₦airaland Forum

Japaulwood marketer why have you not moved it to 7 Naira?

From 3 Naira to this current price.

Investor wey dey play kalokalo.

ogawisdom:
Hmmm really except
UBA 41B os
Zenith 41B os
Fidelity 50B os

Their EPS and dividend yield still makes sense with the os

Na hang over from yesterday party dey do am

oluwaleokey:
For the record:
I followed some of the advice shared here, and honestly, it worked like magic. They are now reaching out to me. several calls, apologies, and even prompt responses to my emails from different quarters.

I can’t help but wonder what went wrong initially, but I’ll leave that to mystery. What matters is that I’ve now been assured I’ll be credited within 10 working days.

I’m tempted to commend their services, but I’ll hold off until the funds actually hit my account, since the process is still ongoing.

I just thought to update everyone here. Thank you all for the inputs, it were truly helpful.

Now, let me sit back with an iced Coca-Cola and some Gala while waiting for the funds.

The Agbero method has never failed me in real life in Nigeria!

Those office workers(or white collar job workers) always respond to the Agbero behaviour in Nigeria.

I only apply the Agbero or Thug method only if the Gentleman method fails.

Joyful365:
Bank stocks are the worst form of stocks to hold. They'll keep diluting your shares till what you own is an infinitesimal part of their outstanding shares, at which point you'll practically get next to peanuts even if they declare billions in profit.

Banks ought to buy back a part of their circulating shares during periods of surplus, to create shareholders value, but they won't because they're part of the scam monetary system that feeds off printing money to render people poor. That's why banks print new shares to sell each time they're given new capital requirements.

If you are looking for capital appreciation, avoid most nigerian stocks that have outstanding shares of over 40 billion or more.

You're better off owning commercial papers, treasury bills and government bonds.

Where this 1 from come out?

leo1234:
BTC was designed to undergo deflation not inflation.

How will you make money when there is never an increase in price of BTC?

Does BTC pay dividend or rent?

leo1234:
You need to update yourself bro.

Countries now use BTC to store their reserves.

I believe even Elon Musk invests in cryptocurrency.

Many established companies are buying up BTC and ETH.

Very soon you will say BTC is scam.

If you buy BTC and there is no increase in price.

How are you going to make money when there is no increase in price?

This folk is always in the habit of attacking my comments.


Now I know he is a gambler!

Cryptocurrency investors are gamblers.

Agbalowomeri:
The guy dey look for japa money

Does that guy actually work for a stockbroking firm?

Stock investment update is the latest HK(house of knowledge) format.

Maga must pay!

Streetinvestor2:
This guy is a portfolio manager.He wants to charge 500 k.
How much is the minimum to be invested via him
What is his realisable roic for a yr for him to take 500 k
Is the 500k to be taken from return on invested capital
What happens if he doesn't meet the target for the yr or the investment goes red

My opinion free this guy.look for regular stock broker and manage ur portfolio ur self.
U will see many recommendations here for brokers with different commission and good services to choose
Pls when dealing with portfolio manager be sure is one that is reputable and registered by regulatory authorities. Do proper search from regulatory body incharge. You can even do it online. Registered fund managers I know don't even put blanket figures like this for professional service. They put it as percentage based on roic for the yr .Or when u want to liquidate the investment based on total invested capital against returns
No go fall maga for some guy on the street

That guy he is dealing with is a confirmed scammer.

Demolaeby:
Good afternoon sir.
In response to the questions you raised, find the attached a contract note specimen. (Sorry the name is blocked for privacy matter).
For any money you invested you will be issued a contract note. This is in line with the investment and securities act 2007: part vi - section 44(2) - "A client or any person authorised by the client shall be entitled at any time, free of charge either personally or by his agent, to inspect any contract notes and vouchers relating to the said transaction."

In the contract note, you will see all the statutory charges relating to a transaction (I have also attached a summary of the charges from the Nigerian stock exchange).
The note help you see how your fund has been invested.
My job is to advise you, follow up on your buy or sell instructions and ensure the right shares and bond are in your portfolio for the growth of your investment. Put it in professional term I am your portfolio manager.

In order for me to track your investment and account for all buys and sells, all funds will pass through my bank account.[color=#990000][/color]

My reward is my professional fee, which is NGN500,000 (five hundred thousands naira only). This fee shall be reviewed annually.

