₦airaland Forum

Toks2008:
Have you always wondered why some people are quick to say "i don't want to talk about it" whenever a new person in their life asks why they broke up with an ex?

I guess most times people who are quick to waive the discussion might just have something sensitive they do not want to share because in many instances we tend to allow the feeling of initial gragra cloud our sense of reasoning and just fall in love with someone who was really a nightmare to his or her ex(es) no wonder why many companies ask for letter of reference from your past employer or someone that can really vouch for you.

My advice to ladies or guys who seem to lose their sense of reasoning due to "desperation to get married" is to calm down and do serious research on whoever they want to settle with.I believe if we all imbibe the culture of insisting that we speak one on one with an ex of our potential new partner or dig into their past,we will save ourselves unpleasant surprises and avoidable heart aches.

This is not just about believing whatever he or she tells you due to the decietful nature of people but its about making a thorough due diligence by speaking to a friend,neighbor,sibling,co-worker or even the ex of that person just to have a good picture of who you are about to commit yourself to.

I know this sounds funny but i believe its reasonable and this is the secret of long lasting marriages of our parents because in those days,they don't joke with due diligence up to the generations of the great grand parents of the potential spouse..lol!.

Many men have lost their lives indulging with married ladies who lied to them that they are single as well as many men losing all they ever worked for to a dangerous gold digger as well as evil ladies and many ladies have ended up getting deeply involved with a married man or even a notorious guy without having a clue.

No matter how seemingly innocent and responsible that guy or lady may look outwardly,trust me on this,it is always better to scrutinize the past of any new person we want to start a real affair with because when it comes to character, more often than not, humans are like leopards who never change their spots


Hope this makes sense.

rationalmind:
KNOW EVERYTHING ABOUT YOUR COURSE OF STUDY.

I was just a raw job seeker, still serving, when I saw this job ad posted by MissIndependent. Fresh Corp members are needed at a firm in Ikoyi. Company was Montego Holdings.

Fast forward to the day of the interview, I was dressed in my favourite black shirt and black trouser with red tie looking like a ghost.

Full of confidence, I walked into the interview room to see a guy and a lady. In no time, the interview started.

So Mr rationalmind, you studied computer engineering? Yes, I answered.

So please tell us, what is computer engineering all about?

Right there in my mind I was like, what!!!, I spent the whole night reading about your company and common interview questions and all you're asking me is what computer engineering is all about?

I answered their question but I was so ashamed of myself. I struggled to explain a course I had spent six years studying (2 years in poly, 4 in uni).

After I finished, the guy looked at me and said, assuming my computer brings out a blue screen, what could be the likely cause?

I had no fucking idea. All I was taught in school were digital signal processing, artificial intelligence and a whole lot of courses that couldn't help me at that moment.

He then asked me another question which I got but it no longer mattered. They had seen all they wanted to see.

Right there, I learnt my first ever lesson. Which is to know everything there is to know about my course.

And of course, I was never called back

rationalmind:
AN INTERVIEW IS NOT A DO OR DIE AFFAIR. TREATING IT AS ONE AFFECTS ONES CONFIDENCE

Few weeks to completing NYSC, airtel graduate trainee came out. Like every other applicant, I applied, did the online test and was invited for interview alongside 39 other candidates.

This time around, I had bought a white shirt which latter turned out to be my official interview attire.

Prior to the interview, I told myself I have to get the job and there's no room for failure. I thought by so doing, I'll push myself to my limits and prepare so hard. Unfortunately, that mindset was the exact reason I got a regret mail.

When my name was called as the next person to be interviewed, I can't remember how exactly I walked to the interview room. I was so tensed and so scared of failure that when asked to introduce myself, my voice was shaking. I tried so hard to stabilise my voice but I couldn't help it.

One of the interviewers noticed and tried to calm me down. She explained to me we are just having a chat and it's nothing serious. When she noticed it wasn't working, She asked where I served. Edo state, I answered.

Wow, so you served in the same state my mum comes from? I didn't say a word. Where in Edo state did u serve? She asked. Auchi, I answered. Wow, rationalmind, can you believe my mum stays in Auchi?

At that moment, in my mind, I was like, madam, leave all these ones, just ask me wetin u wan ask make I commot for here abeg

When she noticed I wasn't interested in the chit chat, she went ahead to interview me but of course, the interview was a disaster. I wasn't thinking.

I was asked what I'll do when I have several things to do with same deadline, nothing came to my head, I went blank. I could have simply told them I'll prioritise.

When I left the venue, I knew I had blown it up. When people told me I might be called, I just laughed cos I knew I'll never be called. My desperation to land the job took the better of me and that was my second lesson: Never to treat an interview like it's a do or die affair.

rationalmind:
BE VERY CAREFUL ABOUT LIES, IT MAY RUIN EVERY GOOD THING YOUVE SAID DURING THE INTERVIEW

I picked myself up after the airtel disappointment, downloaded numerous videos on how to overcome fear and how to build confidence.

So when I got KPMG assessment centre invite, confidence was the least of my worries. I was well prepared, digested my course to a satisfactory level and was already looking forward to working with them cos I knew I was destroying the interview which of course I did.

The interview started in no time and everything was fine, I answered all questions extremely well until one tall, slim dark guy asked this question I'll never forget.

So rationalmind, how come you're having all C's in your neco result? He asked

I responded by saying it's even miraculous I passed the neco as it was waec I really prepared for and just wrote neco for the sake of writing since I was sure I'll pass waec.

When the result came out, as I had predicted, my waec result was very fine but unfortunately, I had a D7 in chemistry and that rendered my waec result useless. Since then, I've been forced to use my neco result.

How many A's did you have in your waec? he asked.

I could have told the truth but I lied, I told him I had two A's when I had none. All I had were B's. I felt since I had given them my neco result and the result satisfies their requirement, it doesn't matter.

The interview ended in no time, I thanked them and left.

The following day, I got a call from them. "Rationalmind, you told us you have a waec result with two A's yesterday" the caller at the other end said.

Yes, I answered.

Can you please send a scanned copy of the result to us now?

I paused and said I wasn't at home but will do that once I get home. I needed time to plan my next line of action.

I sent my waec result like that and explained it was a mix up bla bla bla

The result was a regret mail

rationalmind:
ACT AND PRETEND IF YOU CAN. JUST ENSURE YOU SHOW HOW PASSIONATE YOU ARE ABOUT THE JOB. IT WORKS A LOT

I'll forever be grateful to the CEO of cordros capital in person of Mr Wale Agbeyangi. He ended my interview woes in a way he'll never believe he did.

A few months ago, I got a test invite from mastermindshrsg, I had no idea which company there were recruiting for.

Roughly one month afterwards, I got a mail from cordros capital inviting me for an online test. Few days after the test, I got an interview invite.

This time around, I didn't need to prepare much. I just picked my airtel and kpmg interview notes, read all there is to read about the company and set out for the interview.

We were 11 that made it to the interview and I was optimistic I'll get in. While we were waiting, we were told we'll be interviewed in two's. That is, two people will get in at the same time to be interviewed together.

So they ask Mr A a question, he answers, they ask Mr B the same question and he answers.

Of course, the second person to answer is at an advantage and I made sure I was always the second to answer

When it got to my turn, fortunately, I was grouped with a guy who won't pull his weight so it made things easy for me.

We entered and after a series of questions, Mr agbeyangi looked at the other guy and told him his responses are vague and not direct. Another interviewer told him he doesn't answer questions the way I do.

