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Goodenoch's Posts

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TravelRe: Living In The UK: Property,Mortgage And Related by Goodenoch: 3:20pm On Apr 01
Lexusgs430:
UK tax year runs from April to April..... Checking my calender today is April 1, in a few days, the tax clock would reset.......

I don't think you have any issue here...... On the other hand, no seller would accept an offer from you in April and wait till August to commence conveyancing..... But don't worry, a much better house is always around the corner...... 🤣😂
It's a calendar year - https://www.gov.uk/lifetime-isa/withdrawing-money-from-your-lifetime-isa

Willyede, honestly I think it's a choice of taking the 25% hit (given you have only contributed for a year that's going to be around 1000 so not the end of the world) if you really love the property so much, or let this one go and and try to find another property closer to the one year mark. As Lexusgs430 said, no seller will want to wait till August just because of this.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 4:58pm On Mar 28
lavida001:
Tech bros in soup.
Dem say na slow down that’s another name for AI
KPMG is a tech company?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 2:16pm On Mar 27
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:57pm On Mar 25
HustlaOfLagos:
The money is about 64m, Inverter alone takes about 10m for a solid one, house rent in a good area, maybe 1.5m per year (rent in Surulere is 1m for raggedy r+p self contain)- 11.5m gone already without factoring in if you are a "jaiye jaiye" person. Yet to factor in buying a car, fueling it, if you have kids etc. Uber Corolla on its own is around 8m - 10m ... Assuming you want to buy a house, you will have to budget at least 40m in inner inner Lekki.. Abuja is a no go area

Best to do is to just move somewhere like Oshogbo, Ondo, Kogi etc if you want the money to be worth it

grin
I hadn’t even seen this. If I had I wouldn’t have bothered with my own comment. Even in Osogbo or wherever, by the time you try to match the quality of life you’re leaving behind in the UK, you’ll pass even that Surulere budget very quickly.

Not sure why people are making a big deal of this and pretending to misunderstand that saying “35k isn’t enough” is not the same as saying “35k is small money”.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:54pm On Mar 25
Viruses:
😂😂😂

I just opened with Stanbic IBTC and ARM. After acclimatizing to the ridiculously low returns in the UK, the returns in Nigeria now seems exorbitant. If not for currency fluctuation, at 17 - 20% one is tempted to move his portfolio to Nigeria rather than have them sit in cash ISA for a marginal 3.5%
If you don’t mind, could you please share the specific products/funds with those two? Thank you
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:52pm On Mar 25
Raalsalghul:
One tip off the top of my head that'll take that money far in Nigeria is avoid Lagos for starters.
And go where?

Tell us the place so we can also check the costs of paying for quality of life that’ll match the baseline here in the UK - 24/7 electricity and general home amenities, healthcare (of similar standards), a car that’s not 200k KM mileage and 20 years old, education for your children (again, of similar standard to what they’d be leaving in the UK).
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 9:24am On Mar 25
Goke7:
😂 you no lie o! 35k ain’t small money anywhere anytime!
Nobody has said it's small money though.

The question is what can someone* do with it that would be life-changing in the way LavidaLoca is saying, such that it would warrant for them to "book the next flight and bid the uk bye bye." ?

*Someone here being a person who's currently here in the UK.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 2:19pm On Mar 22
justwise:
To invest in Nigeria or do what with that money?
Thank you o. Honestly, I was going to ask that but decided to hold my peace.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 9:35am On Mar 21
HustlaOfLagos:
LOL When you see oyinbo praising you and your jollof, when you see them rolling out the red carpet for you so you and your illiterate supporters can brag about being the first one to receive that as a Naija President, just know they are whinning you and about to fleece you.

It was obvious to the blind that the deal will not favor Nigeria in any way or form but we love optics more than sense but I guess they need headlines to tout as achievement for their useless election next year

cheesy
How is this obvious? What terms of the deal(s) do you think are unfavourable?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:32pm On Mar 05
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
HustlaOfLagos:
This is why I was encouraging the anti immigration /Government policy defenders/supporters to come outside during the last widespread anti immigrant protests.

