Our client a well established media firm with offices in Lagos and Uyo urgently requires staff for its Uyo office.

Ideal candidates should be;

- Self motivated and live in Uyo.

- Have a good command of English Language

- Have a flair for writing / SEO/ Graphics

- Have at least a Waec certificate

Salaries are decent and also negotiable based on level of skill a candidate possesses.

Interviews will hold from Monday 4th July to 8th July and interested candidates should contact 08068840758 for further details.

On Wednesday, April 6, a woman described as mentally challenged gave birth in front of the Anambra Broadcasting Service (ABS) in Awka.

According to reports, ABS employees arrived at work in the morning to observe her during the delivery process and assisted in the delivery of the baby girl, who weighed 3.2 kg.

The woman was classified as a resident in the region due to the fact that she sleeps and wakes up daily at the bus stop in front of ABS.

All attempts by establishment officials to learn her origins were fruitless, since she frequently turned angry when confronted.

Mrs Eucharia Nwachukwu, an ABS employee who assisted in the delivery procedure, said she was informed and raced to the bus stop only to learn that the lady had been put to bed with the assistance of several women but had joined them to assist her in delivering the placenta.

Dr Josephat Akabuike, the Chief Medical Director of Chukwuemeka Odimegwu Ojukwu Teaching Hospital, Amaku Awka, revealed that he received a call from an ABS employee informing him of the event and promptly dispatched his nurses to the location.

Dr Akabuike stated that they currently have custody of the new mother but are unsure how long she will remain in the hospital because no one knows her identify.

The lady in issue, identified as Hope Eze, stated that she is from Cote d'Voir and her mother is from Imo state.

She asserted that she was unaware she was pregnant until she began having contractions.

Hope explained to ABS that she was enticed by a woman who offered to take her abroad, but she later learned the lady was an olosho.


Source: https://busytape.com/mentally-ill-woman-gives-birth-to-baby-girl-in-front-of-tv-station-in-anambra/

dawnomike:
For now, i perceive it is a failed project already...

The concept is not a bad one but Nigeria’s problem has always been project implementation. Very good projects can fail in this country because every project is seen as a conduit to siphon funds.

It’s tough to save in this Buhari’s economy. Most salaried employees are living on loans month in month out.

We have to stay alive first before thinking of getting rich as there is serious hunger in the land.

i signed up for Impact.com affiliate program since last year and have been approved by several brands . However, i have been unable to use it as i am confused on how to link up the brands with my website.

Is there any one who has used this platform or is using it that can put me through.

Thanks in anticipation.


Regards,

Emmanuel

Katie walls is an American Journalist. She is an experienced meteorologist and newscaster. Walls joined Spectrum in June 2020 from WSB where she spent six years . She had earlier stints in Southern Illinois and Fort Myers. Walls has two Emmy Awards for her work as a journalist. She graduated from Florida State University for her first degree and also received a masters degree in meteorology from Penn State University.


Source : https://networtharena.com/katie-walls-net-worth/

Keith Urban was born in Whangarei, New Zealand and he is one of its biggest celebrities. Though currently based in the United States, he is a citizen of New Zealand, Australia and U.S.A. Keith is a songwriter, singer and record producer with so many hits and albums in a career of over three decades. Urban’s songs like “You’ll Think of Me”, “Wasted Time” and “Somebody Like You” are well known classics.

He is in a class of his own with 11 studio albums, 18 number one singles on the US Hot country Songs Chart and 4 Grammys in addition to several other awards.

Early Life

Keith Urban was born to Marienne and Robert Urban on 26th October, 1967 in New Zealand. His dad who owned a convenience store in Australia noticed his artistic gifts early in life and hired a guitar teacher o teach him music lessons. He soon started competing in local competitions and also acted in a local theatre company.

Urban contested on Australia TV talent show “ New Faces” in 1983 an from there started making inroads into the country’s music scene, in addition to regular appearances on TV.