The funds will pass through my account is a red flag.

The person you're dealing with is a con artist (scammer).

If you can read and write,I believe you can manage your investment portfolio by yourself.

Criminals will deliberately go on a break to live a normal life.

Criminals will then resume when the lockdown is lifted.

Access Holdings,UBA and Zenith Bank are good for long term.

Their future is bright.

jonnysessy:
Expect more rip-off with this latest promotions and signing of new Insurance law by Mr President. All in thlis his 1$ trillion economy. Eyes will cry but, you will not see the tears. I just abhor anything in Insurance before now because it doesn't work in our clime. I don't see the magic that will make it work overnight.

Insurance policy will work from 15 to 20 years time.

Locotrader:
What happens here is the elders we have are selfish elders who don't encourage the younger ones.They only become active when the market is in red.They are already Billionaires but they don't support you newbie making money like them.They want you eating from hand to mouth.They don't give you update even when they have insider information.Thats the type of elders you have here.

Loco can't be part of them.We have been in this market for more than 2 decades.
We understand the language of the market.

The market is not yet in a panic mode.
It's just the pullback which didn't caught us unawares.I spoke about this pullback during the insurance bull two weeks ago.

Loco is bringing substantial amount into the market tomorrow being Friday and will be waiting for Royalex and Japaul as the pullback is about to bottom.

If you have not sold till now,no need to sell again because these prices you are seeing now are still undervalued.

The Govt is preaching $1 Trillion economy.I don't think they will achieve it through this way.This is just the handwork of market players in conjunction with traders.

STOP THE SELL NOW,MARKET IS COMING BACK NEXT WEEK.

Loco,I know you're a product of House of Knowledge (HK). Ade Bendel is your mentor!

Is like you want to use reverse psychology to win back your fan base. It is well known that you're a promoter or marketer of junk stocks;and investment in junk stocks is not sustainable.

oluwaleokey:
Gurus in the house please i need guidance regarding my insurance policy issue, i know this might not be the right thread however its still boils down to investment.

Five years ago, I subscribed to the Flex Edu Insurance Policy with First Bank Insurance for my daughter’s education, which was due to mature this year. Along the way, the policy management was moved to Sanlam Nigeria (a partner company, as I was informed). Despite the transition, everything seemed smooth until recently.

A few weeks before the maturity date, I contacted the company to confirm that all was in order. They responded promptly, acknowledged the upcoming maturity, and provided me with a statement of account. (Also note I had exchange several mails before and they responded swiftly)

Five days before maturity, I was forwarded a form & asked to complete a payment voucher for the full benefit. However, it has now been several weeks since maturity, and I am yet to receive any payment. To make matters worse, I even noticed an over-debit on my account, which I raised with the company, but my emails have since gone unanswered. I have sent multiple follow-ups to every contact I have, including those I previously engaged with, but there has been no response.

Currently, I can no longer access my account online, which raises even more concern. After diligently saving monthly for five years for my daughter’s education, I feel deeply frustrated and disappointed by this experience.

I kindly seek your advice on how best to call out these people?
How I can recover my funds after years of committed savings.

Is First Bank Insurance is still directly involved in this matter? and What formal steps I can take to escalate this issue if Sanlam Nigeria continues to be unresponsive

This situation feels unfair and distressing, and I would appreciate any support, guidance, or escalation channels you can provide to help resolve it.

I will appreciate every single help I could get on here
Thanks

The organization is on Facebook.

Just go on Facebook to drag them the way Agberos collect tax from transporters.

Just tell them Emilokon,that it is your daughter's turn to collect the insurance policy.

If the organization is not corperating with you,then you have to involve NAICOM.

crownprince2017:
Before you buy access, understand the short term risk, if they failed to pay atleast 1 as interim dividend it's likely going back to sub 20 and it's likely.

Its a 50:50 thing.

Don't mind that educo guy ooooo..
He has 45 years to wait in access, if you don't have the same, waka jeje oooooo.

Access Holdings na you dey call 50:50?

crownprince2017:
My guy no vex I just like to talk am the way it's.

I have strong convictions that access wouldn't pay 1 as interim, mind you, I can be wrong.