Let us see if they see you as British even though your skin is not white

grin
Stop it please, don't you know all they have to say is "my ancestors came here from the commonwealth when they could get citizenship upon arrival", and the Reform folk will respond "aite mate you're a true Brit and entitled to be here, not like the other ones."



😆
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:53pm On Mar 04
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 3:20pm On Feb 27
Zahra29:
Wise choice 👍
Lol just as expected.

You can never resist having the last word, can you?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 3:07pm On Feb 27
Zahra29:
It's not speculation if you've been following current affairs.

We'll need to wait for the next GE to see if the Lib Dems are irrelevant as you claim.

Re the local and Holyrood elections, it's quite clear already who the winners and losers will be:

Winners
Reform, Greens, SNP

Holding ground
Lib Dems

Losers
Labour, Tories, Your Party, Scottish Labour, Scottish Conservatives
Okay, Zahra. I believe you🙏🏿
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 2:29pm On Feb 27
Zahra29:
Off the back of one by-election that was heavily influenced by foreign affairs, specifically Gaza?

Libdems are not irrelevant, I don't particularly rate them highly but they remain the preferred party in several constituencies, particularly in the South of England and among those who voted Remain.
There’s no need to debate this with back-and-forth speculation.

Just hold on. We’ll see whether Gaza and all the other issues will be more or less important when the May elections come, and in further elections.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
As an aside, I’ve always wondered about where people like Badenough, Cruella and co think the line is for a person to be considered British.

They think they are British despite being immigrants themselves but don’t think other immigrants are because they still have some of their original cultural attributes (it can’t be merely length of time in the country because many of the immigrants they castigate using broad generalizations have been in the country longer than them).

They still bear their Nigerian/Indian/Pakistani names, and possibly have named their children as such too, possibly practice a religion from their home country, practice their traditions from those countries, possibly eat their cultural foods etc etc.

Where then is the line that they think they’ve stepped over but other immigrants have not that entitles them to constantly attack those others? Or, in other words, what do immigrants have to give up in order to satisfy the Badenoughs of this world that they are ‘multiracial but not multicultural?’
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:46pm On Feb 27
Goke7:
😂 Omo see gaslighting

https://x.com/kemibadenoch/status/2027338096526643553?s=46&t=tk-1hGRx-HBpOmsos8uccA

Multiracial vs Multicultural OMG!
I love how she’s beginning to complain every Eke market day about Reform saying anyone who’s not white isn’t British.

I’m sure she didn’t think such a notion would get so mainstream even as she was enabling further and further far-right narratives which obviously shifted the Overton Window substantially to the stage where we are now that overtly racist language is now fully normalized. She probably thought it would end with the ‘Boriswave’ and ‘butt wipers’, and never include her and hers since she’s ’not like the others’.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:35pm On Feb 27
Zahra29:
Lool 😂

I'm providing a more complete picture - unless you count the Libdems as an "irrelevant party", the Tories are not the only mainstream party that performed badly in the by-election. In fact the Libdems should have done much better as it's a left stronghold.
Well yes they are an irrelevant party currently, along with the Tories. It’s not about whether I count them as anything or not - the votes have been counted already and the story they tell is very clear.

Obviously things may be different in other constituencies and things may change before future elections but as things stand it’s clear that Deform has buried the cons on the right and the Greens have buried the Lib Dems as the alternative to Labour on the left.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:31pm On Feb 27
Cyberknight:
That the progressive (left-leaning) vote has really really skewed very leftward this time. Normally the LibDems pick up protest progressive votes as they are to the left of Labour.
I’m pretty sure Zahra’s point was to show that other parties did badly, not just Badenough’s.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:14pm On Feb 27
Zahra29:
The Libdems also lost their deposit last night and they're usually good at by-elections especially in left leaning seats.
Soooooo…….?

What’s the relevance of this information?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 12:56pm On Feb 27
Raalsalghul:
It'll be interesting to see how things shake up in the coming days.

Already some blame is being put on:

Keir Starmer for not allowing Andy Burnham to run in that constituency.

Labour party as a whole for trying to out-reform Reform and kicking it's left voters to the curb.

Even Shabana was mentioned for her immigration policies and proposed increased settlement times.