Career and Professional Life

Keith in 1990 signed a record deal with EMI Australia and with that released his self-titled studio album.

However, he made a daring move by relocating to Nashville, Tennesse in United States in 1992. In the US he wrote songs for some established artists and also formed a band known as “The Ranch in 1997.

Urban had his big break in the US in 1999 when he released his self-titled American debut album, which became successful and made him the first male New Zealand performer to reach Top 10 on US country charts.

He has altogether released 11 studio albums and won so many top rated awards.

Discography (Albums)

Keith Urban
The Ranch
Keith Urban
Golden Road
Be Here
Love, Pain & the Whole Crazy Thing
Defying Gravity
Get Closer
Fuse
Ripcord
Graffiti U
The Speed of Now Part 1

Personal Life

Keith is married to Nicole Kidman and together they have two kids, Маrgаrеt Кіdmаn аnd Ѕundау Rоѕе Кіdmаn Urbаn.

He is a citizen of New Zealand, Australia and the United States of America.

Keith Urban Net Worth

Keith has been very successful in his career as a singer, songwriter and producer. He has acquired most of his wealth through the sale of his music and in the last few years has also launched an accessories line.

Keith Urban net worth in 2021 is estimated at $85 million.


Source: https://networtharena.com/keith-urban-net-worth/

As a student, you are always plagued with many difficulties,  low funds, how you manage your funds and so many more. You find that you spend more even while you are struggling to save.  However you can manage you funds better through a student budgeting app. Download these budgeting application on your smartphone and save and budget your money efficiently.

Student Budgeting App That Can Help Students Save Money

Mint

This budgeting app assists you identify your expenses while enabling you to adjust your spending. Once you connect mint to your bank account, it uses your details to help you create a personalized budget. This app helps you budget and save based on your available fund. You can download at www.mint.com, iOS store, and windows OS.

Wally

This student budgeting app helps you to manage your finances. It takes control of your money and helps to balance your funds and expenses. It also helps you to understand what you spend your money on.  You can log in your costs into this app. It reminds you when you exceed your set budget. You can download on iOS store and Google play store.

Level money

This is another student budgeting app and it helps you to follow your budget; it helps you to detect how much you spend. This app also helps you to save for more significant expenses such as school fees and the likes. It reminds you when you are paying more than what you have budgeted. This application keeps track of your budget and how much you spend. It rewards you when you pay less by putting the unconsumed money back to your account. You can get it in iOS store and Google play store.

Good budget

This student budgeting app helps you to plan your monthly expenses. It helps you to spend your money on what is necessary and essential rather than things that are frivolous. It helps you to keep track of your irregular funds. Download on www.goodbudget.com, iOS store, and Google play store.

You Need A Budget (YNAB)

This student budgeting app helps you to create a budget that you can quickly adapt to. It helps you to plan for infrequent expenses,  help you learn to live off previous funds. It also tells you when you overspend. You can get on iOS store and Google play store.

Pennies

This student budgeting app is straightforward to use. This app gives you the opportunity to transfer money if it is urgently needed in between budgets.  This app also tells you how exactly your spending habits can affect you financially tomorrow. It keeps you in check if you are the type that struggles with sticking to your budget. You can get this app on iOS store and Google Play Store.

Qapital

This budgeting application is strict; it returns the money you do not need to your savings. This app helps you to identify what makes you overspend and enables you to avoid them. You can get the app today on the iOS store and Google Play Store.

Budgeting has been proven to be one of the best ways to control your expenses and spending habits and in turn, helps you save. This budgeting application can help you save money and spend wisely.


Source : https://www.busytape.com/student-budgeting-app/

I love to read about successful people and how they became successful and that's why i love biographies. The world has had great entrepreneurs, people who were in a league of their own and who so much can be learned from. I know that when you start a business there are a million and one things to do, and you have to be up and about daily. But taking a break from this lonely, tiring and stressful task to read the books that tell you the story of those that have blazed the trail can be refreshing. These men and women who are ultra-rich will give you the secrets to their wealth. Also, you will learn how they conquered the challenges you are now facing. Here is a list of the best business biographies .