On loco soldier, even though he is my guy here, I never buy based on his calls before.

Even at that, I will be better off following loco calls than yours because of track records of both of you.

Access Holdings is a permanent member of my dividend portfolio.

I wish your success in being a foot soldier of Loco.!

emmanuelewumi:
I sold half of my Access shares to buy GTCO

Access Holdings,UBA and Zenith Bank will remain permanent stocks in my dividend portfolio except if any omit payment of dividend for just a single year.

These 3 companies are my 'invincible real estate'.

crownprince2017:
Before you buy access, understand the short term risk, if they failed to pay atleast 1 as interim dividend it's likely going back to sub 20 and it's likely.

Its a 50:50 thing.

Don't mind that educo guy ooooo..
He has 45 years to wait in access, if you don't have the same, waka jeje oooooo.

Why do you always reason like a crown servant?

This is one of Locotrader's foot soldiers.The mini bear has rendered their gang jobless.

Before you buy any shares of any company,always ask yourself this important question.

Would I have bought this company if it were only possible to sell only after 20 years?

Don't forget an intelligent real estate investor will never build his/her property in a location where good rent is not guaranteed.

Muzil:
Good morning everyone.
I discovered today that the trading of stocks feature have been added to the Cowrywise app.
I'd appreciate anyone that can help me with the stocks I can buy as a newbie. I'm not after excessive profit as I just want a way for my little savings to appreciate rather than just sitting idly in my account.

NB: I am a young guy currently undergoing apprenticeship so I'm not really buoyant. Let's just say I have about 20k for a start.

I'll really appreciate all help I can receive.

Just buy Access Holdings Plc. Any time you get free money always top up Access Holdings Plc.

You will gain dividend and capital appreciation in due time .

Locotrader is feeling this way after reading about what has befallen Japaulwood!

Where is Locotrader the kalokalo investor?

Where are his foot soldiers? They have all gone into oblivion.

I bought some Zenith Bank shares in my trading portfolio yesterday at 67 Naira and I sold this morning at 70 Naira.

I made about 1.5 percent after buy and sell commission!

A little drop of water make a mighty ocean.

Where are Locotrader and his foot soldiers?

When are you taking Japaulwood to 7 Naira?

ElectronicMoney:
I need advise on how best to approach this problem.

In June 2007 I made a deposit of N100K to a stockbroking firm for the purchase of shares of Wema Bank.

After the shares were purchased they gave me my CSCS number and the CHN and I had no further contact with the stockbroking firm; this was partly because the market was not doing so well and the price of shares had crashed.

In 2015 or thereabouts I went to the office of the stockbroking firm and learnt that they had moved to another address.

Now early this month when I heard that shares had started going up in price I searched for the company online and was able to get their new address and their phone numbers.

I put a call to them and asked for a copy of my CSCS statement which was sent to me.

When I examined it I was shocked to see that the number of Wema Bank shares was just 1,700 approximately when in actual fact it should be above 20,000.

Let me state categorically that I have never given instruction to sell either verbally or in writing!

Even if there was capital reconstruction by Wema Bank between 2007 and 2025 there is no way shares of N100K which were purchased in 2007 would have reduced to just 1,700.

I need advise on how best to approach this matter because I am very sure that something does not add up.

How much was the purchase price per unit in 2007?

Below is the shares reconstruction news:

I have 3 stocks in my dividend portfolio:

(1) Zenith Bank

(2) UBA

(3) ACCESSCORP

The difference is clear!

Streetinvestor2:
Which bank stock they fall because I am not seeing it in gtbank, uba and zenith oh.This are the only bank stock I send.
For access once I see 30 I will sell the remaining afolabi units. I will rather use the money go buy oando

I'm even praying for it to fall more so that I can top up my dividend portfolio.

Agbalowomeri:
All stocks go collect though

Just ignore that ozour!

I am praying for banking stocks to fall in prices so that I can accumulate more.

ogoo4real:
Does anyone have an idea why banking stocks are falling drastically

More sellers than buyers!

Don't forget increase or decrease in price cannot erase the intrinsic value of a stock.

pluto09:
I have observed that insiders are selling down their holdings in recent time. Any explanation for that.

This is not a good omen.

jonnysessy:
Amen. This will really look good in my portfolio

You have to work towards it