland.


Visit here for TREASURY BILLS thread https://www.nairaland.com/878880/treasury-bills-nigeria/442#878880.14175


Visit here for MUTUAL FUNDS thread https://www.nairaland.com/1912965/mutual-funds/55


Your money is safe with Treasury Bills or Mutual Funds. You cam diversify by investing half of your money on Treasury Bills and the other half on Mutual Funds.

You can also ask questions on the thread if you dont understand. Good luck.

OP, be very careful, do not risk your hard earned money with anybody you don't know. If you have an account with First Bank or StanbicIBTC, and if you don't, just walk into your bank and tell them that you want to invest in Treasury Bills.

Or, still better follow this thread on nairaland.


https://www.nairaland.com/878880/treasury-bills-nigeria/442#878880.14175


Your money is safe with Treasury Bills. You can also ask questions on the thread if you dont understand. Good luck.

Nawa O!

Fxmanager:
The name of our fund management company is Citadel Forex Fund Management, and we are partnering with a New Zealand based foreign exchange broker with good global reputation, to offer our service. You don’t deposit money into our account. You deposit money into your opened and verified foreign exchange broker account with our partner broker Circlemarkets.



No. We know that you are asking this question due to your concern about the security of your investment, and since your investment will be in your verified personal foreign exchange account with our partner broker, this question goes to them , and we will answer this question on their behave. We are partnering with a Government,s registered, Licensed, regulated, monitored and audited forex broker called Circlemarkets in the country, New Zealand. The link to the broker’s website is https://circlemarkets.com/regulation-and-licensing/

Our partner broker is Circle Markets Ltd New Zealand

Circle Markets Limited is a company registered in New Zealand under number: 2164379
Circle Markets Limited is a Registered Financial Services Provider (register number: FSP460986)
You can confirm by visiting and doing a search on the database of the regulatory body’ website https://www.companiesoffice.govt.nz/fsp/ Which is the New Zealand Government financial service providers regulatory agency website,.
EXTERNAL DISPUTE RESOLUTION (EDR)
Circle Markets Limited is a member of NZ FSCL (Financial Services Complaints Ltd.)
Registration Number : 6584.
FSCL is a qualified New Zealand financial dispute resolution company.
You can confirm by visiting and doing a search on the database of the financial dispute resolution company.’ website http://fscl.org.nz/ 
Segregation of funds
In accordance with industry regulations, customer funds are segregated from Circle Markets own assets and kept in a regulated banking institution. This ensures that your funds are available at all times, and cannot be used by the company for its own account. These arrangements are checked and verified by their auditors.

Treating customers fairly
With Circle Markets your interests always come first. They fully comply with industry regulations that require every financial firm to ‘pay due regard to the interest of its customers and treat them fairly’.
This means that they protect your interests in everything they do, from customer support to handling of complaints.
They make sure their team is always on top of the latest market developments.
Complaints
Circle Markets Limited strive for the best service so you would have no reason to complain. But if you do, They will deal with it promptly and fairly. You can contact their compliance team via compliance@circlemarkets.com. They take and received complaints seriously and use them to improve their services.
Financial Commission
Circle Markets offers customers neutral support to handle disputes.
Circle Markets is proud to offer you independent help with handling trading disputes via their membership with Financial Services Complaints Ltd.. The company.’ website is http://fscl.org.nz/ 

Financial Services Complaints Ltd is a neutral body that helps you to resolve any disagreement you may have with Circle Markets.
This means that if you can’t reach an agreement with us on any issue, the commission will act as an independent third party to help resolve it for you.
How to file a dispute?
1. Financial Services Complaints Ltd requires you to first try and resolve the issue directly with Circle Markets via an email to: compliance@circlemarkets.com
2. If the issue can’t be resolved in step 1 above, you can then approach the commission to independently resolve the issue by filing a dispute either:
3. online or by
4. downloading the dispute form and posting it.
If you are providing information for an already filed dispute, please email the information to complaints@fscl.org.nz with your case number in the subject line.





No. We know that you are asking this question due to your concern about the security of your investment, and since your investment will be in your verified personal foreign exchange account with our partner broker, this question goes to them , and we will answer this question on their behave. We are partnering with a Government,s registered, Licensed, regulated, monitored and audited forex broker in the country, New Zealand. The link to the broker’s website is https://circlemarkets.com/regulation-and-licensing/



In accordance with industry regulations, customer funds are segregated from Circle Markets own assets and kept in a regulated banking institution. This ensures that your funds are available at all times, and cannot be used by the company for its own account. These arrangements are checked and verified by their auditors.




We are a group of seasoned traders and forex market analysts with years of experience. Together, we have united our skills and knowledge to be able to provide you with a reliable "asset-growth" opportunity in the foreign exchange market, an investment that thrives in any economic situations (a recession proof investment). We are working fulltime, six days a week taking a professional and logical approach when it comes to managing our clients’ funds.

