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Fred2020's Posts

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TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 8:31pm On Dec 21, 2025
Goke7:
Like one of us here said some time ago the exit of care workers from the sector after obtaining ilr is their greatest worry especially now that overseas workers entry has been banned reason for the threat of 15 year ilr qualification to keep folks in that sector for as long as possible.

Bigotry is terrible, makes you look stupid no matter how you spin it. How you do explain to your people you can’t even find prison workers? Farm workers, care workers, delivery riders thank God bus conductors no exist for this country shortage go dey for that one too 😂 even police officers too they are looking for while patriots sip their beer at home!
You said:
https://www.bbc.co.uk/news/articles/cp89p1x26kxo

Nigerians can be quite enterprising and resilient at navigating issues and have no issues comming together with a collective determine to addrwss issue. Not surprising its a sector dominated by Nigerians and Ghanaians that gets the waiver first.

The only place this doesnt happen is in nigeria itself and nairaland by extension
ChatGPT said:
Alright, let’s say it properly—and with a bit more bite 😄
I’ll give you a clean, polished rewrite, then the French version right after.

Refined version (English)
Nigerians are famously enterprising and remarkably resilient. When faced with obstacles, they rarely wait for permission—people organise, adapt, and push forward with collective determination. So it’s hardly surprising that the first sector to receive a waiver is one largely dominated by Nigerians and Ghanaians.

Ironically, this same level of coordination and problem-solving is often absent in Nigeria itself—Nairaland included. Abroad, the hustle is structured and effective; at home, it too often dissolves into noise, infighting, and endless debate. Same people, very different outcomes.

Version améliorée (Français)
Les Nigérians sont réputés pour leur esprit d’entreprise et leur remarquable résilience. Face aux difficultés, ils n’attendent pas qu’on leur ouvre la porte : ils s’organisent, s’adaptent et avancent avec une détermination collective. Il n’est donc pas surprenant que le premier secteur à bénéficier d’une dérogation soit largement dominé par des Nigérians et des Ghanéens.

Paradoxalement, cette même capacité à se coordonner et à résoudre les problèmes semble souvent absente au Nigeria même — Nairaland compris. À l’étranger, l’énergie est structurée et efficace ; sur place, elle se perd trop souvent dans le bruit, les divisions et les débats sans fin. Les mêmes personnes, mais des résultats très différents.

If you want it sharper, more sarcastic, or BBC-comment-section ready, say the word.

You said:
While they continue to look for the biggest stick to flog legal migrants with numbers dropping rapidly, people arriving illegaly who do not contibute to the system and are start as benefit-recipients from day 1 (with loads of them remaining on benefits even after they are granted asylum or doing cash-in-hand jobs paying little to no tax) are flocking in record numbers.

As predicted legal migrants reducing rapidly while illegal migration is rising rapidly

Ultimately, the political gimmicks of painting all migrants with the same brush will cost the country
ChatGPT said:
Alright, gloves off—but still sharp and coherent. Here’s a clean, assertive rewrite, followed by the French version.

Refined version (English)
While policymakers continue searching for the biggest stick with which to flog legal migrants—despite their numbers falling rapidly, illegal arrivals are increasing at record levels.

Many of those arriving illegally enter the system as benefit recipients from day one. A significant number remain on benefits even after being granted asylum, or drift into cash-in-hand work that contributes little to no tax revenue. The result is a system that penalises compliance while quietly accommodating non-compliance.

As predicted, legal migration is declining sharply, while illegal migration is rising just as fast.

In the end, the political gimmick of painting all migrants with the same brush won’t just fail, it will actively harm the country. Bad policy dressed up as toughness always sends the wrong signal to the wrong people.

TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 12:38pm On Dec 20, 2025
Goke7:
The same riff raffs? 😂
Im probably baised to objectively disagree, but Im pretty wowed by the enterprise and resilence of many Nigerians I have met here.

There is something back home though that stops us from replicating same.
TV/MoviesRe: 'A Very Dirty Christmas': CAN Condemns Ini Edo’s Film As Offensive To Christians by Fred2020: 12:05pm On Dec 20, 2025
CAN has long lost its relevance.