1. Steve Jobs By Walter Isaacson

2. Losing My Virginity By Richard Branson

3. Built From Scratch by Arthur Blank and Bernie Marcus

4. Delivering Happiness by Tony Hsieh

5. By Invitation Only by Alexis Maybank and Alexandra Wilkis Wilson

6. Idea Man: A Memoir of Co-Founder of Microsoft by Paul Allen

7. Wild Company: The Untold Story of Banana Republic By Mel and Patricia Ziegler


Source : https://financialslot.com/best-business-biographies/

It’s almost impossible for only you to be doing that kind of business. Hence, competition becomes unavoidable in the business world. Competition is also important because it stretches you to do better in your business and keeps you on your toes. This article is about how to stay ahead of the competition.

How To Stay Ahead Of The Competition In Business
Know your rivals

The very first step in winning that business competition is to identify who exactly you are competing with. Once you have known your competitors, make conscious effort to investigate what distinguishes your business from theirs. Note their advantages and weakness.

Position of strength and weakness

From your investigations above, you might have noticed some of your competitor’s advantages over you. It might be that they occupied more space, more organized staffs, lower price, or more quality. You really don’t have to give up the fight for these reasons. All you need to do is to look beyond their strength and focus on their weakness. Sure! Everyone has a weak point. So you must able to find at least one weakness you can use against them. Once you are able to get their weak point, use it as your strength by implementing the corrected version of the weak point on your business and let your prospective customer know why going for your choice is better. The bottom line here, look for what they are not doing right and do it right in your business.

Customer follow-up

Build contacts of your clients and stay lean. Make them to feel free in reverting to you about their dissatisfaction in your business offer. Know about your customer requirements. The edge you need over your competitors is being in the hearts of the customers. You can extract the truth from them with your closer dealings with them

Be innovative

Customers tend to get fed up with your business when there are no visible changes. Being stagnant is not good for a business growth. Just make it more interesting with some creativity and innovations.

Go after larger market

Don’t limit yourself with just people around your business locality. Extend your business online, invest more cash into your business, and hire professionals who can do better than the average normal staff. Create as large awareness as you can in getting new customers as well as in retaining the old ones.

Create a healthy workplace


It is very true that you being the business owner cannot successfully drive that business alone to the desired peak. You can be busy doing all you can think of doing, yet having your efforts ruined even by the lowest employee in your organization. To avoid this, learn to build a healthy workplace. You can actually make the people working with you to buy into your ideas and visions willingly by making them to enjoy their work, have interest in their lives, treating them as friends and not slave. Once that is achieved, there will be an increased productivity

With your great workforce, excellent customer service, and top in class marketing strategies, you will certainly stand out and stay ahead of the competition

Source : https://www.busytape.com/stay-ahead-of-the-competition/

There is a common saying that "knowledge is wealth " and inside books exists so much knowledge. The common denominator among very successful people is that they are avid readers. From Jeff Bozos, to Bill Gates and Mark Zuckerberg etc, you will find a book list which they have read and recommend for reading.

Most of us dream of leaving our 9 to 5 jobs to run our own world class businesses but it takes a lot of courage, experience and knowledge to achieve these dreams. Business is a mine field and you often need the advice and guidance of those who have walked that path successfully before you.

So you can start learning from their mistakes and improve your business by reading their books. Use this compilation of books as a guide and apply their advice to become a world-class business mogul. Here is the list you have been waiting for in the must-read books for entrepreneurs.

