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Travel / Re: USA Visit Visa Part 4 by DrStrangelove: 3:00pm On Oct 17, 2022 |
Good afternoon House, Am a bit rusty as per the IW process Am trying to apply for my uncle and aunt who wish to travel to visit their daughter and her family in the US. They have been there before sometimes in 2019. Their initial visa was granted Nov 2018 and it expired October 2020. I know the rule is for 2 yrs post visa expiry but considering that there is scarcity of IW dates since July (read this here not sure if this is true), can their own case be forgiven and allowed to apply for IW? Thanks |
Travel / Re: USA Visit Visa Part 4 by DrStrangelove: 8:48pm On Oct 07, 2022 |
Good day, No need for invitation letter. Hope Ur sister and her husband's her citizens? Or they have permanent residence (green card)? If so, they should just familiarise with the answers they filled in their DS 160 and they should be good. They should know when they travelled, how long they have been married, what's their children's (grandchildren) are, where they work etc. With that they should be okay and their visas will be issued. They are going for a visit of some weeks I guess. Goodluck mojolajesu: 1 Like |
Travel / Re: USA Visit Visa Part 4 by DrStrangelove: 4:03pm On Sep 22, 2022 |
This is so pathetic. The prices have never really increased. The economy is in a shit hole. I pray we get ourselves out of this soon enough else. Some analysts are prediction a dollar rate of 1000 to a dollar by year's end or by May 29, 2023. I don't even bother myself with all the presidential aspirants hoping to lead the country next year. They have their work thoroughly cut out for them. Maximum 6 months, my people don't see any action, they turn on u straight. Their own rate of hate will be faster than the present one's own coz of the heavy expectations. It is well. Just try to use the good African airlines or the middle East for now. fkj950ax: 2 Likes |
Travel / Re: USA Visit Visa Part 4 by DrStrangelove: 12:23pm On Sep 22, 2022 |
This is quite commendable. This will be better for u. Hope the person is a direct relation? Parents, spouse or child? If sibling, this takes a long time to process like upwards of at least 15yrs. If it's direct, the wait isn't that long something of months to under 2 yrs. Goodluck bobobri: 1 Like |
Travel / Re: USA Visit Visa Part 4 by DrStrangelove: 11:39am On Sep 02, 2022 |
Good morning Congrats. Pls can u drop her transcript here us to learn. And wish u the best for Ur own visa interview too. Pray and don't relent Thanks Enyinne: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 3:36am On Aug 14, 2022 |
Just state the inflow in Ur cover letter and reference it as one of the rental payments u receive from Ur property. If u have a receipt u issue to the tenant, better. Just make sure the name on the receipt matches the name on the inflow line (description, if any) on the statement and it should be issued around the same date as the inflow shown on the statement. Goodluck Preshyi: 1 Like |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 10:12pm On Aug 11, 2022 |
Good evening, Well it depends on how u present Ur financials during Ur application to the VO. From Ur yearly salary,I can deduce u earn about 100k per month (am assuming this is net and not gross) This amount can prolly only support a single individual and u can barely save anything on it. The best is to declare the two accounts but u will need to write cover letter about the second account and how the money was amassed. Explain the biggest amounts and set a pattern. If u have copies of receipts/ cheques to back Ur claims, u shud be good. Overall calculate the amount u want to spend on the trip. Spend like 10 days. 1.2M max (out of the 5M) should be tidy if Ur using an hotel accomodation. Goodluck Preshyi: 1 Like 1 Share |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 5:56pm On Aug 09, 2022 |
Dear Manydethink, I think the VO couldn't make out the deposits in your account. The VOs prefer if u present a salary account. This way, things are pretty straightforward. It seems u also use Ur salary account for Ur side business. They would be wondering why? So it's best u separate the accounts and decide which ones u want to use for Ur visa application. Explain any deposits that are irregular in the intro letter and u should be good providing Ur income is also good for the application. Also there was mention of Ur use of address. Can't really pinpoint it but u will need to address this too in the letter. Goodluck Manydethink: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 5:09pm On Aug 09, 2022 |
Bosslady25: |
Travel / Re: USA Visit Visa Part 4 by DrStrangelove: 8:36pm On Jul 31, 2022 |
Good evening For visit visa, they rarely ask u to show proof of funds and assets. They ask questions based on what u filled on Ur application form. What u do, where Ur going to in the US and why? Goodluck verminnel: |
Travel / Re: USA Visit Visa Part 4 by DrStrangelove: 8:23pm On Jul 31, 2022 |