We are not licensed by the SEC, but we are offering our service under a Government’s licensed, regulated, monitored and audited foreign exchange broker. In our own opinion, we believe in what someone can do and not their qualification or licence. We have seen professionals messing up in their endeavour due to lack of experience. In fact we value experience more than any degree certificate, etc. We are self-thought traders with about 10years experience with 3 proprietary currency trading systems, which is a result of testing hundreds of currency trading strategies throughout those years. These trading strategies has been able to adapt to any market changing condition during the years of testing. The ability of a trading strategy to adapt to any market changing is lacking in so many other currency trading strategies and causes them to always fail in the long run. Our current trading strategy that we are using to run our public trading journal in this forum through this link https://www.nairaland.com/3901897/currency-trading-journal-target-avg was tested for 4years before we came out to run this journal. Before any of our 3 trading strategy fails, every other currency trading strategy must fail, and for our trading strategies to fail, the whole world will be using only one currency or we the fund managers don’t manage risk (we focus on risk management), or there is low liquidity in the currency market (The currency market is the most liquid market in the world). Another thing that you need to know is that our trading strategy has a very low capacity constraint, meaning it can control large amount of investment (The banks and big financial institutions were exclusively in control of this market, before it was retail to individual traders/investors like you). Our aim is to use our trading skills and strategy to generate better returns to interested/potentials investors in our fund management service.




MMM was a ponzi scheme, people were making payments into people account, and it was only sustained by new people coming into the scheme. In our own case, this is a fund management service whose performance and survival is tied to our superior trading strategy in the market. We don’t rely on new deposit to make returns to our investors. We use your money and engage it in the market to generated return by actually analyzing and trading currencies in the currency market with it. No lock up period on your savings/investments and you can withdraw or close your account anytime. Your withdrawals from our partner broker to your bank Mastercard/Visa debit card takes 2 to 5 business days maximum. If you are using ecurrency payment system, it takes 5 mins to the ecurrency payment systems then you can then make instant withdrawals to your Nigerian Bank account using Nigerian trusted e-currency exchanges. You can also use Bank wire transfer, Skrill and Neteller payment system. We promise a target of average 5-10%+ monthly profit on your savings/investment. Funds in a secured licensed,audited and regulated financial firm. You can monitor your savings/investment anywhere you are in the world 24/7 using any internet enable device. Deposits/withdrawal are 100% controlled by the investor (We only have access to trade your account through the trading platform and not given access to withdraw). You are free to test us with any amount you can comfortably risk before saving/investing fully with us. Statement of account sent to your email daily. working risk to savers/investors capital is 5-10% risk and maximum permissible risk to savers/investors capital is 30%.

It would have been simple for us to allow the investors to open an account through the broker of their choice and give us the login details to the account to trade the account for them, but it will be stressful and they will be slippage in performance and returns. That is why we decide to set up the investment through a forex broker’s PAMM investment structure so as to be able to manage multiple investors account at the click of the mouse, and the fund managers will also get their monthly performance fees at the end of the month, from the broker without issues with the investors.

We believe there is no body here who don’t know what a foreign exchange PAMM investment structure is. We have foreign exchange brokers here in Nigeria with PAMM investments. We have Alpari, Instaforex, forextime (FXTM), Hotforex as foreign exchange brokers here with PAMM investment. What we are actually presenting here is also a PAMM investment, though it is being set up in our preferred broker “Circlemarkets”, due to our our background check and overall good global reputation of the them including their low commission on trade orders.

If after all this, anybody still believed and tagged what we are presenting here, as a ponzi scheme to you, are we to say that Alpari, Instaforex, Forextime (FXTM), Hotforex operating in Nigeria as foreign exchange brokers with PAMM managers, just like us are also running a ponzi scheme? Why are we allowing them to operate here with offices in Lagos, Abuja, etc then? We have our own reasons for choosing Circlemarkets as our partner broker, low spread on trade orders, no negative report on withdrawals from clients globally, good trade executions, etc.


We believe we have answer your questions to your satisfaction.

Lol. After sweating and struggling unnecessarily just because of simple questions they asked you here, you finally found means and printed the questions and gave your oga at the top in the same Forex league and you were like : "Boss (oga), one guy won spoil market for me for one forum called nairaland O! See the questions he asked me and if I did not answer those questions we won't get another mugun customer O".

Isorite! But we won't fall for this cheap trap. You think we are all still sucking our mama breasts abi? I beg carry your Forex wahala abi whatever you call am to another thread, or don't you have your own thread ni? . This thread is for Treasury Bills as you can see it clearly. We don't need your quick rich forex attached with different diseases like high blood pressure, heart attack and e.t.c. We are happy with our Treasury Bills and we did not complain to you.