1. The psychology of selling by Brian Tracy
2. Who Moved My Cheese?
3. Rich Woman by Kim Kiyosaki
4. Thinking Fast and Slow by Daniel Kahaneman
5. The Startup of You: Adapt to the Future, Invest in Yourself and Transform Your Career By Reid Hoffman
6. The 4 –Hour Workweek by Tim Ferriss
7. The $100 Start-up by Chris Gillebeau
8. Click Millionaires by Scott Fox
9. The E-Myth Revisited by Michael E. Gerber
10. Crush it! by Gary Vaynerchuk

https://financialslot.com/must-read-books-for-entrepreneurs/

This article will explore the best business biographies of the most successful entrepreneurs. I know that when you start a business there are a million and one things to do, and you have to be up and about daily. But taking a break from this lonely, tiring and stressful task to read the books that tell you the story of those that have blazed the trail can be refreshing. These men and women who are ultra-rich will give you the secrets to their wealth. Also, you will learn how they conquered the challenges you are now facing. I sincerely do hope that you find out time to check out some of these books in a bookshop close by or online. I have read them and the lessons you will find in there are priceless especially if you are a business person or looking forward to venture out someday. Here is a list of the best business biographies. They will guide your steps. Let us see their lives in these 7 books now.

1. Steve Jobs ( Co - founder of Apple )
2. Losing My Virginity ( Richard Branson, founder Virgin Group )
3. Built From Scratch by Arthur Blank and Bernie Marcus ( founders of Home Depot )
4. Delivering Happiness by Tony Hsieh
5. By Invitation Only by Alexis Maybank and Alexandra Wilkis Wilson ( founders of Gilt )
6. Idea Man: A Memoir of Co-Founder of Microsoft by Paul Allen
7. Wild Company: The Untold Story of Banana Republic By Mel and Patricia Ziegler


https://financialslot.com/best-business-biographies/

Warren Buffet is known as one of the world's best investors. He has turned his small company Berkshire Hathaway into one of the most valuable companies in the world with its share price currently at over $300, 000 per share. The company is a holding firm that owns several listed blue chip companies.

Warren Buffet is not only a study in business success but also in humility and philanthropy. He still drives the same car and lives in the same house for decades. Buffet has already given out several billions of dollars to charity and has committed to giving out over 90% of his wealth at death. He is currently worth over $80 billion today.

This post is a list of the Warren Buffet recommended books. Warren Buffett is presently one of the most successful investors alive. And so, when he speaks the world listens. Also, he is an avid reader and says that he spends up to 80 percent of his time in the office, reading, and thinking. If you like to know what he reads daily, here are the top Warren Buffet recommended books that you should read immediately.

1. Business Adventures: Twelve Classic Tales from the World of wall street by John Brooks
2. The Intelligent Investor by Benjamin Graham
3. Nuclear Terrorism by Graham Allison
4. Stress Test: Reflections on Financial Crises by Tim Geithner
5. Jack: Straight from the Gut by Jack Welch
6. Outsiders by William Thorndike Jr.
7. The clash of the Cultures by John Bogle
8. Where are the Customers Yachts? by Fre Schwed
9. Essays on Persuasion by John Maynard Keynes
10. Poor Charlie’s Almanack by Charlie Munger as edited by Charles Munger


https://financialslot.com/warren-buffet-recommended-books/

Mide3367:
Not complete without richest man in babylon

There are always many more books to add. Have you heard the saying "the beautiful ones aren't yet born". you can add to the list bro. cheers

In this post, you will get a list of 20 of the best finance books that will lead you to success in your finances. Books on finance are written to teach you what you need to know about Finance. Also, these books will give you tons of value much more than you pay for them. A book gives you a lot of information that you could have taken a lot of time to research. Besides, when you read a book you improve your skills in a short time.

But, the problem is that there are many finance books that run into thousands. But, this article has done the heavy lifting for you and has put the best finance books that you can get on the market here. Let us see the list immediately.

10 Best Finance Books That Will Lead You To Success

1. The Intelligent Investor: The definitive book on value investing
2. Think and Grow rich
3. One Up on Wall Street
4. Security Analysis
5. Rich Dad Poor Dad
6. The Theory of Investment value
7. The Millionaire Next Door
8. The Investment Answer
9. A Random Walk Down Wall Street
10. Against The Gods : The Remarkable Story of Risk


https://financialslot.com/best-finance-books/

Saving and investing when done effectively helps us live financially healthy lives. And, not just saving but doing it right. You will find in this article, saving and investing tips for all ages. Its never too late or early to get started.

