₦airaland Forum

Tayorshd87:
You right from this angle too bro ..

We can't just conclude because same children might grow up to become millionaires too and the family lineage will Prosper.

And what if they don't become millionaires rather useless boys on street?
Hoping on your kids to make it in future to take the family out of poverty is useless plan to me honestly

Bobodee09:
My actual problem is fear of the unknown and unforseen expenses.

For instance last year March my daughter just came back from school and by night she got really sick.
In just 6days we spent over 200k on hospital bills.

I don't have people to run to for help, infact I hardly even ask anyone for help...so I can't afford to be financially stranded.

So that my fear which limits me alot but I think I need to put it aside now.

I was once like you who was scared of the fear of unknown.
Even when the money is there, I was always scared of spending it on myself because who knows, what may come up and nobody to run to for bail out but I had to change my plans.
Dropped my cost of living down even though my wife complained about it so as to free up more disposable income.
This disposable income should be invested into safe investments like mutual funds that give regular passive incomes.
As your passive income grows, it starts taking care of you house bills while you have more income for yourself.
This plan may take 2/3 years to materialize but it's worth it.

Parizz:
you fork around?

No bro, i don't but sure do take good care of myself even though i am married.
Looking good, smelling nice and having admirers is actually not bad.

Staywithbina:
Bro that’s the life ,go to gym ,go for shopping,take yourself out ,spend on expensive clothes and shoes ,expensive wrist watch ,go for swimming,rent a house inna big men environment,eat good food ,put
On nice deodorants,don’t even allow anyone who’s not your level around you ,spend time with bigger boys and girls ,get a sweet ride ,go for sky dives ,have fun with your self ,do it all
The time and all the time ,keep 20 plus girlfriends and Call up any of them when you need em ,spend good money on yourself ,make sure when you are spending 10k on a woman that you already spent 5m on yourself

You are very correct bro....when you do all these, naturally you see your value rise and it will look as if a veil has been lifted from your face when you see the calibers of women you are now rolling with.
You will look back at your old simp days when you were always begging your Ex, always trying your best to make the relationship work while your babe is giving cold shoulders and you will feel like laying down make dem wipe you better koboko for your foolishness.

PantShifter:
The money is gone, just look for a way to fùck her and get your money's worth

Nah!!!!
The pussy is on the table but ain't banging a married woman....that is my red line

nairalanda1:

missjekyll:
The woman is obviously in love with poverty. She will have her wish. With 5 poorly educated children born into poverty, there's no enjoyment for her because she will never retire.

Rather her than me

And the funniest thing is that the Trend will continue.
They daughters would get impregnated at a young age by one road side vulcanizer or mechanic who is giving her stipends while the boys would get girls from same impoverished homes like pepper seller's daughters, ogogoro seller's impregnated.

missjekyll:
Omo this guy don mad finish.
He wanted to use his last card just to book a hotel for sex. Meanwhile him and all his family are being fed by his father-in-law.

Why will they not take your fish? You are lucky they didn't carry your whole soup.

Ogo Ana atulu nni.
Inlaw wey im inlaw dey feed.

Inlaw wey im inlaw they feed...

quincee88:
Obavoh my guy, how far? Still giving birth? Your story don dey dey complicated o.

No wahala sha as e be say you don land 150k job. As e be now ₦200 for coconut, tiger nut, dates and the likes no longer a problem.

I'm sure with the balance from this money, cause I'm calculating like 15k should feed your family for the month base on say una don already dey use ₦500 make delicious soup before now. As e be now, in the next 6months you go don already build mansion. Life don set for una like this o
🤣🤣🤣🤣🤣🤣🤣🤣🤣

Mansion kee?
Abi another set of twins coming since the man don land good job now.
Rubbish

EmperorIsaac:
And the woman should stop opening her legs and increasing Nigeria's poverty index!

Na real Poverty Index

emmeyen:
You wife miscarried and instead of allowing her to heal, you started demanding for sex. That woman has 5 kids with the last one being under 2 years but na sex dey your head. You get mind to dey frustrated because of sex in that condition when you should have been thinking of a way forward. Which mother will be happy with that kind of son in law who lacks self control and uses her daughter's body as he likes? If they allowed you, you would have impregnated her again in her parents' house. Obavoh mind yourself oh. I'm happy that things are better for the sake of that woman and those innocent kids. You wife too had better start using her brain. Else if she dies today, you will remarry within one month. Congratulations anyways, but have sense please.