What business do they have with a movie?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 9:48am On Dec 20, 2025
Nigerians are enterprising and remarkably resilient. When faced with obstacles, we rarely wait for permission people organise, adapt, and push forward with collective determination. So it’s hardly surprising that the first sector to receive a waiver is one largely dominated by Nigerians and Ghanaians. Ironically, this same level of coordination and problem-solving is often absent in Nigeria itself (Nairaland included).

At home, it too often dissolves into noise, infighting, and endless debate. Same people, very different outcomes.

https://www.bbc.com/news/articles/cp89p1x26kxo

TravelRe: Living In The UK: Property,Mortgage And Related by Fred2020: 9:34am On Dec 20, 2025
SapphireFort:
For people who bought a home in Scotland here, did you need to carry out a homebuyer's survey? The solicitor is saying we don't need it since home report includes a survey. The property is less than 10 years old.
When was the home report done?

I personally wouldnt mind paying an extra £500 - £1,500 for the extra comfort that the first report did not miss anything and nothing has happened since the initial report was commissioned.

Paying an extra £1500 to protect an asset worth 100s of thousand is worth it in my opinion. Could even give you a basis to renegotiate the price downwards.

Also, for new builds the NHBC guarantee often lapses after 10 years. So if the building is coming up to 10 years and the sales contract allow the passing down of the guarantee, this may be your last opportunity to rectify any issue arisings.

Lastly, its not uncommon for new builds to develop issues shortly after being built...this is why the NHBC guarantee exists.
Foreign AffairsRe: Heavily Armed Tactical Police Arrest Men On Way To Bondi, Australia(photos) by Fred2020: 10:39am On Dec 19, 2025
Incognito403:
Satanyahu and his mossad want to make sure they complete complete their islamophobic mission.

They've sent another batvh of mossad agents to do their dirty work. But this will also be exposed as the previous plot was exposed in shaa Allah.
Bokoharam, iswap, isis and co that are ravaging minorities up north and across other parts of Africa are also mossad agents?

Until Islam learns to confront its radical element rather than deflect blame, it will continue to characterise the religion and its members.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 12:08pm On Dec 12, 2025
RodgersAkpafu:
You don talk wetin dey pain you in ur heart of hearts, lol (the bolded)

Nigel speaks down on immigrants ALL THE TIME
Rupert Lowe does it
Even Zia Yusufu is doing it

So that is a non issue
E just pain una say Kemi dey give woto woto
You have your reasons to be gobsmacked by Kemi, I have my reasons not to be, it doesnt pain me any more than it pains you and its nothing to be ashamed of...that is how democracy works.

Vote for her during the coming election.

peace!
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 11:38am On Dec 12, 2025
RodgersAkpafu:
"gobsmacked" by her indeed lmaoooo. tongue tongue

To answer ur last paragraph, the answer is NO...
There would have been little hope for the tories IF Rishi Sunak took the reins the time Liz Truss did

After her disastrous budget saga, that was the nail in the coffin

And tories being "hollowed out" by reform is a figment of your imagination. We will be alive to see how 2029 elections play out

Having said that, almost everything Kemi said is true, ESPECIALLY about immigrants
And yall are mad and feel personally attacked cos yall know it's true
Kemi’s main miscalculation was believing she could run a campaign that paints migrants as the root of Britain’s problems and speaks down to them, yet still expect either migrants or native Britons to find her appealing — despite being a migrant herself.

She may be trying to recalibrate her approach now, but the damage is already done.

Nigel, on the other hand, can run an anti-migrant campaign that pins society’s problems on migrants or EU citizens because he is British.