Good evening, Pls get Ur visa first before planning Ur point of departure (whatever that means). Go with what u filled on Ur form. Get Ur visa and then plan Ur trip. Goodluck Sheezybobby: |
Travel / Re: USA Visit Visa Part 4 by DrStrangelove: 8:13pm On Jul 31, 2022 |
Good evening, B1 visa is for business/conference. Pls go with documents relating and sent from Ur business correspondence or conference host. Make sure ur conversant with the relationship/conference and the reasons for it. That should be all. All other questions are generic and don't need u flashing any docs except those issued in the US (if u have any) Goodluck sharrp: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 6:44pm On Jul 16, 2022 |
Nice one bros I tap into ur bravery and anointing. It is well God bless ty01: 2 Likes |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 6:39pm On Jul 16, 2022 |
Good day Sorry for ur refusal and the counter refusal Its not an easy thing to digest. From what I can see, ur application was done in a rush and not well presented as u have ingredients for them to consider and issue you a visa. U have a business but u didn't submit business bank statements of any kind but only ur salary account which looks like it was hurriedly put together. From what the VO is implying, he was hoping to calculate ur disposable income from the statement but the transactions were negligible. They often wonder why u didn't send in the other previous two months statements so as to compare with the other four months u put forward. It's either the account was recently opened or u are hiding something or activity in those ones. The bank balance in the Providus Bank was arrived at just to make it look as if money is available for the trip but not minding the milestones for it to reach there. Now u submitted bank letters which are neither here or there. U didn't even attach one bank statement to show some traction in ur business. This makes it look like the business is inactive. Likewise, u didn't show rent or lease receipts and their entrance point in ur account statement to show they also are an ongoing concern (well of the reason u bought was for tenancy). Are the land docs u showed registered with the state government? So to me, all the figures, bank statements, bank letters and land doc were made to look like a lot is going on but all (to the eyes of the VO) but they all landed in the middle of the desert (nowhere) Ur case isn't bad at all. Just take ur time, build ur bank statement showing salary entrance and also outflows for living costs and the savings and u should be good. If ur submitting CAC papers, also submit statements if ur business has traction, if not just limit it to ur personal bank statement. Submit ur land docs and state whether it's for personal use or for investment and show receipts to back it up. I guess ur single and going alone so ur travellings cost should be moderate. Goodluck Africankel: 2 Likes 1 Share |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 5:44pm On Jul 16, 2022 |
Good day, Pls u can invite and accommodate ur brother but u would adding a layer of suspicion on his person if u will assume the responsibility to sponsor him since he is a businessman as u said. He will need to proof to the VO his personal circumstances and ties to Nigeria first before they consider him for the visa. Am guessing he's over 21 so let him submit his documents that proves his ties. Personal bank statement, business account statement, taxes, investment certificates and landed property documents. Goodluck Cutiella: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 5:35pm On Jul 16, 2022 |
Good day, Hmmm....American frowns at ur non-usage of ur very first visa. I don't know why but maybe coz they would have used ur visiting them to profile u. Be that as it may, thank God ur going to the UK. Forget mentioning about US visa though the VO might see it on ur passport (if it's the same passport u will be using). On the application, they only ask which countries u have been to and not the ones uv gotten visas for unless u write about it in the additional information section. Pls don't write about it at all as now the VO would be wondering why u didn't go and be filling their head with ideas. Just list the other countries uv been to and have a good salary and bank statement and u should be fine. Goodluck toemie: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 5:18pm On Jul 16, 2022 |
Good day Sorry about ur refusal. U can reapply as soon as u feel u have corrected every issue raised during ur refusal. As for the non usage of ur business account, maybe ur business profile at CAC is inactive or maybe u stated ur going for a personal visit and the entries in ur business account were not adding up. Probably trying to calculate ur disposable income which they couldn't measure with ur business account. For documents, look for those that can give u ties to the country like property docs, shares certificates, fixed income certificate, investment certificate Others are 6 months personal or salary bank statements, tax payments, marriage certificate (if any). Try to explain any irregular amounts on ur bank statement. Also get an hotel booking Goodluck Shaleewa: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 10:42pm On Jul 14, 2022 |