I was so happy within myself thinking I had landed the job. All of a sudden, Mr Agbeyangi looked at me and said, rationalmind, you said you want to be an investment banker but I'm not seeing the drive. I can't see the passion and I can't see the desire.

I felt he was just saying it to unsettle me so as to see how I'll react since by their own admission, the other guy hasn't been performing well while I have. I just kept smiling at him.

The interview went on till it ended and I was very optimistic about the result. The following Monday, I got a mail from them. It was the greatest surprise of my life. A regret mail. It was then I knew he meant what he said.

I learnt my next lesson, interviewers want to see the drive, the passion in you. Show it and you're close to landing the job. It's the greatest interview weapon I know.

Armed with this new lesson, I went for my next interview.

rationalmind:
Contd

I felt he was just saying it to unsettle me so as to see how I'll react since by their own admission, the other guy hasn't been performing well while I have. I just kept smiling at him.

The interview went on till it ended and I was very optimistic about the result. The following Monday, I got a mail from them. It was the greatest surprise of my life. A regret mail. It was then I knew he meant what he said.

I learnt my next lesson, interviewers want to see the drive, the passion in you. Show it and you're close to landing the job. It's the greatest interview weapon I know.

Armed with this new lesson, I went for my next interview.

rationalmind:
ACTING OUT PASSION WORKS

To start with, I'll have to say the ajasa4link method works. And I have to say a big thank you to him. I read his thread and how he landed his job then decided to try out the same thing.

I got a list of telecoms firms in lagos, got their contact line and sent a text message to about 20 of them. I told them I was a fresh graduate, passionate about a career in the telecoms industry and bla bla bla.

Luckily for me, an in house recruitment was being conducted in one of the companies and my text was replied. I was invited for a test. I would have loved to mention the name of the company but I can't as I'll be resigning in a few days and can't risk letting them know before collecting my December salary .

Shortly after the test, I was told to wait to be interviewed. I wasn't prepared as I was invited for a test and not an interview.

I went in and during the interview, I was asked the name of their CEO. How would I have known? . Told them point blank I didn't know. I wasn't performing so well but was waiting for an opportunity to unleash my weapon. The passion weapon.

Then the question came. Rationalmind, we take trainees for 6 months and pay them... thousand during the six months but most people leave before the end of 6 months when we haven't recouped our investment. They move to banks where they are offered better pay. How are we sure you won't leave?

I started, Sir, that's what happens when people look for jobs they aren't passionate about. To them, it's all about money. To me, it's about my undying love for telecoms. Matter of fact sir, I wrote three courses in telecoms as an undergraduate and had two A's and one B. My love for telecoms dates back to my undergraduate days and money will never make me leave for a bank job.

I saw them smiling. At that point, they obviously had forgotten I didn't know the name of their CEO and sent me a success mail few days later.

Like I said earlier, I know no interview weapon greater than showing than you're passionate about the job. It works.

rationalmind:
STRUCTURE YOUR ANSWERS, PREPARE BULLET AND DETAILED RESPONSES

I once read the diary of a joblander. Beau49 I think. She talked about preparing so hard for an interview with stanbic ibtc. It suddenly occurred to me just as she's preparing hard, others are equally preparing hard and interviewers won't take everybody. So it all boils down to who has the best response. In my experience, the detailed one is, the better.

What do I mean?

While I was being interviewed, A question came up. Rationalmind, tell us about your project in school.

I could have said, The tittle of my project is the design and construction of a 5kva voltage regulator. Incorporated in my design were four relays, a microcontroller.........

This was how I answered.

"You'll agree with me that in Nigeria, voltage fluctuation is a very common phenomenon. This voltage fluctuation results in conditions known as over voltage and under voltage. Over voltage occurs when the voltage level goes above the nominal voltage range which is 220-240V and under voltage is the reverse.

These voltage anomalies damage our household appliances and as such, a device that regulates voltage comes as a relief. As a result, I set out to design and construct a 5KVa voltage regulator also known as stabilizer. Incorporated in my design were four relays......" The interviewers obviously were pleased with my response.


You'll agree with me if two applicants were to be asked that question and they had the same project topic, the second will most likely get the job.

Another important thing is to prepare bullet responses. Have at least bullet responses to, why do u want to work for us? Where do you see yourself in five years time? What are your strengths and weaknesses? What do you know about this company?

I had bullet responses to all those before going in and was praying they ask one of them. Luckily, I was asked where I see myself in 5 years time.

By the time I finished, one of the interviewers asked if I wanted to be a governor? I asked him why?

He told me my answer was more of a brilliant manifesto and I should consider politics.

Another told his fellow panelists, "this guy really needs this job" he came very prepared

In my mind, I was like, you guys should thank your stars you only asked one of the questions I was hoping you'll ask. At that point, I knew the battle was won and it wasn't much of a surprise when two weeks later, I got a mail stating

You are one of 7 candidates selected based on your......

And before I end this, yes, I unleashed my passion weapon. Told them my love for telecoms made me volunteer to work in a telecoms firm without pay .

Follow all these hidden lessons especially the ones on passion, detailed and bullet responses and you're close to landing your dream job.

rationalmind:
I have been fighting two battles prior to opening this thread. One is if to open it at all, another is the form it's going to take. I almost decided not to open it again but my conscience never let me be. I just have to give back to the forum that immensely helped me.

Without being an ingrate, I'll like to start by thanking some very special nairalanders for their help and support at various times during the blue days.

To eipreel, words cannot describe how much I appreciate you. Your constant support while hunting is highly appreciated. You're the best I've ever met in my life. I love you . Congrats on your "new job" with..... bank

To these great guys I say thank you. Thank you for being there at one point or the other. MacMaster01, ednut1, Highmey, mikedimeji, MarshallMathers, therealadonye, adeaks, Valentinooo, Tbliz, taiwolusol, nitrogen and several others I can't mention now.

To MissIndependent, thank you.

This thread is specially dedicated to every other job seeker out there especially those having problems nailing interviews.

I'll be sharing real life interview experiences and things I learnt.

I'll be right back.

kaysy:
The Department of Petroleum Resources assures the public that steps are being taken to increase nationwide surveillance of depots, trucking / delivery and retail outlets to ensure that products are made available at official prices especially as we go into the festive season.

The public is therefore advised to please call the under-listed officers for complaints or observations concerning the current supply disruptions to enable us respond better;

DPR ZONAL/FIELD OFFICES OPERATIONS CONTACT TELEPHONE NUMBERS NATIONWIDE
S/NO NAME DPR OFFICE LOCATION PHONE NUMBER
1 S.S. ABUBAKAR LAGOS 08058298861
2 H.O. IBIYEMI PORT-HARCOURT 08113952134
3 O.A KOKU WARRI 09021212189
4 N. AKPAMGBO OWERRI 08056099185
5 U.K. NDANUSA KADUNA 08058298850
6 M.B. SAIDU ABUJA 08057495196
7 B.A. MUSA MAIDUGURI 08056497091
8 A.E ANTAI EKET 08070690617
9 P.I IJEH ENUGU 08070690611
10 Z.M AJI GOMBE 08070690633
11 D. CAESAR JOS 08056696568
12 P.O OGUNLANA IBADAN 08070690636
13 A.O JOKODOLA LOKOJA 08055202657
14 O. OSENI AKURE 08056497117
15 M.D. MAKERA SOKOTO 08056696560
16 A.MUSA YOLA 08033090729
17 B.EWUGA MAKURDI 08023021803
18 P.O. EZEMANDU ABA 08055205704
19 B.NKANGA YENAGOA 08056696566
20 M.A. SANI KATSINA 08070690635
21 S.N PHILLIP ILORIN 08150618402
22 I.K TAFIDA KANO 08070690624
23 M.O ORIAFO BENIN 08113936390
24 A.ISAH MINNA 08056696578

- See more at: http://dpr.gov.ng/index/fuel-distribution-and-sales-nationwide-situation-report-feedback/#sthash.4fq9X71q.ARKqpCFP.dpuf

Jengbetiele:
https://www.nairaland.com/2432779/funny-jjc-experience-canada

Ugomba:
Its time for the FG to take up Agriculture as an important sector to boost the economy in the face of dwindling Oil prices in the world.
Now Lets look at ways FG can turn Agriculture into the New Crude Oil.
AGRO-INDUSTRIALIZATION.