Saving and investing remains two requisite paths for anyone on a journey to financial freedom.It is quite interesting that anyone can take this path.  Children, Teenagers and  Adults can save and invest in ways that opens doors to financial freedom. 

So what ways should this be done? 

What habits should be cultivated? 

Here Are 7 Saving And Investing Tips For All Ages




Track Your Earning And Spending 




Monitoring your cash flow remains the number one way to get started. The thumb rule is to live according to or below your means. If you find yourself spending more than you earn or going into debt due to your lifestyle, then you need to cut down on some things. Tracking your earning and spending is one of the biggest saving and investing tips.


It could be eating out, expensive hair dos, unnecessary designer outfits and more. Track your spending. Create a list and distinguish your needs from your wants. 

Parents can help their kids learn this by allocating calculated allowances to their kids. They should help them cut out on unnecessary things and live based on allocated allowances. This is the first step to make a savings or investment. 




Set A Goal




You have made the decision to start a savings. Now you have to set a goal. How much will be saved? What amount should be your savings goal?  For adults, you should be aiming to save up to the amount you spend monthly for six months. 

For kids and teenagers, they could set a goal to save an amount worth six months of their monthly allowance. To meet the goal, you have to be willing to spend less and sacrifice some wants.

An easy way to stay determined to the goal is  putting a small amount away consistently. Its simpler to sacrifice small amounts monthly. 




Have A Strategy




Saving is not an easy thing to commit to. Regardless of age, it is natural to want to talk yourself out of it. The sacrifice is hard but the gain is sweet. Having a strategy will make commitment way easier. 

So what is the strategy?  For anyone serious about saving, your savings account should be separate from your checking account. When you get your monthly pay, have a portion of it transferred to your savings account before any thing else. 

Prioritize your saving over all other expenses and deposit amounts into your savings account immediately you get your pay check. You could consider automating your savings so the amount is deducted as soon as you get your pay. This will save you from the temptation of wanting to spend it. 

For kids, they can put away tiny amounts in piggy banks before diving into the whole allowance. With proper guidance, they will get used to the habit. 




Save In The Right Place 




A good way to stay motivated about your saving is putting your money in places where you get an interest yield. The yield can be gratifying and you will feel motivated to save more. 

Savings accounts generate interests over time but there are better options that give higher yields. You could consider certificate of deposits, Roth IRA, Employer supported retirement plan, money market accounts  or treasury bills. This options will get you better annual interests that will motivate you to save more. 

The savings in these accounts can serve as your emergency funds when unexpected situations arise. 

Parents can support their kids on their savings journey by setting up something similar to the Employer supported retirement plans. When the kids have saved up to a certain amount, the parents should pay them interests for the amounts saved. They will be excited about the bonuses and happily stay committed to their savings plan. 




Avoid Debts




Debts could counteract your savings or investment plans. You will find yourself busy paying off the interest from your loans and debts that saving becomes difficult. Avoid borrowing and save up for big projects instead. 

If you already are in debt, the first step is to pay off your debts. Cut down on extra expenses and focus on settling all you owe. Avoiding debts is one of the key saving and investing tips that will aid financial freedom.


Kids and teenagers can be guided by their parents to avoid debts too. If your child or teenager demands for extra allowance, you can make them pay for it with an additional interest. This will teach them to make do with their allowances while staying away from debts. 




Raise Your Earning




Its okay for your lifestyle to require more money so long as what you are going for falls in the circle of your needs. Looking to raise your earning is a smart way to also raise your savings. You could consider getting a specialized degree or an extra certificate. 

This will allow you diversify your income hence adjusting your cash flow and savings. With an increased income, you stand a better chance of saving up for your vacation or dream house. 