Giselle, Twale....Ur head dey there Gospel truth (truth) One kola nut for u. giselle237: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 8:21pm On Jul 14, 2022 |
Good day So sorry to about ur refusal. Am not sure what u wrote about the dorm account in ur cover letter about the $5K though the VO mentions something above that amount (£6.6K). Where are the source of these funds? Did it come in tranches or a one time gbem? Am guessing the VO chose to overlook this dorm statement because there were some unclear things there. She then focused on ur access bank statement which am guessing is ur salary account and ur payslips and the inflows and outflows and then the balance. U earn 345K a month and living costs of 140K leaving u with disposable income of about 205K. Ur proposing to spend 968K which is about 5 times ur disposable while u have a bank balance of probably only ur April salary (345K) in ur account. This doesn't add up hence the VO wielding the axe. U were expecting the norm account to bail u out but instead the VO focused on the naira account. It's not that bad. Just reapply when ur account is robust enough to accommodate ur trip. Don't bother using ur norm account except if u can clarify the amounts in it There seems to be something about this income bracket of 250-350K ( just like the guy with the earlier refusal letter) and getting it right with the rules. Some get it but some don't. Pls @Askari could help here with how to help get the right values for the rules. Take ur time and reapply addressing the issues Goodluck sammiy: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 7:46pm On Jul 14, 2022 |
Giselle....am not a professional U dey whine us!!! giselle237: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 7:01pm On Jul 14, 2022 |
Good day Kel, Sorry about ur refusal. From what I can see, there are several red flags in there that any VO wouldn't overlook. 1. Ur living costs are too low for a family of three ( since u stated ur wife and child in there). 45K a month? How? (£89)? Is it feeding, transport costs, child care/food/consumables, phone bills, cable etc. Except am living under a rock somewhere else, this is unexplainable. Am guessing u deliberately made that low enough to make ur disposable income high to fit into the 3 months disposable income rule. If u were single, we can understand but not a family of three pls. Was the 45K the average across the six months of ur bank statement? Or it showed up only in about some months prior to the end while the real livings costs showed on the earlier months? The numbers were not adding up to the VO as against ur living costs 2. What exactly did u tell the VO about ur family disagreement? U didn't need to tell that in the application. It's not their business. Now u got the VO wondering about ur low budget, low living costs plus not visiting ur family all together. Something is fishy. The application seems not well put together hence ur free to reapply again (hence no appeal) which is a good thing. Forget about saying in ur new application that ur brother is helping u with money (red flag that ur work might not be well paying enough). Remember ur a Senior Manager. Save well and fix ur disposable income and living cost issue before u reapply. Take ur time and build a robust account. Remember, u have submitted ur payslips, bank statements and employment details so any sharp deviation will be noticed. Before I continue, I will like to salute ur courage in bringing ur refusal letter here. It helps and means a great deal to all. Wish u the very best on ur next application. From what I have noticed, there are other factors at play other than oanda rates (don't know why my keyboard keeps typing oando) and not less than three times disposable income in the Finances section of the application. This section is very important as also the Travel History section. I believe this sections give u the visa or not. That's why most emphasis are on these in the refusals I have seen so far. That said, most, like 85% of applicant's financial situation are a mess or not visa worthy as at the time they decide they want to apply for a visa. They will need to adjust their spending habits and inflow/outflow or boost and wait out months to conform to the oanda and 3 months disposable rule. Most earn under 300K a month. The next 10% are sort of lucky as they have good paying jobs and their statements can fit into those two rules easily without breaking their backs. The remaining 5% don't need those two rules. The rules, visas (talking of UK only) and VOs will be the ones to conform to their bank statements/assets/deposit accounts. Let's focus on the 85%. They are ones that come here (many are ghosts and don't participate in the commentaries) for help and we should be able to