In all this, na madam Kemi I pity, Conservatives were no where to be found and had just 9% of the votes. grin
1.9% ó. I’m guessing it was just a typo but I want it to be abundantly clear that Badenough and co mustered less than 2% of votes and even lost their deposit like the other irrelevant parties that don’t get a reasonable number of votes, such as The Official Monster Raving Looney Party (yes that’s an actual party 😄 that the cons are now rubbing shoulders with in the trenches).
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
Goke7:
😂 they say na Nigerian style Green Party dem use, family voting things: papa mama pikin dem
There were 32 incidents of that alleged.

The Green candidate won with a lead of over ~4500 votes with a total vote count of ~15000 out of ~37,000 total votes.

The whole family voting thing is a red herring the Deform people want to use to rile up their gullible base as usual. It was inconsequential to the election.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 10:34am On Feb 26
Santa2:
I seem to recall that there was a parenting in the UK thread that opened sometime ago. Tried to find the thread cant seem to locate it, not sure if its still going on. I am hoping I can get resources there on diagnosing a kid with Adhd. Would appreciate if anyone has knowledge of the process or got a link to the thread. It about time I stopped being a typical african parent and face reality head on.
https://www.nairaland.com/7021004/parenting-uk-nigerian-migrant/27
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 6:16pm On Feb 25
SPDAZZY:
Hi everyone,

Please who has been in a similar situation.
My student visa was supposed to expire 30 Aug 2026, however because I completed my study early, my leave was shortened and the new visa end date is 28 March.

I have now gotten a GTV endorsement, applied for the visa and paid IHS.

Am I eligible for a refund as I have circa six months left on the original visa? The info I see online mentioned that there is no refund for shortened visas, but this was not due to a negative situation. Chatgpt also says that my case will be judged with the new expiry date which means there's only one month overlap.

Please who has a lived experience? Make I no if I get small hope to get refund for my family as the payment no be small money abeg.
As I understand it, the operative date is the date when you get your GTV; when you applied doesn't matter. If you get it before 30th of February and so have 6 months of IHS that you paid for but haven't 'used', you should be eligible. If it's even a day after, you won't get anything because the refunds are only calculated in 6-month intervals.

If there was up to 6 months overlap you'd have been able to but the refunds are only done in 6 month intervals.

Source: I have claimed overlapping periods multiple times. Not in relation to a shortened visa as in your case though so I might be mistaken and the rules may be different for that.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 8:06am On Feb 22
See Badenough complaining about identity politics because someone implied she and her children are not really British -

https://www.telegraph.co.uk/politics/2026/02/20/badenoch-accuses-reform-of-playing-identity-politics/

https://archive.is/AlrOs

Doesn’t she have a sense of irony?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
https://www.theguardian.com/uk-news/2026/feb/19/andrew-mountbatten-windsors-ex-wife-sarah-ferguson

First time I’m seeing a detailed catalogue of all the shenanigans this woman got up to over years (and this is just a summary) and it’s incredible to me still gets treated with kid gloves by British media while Meghan Markle still gets attacked for every little thing like what colour her dress was, whether she smiled in a photo and other stupid nonsense like that.

There’s even a sub populated by 20k+ cret*ns dedicated to hating her day in day out, and it’s comical how they’re bending over backwards to minimize Andrew the nonce and his sleazy wife’s own actions because it makes their hypocrisy so obvious. https://www.reddit.com/r/SaintMeghanMarkle/new/
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 2:02pm On Feb 19
justwise:
Too little too late
Personally I don’t believe the news. I know for sure that only brown immigrants assault children, as I’m reminded daily by the Daily Heil.

This must be fake news, no way sex trafficking was happening right in Buckingham Palace.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 1:24pm On Feb 19
Reports say a new arrest has been made in a grooming gangs investigation:

https://www.lbc.co.uk/article/live-updates-andrew-mountbatten-windsor-5HjdSYj_2/
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
We’ll soon be testing the “immigrants are taking our jobs; if they weren’t here wages would be higher and our young people would work instead of staying on benefits forever” hypothesis.