In Surrey, historically a Conservative stronghold every single by-election this year has flipped seats from conservatives to the Lib Dems or Reform. The party is on track to be wiped out here, and the same pattern is playing out in many other places.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 11:13am On Dec 12, 2025
RodgersAkpafu:
Kemi is actually doing a good job if you ask me.
She is the leader of the tories
A disgraced party who lost woefully due to the fallout of the austerity measures

Its a tough job and she is doing well in that sense

Most Nigerians who dont like her (plus othet migrant groups) dont because of what she has said about immigrants and Nigerians in the past, which is almost all the time, THE TRUTH

Like I have said 100 times before, on this thread and elsewhere, people, esp Nigerians react to things based on how it made them feel, not really the content of what was said
Obviously you are also gobsmacked by her and so understandably consider her words are "TRUTHS" to you, same way Reform supporters believe Nigel's "TRUTHS" and labour supporters believe Starmars "TRUTH".

Reality on the ground is that the Conservative party is being hollowed out to reform, not just through defection but also through high losses to Reform in local by-elections being held.

There will be very little left of the conservatives before the next election at this rate, and the question would be if there was a chance someone else in the conservatives could have done a better job.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 10:56am On Dec 12, 2025
TV01:
There are very few actual or objective critics of Kemi B on here. Most are simply outright haters and pretty much despise her.

Kem is certainly doing better - no gainsaying. by most estimates, she has been on fire since responding to the Rachel Reeves' budget. Comments on some of the clips have been almost universally positive. Even uproariously so. Even the vanishingly rare naysayers have sounded choked as they protest.

She may not have hit the ground running, but is certainly picking up steam, and many that were negative or lukewarm at best, are re-appraising her and her chances. The British love pluck.

Having said that, one swallow does not a summer make! This may not change her long-term outcome. The Labour party led by the gormless Kier Starmer, and with the painfully out-of-her depth Reeves as chancellor are literally punch drunk punching bags. Sitting ducks, with a chorus line of lightweights. If the Labour party were footballers, they'd be the kind "you go take enter camp".

There are still some in her party who will never quite warm to her and others who would politically off her at the slightest chance - and the right time for that is not yet - timing is everything. I still feel she took up the mantle too early and, by default has some of the "last 14-years" stink cling to her.

Then there is of course reform. Conservative MPs and party members are still defecting at pace and scale. They are are narrowing in on the things that are troubling the majority of people (this country is still 75%-odd ethnic\indigenous British).

If she can keep it up and drop some smoking hot policies, get the party to rally around her for the most part, then maybe, just maybe? Hopefully she's learnt to temper her utterances given the fallout from her ill-judged comments about Nigeria - unwise and unprofitable. even where I agree or share sentiments, being in her shoes I would have kept mum or, articulated much better.

Hope she is getting better advice. She is not any less than anyone on the UK political scene - I have little time for pretty much all of them. She is not a Statesman or even one in the making by any means - not just yet.


TV
Obviously, you are gobsmacked, but it does not mean others who aren't are haters or not objective.

Kemi lacks substance and character and is just looking to drop "hot policy proposals", which is why she can't attract the native or migrant communities and continue to poll dismally.
Foreign AffairsRe: Military Coup In Benin Republic: Soldiers Announce takeover On Live TV (Pics) by Fred2020: 11:41am On Dec 07, 2025
U09ce:
At this point, I think the western countries especially France have a hand in these coups happenings in francophone west Africa. Or at the least, they aren't deploying their intelligence network to leak possible take overs.
France has a hand in coups ushering in military leaders that severing the country's relationship with france and turing to russia/china?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020:
HustlaOfLagos:
Immigration levels have dropped to the lowest since 2021

it is said that 693K people left the UK, highest number in a century but the same issue still exist.

Now what?
Well, some people here said migrants will still stay even if they are told to wait 20 years. Enough said, we will find out next year if the rule is implemented as is.

Interestingly illegal migration and asylum seeker on government support is up.

Unemployment is up, taxes are up, pressure on the welfare budget is up, homelessness is up, government borrowing is up...yet legal migration which is blamed for it by the politicians is sharply down.

Regardless expect the tories and reform to continue the onslaught on migrants being the cause of the problems in the country
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Fred2020: 9:08am On Nov 27, 2025
stardeejay2:
Good day guys,

Please can someone advise me on how best to reply to this mail from UKVI?

I'm a partner+4kids. Wife left in September 2025.
I submitted 28 days POF with 70m. The request will obviously show where the lump sum entered.