guide them in all lengths. No two applicants statements are the same. We can't only use a blanket advice on those two rules for them as there are other elements in their statements that are lacking. For example, the above applicant, even Giselle was exclaiming that na wa o, that the guy should get travel history. Travel History came into play when the financials were not okay even when applying those two rules. The guy doesn't need to travel anywhere else, he just needs to reapply well. There was another guy from the former posts who had big money like 13M or so in his account that followed the same rules but was refused. So my point is let the applicants state other factors like factors in their financials like opening balance, average monthly spend, salary or personal account, unexplained income etc so that we can dovetail into the situation and advice. Many applicants don't return here to say what they went thru, some come back in ghost mode, some return to shed more light on their refusals (God bless them) while some come to give the good news. Bad news na orphan. Most of 85% will need those rules as they are skirting on the periphery of the VO's evaluation especially if they have families. Singles are much luckier. Then again another observation, the salaried applicants have less wriggle room as opposed to business owners and self employed applicants. Pls sorry for the long read, these are my own 2 Kobo. Pls be welcome to add or subtract. Thanks Goodluck Kel235: 2 Likes |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 8:10pm On Jul 09, 2022 |
Good day, Looks like Ur good to go funds wise. Fill all applications truthfully. The UK visa should be the one to go for first. Submit Ur marriage certificate to explain the difference in surnames that appears in Ur passports Submit all the documents u listed and explain any unusual inflows in Ur accounts. Calculate flights+hotel+pocket money for the four of u against the money u have in Ur account. For Ur wife, u can explain that she's a housewife/Home maker while that of Ur sister is a little bit tricky. Have u guys all travelled together before? Or u and Ur sister? Does she have any travel history? If so, what were the things she wrote in those applications if they for first world countries? U can attempt to write to write an Introductory letter that Ur responsible for her for this travel and have been up till this time. Is she Ur only sibling? If Ur well funded, submit only Ur own financials. Goodluck venabili: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 11:07pm On Jul 07, 2022 |
Good day, Let me hazard a guess. The back to back refusals might be because of an existing ban which is still active as at the last refusal. To be sure, if u can paste the contents of the 2 refusals here (u can redact important details u want left out of course) With this we would be able to know what went wrong. Or Giselle pointed out, u or Ur lawyer can request a SAR (Subject Access Request) from UKVI to shed more light on the matter. It's better u start from here before making another visa application. Goodluck Phummy2984: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 11:01pm On Jul 07, 2022 |
Good day It's fine. Get Ur six months visa and when that's over, u can apply for Ur 2 year visa. It didn't reduce anything. U could have applied for 2 year straight since u have done 6 months twice but as uv already put in for 6 months, don't sweat. There should be any worries Goodluck livewithpurpose: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 10:57pm On Jul 07, 2022 |
I also think they are worked by the same VO. Am guessing re-alignment happens at the DMC when the dockets reach there. The applications can get there in any order but once the first one gets to the VO, there's a mechanism in place that lets him/her know there is another application coming to join the first one. Either the tagging is done from the VAC when they are preparing the first application to go out or there is some flag on their system at the DMC (remember we fill the form online and it we include the people going with us) that informs the VO to pend and await the remaining co-applications which they can trace from the portal right from the appointment portal down to submission and logistics. In my own case, I did my submission on a Thursday and it went sent to the DMC the next day Friday. My wife went to submit the following Tuesday and the package got to the DMC later in the day. We got alerts the same time that our application is being worked on and also got decision alerts same day about same time. Now the return logistics might be screw up now though we got our return packages same day. Goodluck babyfaiz: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 10:46pm On Jul 07, 2022 |