The “‘immigrants’ will always come to work here no matter how you squeeze them for fees, constrict their opportunities to advance their careers and use policies to condemn them to permanently working jobs Brits don’t want to” is already being disproven, just like the “the UK education industry is completely fine without foreign students” has been disproven.

Eventually, we’ll get to the one about whether the economy as a whole; and public services like the treasured NHS in particular, are completely fine without immigrants as well, as Farage, Badenough and Lowe would have their sheep believe.

TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch:
HustlaOfLagos:
But.. but...

You see that but just tells it all. If you are talking about Namibia or Kenya, that but will likely never be part of that sentence. I encourage to read this - https://apps.dtic.mil/sti/tr/pdf/ADA543719.pdf

For the NGOs, problem is, a lot of NGOs you are referring to are money laundering / siphoning ventures. Their owners full Lekki buying new houses up and down & sauntering across continents while the ones who are need those NGOs do not get sufficient help. I mean, look at the SS

No let them whine you sha
There's no country where there's no "but" to speak of.

Search "Kenya failed state" and see what comes up. Some examples:

https://businesstoday.co.ke/kenya-failed-state-least-developed-countries-east-africa/
https://www.journalofdemocracy.org/articles/the-crisis-in-kenya/

For Namibia, see:
https://thebrief.com.na/2025/07/namibias-downgrade-a-harsh-reflection-not-a-glitch/
https://www.reddit.com/r/Namibia/comments/1luveb4/how_do_you_see_namibia_in_510_years/

Search USA, UK and most other places with the same keywords and you'll find plenty of complaints as well.

To be clear I'm not diminishing how terrible of a state NG is in currently. The point is that I disagree that it is irrecoverable because there are signs of recovery plus there are things we in the diaspora can do to help.

Now to NGO fraud? So what? Haven't you seen the reportage about how a bulk of funds many of the big name charities raise go to paying their execs?
https://www.telegraph.co.uk/news/2025/05/15/the-controversial-row-over-charity-ceos-six-figure-salaries/
https://www.civilsociety.co.uk/news/average-ceo-pay-at-uks-largest-charities-rises-to-192000.html

We don't give to random NGOs run by 'IG babes' and I don't expect any serious person to either. In fact I strongly doubt those 'IG babes' actually make money from the NGOs they claim to run, and that it is the other way around - they make money from somewhere else and use the NGOs to launder it or just boost their social cred. That's neither here nor there though - If you want to give, do your DD and you will find a way to do it effectively.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 11:58am On Feb 13
I strongly disagree with the idea that there’s no hope for Nigeria.

Things are terrible but there are many improvements taking place (infrastructure (e.g. petrol, electricity, transportation (rail, light rail in Lagos/Abuja), economic and financial services reform and many opportunities opening up.

Returning to live in Nigeria is a key part of our early retirement strategy (although we’re flexible and if things don’t work out we’ll head to Spain or France or South Africa, Kenya or wherever else that’s working well, is more affordable and has better weather in 20-something years’ time) so I’m involved substantially with the country business-wise and go frequently as a result. Can’t be too detailed on that point but the takeaway is that there are opportunities and being in the UK gives you very good leverage to maximize them if you can move beyond ideological roadblocks.

Business aside, I think there’s a key role to be played by the diaspora, contributing to the country’s turnaround via charity. I have a private arrangement with a few friends supporting a few NGOs and would encourage you to consider the same. Harvard etc are all fueled primarily by endowments.

We may not have millions to give yet but a group of 20 people who commit 20 pounds per month over the course of a year to support their Alma mater back home will have almost 5k pounds which is ~10 million Naira. That’s enough to pay fees for 100+ primary or secondary school students or cover several secondary school teachers’ salaries or provide lots of resource for 2 or 3 clinics. Double or triple that (which is still small money for many here) and you’re getting to amounts that can build a school building or clinic from scratch.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 8:05am On Feb 13
[quote author=Goke7 post=138440436]And the blame continues 😂 wetin musa no go see again for gate!

fellow moved his tax residence to Monaco to avoid paying tax to the UK he loves so much

https://www.mirror.co.uk/news/uk-news/eye-watering-amount-man-utd-36714555.amp

But immigrants

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