Teenagers can be taught this too. They could get summer or part time jobs to save up for whatever they may want. They should see this as an alternative to augmenting their usual allowance and getting what they want without going for a loan. 




Commit To Your Investment Plans




On the long run, all the yields from your savings should be channeled into your investment plan. Consider saving two hundred dollars a month for three to four years, you will get the amount needed for your dream car or house. 

Saving up to get a home of your own is like a win-win thing. You will be leaving your rented home to your new home without any debts to pay off. 

You could also invest  in real estate, stocks, purchase of shares or any other profitable venture. Kids could see their purchase of that video game as a return for their commitment to their investment plan. 

So, saving and investing is open to all ages. Commitment to your savings plan leads to a life of  financial freedom and ease. 


https://financialslot.com/saving-and-investing-tips/

Saving and investing when done effectively helps us live financially healthy lives. And, not just saving but doing it right. You will find in this article, saving and investing tips for all ages. Its never too late or early to get started.

Saving and investing remains two requisite paths for anyone on a journey to financial freedom.It is quite interesting that anyone can take this path.  Children, Teenagers and  Adults can save and invest in ways that opens doors to financial freedom. 

So what ways should this be done? 

What habits should be cultivated? 

Here Are 7 Saving And Investing Tips For All Ages




Track Your Earning And Spending 




Monitoring your cash flow remains the number one way to get started. The thumb rule is to live according to or below your means. If you find yourself spending more than you earn or going into debt due to your lifestyle, then you need to cut down on some things. Tracking your earning and spending is one of the biggest saving and investing tips.


It could be eating out, expensive hair dos, unnecessary designer outfits and more. Track your spending. Create a list and distinguish your needs from your wants. 

Parents can help their kids learn this by allocating calculated allowances to their kids. They should help them cut out on unnecessary things and live based on allocated allowances. This is the first step to make a savings or investment. 




Set A Goal




You have made the decision to start a savings. Now you have to set a goal. How much will be saved? What amount should be your savings goal?  For adults, you should be aiming to save up to the amount you spend monthly for six months. 

For kids and teenagers, they could set a goal to save an amount worth six months of their monthly allowance. To meet the goal, you have to be willing to spend less and sacrifice some wants.

An easy way to stay determined to the goal is  putting a small amount away consistently. Its simpler to sacrifice small amounts monthly. 




Have A Strategy




Saving is not an easy thing to commit to. Regardless of age, it is natural to want to talk yourself out of it. The sacrifice is hard but the gain is sweet. Having a strategy will make commitment way easier. 

So what is the strategy?  For anyone serious about saving, your savings account should be separate from your checking account. When you get your monthly pay, have a portion of it transferred to your savings account before any thing else. 

Prioritize your saving over all other expenses and deposit amounts into your savings account immediately you get your pay check. You could consider automating your savings so the amount is deducted as soon as you get your pay. This will save you from the temptation of wanting to spend it. 

For kids, they can put away tiny amounts in piggy banks before diving into the whole allowance. With proper guidance, they will get used to the habit. 




Save In The Right Place 




A good way to stay motivated about your saving is putting your money in places where you get an interest yield. The yield can be gratifying and you will feel motivated to save more. 

Savings accounts generate interests over time but there are better options that give higher yields. You could consider certificate of deposits, Roth IRA, Employer supported retirement plan, money market accounts  or treasury bills. This options will get you better annual interests that will motivate you to save more. 

The savings in these accounts can serve as your emergency funds when unexpected situations arise. 

Parents can support their kids on their savings journey by setting up something similar to the Employer supported retirement plans. When the kids have saved up to a certain amount, the parents should pay them interests for the amounts saved. They will be excited about the bonuses and happily stay committed to their savings plan. 




Avoid Debts




Debts could counteract your savings or investment plans. You will find yourself busy paying off the interest from your loans and debts that saving becomes difficult. Avoid borrowing and save up for big projects instead. 

If you already are in debt, the first step is to pay off your debts. Cut down on extra expenses and focus on settling all you owe. Avoiding debts is one of the key saving and investing tips that will aid financial freedom.