The man doesn't even like himself.
Like, you are going to work all your life for children without enjoying your own life too.
I see people like him everyday. They don't have any plans for the kids.
Those kids will go to public primary school while even defaulting on 2-3k school fees per term, no uniform, no books, nothing.
When they struggle to finish primary school, then it is either they go and learn handwork like carpentry, mechanic, tailor, hair dressing or one or two go to public village secondary school again and that's all.
That's all.
Just that's all
No future for those kids.
They were brought to life to come and suffer and see their mates whose parents planned for them riding sweet cars, going on nice dates while they savour and licking their lips fantasizing on doing same too.... We call them Window Shoppers.
If he is not lucky, his daughters would be tomorrow prostitutes in clubs and bars while his son's would be tomorrow's hired killers, militants, terrorists, pipeline vadalizers, touts/agberos etc

Mom007:
Stop getting your wife pregnant this boy. Allow her womb to heal. If I'm not mistaken, you already have 5 kids under 10years. Her body is not firewood. Go and do family planning and don't kill that woman and leave those children motherless. That's what I have to say. I am happy for u that you are back on your feet but Stop flirting with disaster. This economy is not favourable for birthing babies upandan.

5 kids?
For a man earning 150k per month?
And he thinks he is back on his feet?
A walking Disaster indeed and Yes, he is really really FLIRTING with disaster

wonder233:
That aspect of poor hating the rich in Nigeria is false:
The poor idolize the rich. They worship the rich.
The people they hate is the middle class. They are envious that "why are they not down like us?"
They masquerade their hate for the struggling middle class as hatred for the rich. No Sir, they absolutely adore the rich.
The middleclass lives among them, so they are super envious of them, the rich live in exclusive neighbourhoods, so they can't even see them to hate.
Let's get the difference right.

Gbam !!!

Staywithbina:
Car Wey em suppose park for em family house before the suicide atleast his family will sell the car and use the money to bury him ,now the car don turn exhibit for police hand ,you know how much them go use bail the car ,even in death bro no even fit still take good decisions

Staywithbina:
I wouldn’t know if I was to thank her for opening my senses or be sad that she totally changed me into the person I can’t even recognize myself ,I went from being soft to hard over night ,now I can even stand and watch my wife get banged by 300men and I won’t feel a chill at all ,like I don’t give a damn no more .
Omo is not good to put your life into the hands of another ,they will take it for a ride

We are in spirit bro.
I am so cold now with relationship that even if I see someone doing something with my woman in my matrimonial bed, I will just excuse them to finish and sit in the parlor.
I will never make that mistake of putting my life and happiness in the hand of another human being or a woman again.... Never.
I love the new version of the person I am now.
My happiness and everything is from inward and not outward anymore

Faber:
There are 6.8 billion pu**ies in the world, green, yellow, white, black and brown...

Then I go come kpai myself because of one dirty black pu**y... 😡😡😡

It cannot be me, even if government make it a law that you will kpai yourself if your woman cheat on you, I will break that law and ran away from that country

Una get bad mouth for this forum sha

Iseoluwani:
maybe he borrowed money to do cbex

WritterNg:
The US is an enemy of progress 👿

Very envious nation and people. Tueh!!

REAL ENEMY OF PROGRESS.
This is the right statement have been thinking about sef.
Always blocking the progress of those trying to grow.
Baba nla enemy of progress

WritterNg:
⚡US tells EU: Pick Us or China.

The U.S. is pressuring the EU to cut economic ties with China as a condition for a future trade deal and tariff relief.

The overall US strategy is to decouple from China, and any country who wishes to have a trade deal with the US will also have to distance itself from Beijing.

What kind of rubbish is this?
So no more free trade? I see.
They only say that when it favours them

FORWARDEVERLY:
Omo women dey quick old lol.see as D guy dey age backward while the wife dey old every day....


Men, make money and do Shakara for woemen oo.. E get why.

E get why bro.
Women ages faster, I guess due to pregnancy, delivery and monthly mensuration but men who take care of themselves age gracefully albeit handsome/good looking

advanceDNA:
What I want to hear is how the woman's infidelity is the husband's fault and how he's childish and toxic for locking the shop

NettyNelly:
Please It would be helpful if you can quote the place Ositadinma and emmanuelewumi taught about this, i will really appreciate that

For Osita ....
See below pics

For emmaewumi, didn't snap it but you can always access cash-backed loans from brokers e.g united capital.