- A State_by_State Cash Crop Large Scale Farming Policy should be carried out and managed by FG..
Let every state give FG atleast 300km2 of fertile Land to Federal Government for Cash Crop Large Farming.
For example.
All South East States- Palm Oil
All South West States- Cocoa.
All South South States- Fish farming
All North East States- Cotton
All North West States- Sugarcane( for sugar)
All North Central States- Rice.
Now after that, let the FG team up with Private investors to build at least
- 3 Palm Oil refining industries in the S.E
- 3 Cocoa Processing industries in the S.W
- 3 Fish Processing Industries in the S.S
Then in the North.
- 4 Textile Industries should be build in the N.E
- 4 Sugar Manufacturing Industries in the N.W
- 4 Rice Mill Industries in the N.C
- This policy will attract more investors, create more jobs, boost the economy, Stop the reliance on crude oil and finally you will see that foreign investors will rush in to invest in these Cash crops products.
- AGRO-INDUSTRILIZATION is an important policy that the Government should not ignore.

donblade855:
This year was a great year for the music industry with alot of hit tracks and sold out concerts.

But as we all know nothing is 100% pure. So i came out with the top 5 lies told by some artist in their song/songs this year.

(5)davido ft OLAMIDE-the money-: Olamide came into light with his hit track eniduro when he was 21 years old and before that track he was just a street boy. But in the money he said "I don they see money since when i dae nineteen".This surely is a lie

4)wizkid-baba nla-: starboy as we call him has alot of cars but certainly not a limo and yet in this song he said "who got the key to my limo".

3)Olamide-eyan mayweather:- this is the current street banger but in this track he said "if you Bleep with me you are on a death row". This surely is a lie because linda ikeji, dbanj producer and many others have made mockery of him and yet none of them is dead.

2)korede bello-Godwin:- this is among the top 4 song this year. In this song the young talented artist said "I dor change my name to Godwin". This surely is a lie because we still know him as korede bello a pop musician.

1)davido-fans mi :-We all know that davido came from a wealthy family and for this reason have never experience poverty. But in fans mi he said "I Remember when the girls nor they come around
I Remember when i had no money in my bank account".this surely is a big fat lie.

hottest111:
1. A girl will make a guy chase her as long as she can't trust him.

2. Never brag in front of her. When you brag in her present, she'll think you are trying to impress her. instead let her brag n try to impress you.

3. Most naija guys are single while most girls are in relationship. This is funny but true, I have a friend who has about 7 girlfriends and these girls are all faithful to him. I'm sure you get my point.

4. Girls like funny guys but most funny guys get friend zoned, except for the smartass funny guys

5. Girls are different, you can't use the same tricks on different girls. Forget it, there re no particular steps in getting any girl. If there are steps to getting every girl, then every guy will not have problem getting a girl. Just know the type of woman you are dealing with then play along and learn from your mistakes.

6. Guess what ,,If you are rich, women will chase you. Anybody telling you that you don't need money to get a woman is a learner. Money is always involved in one way or the other.

7. As a guy,,, your look does not matter much.

8. Beautiful girls are easier to get than the average ones. Only experience guys knows what am talking about.

9. Girls love sex. Most nice guys think girls don't like sex... I'm laughing at those guys now.

10. Yes, bad guys and arrogant/proud guys always get the girls(especially girls with low self esteem). Confident and independent ladies will never fall for the bad guys.

BONUS----- 11. Most guys that re bashing women( especially guys with low self confidence) are really frustrated when it comes to dating

Mykellio:
We need a revolution.

http://www.premiumtimesng.com/news/headlines/195509-investigation-inside-the-massive-fraud-in-nigerias-n117billion-rice-import-quota-scheme.html?utm_source=&utm_medium=twitter

First, it was petroleum subsidy scam, now it is our rice. How long will Nigerians sell their destiny for a plate of Thai rice? But, wait whose fault is it? Can they thrive if there is no market and appetite for it?

Last year I was in the UAE, stayed in Bur Dubai. I entered a Tesco Franchise store off Al Rolla crescent and picked up a 10kg bag of premium quality rice for 15Dirhams (1Dirham = NGN50). That's NGN750. This implies a 50kg would have cost about NGN3,750.
Now, this is not just about rice. I took a cab, 2015 model Hyundai Elantra to Al Mahktoum, driven by a young man named Hussein. Out of curiosity I asked him how much the car cost. He smiled and answered 55,000Dirhams with 0% interest bank loan and comprehensive 3rd party insurance. That's about NGN2,750,000. But same vehicle at Stallion Group, Nigeria is about NGN4million. So, what is it about?

This is about our greed and abysmal "long-throatedness". The desire to make colossal profit margins without regard to whose detriment is mind-buggling and infernal. So, this is not about whether Nigeria is importing or producing rice. It's just we are greedy and lazy.

All the companies listed in that scam want to make quick and huge money, whereas agribusiness takes patience and requires a long term investment mentality to thrive. The rice value chain in particular is very long. Several processes, so yes, instead of going through all that to refine the quality, they just catapult the funds out to import and then sell at ridiculous prices. But mind you they spend most of their time in such places as I mentioned above, so the price here is not their business. Go and ask Oba Otudeko how much a bag of rice is? If they have their way, a bag of rice will sell at N20,000 and a litre of fuel for N1,000.

Yes, I produce rice. But beyond that, for the sake of the economy, for the sake of our pockets for the sake of several millions of Nigerians that eat rice as just "a Sunday meal". Let's develop Nigeria's rice value chain. And your own contribution to it is by buying it and eating it. The rice the Thai family eat on their table in Bangkok is not international, it is local to them. So, let's stop the negativity attached to the word local.

It has chaff, it has stone, it is colored. Yes. But, with adequate investment, the indigenous quality will attain and can surpass foreign standard. Stone in the rice is not the farmers' fault. Rice is not planted in the air, it grows from the soil. Between harvest and bagging, rice loses over 20% of its weight in form of chaff, husk and other sediments as well as moisture. This is the terrain of capital-intensive investment, which is significantly lacking. The farmer can not be the one to plant and be the one to process at the same time. You cannot be the deceased and be the bereaved at the same time. There are people that view this nairaland everyday. There is somebody who has access to investment. Do you know that with just NGN50million, a major processor can be installed and operated in a strategic rice zone in the country that will service over 500 farmers and turn out over 300,000MT of quality rice per annum. Did I just say just? Yes, because there are people who spend that on just one or two cars, which become obsolete within a couple of months. Rice has no model, yes the varieties but there is no fashion attached to it just the appetite.