Alikote:
yes oh i sent you a massage on the travel thread regarding sponsoring my brother to Ireland...he got admission to Griffith college Msc international business Management is it a good school and do Nigerian get career jobs after graduation with the two year post study work visa ....he is very young 23 and your advice will help me in making the investment decision thanks

Replied!

Alikote:
what the guy is doing is called phishing in the scam world they have a slang that new maga is born everday.....

He has started using his second ID to advertise he think he's smart Lol

emmanuelewumi:
I am not clicking any link, MMM and other Ponzi schemes had links.

Answer my simple questions and educate us all.

Failure to do this, I think it won't be a bad idea to ban this guy and his irrelevant posts on this thread.

Create your own thread, he won't all he knows is how to hype HYIP on this respectable thread.

Sorry guys for the digression.

This is not about sorry it's the fact you said there. The guy need to leave this thread before he destroy it like he did to other threads with his adverts. I don't just understand why the mods refused to ban him but are quick to ban other people. He has destroyed almost all the business and investment threads with his Forex adverts and he has started destroying other threads. If you create a thread about anything that has to do with you have money somewhere, he will destroy it for you. . I wonder if he's paying the mod for allowing him. To continue derailing threads.

Ok

Feelamong on 20th September 2017:


And the wise man quotes :


''If you have chance to buy Tbills now...better do as fast as you can becos from what we are seeing in the deal books..the rates would crash massively at this Auction''

''Lock in fast for any secondary market rate especially the 182 to 364 days''

''The Demands from the banks and Pension funds is awesome''

Source: https://www.nairaland.com/878880/treasury-bills-nigeria/392


Sometimes it is very good to be a listener, make research, ask questions but ignore I-TOO-KNOW

May God bless all investors and business gurus!

torres2:
sir btc crashed yesterday from 17,200 plus to 16,110 this morning when I woke up around 8am. It rosed to 16,600 and now back at 16,3plus as at the time of typing. This is normal because number 1 properties of it is volatility.

But saying crashed I would disagree... there was a time it crashed during the weekend to 13,000 plus that is a "crash" sir. I bought 100 dollars during that period and sold when it was 16,700.

100 dollars turned 140.

Bought at 357 sold at 375 because of demand then making about 15,000 profit on a 35,000 capital just within 5 days. It is speculative no doubt but knowing your onions you will make profit from it nevertheless.

You have justified the bolded and thats my point. Others are stories. I love CDPF. , Clear Direct Point Fact!

torres2:
you mean it crashed to 16,394...bro seems you need to read more about it

Smh. Its the other way round for you. Bitcoin reduced this morning.

Meanwhile, Bitcoin just crashed a bit this morning

Alikote:
dont panic the 500 m euro loan can only off set 200 bn of the 3 trillion naira tb portfolio the goverment want to reduce reduce the tb(short instrument) debt percentage by 10 percent from 35 percent to 25 percent this is the maximum cap while remaining 75 percent will be a combination of euro bond ,naira bond,dollar bond (remember this also have risk to the goverment it affect the dollar position of Nigeria )...over 750 bn of treasury bill will be roll over next year....the remaining 3 bn dollar loan will be used to finance budget deficit...remember ...tb is not for financing only but also used to manage liquidity ,curb inflation .....rate will still be above 13 percent in the interim in the primary markets .....my advice if u want constant money over a long term buy bond and hold to maturity it can give u stability for over 5 years period at 15.54 then used the by annual payement and reinvest in tb.....your portfolio will be a mix of bond(15.54) tb(13) matualfund(15)

Correct my man ! You nailed it jare

Investnow2017:
Any sane and serious investor would have seen this coming, anyway. I saw it all coming since August and I quickly keyed in when the rates were 18% and above because I sensed that we were then in the best of times on TBills. Ever since, my attention has been focused on the NSE where it is happening big time right now. More funds, I am confident will move into NSE for the bumper season ahead! Information and timing is key to financial investment. One lesson we must all learn. Except that one is guaranteed preservation of capital, anything less than 15% on TBills at this time when there are alternative competitive investment vehicles is a joke. The cycle will play out though as the economy takes a new turn come 2018, hoping that oil price will continue to inch up and the govt is able to key in and sustain potential growth in the real sector.

Thats why i locked some does with the 18% then!

Mtcheww

jaychubi:
The minimum could be anything evrn 1 hr but the maximum b4 u start complaining is 5 business days

Yeah

jaychubi:
5 business days is the new rule

I redeemed few days ago and i received it less than 24 hours

What happened to Stanbic? I redeemed and they've deducted my e-account but the amount i redeemed is not credited to my bank account...

Sad