Kids and teenagers can be guided by their parents to avoid debts too. If your child or teenager demands for extra allowance, you can make them pay for it with an additional interest. This will teach them to make do with their allowances while staying away from debts. 




Raise Your Earning




Its okay for your lifestyle to require more money so long as what you are going for falls in the circle of your needs. Looking to raise your earning is a smart way to also raise your savings. You could consider getting a specialized degree or an extra certificate. 

This will allow you diversify your income hence adjusting your cash flow and savings. With an increased income, you stand a better chance of saving up for your vacation or dream house. 

Teenagers can be taught this too. They could get summer or part time jobs to save up for whatever they may want. They should see this as an alternative to augmenting their usual allowance and getting what they want without going for a loan. 




Commit To Your Investment Plans




On the long run, all the yields from your savings should be channeled into your investment plan. Consider saving two hundred dollars a month for three to four years, you will get the amount needed for your dream car or house. 

Saving up to get a home of your own is like a win-win thing. You will be leaving your rented home to your new home without any debts to pay off. 

You could also invest  in real estate, stocks, purchase of shares or any other profitable venture. Kids could see their purchase of that video game as a return for their commitment to their investment plan. 

So, saving and investing is open to all ages. Commitment to your savings plan leads to a life of  financial freedom and ease. 


https://financialslot.com/saving-and-investing-tips/

You have so much control over your environs when you own a home. Renting an apartment deprives you so much reduced access to your environment. But then, there are still a lot of things you can do to cut down on the amount of money that goes on utility every month if you are considering energy savings. Here in this article are easy and quick guides on how to save money on utility bills.

You know every effort you make to keep the cost of things low should have every bit put into consideration. And if you have had to sort out utility bills for a few years, there are chances that you are aware of the likelihood of these bills getting out of hand. 

What Are Utilities?

Utilities are simply the services you receive to run your home. These services can vary, but they largely include electric services, gas, and water. Internet services, phone, and a host of others are included as well.

So, if you have found yourself paying hugely to have the water running or the lights retained, here are steps on how to save money on utility bills.

1. Make Use Of Fluorescent Light Bulbs
2. Replace Your Filters And Cleanup Vents
3. Unplug Unused Electronics
4. Consider Programmable Thermostat
5. Speak To Your Utility Company
6. Consider Low-Flow Water Fixtures
7. Fix Fans
8. Harness Fancy Curtains
9. Use Dryer Balls To Cut Down On Drying Time
10. Get Your Appliances Upgraded
11. Get Your Appliances To Function Smartly
12. Optimized Windows Coverings


Source : https://financialslot.com/how-to-save-money-on-utility-bills/

Great things start with small beginnings

This post will teach you how to invest in Gold. Investing in different instruments serves to grow your portfolio and diversify it; to safeguard your investments. In most cases, people look for safe-haven products like Government bonds and treasury certificates. Though the safety of the investment is paramount, there is also the need for growth. Hence, Gold is considered an avenue to invest that is less volatile than stocks or Forex.


Gold as a commodity

Every investment product's price is determined by demand and supply. Also, if you want a product to rise in price, then it must be scarce. You mine most of the gold from rocks. And the largest producers of gold in the world are China, Australia, and Russia. Besides, you use gold for making Jewelry, in the aerospace industry, for medicine, dentistry, and electronics.

Why do people invest in Gold?

Investors buy gold instead of keeping a large amount of cash if they suspect there is a recession, uncertainty in a country, inflation or depreciation of a currency in the economy. Also, they hold a position in gold as insurance when the financial market is going down.

Steps on how to Start Investing in Gold

Buy Physical Gold

If you are thinking of how to invest in gold, then you can start buying physical gold. And as you do that, you will gain experience by buying Gold Jewelry, Coins, or Bullion. Also, gold bullion's price is usually close to the price of gold.