Let's wake up and stop our nation from being the global dustbin of everything. From rice, to frozen foods, cars etc. Let's make our nation great. Instead of looking for quick money invest in long term agricultural infrastructure. Every other thing may change, but we will always eat. That's the secret behind the lucrativeness of agriculture. Only that the Thai are using their "loaves of bread to pack our stew", crass exploitation of the highest order.

If 1 million Nigerians buy 1 Derica (small unit that measures 64 times in a 50kg bag) of Nigerian rice for N100 thrice a week. We will succeed in retaining at least NGN300million in the economy per month, and NGN3.6billion per annum that should have escaped as capital flight in importing rice.

Food for thought.

Regards,

Mykellio

Acidosis:
Do I still have to dabble into the numerous damnable prophetic and economic predictions for 2016? It has been said times without number that Nigerians must brace up to face economic and business hardships in 2016 (in the areas of job satisfaction, competitions, customer loyalty, business continuity, fuel scarcity/increased pump price, increase electricity charges, just to mention a few).

Amidst these challenges, some have realized the need to launch new businesses to meet up with the accompanying expenses in the coming year. On the other hand, some want to start a new business for the sake of flexibility, while some are just fed up with stiff competitions, copy-cats and the regulars.

All are potent reasons which can be tackled with the following less-competitive ideas in the coming year:

1. She-Taxi
Unlike countries like Egypt and India, a She-taxi service is practically strange in Nigeria. She Taxi is simply a fleet of taxicabs owned and operated by ladies ONLY, and for transporting women commuters EXCLUSIVELY.

You don't need to worry about profitability or patronage. It is common knowledge that majority of taxi commuters in a city like Lagos are WOMEN. Now imagine an offering without the fear of RAPE, KIDNAP or ASSAULT?


2. Watershop Vendor
Times are hard, not everyone can afford bottled water, majority of homes in the towns/cities do not have dispensers. With well branded jerrycans, you can deliver safe DRINKING water to families. I personally won't drink from the jerrycan the regular vendors sell with their rusty carts in Lagos, but I'll surely pay extra to get a well branded and sealed jerrycan of potable water from a well-dressed & certified vendor.

This idea is practically different from a pure water factory.



3. Restauranteering (Updated)
I'm sure many have read and heard about APC agenda to feed school children. Now the question of whether the gesture would be extended to private school children is an issue many are yet to discuss.

I personally do not think all school children would be fed! Even if they try, it certainly won't be sustainable.

As a private investor or entrepreneur, take a bold step and approach PRIVATE school owners in a street or more streets populated with private schools. Make them realize you can provide daily meals to their pupils at affordable costs. This can be done termly or yearly.

You can ask for an interactive session in PTA meetings. Get your survey and ask what parents would like their kids to eat. I always 'pity' my neighbour as she's always trying to prepare either rice or indomie every morning before going to work just to see that her child does not beg friends in school for food. As little as N5,000-N10,000, I'm certain many parents would want to be relieved of the early morning stress.

On the one hand, this idea can relatively reduce stress and expenses parents undergo in the course of cooking, and on the other hand, put significant cash-flow on the table of an investor and of course the participating schools. It is a win-win approach for ALL.

NB: This is beyond a one-man business. No school will risk tarnishing its image because of food, so one has to be genuine, trustworthy, duly registered and established.


4. Freelance Home Cleaning



5. Anti-Corruption NGO/Crusader/Campaigner



6. Market Research Company (Updated)
6 is a bit technical and only those with specialised interest can delve into it.

Basically, organisations and investors need to gather certain information before launching new products or service into a marketplace. These sets of information, otherwise called customer information comprising customer segmentation, purchasing power, income, age, sex, occupation and other demographic characteristics help shed some light as to whether a product or service will be duly received in Oshodi or Surulere.

As a market researcher, the objective is to provide your clients a snapshot view of a particular market, thereby reducing the risk of financial waste. It can also help them come up with an acceptable pricing, a firm business plan, overview of customers, among others.

Post-product launch, a market research company can also help organisations conduct customer satisfaction surveys. These days when organisations are willing to outsource anything and everything, a market research company will certainly thrive.

Traditionally, market researchers mostly use questionnaires. For those who can afford Big Data Analytics, it will definitely make the job easier.

These are basically the statutory roles of Marketers (its a shame we've reduced these lots to road side sellers and hawkers in Nigeria).

nabiz:
How To Survive In Next Year (2016)expected Economic Hardship

It has been predicted that Nigeria may experience economic difficulties in 2016. I want economist in the house to pls come in and recommend what the poor and an average man can do to survive. Bellow is my recommendation:

(1) If you are an entrepreneur, invest in the area of basic need. E.g food, shelter, transportation, etc. Reduce ur investment in the areas of luxury goods. Even our big men will be affected because their dependency ratio will increase as a result of high unemployment rate. So if your job is still intact, don't re joys because many is going to depend on u to survive.

(2) Pay attention to DIY which means ''do it yourself'' you must not buy everything. You can provide some of ur basic need by urself. Do u know with little or no money you can provide for urself an orchard where u can have vegetable farm in your yard, do u know you can provide ur chicken, and so on. Before u buy any product or services, ask urself can I provide it for myself considering time and cost. My advice: do not buy what u can provide for yourself.

(3)Learn from the ant. It is know that the ant save during the dry season to eat during the rainy season. Reduce your spending. Pay more attention to ur basic need. Now is the best time to bring out pain and paper. Write down what u thing you need next year. Don't be carried away by Christmas song. Store or make a provision for food first, next is house rent but if u can pack in in your uncompleted building with little additional cost, pls do. Budget for ur transportation. If you have a private car, u can pick while going to work and when coming back to reduce your monthly fuel and maintenance cost, but do it wisely. Consider families and friend who will likely depend on u. Off ur appliances when u are not using them to reduce the cost of nepa bill, cut down your spending like partying and drinking.

(2) Start a home business with what u have: u can sell through ur window. If u have a home use deep freezer, load it with either iced block, cold drink, pure water, or even chicken and turkey, the profit can at least pay ur nepa bill. As earlier said, if u have a private car, pick to reduce monthly fuel and maintenance cost. If u ar unemployed or u are sacked from job, pls just inter ur house now. Look around. What do u see? Think about how you can convert ur property to business tools or equipment. U can use ur generator to charge phone for people in the night while it will still serve ur house. Ur can us ur television to start a game house, ur laptop can do online business, even ur phone is an assets.

(1) I may be wrong but I thing anything export is the best for now. Either good or service can be exported. Any business u do that u ar paid in dollar is the best for now. I think is this the little I have to offer. Note: there is also possibility of national crises in some state like kaduna. So u also need to make financial and security provision for that. Pls u can add ur own. It is not going to be easy, but God will see us through.

winetapper:
climbs palmwine Tree grin **

1. Acknowledge your creator:
Let your creator be your guide and decision maker,Read religious books to strengthen your faith and believe in him to help you in times of need.


2.Sincerity:
Your Yes should be Yes and your No should be No.
Your 1000 should be 1000 not even 999.5 or 1000.5
Your sincerity would get people to trust you more and bring you good reputation


3.No to Greediness
Do not in the quest to make more money lose the ones you have .
Especially those that would want to use #3000 to get #50,000 and use #10,000 to get #400,000 shocked . Even Dangote didn't start like that.
smiley


4.Learn to Save and set Target:
Even if the money comes in bit by bit or in full. Save immediately irrespective of the amount and set Target amount to be saved monthly or weekly to save and work to achieve them.