Thanks


Guys you won't believe it, the email address that I am to respond to was wrongly written. I just got the correct one here now.
Thanks
You need to be able to explain with evidence where the lump sum came from.
PoliticsRe: Nigeria’s Money Supply Surges 75.9% In 2 Years by Fred2020: 6:46pm On Nov 25, 2025
Probably pushed up by the 10s of millions paid as ransom to kidnappers who have increased their activity
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020:
Ì
Zahra29:
Even if Canada and Australia wanted or managed to "poach" over 600k HCA (including dependants), the UK could simply open up a new care visa route - this time they could make it very strict from the outset e.g. no dependants, 20 years to ILR or no route to ILR, and it's almost guaranteed that the route would be oversubscribed in less than 1 week and from the very same countries that rushed it the first time around.
You overestimate the UK's appeal. Immigration already fell by more than 50% with the little changes.

The problem with the current situation is that many have already invested a lot financially and socially and are in a delimma moving and potentially having time and money spent as wasted or staying and taking the hit.

Even the current rule if implemented as is, will lead to a sizeable remigration of the current in coming years for sure.

The UK isnt Dubia and the health care jobs are not as fanciful and well renumerated as people seem to think. Most people settled for it for the ILR, that is an open secret. There are not many who genuinely did a £30k Masters so they can work long hours on minimum wage in care. Some even paid a further £10s to land shoddy COS with no shifts. It's not the pay or the job that attracted them.

You strip the ILR or make it very distant, except the conditions of the job is significantly improved (which the councils cannot currently afford), they will stuggle to fill the roles with immigrants once the current pipeline dries up.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 11:42am On Nov 21, 2025
HustlaOfLagos:
I admire your optimism

grin
The optimism will drop even further once Rachel Reeves announces higher levies for migrants in her budget next week.

Reform has already started banging on about it, so you can expect Labour to weave it into the budget as well.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 10:57am On Nov 21, 2025
babajeje123:
That stuff won't make any difference.
It's a done deal already, maybe small changes to appease the left of the party.

Interestingly, there is still about 3 years before the next GE, so there are likely still more punitive changes to come targeting migrants.

Migration and migrant-blaming are an election winner in Reform's election book, and Reform will milk it for everything they can get in the polls. Expect Reform to throw some more jabs soon and expect Labour to follow suit.

TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 3:13pm On Nov 20, 2025
Zahra29:
Yes, the discount applies to public sector workers in RQF 6 occupations

Top rate tax payers (> £125,140) can now qualify for ILR after 3 years, same as GTV holders.

Public Funds:

Using public funds for >12 months: Plus 10 years.

Using public funds for <12 months: Plus 5 years.
The rule seems like common sense which is fine, and it’s fair in theory. But the reality is that many people on the lower salary scale aren’t there by choice.

The restrictive nature of their visas constrains them, so penalising them for not earning more, while effectively tying one of their hands behind their back is incredibly unfair.

The country does itself no favours by restricting the economic and earning potential of people on visas.
PoliticsRe: Terrorism: Nnamdi Kanu Found Guilty On Counts 1-5 by Fred2020: 2:00pm On Nov 20, 2025
chiagozien:
The Yoruba judge reading already scripted judgment.




God bless Mazi Nnamdi kanu
On what basis is Kanu not guilty? Go and replay his various speeches during his hay days.

He deserves it well. Turned the East to a wild, wild west place thing with his militant and inciteful statement.
PoliticsRe: Terrorism: Nnamdi Kanu Found Guilty On Counts 1-5 by Fred2020: 1:58pm On Nov 20, 2025
Long overdue!
PoliticsRe: Haven’t Seen My Child Since Yesterday—CAC Member Cries After Eruku Church Attack by Fred2020: 11:04am On Nov 20, 2025
BodyCount:
Na the president dey control the bandits?
What is the usefulness of the GCFR he calls himself if he cannot control banditry?