WriterrNg:
⚡U.S. Plans to Use Tariff Negotiations to Isolate China.

Trump plans to offer lower tariffs to over 70 countries in exchange for cutting economic ties with China.

Under the proposal by Treasury Secretary Scott Bessent, partner nations would be asked to:

— Block Chinese goods from transiting through their borders.

— Ban Chinese firms from setting up operations.

— Avoid importing cheap Chinese industrial products.

Lol......It is all about isolating those who wants to grow or subdue them.
Not trading with china is okay but forcing others not to do is so so so childish.
Same pattern, different scenarios.....Forcing EU and allies not to trade with Russia and sanctioning them.

WritterNg:
⚡Serbia may be blocked from joining the EU if President Vučić attends Russia’s Victory Day parade on May 9.

European officials warned the visit would violate EU membership standards.

“Certain decisions come at a cost,” said Estonia’s foreign ministry secretary-general, Jonatan Vseviov.

“The consequence is them not joining the European Union.”

So the criteria for joining EU is to HATE on Russia?
Na wa ooooo
What an organisation.
And these are people preaching free trade and freedom in general?

A roic of 20% on mutual fund, 30% on stocks per annum is 25% on average.
A 20m in MF will give 4m
A 30m in stock will give 9m
Total profit is 13m.
ROCE = 13m/50m x 100% = 26%

emmaodet:
@ ItGeek
1st year, you pay 2.1m interest and 1.9m principal, balance 5.1m.
2nd year, you pay 1.5m interest, 2.5m principal, balance 2.6m
3rd year you clear the loan with roughly 500k cash balance.
Which brings us to the next question - inflation and devaluation in 3 years so as not to render your initial capital useless at the long run.....

As seen in attached picture, 1m naira as at 2014 was $5,000 at @197 to $1 exchange rate.
The same 1m has shrunk to $606 in 2024, 10 years later at an exchange rate of 1650 to a dollar.
That is a 19% reduction on yearly dollar basis.
$5000 in 2024 at 1650 rate = 8.25m if that money was held and not changed from 2014 to 2024.
If that $5,000 was invested in dollar bond at %7 rate, it would have increased to $9,800 in 10 years, 2024 to give around 16m compared to 1m in 2014 left in naira.
For the 1m to be relevant in naira, it has to generate atleast 30% per annum from 2014 to 2024 to give 13.8m which looks possible with a mixture of mutual funds and stocks or a 32% per annum to give 16m by 2024.

ItGeek:
Please how does no 2 work ?

Using 20m in mutual funds at 20% interest rate given 4m per annum as profit as an example.
It means you will have to take a loan that both the yearly interest and one third of the principal can be paid yearly, total payable in 3 years.
Which means you can take a 7m loan and invest in stock payable in 3 years without external cash been used to clear the debt.
1st year, you pay 2.1m interest and 1.9m principal, balance 5.1m.
2nd year, you pay 1.5m interest, 2.5m principal, balance 2.6m
3rd year you clear the loan with roughly 500k cash balance.
Which brings us to the next question - inflation and devaluation in 3 years so as not to render your initial capital useless at the long run.....

dvkot:
what has happened to defeating Russia in the battlefield?

He altered that statement when NATO chiefs were much in Ukraine with a lot of plans, weapons and men to fight.
So the confidence was very high unlike now that it is the opposite

WritterNg:
⚡Russia Seeks to Base Warplanes in Papua, Alarming Australia.

Russia has reportedly requested permission to station long-range aircraft at Manuhua Air Base in Papua New Guinea, just 1,200km from Darwin, according to Janes.

Australian PM Anthony Albanese said Canberra is seeking clarification from Indonesia, warning:

“We obviously do not want to see Russian influence in our region.”

The base lies near key U.S. and Australian military installations.

Lol.... They don't want to see Russia bases around them but they are all eager to put not just 1 but many around Russia.
Hypocrites

Acidosis:
A country where 35 years of honest work doesn't guarantee you can afford a plot of land in Lekki will always be a fertile ground for Ponzi schemes.

Why Lekki?
Everyone can't stay there.
It is an area for the rich.
Many average Americans won't be able to buy a land at US cities high end areas too.
I think average teachers can easily buy land in low end of Sagamu or ijebu ode