5 .Spend Wisely:
Not every latest device should be purchased, do not spend your money in a way to impress, always spend on what has value and durability and on something that you would see and be proud of.

6 . Work harder and stop Procrastination
When ever you have the urge to procrastinate,work hard to accomplish that task and you would be glad later on you did.
Work hard,play, sleep and eat when necessary.


7 . Owe less Lend out Less.

That moment you think you owe less and you total the amount you owe different people you would realise you are actually RICH cool grin
We ought to help each other when in need but do with care not all who promise to pay back would do.
In summary Borrow what you won't have difficulty paying back and Lend out what you can Forfeit


8 .Avoid Distraction and Unnecessary Expenses:
Examples like Opposite sex, alcohol, clubbing, boasting,attention seeking etc
They are necessary activities that should be done once in a lifetime ,but they should be done when financially stable.
They might be tempting and calling but the Ability to Overcome them makes you a Great Entrepreneurs


9 . Dream Big and Be Determined:
Dream big ,yes very Bigdreams cheesy. Dream of you having that company,having your own workers, your own car,mansion, family, kids etc
Then after your dream your Determination and Hard work would help you achieve those dreams

No food for Lazy Man tongue


10 . Be Prepared for Unforseen circumstances and have PLAN-B standby :
We are not perfect and that is what makes us Humans. Our plans should be carefully set out and every areas touched and PLAN-B set aside coupled with preparation for Unforseen circumstances.

Many upcoming Entrepreneurs Omit this and it cause them some setbacks and disappointment.


11 .Learn and Seek more Information.

Never stop learning about your area of work ,Google is your friend,meet professionals on the field,ask questions,after digesting every info and embark on any project be sure of success and less error.


12. Have a Mentor and Role Model.
Have that Role model you would always look up to that would give you 1001 reasons never to give up.
Have a worthy Mentor you can run to at any time when ever you need information, who is also ready to guide you to make your Success his Joy.


13. Learn more Trades.
You are a GREAT ENTREPRENEUR not a Doctor,Lawyer,Engineer,Dentist etc that are fixed to one field of work for a Lifetime.
When ever you have that Spare time,Utilize it and learn more Trades and attach them to your existing trade. Be it Blogging,Mini-importation,PLAN-B,Forex, Biogas, BulkSmS etc
Even those White collar worker have PLAN-B



14. Health is Wealth.
In the quest to make more money you should not ignore your Health.
Note: When your health is down your business goes down. When you are in good health you acquire more wealth.


15.Thites and Charity Donations.

To whom much is given much is expected. After achieving your goals and plans do not forget to appreciate your creator.
Helping those in need of donations and visitation even if you know them or not.

The Blessing is Divine!

**climbs down from Palm tree**

Writer: Winetapper
Inspiration :

Cc . Dominique
Cc. Aleairhub
Cc. Ymodulus
Cc. Great Entrepreneurs smiley

Trizyd:
Thats a trig formula na. doesn't prove 1+1=1. la triange,la trig.But i love their idea. NEXT!

Amastermovic:
How to improve your Gpa this semester easily for the purpose of newbie going through this article..

GPA is a an advanced way of calculating grade,each semester a Grade point avarege (GPA) shall be computed for all courses taken in the semester,The GPA shall be computed and rounded off to two decimal places.. exp (2.99)

Be prepared : everything structure in life as a foundation beneath, you need to prepared your self you want to also make it in life you don’t want to argue with people who’s the richest man on earth..
Stay organized : if your reading table looks like a natural disaster that occur in Haiti i don’t expect your GPA to look different ,The more organised you are the easier its for you to stay focus.

Invest your time : invest more time on your assignment,student are found with the habit of cttrl+c ‘’copy” and ctrl+v “paste” though you actually obeyed an order of submitting an assignment but you never follow the main reason the assignment was set out as we all know example is simple ,classwork is tricky,Assigment is logical,at some point you will ask your self can this lecturer solve this foolish assignment,yours is just to attempt to improve that brain of yours ..KEY ASSIGNMENT COMES OUT DURING EXAM ..

GET A BAG : higher institution student are found with the habit of rolling their lecture note ,carrying fancy bag around the campus just for fashion ,bags that can’t contain my secondary school physics text book “principle of physics”,your books will surely look rough and you wont be able to go through it,if you look dirty will any girl wanna hear you out same principle comes to play there. please if you are among such student desist from this bad habit get a folder it cost nothing less than 350naira ,not even up to the money you use to play your stupid naira bet which will take you nowhere. Have you ever come to think of think if the founder of nairabet gamble in school will he succeed to bring such business plan or even have the money to be copy the idea from foreign country please be wise..baba ijebu self don’t play betting..

GO TO CLASS : please just go to class even if you are only to be there in body and not in mind, most teacher pass out vital information while explaining which are likely not to be in the lecture notes .. GET a jotter for this just #100..
Participate in class
Don't study over night too much, for you to be able to focus during next class
Find your reading spot : this is very vital, I have a friend who can only study better at the school pitch, please don't copy such idea cause your own study point might be in the toilet..

Get a class tutor :gang up with your colleagues to discuss what you don't understand about today's lecture

Play : please ve a good leisure time all work and no play makes jack a dull boy..

Don't be selfish share your knowledge with orders else they will surely course you after the exam for not explaining to him during exam preparation... Please don't underrate my last point cause it works...

Source ; http://www.amebomapoly.com/posting.php?mode=edit&f=2&p=58

Cc, Fynestboi, lalasticlala

importexpert:
As you are aspiring to start your online or offline business, it is important you read this article. i was so disappointed when i read a research carried out by an international U.S based organization (S.B.A small business administration) on the percentage of online business that fails. they revealed that about 80% of online businesses fails within the first year and this made me to carry out a little research on why such business fail in Nigeria and how to avoid such failures.

Online businesses should be treated very much the same like a real offline business. If you were to start a Barbing saloon, shoe making, tailoring, baking etc, what would you do? What mindset do you need? With the wrong mindset, you are setting up your online business for failure.

With the hype that people have been getting on the internet, many have come to believe that millions can be earned overnight without any effort. Sure, you can earn a lot of money online; but not overnight. Those who have "overnight" success with one project, be it sealing an importation deal, website design or programing project, had to learn and practice over some period of time before they learned how to earn huge money faster.

So, if you're serious about becoming rich making money through the net, you must first avoid the top reasons why online businesses fail:

1) Information Overload: The internet is an intricate network of massive information highways. If you've been searching for the key to online success for quite some time now, chances are you already read a massive amount of data and information that most probably has led you to confusion. It's difficult to sift through the pages and pages of reading materials and find one that would really give you the step-by-step guide to start giving you sizable monthly income online.

2) Lack of Focus: The problem with so many websites promising you huge amount of income opportunities, people end up jumping from one thing to another. Will you go for blogging? Affiliate marketing? Importation? There are just so many ways to make money online. My advice: just get something done. Start with one and make some money before you move to the next.

3) No Goal: Whether you're doing your business online or offline, having your goal is one solid foundation to determine whether you will succeed or fail. Not knowing where you're going will definitely lead you nowhere. Guaranteed.

4) No Compelling Reason to Succeed: How many times have you set a goal and then just forget it? Why are you setting that particular goal? You want to earn N300,000 within 3 months and improve that by N100,000 every month until you reach N1,000,000 per month? Great! But the question is why? Is it for your education? Is that for your marriage celebration? Is it because you need to set aside N200,000 per month for your long term care? Or to help your needy relatives and neighbors?

