₦airaland Forum

Zahra29:
1. 1. So as long as the hostility/discrimination is conducted covertly then it's okay.

2. Politics isn't for the naive.

Zahra29:
I hope you realise that many in the Muslim and Jewish community have abandoned the Labour party due to its history (and also on-going allegations) of discrimination. Many women also felt discriminated against by Labour's stance during the "what is a woman" fiasco and others.

Don't just pick on one party, be fair and call out discrimination of all forms (not just racism) in all parties and sectors.

The only parties that are relatively untainted so far are the Lib Dems and Greens, but all the mainstream parties have their issues with discrimination.

And even if Reform wanted to ban the burqa/ face coverings, they would be following the precedent set by several European countries that are regarded as progressive (France, Denmark etc). Even Muslim-majority countries have enforced bans, not just on the burqa, but also on the niqab, such as Algeria, Azerbaijan, and Bosnia.

A 2016 YouGov poll showed that 57% of the British public supported a ban on wearing the burka in the UK so it's not a completely outlandish and outright racist concept.

https://yougov.co.uk/politics/articles/16331-majority-public-backs-burka-ban

Zahra29:
Apparently she crowd sourced for her first PMQ and that's the question that came up the most 😂

justwise:
No, this is in-house , related to a comment made by the newest Reform member regarding Muslims

mex551:
. Use google , or even Ai, you might get your answer. Or better yet walk into any Barclays Bank near you and ask …….

mizGene:
Hmm, there were allusions to this right from the start...
Can you screen grab pls? The story is behind a pay wall.

Jamesclooney:
Now that BRP has been phased out, what happens when you add a new dependant?
Also, how long is the actual processing time for a standard application? I know it’s advertised as 8 weeks, but I’d like to hear from anyone with recent experience—was it faster or longer?

giselle237:
Maybe try insuring the car through a friend or relative with a long-standing British license who lives in the suburbs, and then add yourself as a secondary driver. You'll see a magic drop in the price.

Zahra29:
I'm not attempting to make any point sir, I'm simply agreeing with the rational comment you made earlier, - ergo inflammatory rhetoric from the likes of Starmer& co is likely to spark a national race riot(s) very soon , so it sounds like a good idea to start exploring non-racist lands.

Zahra29:
Thanks for this, it's a very salient point.

Especially as KS has actually joined in the immigrant bashing, talking about "island of strangers", it's highly likely that there will be a national race riot very soon, in every borough and city, with even middle class folk chasing out all their black neighbours.

Oh dear, sounds like it's time to activate a migration plan asap to the US where racism has thankfully ceased to exist in the 5 years since George Floyd/Black Lives Matter.

Goke7:
We would be reminded about communities that have been deprived to justify the wanton destruction. But now no community is being deprived and everyone is quiet 🤐

Goke7:
I just thank God that’s it’s not otherwise we would have been shut ourselves indoors for another week or two!

Goke7:
Wow, UK, you do this one!

jedisco:
Is £75k actually top-15% in the UK? Interesting.
I agree, certain pay uplifts there are surreal. But even on a direct level, on comparing the pay for most roles - nurses, engineers, IT folks e.t.c, the average pay there does come out significantly higher. This is not even taking into consideration that the U.S is a more vibrant economy with better labour mobility and options to choose from both within and among states. This would allow many build side-gigs e.t.c. Housing is for the most part, relatively cheaper too or at least, you get a bigger house for your money.



Hehe.. Brexit. For some reason, they generally seem more opposed to universlly free healthcare. Maybe it's capitalism at work



The UK system is brilliant but I don't think it justify the tax paid. Or better put, the cost would be much less if certain safeguards were in place. I manytimes tell myself that if people paid £5 per visit (with appropriate safetynets), that would at least cut the number of contacts I had by upto 25%. Imagine what the consumption of petrol would be if it was 'free' at gas stations
Free stuff no dey belleful.

Goodenoch:
1. We're discussing individual choices but overall statistics give an inkling of the average experience, as opposed to focusing on outliers which is what people earning 75k in the UK or 150k in the US are (both circa top 15% earners in each country).

You're fully right though, about using savings to self-insure, and that's where individual analysis comes into play. There are certain salaries which would make me pack my bags and get on a flight this evening to NY, but again statistics reflect that such offers are very rare and that's where using public health stats to assess individual risk vecomes neccessary.

2. As to why most US people aren't calling for a public healthcare system, I don't know but it doesn't matter. Populaces around the world regularly vote for foolish things that come to bite them in the butt.

3. I'm not saying the UK NHS is the best healthcare system in the world. It's very good and substantially justifies the tax levels, is my sole point. Obviously there are a lot of areas that need to be optimized but the UK ranks very high on the vast majority of public health metrics.

jedisco:
Is the discussion here about healthcare systems for a nation or individual decisions based on healthcare?