He better go back to bordillion and continue his baba isale work if he cannot keep nigerian safe
SportsRe: Russia Plans To Host World Cup For Non Qualified Teams by Fred2020: 10:45am On Nov 20, 2025
Villagesquare:
What if FIFA decides to sanction Countries that will participatehuh
Clubs wont event release players to play it.
SportsRe: Russia Plans To Host World Cup For Non Qualified Teams by Fred2020: 10:45am On Nov 20, 2025
Axis313:
Even if na true,na for group stage our dear super eagles go comot.
The premier league or other major league clubs will not release players for a non-FIFA-sanctioned event.

Not only will they be playing a losers league, they will have to play with non-league players
PoliticsRe: US Rep Riley Moore Reacts To Kidnapping Of 25 Schoolgirls In Kebbi by Fred2020: 10:31am On Nov 18, 2025
Eberex:
Does it matter? Girls have been kidnapped and all you are interested in is if it was a Christian place? tofiakwa
It relevent in the context of establishing that these attacks of primarily of a religious nature and targeted at minorities.

Even the brigadier general that was ambushed and killed was likely for same reason. He was likely betrayed by his own rank and file and executed for being of a different religion/ethnicity.

Until we appreciate the motivation for the violence, it can never be solved.
Foreign AffairsRe: Nigeria Has The Second Highest Number Of Foreign Registered Delegates For #COP30 by Fred2020: 4:24pm On Nov 17, 2025
Only second to China! Brazil is the host, so should not be counted.

The government know how to spend on frivolities...no more to spend on security, lecturers, doctors but enough money to send almost 1,000 delegates for a conference in an area in which Nigeria's involvement is almost zero?

It is well with Naija
TravelRe: Living In The UK: Property,Mortgage And Related by Fred2020: 8:01am On Nov 16, 2025
oluwaleokey:
Wow!
Glad to be here
Rent money?
(Echoes) dead money!
Dead money?
(Echoes) rent money!!!
....

Let me save today's date
Oya make una continue una good-generous acts, it doesnt go unnoticed - @Ticha@Lexus@Solumtoya@ukay2@Jedisco@skemmy etc
Not a guru, but this is what I can tell you:

threshold for SDL was reduced to 300K this year fot FTB.

Ajo may create issues for you when solicitors run AML checks on your bank account.

Currently ISA earn bonus max 1k a year for max 4k added each year. There are age restrictions.

Shares and stock ISA riskier than cash ISA as it mirrors stock market performance.

All the best
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Fred2020: 3:34pm On Nov 13, 2025
Streetinvestor2:
Abeg to real investors now that CGT issue has been resolved to high margin. How long do u guess it will take market to get Back whr it was before it began to paint red.If those who come to play short time in the market not daily traders then cash out decide to pull out.It will not make difference in the market. The government does not really recognise them as investors. They see the market as bet for cash out so what ever percentage they pay for cash out is no longer our business. IF they succeed in any percentage reduction good for them.Even betnaija is not cheap and comes with alot of risk.

Will it take another 2 weeks to get back whr reached,less or more is what I am looking out to see.So I will take yesterday as starting point
We watch and see
At least 3 insurance stocks were on full bid today! Not sure there could be any better signs of recovery.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Fred2020: 1:04pm On Nov 13, 2025
mikeapollo:
What he did was not to provide clarification. He was forced to change his mouth and backtrack from his earlier position.
He had earlier insisted that the law would be applied retrospectively and also dismissed the concerns of local and international investors at a meeting organized by SCB
I also recall this...but he denied it on Channels TV claiming it was to be based on Dec 2025 position.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Fred2020: 1:03pm On Nov 13, 2025
mikeapollo:
How is paying CGT of 25%-30% CGT reasonable?
Are you saying the reaction of the whole capital market that rejected it was wrong or unreasonable?
Exemption at portfolio of N150M or less which he said is over 90% of the market participants according to him.......no CGT payable at all.

For larger holder many groups are exempted including PFAs, REIT and others..also loss can be carried forward use to offset gain.

Third, the based period is Dec 2025.

This sounds reasonable in my opinion. Personally the only issue is that makes CGT higher than CIT (@25% in the new tax act) but the exemptions are quite broad

I think the capital market reaction was driven by a lack of clarity which he has now provided
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Fred2020: 1:02pm On Nov 13, 2025
..double post

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