5) Lack of Patience: With the instant coffee, instant downloads and all the instant gratification society has spoiled us with, people got accustomed to "I-get-what-I-want-NOW!" Success is never overnight. You need to pay the price. We can't get away from the Law of Sowing and Reaping. You will always reap what you planted. But you have to give the seeds time to grow and be nurtured properly by the sun.

It's a blessing that while we need to put in some work doing online business, it is actually much less and simpler than you can imagine if you have a guiding compass like me that shows you the does and don't s.

All you need to start is to know the basics. You need an easy to follow guide that shows you how to do online business by simply connecting the dots, and you can avoid the pitfalls of online business and eventually achieve great success.

i hope you enjoyed reading this article and feel free to ask me your questions regarding online businesses and especially online importation. your success is truly my pride.

for those copy cat that must copy this article, please link it back to Nairaland, importExpert and this thread.

cc: Lalasticlala

lordhugo:
‘Snail experts’ who tell you to construct a pen, buy snails from their own farms , feed them with paw-paw leaves or a ‘super formulated feed’ , allow each parent snail lay anywhere from 20-400 eggs 5-6 times a year, achieve 100% hatch-ability so you can have 1,000,000 baby snails (one million) snails worth N200,000,000 (one million dollars) in an 12 additional months is simply not being practical.

These conditions can only be met in a scientific laboratory with huge funds allocated. Guess what? You do not have a lab neither do you have money to waste. (because such a venture if ever done will be for scientific ends and definitely not for personal profits).

The best you can do is to maximize your profits using my simple methods of cheap and practical secrets which coupled with best practices and application of good quality control will reward you more often than not.
These are ‘little secrets’ which will give you ‘big results’.

I have compiled it in a fun way from A-Z and it will hopefully raise up more owners of profitable snaileries in Nigeria , Africa and the world at large.



[size=14pt]SO, lets read A,B, C - the snail way! [/size]

Achatina is a genus of medium-sized to very large, air-breathing, tropical land snails, terrestrial pulmonate gastropod mollusks in the family Achatinidae. There are some 200 species of Achatinidae in Sub-Saharan Africa. Some species are kept as terrarium (just a fancy name for an aquarium without water ; LOL) animals due to their size and colourful shells.
For the purposes of snail farming however, we will concern ourselves with only the three species of that genus that is commercial , marketable and of course profitable. They are Achatina achatina Linnaeus, Achatina marginata and their younger brother – Achatina Fulica.


Breeder snails are the patriarchs and matriarchs (even though snails are hermaphrodites) of your prospective snail farm. Snails are “highly reproductive”! . these breeders are 12-24 months old snails who possesses the required qualities needed to start, sustain and “successfulize” your snail venture. Logical characteristics include shell health, age, species, source location, stress factors present in capturing and transporting as well as your own size of farm (estimated), location of farm and type of housing to implement. I always suggest sourcing mature adult snails from deep in the forests rather than farms. Farms are a good way but not really the best because the forest snails have had a natural life and are usually more hardy. Snails from farms have had too much contact from ‘snail slime’ from the snail trails of other snails in the farm and this significantly reduces their fertility and overall immunity to diseases. (Snails from farms are spoilt kids.Check out ‘Density Matters‘) .
The only place you shouldn’t buy snails though are your city markets. Live snails from such markets are usually stressed and are best for eating. Yummy!


Calcium is the single most important factor in the feeding of any snail venture. Why? Simple. Low calcium intake will slow the growth rate and cause the shells to be thinner. Calcium may be set out in a feeding dish or trough so the snails can eat it at will. Food is only one calcium source. Snails may eat paint or attack walls of buildings seeking calcium, and they also will eat dirt. I use two cheap calcium sources in all my farms. One from the green outer leaves of cabbage (you do not pay for this. It is freely available in any fruit/vegetable market in Nigeria). They will even beg you to help them carry the ‘dirty’!

“An experiment was carried out to assess the growth performance of African Giant Land Snail Achatina achatina fed with three natural feedstuff; pawpaw fruit, pawpaw leaves and cabbage leaves. A total of 24 growing snails of approximately one year old were used for the study. These were randomly divided into six groups and then allotted into the three experimental diets, arranged in a completely randomized design (CRD) order. Dry matter intakes of feed being served every other days, weight gain and size increase of snails were assessed fortnightly. The results showed that pawpaw leaf is higher in protein than cabbage leaf and pawpaw fruit.

However, cabbage leaf contains some essential mineral elements, which are useful in body building than the other two feedstuffs. It also showed that snails fed with cabbage leaves had the highest dry matter intake and weight gain of 14.2 and 18.6 g, respectively. Highest shell length and circumference increase of 0.3 and 0.6 cm were obtained in pawpaw fruit and pawpaw leaf respectively. Although there was no significance difference (p > 0.05) in the weight gain of snails fed with pawpaw fruit and cabbage leaves, cabbage leaf seems to be richer in protein and other essential mineral elements than pawpaw fruit. It was therefore concluded that cabbage leaf could serve as a good substitute for pawpaw fruit and leaves, which hitherto were known as the preferred natural feedstuff of snails.”
That was the abstract of a research paper by 4 professor level experts from the Federal college of forestry Jericho , Ibadan. I saw it since 2009 and I have applied it successfully.

The other cheap but effective calcium source is broken rock fragments of limestone. Just place them as ‘Licking stones’ in pens or the habitat where you plan to house your snails. Find them easily in stores where poultry feeds are sold or just take a hike to the hills of Okpella in Edo, Nkalagu in Ebonyi, Obajana in Kogi or mfanmosing in cross river and load sacks of it for you.
Good Calcium Supply, Bigger Healthier Snails.

Density matters! Instead of wondering what brought Physics into snail farming, proper use of space can determine if your snail venture is successful or not. Why have plenty of snails in a confined space or little snails in a wide enclosure. One issue as I mentioned in ‘Breeder Snails’ is the fact that density affects the growth and breeding capacity of snails. High density populations tend to grow slowly, develop into smaller adults, and lay fewer clutches of eggs and fewer eggs per clutch. If the snails are very densely packed, they may not breed at all. The accumulating slime suppresses reproduction. Other disadvantages of high density are the high rates of parasitism and ease of transmission of diseases.

Snails tend not to breed when packed too densely or when the slime in the pen accumulates too much. The slime apparently works like a pheromone and suppresses reproduction. On the other hand, snails in groups of about 100 seem to breed better than when only a few snails are confined together. Perhaps they have more potential mates from which to choose. Snails in a densely populated area grow more slowly even when food is abundant, and they also have a higher mortality rate. These snails then become smaller adults who lay fewer clutches of eggs, have fewer eggs per clutch, and the eggs have a lower hatch rate. Smaller adult snails sell for less. Dwarfing is quite common in snail farming and is attributable mainly to rearing conditions rather than heredity factors. Crowding snails is false economy
Think of about 20 Mature snails per square meter.( Infact, Per cube meter as they tend to climb). 40/Sq3 for medium snails and 80-100/Sq3 for baby snails. Density matters!