As an individual, Europe (esp the UK) is a good place especially for lower earners many with its safetynets, the downside is that growth is quite restricted. If I was to survive on a minimum wage job (with no progression) in both countries, the UK is a no-brainer.
OTOH, a 75k (gbp or usd) earner here could manytimes earn the equivalent 150k in the U.S. The person in the U.S would pay less tax but have less employment benefits. They could decide to still use savings to get good healthcare cover and still come out better at the end. Between UK and the US, the direction of flow among working professionals is quite clear. There'd be a reason for that.

For a nation, the European healthcare system is better. But then, have you ever wondered why despite all those, instituting a free healthcare system does not seem to be a vote winner for Americans? Even Obamacare faced loads of opposition. I used to also wonder why a country so rich wasn't pushing thru with unviversal free healthcare until I appreciated certain unsaid nuances. America is an outlier in many respects and their unbridled thirst for 'growth by all means' does have it's downside.

If the discussion is about healthcare systems, them some fee paying ones are arguably better than the NHS. Singapore for example set up their health system to minimise some of the issues they envisioned would arise with a universally free one. They made sure for the most part, people pay for it with appropriate safetynets. The UK spends about 11% of her GDP on health, they spend less than half but still have brilliant outcomes (even accounting for lifestyle choices)

jedisco:
For a population, a system like the NHS is enviable. On an individual basis, the considerations are different.

Many people could double their income and pay less tax while doing same job just by moving to the U.S. An out of pocket insurance would cost much less than the extra tax paid in the UK and also guarantee prompt care -reason why many head that way.

Also, it does seem that universal free healthcare is not a political priority for most Americans. They have interventions that protect most who are struggling and many Americans would say the scaremongering about their healthcare seems to come from Europe and is hardly that way on ground - of course, this is punctuated by stories of some who fell through the cracks.

Lastly, the NHS model is increasingly being called into question. While brilliant, it's sustainability as it matures is suspect. Bottomline is that people would tend to misuse what they see as 'free'. Some countries are now able to achive better or similar outcomes while spending comparatively much less. Even in France, folks pay for GP appts, in Canada, many clinics would charge for missed appts (just like my UK dentist would), in Australia there is copay e.t.c.

Goke7:
That’s where the issue is, folks don’t really enjoy the reward of their labour and the so called free healthcare and other perks don’t really compensate for the huge chunk of taxes. It’s also the reason many prefer to rely on benefits than to work themselves out for others to benefit from their huge taxes

Meogom:
Good day my ppl. Please I need advice.

Got this quote from a solicitor, I can see many things are not included, abeg will it come back to haunt me? Abi I can do without those things mentioned. Cos the other quotes I'm getting are quite high. It's only this one that is reasonable (£2047) but I can see many things are not included.

TouchOfSpice:
Hi Everyone.

Please i will like to seek your opinion , With the ongoing challenge regarding the proposed immigration policy,

Is now a good time for an immigrant currently on a Skilled work visa to consider buying a house (Prior to the release of the white paper, We had indicated interest in buying a house, our offer has been accepted and we have started the mortgage application process.

After the white paper release, I have started developing cold feet and reconsidering my deceision ,

What would you advise>

Thank you.

Viruses:
Exactly, I'm just reading all the comments.

If we all get ILR today, besides benefits that we shouldn't plan our lives around, what else is there. I really do not see any difference between how I live my life now and how I will live it post ILR. Everything I would do as a citizen I'm already doing.

The major issue I see is renewal fees and limited choice in changing jobs/career which could lead to exploitation and dissatisfaction.

Zahra29:
Hey! I was thinking about you the other day - good to have you back here. Hope you've been keeping well.

I hear she's defected from Labour to Libdems lol
The "competent man" Starmer has disappointed many. Not much daylight between his policies and those proposed by the racist Kemi/Tories.

Cyberknight:
Lol. For what its worth, these negotiations were started under Johnson and carried on by Sunak and now Starmer, so at some point Badenoch was involved therein and may rightfully claim some of the credit (if it is generally accepted by her side that its a good deal for the UK, of course).

mex551:
. Assuming you invest £250 monthly in S&P500, how much will it yield in 25years?

I asked Mr Ai😀😀😀

Zahra29:
It's also interesting that Starmer KC described it as a loophole in Parliament and went on to say that he had taken measures to ensure it couldn't be used going forward. You should write to him.

ukay2:
£250 monthly overpayment has saved me £91,000 in interest in 1 yr and 6 months...


What has your overpayment saved you in interest?