And Gold bullion is purely created for investment purposes. And if you want to buy gold bullion, you must pay premium prices that starts from 3 to 10 percent. You will also need to store it in a vault or a deposit box in a bank.

Buy Gold Futures

Traders trade Futures in recognized exchanges all over the world. Futures contracts let you buy and sell an underlying commodity at a set time in future and at a price from the futures contract. Also, we have Futures in different commodities. One of which is gold. And you can trade Gold futures on the Chicago Mercantile Exchange. You have covers of 100 troy ounces of gold that you can trade in that exchange.

If you want to trade in Gold, you must deposit an initial margin or the smallest amount you can use to open a position. And daily your position is marked to market. That means if the price goes up you make money and if it goes down you lose money.

Invest In Gold ETFs

Another way of how to invest in gold is to buy exchange-traded funds (ETFs.)  You can invest in Gold ETFs if you don’t like gold futures. So rather than buy Futures contracts, you can buy shares of ETFS and you will have exposure in Gold.

Invest in Gold Mining Companies

When you invest in a gold mining company you will be exposed to gold, although the exposure may be limited sometimes. These companies have operating risks that are not correlated to the price of Gold. So regardless of the price of gold these gold mining companies can suffer operating problems and be at the risk of default. If that happens, then the company won’t be able to pay you back your initial investment in or pay you dividends.

https://financialslot.com/how-to-invest-in-gold/

Do you think it is impossible to lose your money to fraudulent people? How would you feel if you build up your personal assets and in a second all that you have labored for disappears into thin air? This could happen to anyone who is not proactive to protect their financial transactions and document from criminals. In this post, I am arming you with the information to protect yourself, account and money from fraud. Here is how to protect your money in the bank from fraudsters out to steal your identity and money.

Monitor your financial statements

The first thing you should do is make sure you check your statement regularly. Also, ask for your credit report every 3 to 4 months. You should also check your accounts regularly especially when you do a lot of shopping.

You should quickly contact your bank’s customer service official, if you spot anything that is not correct and if you were not the one that approved the transaction.

Go paperless and shred paper documents

Going paperless and shredding paper documents is another way on how to protect your money. Don’t throw your bills and statement of the account into the trash bin carelessly

Get a card with embedded chip technology

The EMV chip on your credit card or debit card helps to keep your card safer. The chip produces an authentication of your transactions by single user code.

Create strong passwords

Don’t use passwords that contain your spouse or children’s name or birthdays. Creating strong passwords is one of the best ways on how to protect your money. Instead, create strong passwords to make your banking passwords secure.

Beware of Phising Scams

Watch out for this kind of scams. They may include email messages from fake bankers asking you to update your account information, criminals posing as IRS officials and asking for your personal information

Put a password on your phone

Putting a password on your phone is another method on how to protect your money. Most of us store much personal information on our phones. Remember you have finance and bank apps that you use

Select a bank that will help you fight fraud


You need a bank that will stand by you in case your credit or debit card is stolen

https://financialslot.com/how-to-protect-your-money/

In this Covid-19 era where death is becoming rampant, putting a will in place becomes a necessity for everyone especially those who own sizeable assets. We have heard stories of relatives hijacking the assets of a deceased person to the detriment of his immediate family but this would not be possible or very easy to achieve if a will had been put in place.

Find below an article I found useful on "10 Things You Need To Consider When Writing A Will.


https://financialslot.com/writing-a-will/

Passive income makes a lot of sense in this COVID 19 period. I found this article interesting.

https://financialslot.com/best-passive-income-ideas/

I believe this article " 10 Tips on How To Trade Forex For Beginners" may prove useful for people interested in forex trading


https://financialslot.com/forex-trading-for-beginners/

Bill Gates is one of the richest men in the world. In fact he is the second richest as of today and has held the richest man in the world title for several years. He is also a co founder of micro soft corporation and a renown philanthropist.

In this article we have captured his life and net worth and you can find every thing you need to know about this phenomenal business man in the link below

https://financialslot.com/bill-gates-net-worth/