Escargot simply means snail meant for consumption usually in Europe and particularly in France, Spain and Portugal. For this backyard farming purposes, I will restrict it to farming, harvesting, processing and marketing of well packagaed snails. You have to get to the ‘escargot level’ if you are ready to fully exploit the goldmine that is snail farming. It is not really expensive to start. As little as having 100 mature snails laid freely by 5 breeders can start off your snail empire. Instead of selling to the market woman who would price and haggle, just harvest your snails, clean them hygienically and store raw in a freezer. Now you can have a better price from your road side ‘frozen chicken and fish store’ , a neighbour or even a hotel or fast-food chain. 100 pieces x 250-400Naira in 6-8months.Do the maths for 1000 pieces when all you need is 50 metres square (5metres by 10metres piece of land) I smell money!
I promised to bare ‘every secret’ in snail farming.

Bigger escargot operations can rake in Millions from exporting to Europe, Asia and of course U.S.A. The U.S.A is a goldmine as the government banned ‘Live’ snails from being imported. Our African brothers need snail in that country no be small since no Giant African Snail farm can exist legally.
You can even do what I call stock market trading in snails. I simply buy small to medium sized snails from the forests at a very cheap rate in the rainy season (we are in one at the moment but it will soon end so take action now and put them in my ‘snail bank’ for 6 months). With a mix of expertise not unrelated to cheap/quality feeds and complete snail care you can sell in the dry season 4-6 months later and make 4-5 times gross profits. (Take into account initial capital, feeding costs ).
Example buy 1000 snails at N50 and sell for N250 after ‘Banking’ them. More preferable is you harvest, clean and market yourself.
This stock market is surer than sure.

Feeding is the single most important factor in snail farming. Snails are easy to feed, they will feed on nearly every organic food source that is non-toxic, not hairy/waxy including leaves, fruits, vegetables, tubers and household wastes (that contain no Table Salt (NaCl).
Common food sources include fruits and veggies like banana, melon, cabbage, carrot, pawpaw, lettuce, cucumber, potato, pumpkin, plantain etc. Some people formulate special feeds for snails but you have to outweigh the cons with the pro. Why buy when you can have it all natural and next to free? Think of cheaper sources! Fruit markets, gardens and even the bush behind your house.
The type of housing and the scope of your farm will ultimately determine your source and type of feeds. In that respect, contact me. Consultancy is not expensive.

Unless your snail farm is of the very extensive type, you will have to provide your snails with some or all the food they need for good development. This will require efforts on your part in growing or collecting snail food, or cash for buying it. Therefore, you must know what snails eat and what they need. Smaller snails will prefer juicer feed sources while adult snails can eat hardier feeds and will sometimes eat soil substrate to enrich its calcium source.

Calcium as I mentioned earlier is plentiful in some sources. I used to peel off the outside leaves of the cabbage until I read that the outer leaves have as much as 80% more calcium (40mg/kg and 70mg/kg) than the inside leaves. I also wait until the last minute to cut the cabbage, as exposure to the air causes loss of vitamin C.
Not forgetting the calcium/magnesium balance needed in feeds as too much magnesium will prevent calcium absorption which creates growth problems. There are plenty secrets indeed!


This is just the start of a revolution.... join the train and know what G-Z holds..... Existing farmers are welcome to share ideas.


Snail farming is a slow but stable way of making money. I can however maximise your margins by integrating mixed organic farming into the mix.

To find out all out takes to start today, call or Whatsapp 080.30964896 To discuss your needs and receive professional planning, project setup, management etc.

We are very affordable.

pedrilo:
Guys, this is very strange as I have never seen or heard about dis b4.

my duvet is an electric one!
I mean my sleeping blanket!

I traveled to dubai and got this lovely and soft duvet cos I know I'll need it dis period cos of cold.

But to my surprise, wen i'm sleepin under the cover of my new duvet/blanket, I hear some minor electrical spark sounds n lightnings from my blanket sometin like disco lights around my blanket

Abeg who don see, hear or experience dis kind tin b4?

fyneboi79:
There are actually ways you can make yourself very important at your place of work. Such that even when there is massive sack going on,you will be sure you won't be affected. And I am going to discuss a few which has worked for me over the years .

1. Always go the extra mile when given a task to perform. When I say,"go the extra mile",I mean do a job in a very efficient and swift manner with no room for delays.

2.Keep learning: Never stop making inquiries and doing research to gather more knowledge in ur field of endeavor.

3.Expand your topic of interest and read widely. You will realize with time that you seem to know something about everything and trust me employers are drawn to such personality traits.

4.Seek to educate others by letting them tap from your vast knowledge and believe me no employer wants to lose a worker with such ability to impart useful knowledge to its workforce.

5.Be punctual!! Always keep to time. Be the first to arrive for work and appointments. And the company will realize that you are reliable and will hold on to you.

6. Friendly disposition towards colleagues: Every one likes you and want to be around you because you are always willing to lend a helping hand. Some may think you are a work horse but in the long run when promotion and recommendations begin to shower on you,they will understand.
7. Good communication skills in writing and speaking will also earn you an automatic spot in an organizations work force since it helps in bringing business by fluently convincing clients to do business with your organization while caring for their needs.
You can add any that has also worked for you. Cheers.

silverluci:
hi nairalanders!

I chose a project topic on "Preschool mobile security system" where parents could easily monitor their toddlers from work via their mobile handheld devices and send alerts to schools in the event of perceiving any form of danger about to threaten their children.

Showed it to my supervisor and he grinned and nodded and said he liked it.

I have been online for the past two days, scratched my head, read everything i could find but haven't even gotten an idea of what platform it is going to run or how to even implement this programmically (forgive my grammer)

Hence, i have come here. Nairalanders has really been of great help to me in the past. can i have a few ideas on how you think this would work?

erad:
Business card designs

Businesstools:
1. Ensure that no individual is responsible for processing a transaction from start to finish. E.g. The person who authorizes the issue of inventory should not be the storekeeper.

2. Restrict access to your company’s physical and financial assets, including financial records to authorized persons only.

3. Verify your assets (inventory, cash, equipments, etc) regularly to ensure that what is recorded in the books is actually on ground.

4. Before hiring, do a pre-employment background check on all prospective employees. Call their former employers and ask questions about their character and why they left.

5. Develop and implement policies to determine how financial transactions are initiated, authorized and reviewed.

6. Invite external auditors to review your business accounts, transactions, and procedures, at least once in a year.

7. Encourage your employees to report any incident of theft or fraud directly to you, and promise to reward them if they do.

8. Do not take any case of fraud lightly. Investigate properly and discipline defaulters to pass a message that you have zero tolerance for fraud.

9. Do not allow employees to visit the business premises after working hours. If you can afford it, install CCTV cameras in all high risk areas.

10. Fraud perpetrators usually display behavioral traits that can indicate intention to commit fraud. Observing your employees closely can help you identify potential fraud risk.

11. If you notice unexplained drop in sales, rotate the attendant. If sales improve, it could be a sign that fraud has been ongoing. Carry-out a thorough investigation.

12. An increase in sales when a key employee proceeds on leave could be a sign of fraud. For this reason, beware of any staff who doesn’t like going on vacation.

13. Monitor employees who appear to live beyond their income. Also, those into gambling & drugs. These are extravagant lifestyles & you can’t afford to be funding them.

14. Some employees use their employers’ business for their own personal business. For instance, they bring in their own stock, similar to their employers’ to sell. Watch out!

15. Report loss/ theft of your check books/ debit cards immediately. This will enable the bank block payments or other transactions on the missing card/ check numbers.

16. Respect and treat your employees well. If you do, only a person without conscience will steal from you or conceive evil against you or your business.

17. Set up an anonymous way for your employees to alert you of any concerns related to potential fraud within your company. Take these alerts seriously.

