₦airaland Forum

Few days ago at about 7am I got a notification about an online transaction carried out using my ATM card I rushed online to check what transaction it was only to notice is was a purchase made from a Chinese Marchant. I checked my account and found my money was still intact which means myou bank was yet to authorize the transaction.

I immediately called GTbank to notify them of this fraudulent transaction my card was later blocked about 4hrs later when I went to a branch of GTB.
I felt everything was okay till about 9pm when I got a debit notification of that same transaction that I expected the bank to Deny since I reported early enough.
Below is the reply the bank sent me today about my complaint.

Dear Sir,



Thank you for contacting Guaranty Trust Bank plc.



We sincerely empathize with you on any inconvenience you may have experienced with the use of your Card



To stop further debits, we advise that you kindly contact the Merchant directly or visit the Website to cancel the transaction,.



You may however also choose to Deactivate (Hotlist) your Card and Request for a Replacement



Internet Banking:



I'm a bit shocked the bank is telling me to contact the merchant or visit the website to cancel the transaction.

Well my concern is that I reported this transaction as fraudulent but the bank went ahead and authorized the payment.
Secondly, the bold part of the message shows they are not capable of denying further fraudulent transaction from going through even if it's reported.

I'm a bit worried about this bank and their so called safe token which was supposed to prevent such transaction.

I've requested a new card but their response is worrisome.......any advise pls

Amaechi: I never took a penny from Dasuki and during my tenure as a governor people know I never stole a penny.

Huasa man: Amaechi better calm down I have a copy of your fraudulent transaction under my arm.

The man on suit: Aboki so you have a copy too

.

delectablegyal:
Don't have sex till marriage.

If you don't lash her another person will

tuminix:
Don't know why ladies get excited when it comes to wedding....

Most marriages are scam unless you meet the woman that genuinely loves you

Become an unstable employee and your boss will come here to ask us how to deal with unstable employee.

So no one bothered to know how this kid stood at such a position?

How did he climb there considering there's just a tiny space between the wall and the bed........he must be a wizard

I seldom read stuffs like this unless it has some calculations in it....bruh well done you've kept me reading and smiling those forex guys delt with my brother they even sold him all "how to get rich books".

timothyfixedd:
Good day all..... I am timothy" from nigeria, currently living in abuja.
I'm a Gambler who had lost almost everything in betting until I met a Russian source who helped me and showed me the right path to take....
Have helped so many people in winning big with my matches both here in Nigeria & Europe mostly! Coz we blacks don't appreciate what we have out of greed to buy real fixed games.......
I'm not a scam & will never be so I'm here to help those who have the zeal to win big and invest through betting!!!
Interested person should call me now on: 07069477446 Saturday games are available

Timothy buy 2 fixed games then stake 20k so you can close down nairabet

Naija girls will be so happy to get this info it's now up to them to find a location to vacuum their flat asses

The girl must have stressed and used the guy then finally gave in. One girl suffered me for weeks while making all sort of request the truth is that I wanted to be serious with her initially but she was playing smart I then played along I dumped her silly ass after a few days of serious tournament.

Ogogoro news

12inches1:
that is black market rate (middle market). Stop passing wrong info. From CBN it's still under 200 naira to a dollar

This is no wrong info. CBN is actually making money from this official exchange rate. Instead of 270 bank will exchange at 196 which mean you lose about N74. They can as well decide to make it N100 to a dollar as official rate which means more suffering

endtimesblog:



Nigerian blogger wey get adsense go be like.. make december 22 reach ooooooooooo



Omo see money

You are wrong. The official exhange rate is still about N197 to a dollar which is still bad news to those exporting or receiving payments through banks. As long as you don't get physical dollar to exchange in black market this is no good news

This are just few discoveries. Imagine Abacha's loot and the one's happening since 60's no wonder Nigeria is this backward yet they keep telling us we don't have enough money.

phemierowl:
Christianity is not synonymous with hypocrisy, be told

You are not a Christian. If you are you will know what Matthew 5:44 says and in case you don't have a bible it says you should love and pray for those who hate you.

phemierowl:
Rubbish, CAN should know there is difference between Christianity and hypocrisy, this that CAN is doing is hypocrisy, that won't earn them sympathy from muslims, they hate christians and never hide it

This is where maturity comes into play. You can win a soul by showing a nice gesture. It's not always about hate.

martineverest:
Good, but they got what they deserved.. Their megalomania have been reduced to zero.y would you block a federal and be heavily armed during processioning and pelting military man when he was trying to settle differences, amicably?

They were heavily armed and no casualties on the side of the Army? Sometimes you have to analyse what is reported on the paper and do you think shooting at unarmed civilians was the right way to disperse them? How about using teargas?

I pray you one day with in a mix with NA.

It's not about where he is from I am looking at this guys age which is meanwhile some old baboons are in charge of power in Nigeria.

The dance pain you I swear ntoorr!!

hardywaltz:
Foolish woman and pretender

She left the door to the yam barn open and pretended not to know that Dasuki the goat and GEJ the sheep have sneaked marched in to wack the yams.

In Physics there is what we call "Yielding Point" ......that's where we are now

All android phones can activate the greyscale if you have developer option enabled. Just go under the circled menu and select monochromacy and everthing turns grey to save you battery.

fabolakers:
Falseman is this normal or I really need the tweaking badly cos I don't have root access yet.

Does your battery drain heavily while idle?

Crocz:
That infidelity part sha...me dey think d reason why igbo no carry first dia be say dem sabi clear dia track well well




*Taking cover behind a bamboo tree*

Your signature

ChappyChase:
I can bet my left balls that the person on That pics is Don jazzy! And He was photoshoped!!!!
How papa go pose like that! Abegi don baba this your charm no catch me today. NEXT!!!!!!!

You will likely lose your bet.....no photoshop

Speechless3:
Serves him right

She might need a taxi when Labour sets in unless they've got another car.

StiffDick:
She is really adorable, sexy eyes and lips. By far more beautiful than an average Nairaland babe. Even more cute than most celebrities most Nairalanders worship.

I can imagine how she will look in wedding gown not to talk of chiffon nightie and thong set. Hot !!!

Good luck to you two. x.x.x™

Bros thanks but your signature scares me I will invite you and 2 Mopol men will keep eyes on you

Tundeiab:
She might not be sincere with her age. The girl I am seeing in the pix looks 35.

No offense pls.

Tundeiab:
25

If I upload another you might be tempted to say 19

Thanks bro

Tundeiab:
She is cute though. But you sure say no be old pix?

That's a week old pix. Like I said she can appear 50 in photos if she wishes this bae is a magician

Emilokoiyawon:
Its a 1/10 for me. You both have LONG faces - not good for your progeny.

You sound like one of my lecturer back then in school his C equates A when scripts are remarked by another lecturer.

Mr OJO tech is that you?

flokii:
she's older than you are.. no doubt

7/10 sha

misspicy:
am sure you mean she is 6 years older because if am to believe that you are in anyway older than the lady in that pix,then i wonder how old she is or how she will look after marriage(not that she is not pretty though she is 100% prettier than me )
btw congrats bruh,you found your missing rib,its a thing to celebrate i wish you succes and more love and happiness in your home

Tundeiab:
She might not be sincere with her age. The girl I am seeing in the pix looks 35.
No offense pls.

So how old does she look here ?

carlos1:
Changes u mean? u sure say no be Miami water

She be Maami water ooo . When you see maami water never you runaway.