Good day Pls ur uncle can use the account to apply. The opening balance will be hefty to start with and that will show natural progression to the 150M. Since he is a businessman, he should be ready to prove to the VO the kinda business he's involved in and to show some transaction evidences (probably pertaining to some heavy inflows in the bank statement). Also company registration, company income tax returns (if that's available and genuine), any company partnerships or distributorship docs (as may apply) and also an introduction letter may suffice. He can also provide proof of investments like real estate, FGN bonds or fixed deposit/investment account. For businessmen who doesn't have a salary based account, I will always recommend a savings/fixed deposit/investment account as opposed to just ordinary bank account statement. The VOs tend to assume on Ur behalf and not get the drift going on in Ur account. Poster, With the above docs highlighted above and the 150M bank statement, Ur uncle is good to go. Goodluck JaySterling: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 3:40pm On Jul 06, 2022 |
Good day Giselle, (1) t's been long I saw a refusal letter for any of my intending or longer personally. So excuse my oversight. I guess they putting oanda rates came into being when our exchange rates started going yoyo. My bad Pls let any intending applicants go with the oanda rates ( i.e £1= N498) This will be good for people with small sizable funds and even better for those with more funds. (2) The shopping or not issue has been thrashed before now so no need to rehash that here. It's not needed if u want to apply. (3) Eventually, the applicant will still keep to the ratio/percentage I have outlined as before. Well said. Remember, the great number of people ur talking about are people that come here and give us the news that they have been given. Some are given and never come back while many that are not given don't even bother to come back. Those that are not given but come back are those that felt they followed all processes and didn't know where the refusal came from. Meanwhile there are many ghosts on the platform. We keep learning. Goodluck giselle237: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 2:48pm On Jul 06, 2022 |
If that's the case, ur good to go Goodluck TruthCorp: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 11:43am On Jul 06, 2022 |
askari01: |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 9:18pm On Jul 05, 2022 |
Good day Am assuming ur the alone going on the trip? The embassy not only looks at ur account balance in ur statements but also ur inflows and outflows. So u will need to study ur bank statement to know the averages across board. Any lump sums should have an explanation. Ur salary inflow (if ur employed) should be regular monthly remittance. If ur self employed, the inflows need to explained by way of the nature of such transactions. As for ur 2M adequacy question, let's check it out £1100 is about 825k which it seems is for accomodation and some shopping. U didn't input money for ur return flight wch ranges from 350-500K. Give or take ur spending between 1.2-1.4M which about 70% of ur 2M leaving u with 30% of ur total balance which won't sight right with the VO. As a rule of thumb, make sure ur total money to be spent on ur travel (flight, hotel, shopping etc) is less than 40% of the sum available on ur bank balance. The lesser percentage the better. Hope this helps u Goodluck TruthCorp: 1 Like |
Travel / Re: General UK Visa Enquiries - Part 5 by DrStrangelove: 8:54pm On Jul 05, 2022 |
Good day, Pls was this expressly asked for in the application for the type of visa u want? If not, it's not needed. Just state the departure and return dates in Ur application and that's fine. Goodluck emcaris: |
Travel / Re: USA Visit Visa Part 4 by DrStrangelove: 6:47pm On Jul 04, 2022 |
Good day, Ur tenacious spirit after 4 denials is what intrigues me. Ur first visit in 2014 looks good Ur second visit in 2017 which is almost 2 months isn't that bad but u cud be expecting questions to be thrown Ur way as regards this. (What were u doing for seven weeks). A good plausible reason could be that it was during the summer or during the Dec/Jan holiday season. Where u half-bleeped was not renewing Ur visa soon enough after expiry in 2018 as the drop box program was still in effect at that. (Dropbox program was suspended in May 2019) Be that as it may, u haven't broken any laws. Ur chances of Ur visa being renewed depends on if u have a clean slate while in the US and maybe u travel history to some other places during Ur 4 year hiatus. U should be ready to explain that period to the VO. U can get an interview the same way everyone does and keep trying till u get a nearer date. Hope they clean up their calendar soon Hmmn, going with Ur family should be ideal but going by what Dammypops said, in this time of migration, it might be suspect unless they have travelled with u on other trips to good countries. If not, u will have to explain why they are travelling now with u. A good reason could be that u want them to come and experience something/somewhere awesome u did/visited in Ur earlier trips and why that's worth while. Goodluck Dansakimotors: 1 Like |
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