18. Avoid using multiple bank accounts for your business. It makes it difficult for you to detect inappropriate movement of funds.

19. When your accountant insists on handling tasks that other departments or individual is responsible for e.g. purchasing, it could be a sign of fraud.

20. If your accountant continually misplace or misfile important documents, e.g. payroll records, deposit records, receipts etc., it could be an indication of fraud.

21. If deposits are frequently lower than expected. You should compare sales receipts with amounts deposited into the bank account and query any differences.

22. Be on alert if your accountant continuously looks for excuses why not to follow the company’s established accounting or administrative procedures.

Abatsam111:
Last Updated: 13/12/2015. 07:16am
Recently there have been a lot of competition and upgrades amongst these networks in both data plans and call tariff plans. First on tariff was Etisalat with Eti easy life 4.0. Then mtn seeing the plan as a threat quickly followed suite.
With all this changes, i think its time you stop making calls at exorbitant rates that even my billionaire grand pa will object to lols. I Decided to write this after realising MTN zone plan now selects sims to call which is almost as good as blocked.
As at the time of writing this post, below are the cheapest Tariff plans from the four most used networks here in Nigeria. So you can compare and pick out the one which suites your daily budget, business or call habit/pattern.

Cheapest Tariff On Etisalat

[img]http://t0.gstatic.com/images?q=tbn:ANd9GcTqMkc0UZG_Ad51IHA_UpF_A9JfvB0nD_womOfip6PEl3TuMnWn1ir490IN[/img]
For Etisalat, the cheapest tariff plan is no other than the newly launched Etisalat Easylife 4.0 package. which comprises of:

==>Calls at 11k/Sec to all network in Nigeria.
==>Calls at 20k/sec to 4
international destinations (UK landlines, US, China, India).
==>₦5 daily access fee which
will be deducted once you make your 1st voice call of the day.
==>With this, a minute call will amount to N6.6 only.
Subscription Code?
Dial *420*1#. After which you dial *244*3# to Confirm/check it.

Cheapest Tariff On MTN

[img]http://t3.gstatic.com/images?q=tbn:ANd9GcTI71J1gBJ2HTSEP4pizK0tWj8kS39pgdhiLgs8EVSzipXfEgwYj_dWJA[/img]
Update: Mtn has done their worse and increased Truetalk+ call rates to 20k/s so its currently no where near the cheapest call plan.
As for MTN, the new MTN Truetalk+ is your best bet. Its an upgrade of the previous MTN Truetalk plan. The plan offers:
==>Calls to all network in Nigeria at 11 kobo per second and 20kobo per secs to UK, USA, India, Canada and China with a daily access fee of N5 once you make your first call of the day.
==>With this, a minute call will amount to N6.6 only.

How To Subscribe To TrueTalk+?
==>dial *123*20#

Cheapest Tariff Plan On Airtel

[img]http://t3.gstatic.com/images?q=tbn:ANd9GcTxDi7knRocL6mp98zWhn6sbyraKhO9bRZRX6uq4j0nIm_wtNbP1Jc-hw[/img]
On Airtel, just give it up for the new Airtel SmartTalk plan which more or less offers same rate with Eti easylife 4.0 above. Details include:
==>Calls to all networks in Nigeria at 11 kobo per second (from the very
1st second) with a daily access fee of ₦5 charged once you make your first call of the day.
==>International calls at 20k per second to USA, Canada, China,
India and UK Landline.
==>With this, a minute call will amount to N6.6 only.

How To Subscribe To SmartTALK?
Just Dial *315# to migrate or send Yes via text to 315

Cheapest Tariff Plan On Glo

[img]http://t2.gstatic.com/images?q=tbn:ANd9GcS82sAzoUMG3YHXfUCsg9SVlzUJQTug4IfDrkbDuRBNxFKQ7HhZtsUAp_I[/img]

After reviewing all the tariff plan by glo, the cheapest still remains Glo Gbam Plus.
All with similar call tariff plan of 11K/sec to all networks after a daily access fee of N5.
Glo Gbam + (Plus)is Glo latest and cheapest call tariff plan that offers all prepaid Glo subscribers the ability to make calls to all networks at 11K/sec after a daily access fee of N5.
And you should note that the N5 is deducted only on days you make chargeable call, therefore you will not be charged the N5 daily access on days that you do not make any call.
With the Glo Gbam + (Plus) you can also call 5 international destinations of US, UK, China, India and Canada at a flat rate of 20k/sec and local and international SMS rates are charged at N4 and N10 respectively.

To migrate to Glo Gbam Plus, simply dial *100*6*1# with your Glo line and start enjoying the amazing call rates of 11K/sec to all networks.
You should also note that this is quite different from your normal Glo Gbam where you get 5mb daily and N5 daily access is deducted daily with or without you making call.
Now with the new Gbam Plus plan, you no longer get the daily 5mb.

Now I believe this is the time where you now make call without minding the network that you are calling and without constantly checking your account balance after every call because it is really getting cheaper by the day.

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twoondei:
all you need is the vision. catch it, pursue it run with it, everything in the universe will work together to make it a reality.

you see big things like this and you're sure you will go places in life.


PS: your hate will not stop its fulfillment

coolhamid:
Research has shown that 90 percent of Male Fertility problems are as a result of men’s failure to produce enough sperm.Recent research has also shown that 70 percent of all deformities that are found in babies are as a result of lack of quality sperm.Low sperm count affects approximately one in 25 men. With all these statistics, how do we overcome the problem of low sperm count in men? Apart from seeking medical solution to the problem of low sperm count, there are also foods that when taken will not only increase the sperm count but will also go a long way in increasing the quality of sperm.

Lets take a look at five foods that helps in increasing sperm count and reducing infertility rate in men.

1. Garlic

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Although , taking garlic can be a difficult task for some men due to its scent . The scent should not dissuade you from taking it if you plan on having your own baby soon.Garlic helps a lot in the production of sperm count . Garlic contains an antioxidant called selenium which helps in sperm motility. Start adding garlic to your meal today to boost your sperm count.

2. Ginseng

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Ginseng is found mostly in cooler climate and basically in north America and Asia. Scientists have proven that this great plant enhance libido and sexual performance. In a study published by Journal of Urology, 45 men suffering from erectile dysfunction were administered ginseng for 16 weeks. At the end of the trial, 27 out the 45 men said Ginseng improved their erection.

3.Walnut

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Popularly Called “Asala” by the Yorubas, walnut contains Omega-3-fatty acid which has been found by scientists to increase sperm count and helps in sexual performance in men. Apart from the role this great food plays in Increasing sperm count, it also helps in reducing and preventing Alzheimer’s disease. A study which was published in the journal of Alzheimer’s disease shows that walnut have beneficial effect in reducing and preventing the risk of Alzheimer disease.

4. Banana

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Banana is a must- eat fruit for every man who wants to increase his sperm count.Banana contains an enzyme called bromelain which has been found to increase libido and sex drive in men. Apart from increasing libido in men, this great fruit also helps in weight reduction.

5 Water Melon

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Consumption of watermelon helps a lot in fighting infertility in men.It increases the libido in men and considered as natural Viagra for men.A phytonutrient known as citrulline in watermelon helps in relaxation of the body ‘s blood vessels and also improve male sexual performance.

You want to increase you sexual performance? Start taking the aforementioned foods today.

Source http://chop4naija.com/5-foods-that-helps-in-increasing-sperm-count/