₦airaland Forum

Toks2008:
You are not getting it.

Just as we have an interbank module for pounds and dollars we can have for yen too.

60% of our imports are actually from China and Japan and these countries can easily trade naira yen directly without first converting to dollars

As it is before you buy 1m yen worth of goods you have to convert naira to dollars first then to yen...this is a total waste of huge commission.

Central bank said dollar rate will be determined by demand and supply yet they have refused to create a competitive module for dollars by frantically making it the numero uno foreign currency

I get you. And thats why they are trying to add yen (abi yuan) to our reserves. So such exchanges from naira to yen can be possible without first converting to dollar
But the problem is with holding a currency like yen, you are very exposed to exchange loss because yen isnt as stable, or should i say powerful as the dollar. By holding yen, you can lose 20% of your value by the end of the day, this is very unlikely with dollar!

Toks2008:
I may not be too knowledgeable about the dynamics of foreign exchange but from my naive perspective I believe the CBN and Federal government are willing collaborators to this never ending crazy surge of demands of dollars.

Why can't importers buy Japanese yen directly or China currency so that the demand on dollars will be reduced hence forcing it down.

Buhari is gradually destroying the image of APC Tinubu tenaciously built with serious hard work.

In other countries there would have been chaos but we have great tolerance in this country.

How many people that has the Japanese Yen will be willing to exchange their Yen for your naira? There is a reason dollar is used as the centre currency. It can be accepted for any currency in the world as it is always in demand, so people will always be willing to have them. Unlike your naira. A Japanese man for example would not give you his yen directly for your naira, he wants the dollar equivalent, not naira because he probably never imports anything from nigeria. To cut the story short, we need to induce demand for our naira by exporting more. But how can we export more if oil is our only major source of exportation and the prices are very low? This is the reason we are trying to build other sectors of the economy!

Lol but una like bad news sha.. why does this naira crash matters always hit front page in a split second

diva90:
Nice one. She was my senior in secondary school

congrats

Ayo12345:
That's a screenshot of the result.

66 percentile was only an example...lol

Lol

otemanuduno:
CHAPTER FORTY-THREE

1. Now the land of Makka began to make name in the earth. And Alla commanded the homos of the land to write the history of Makka. And they took scrolls here and there;
2. And they wrote the history of Makka after the dictate of Alla their god. And Alla said, I shall be tougher than even Yahweh in my dealings with you. Yahweh has said, he who have sex with another after marriage shall be stoned to death.
3. It shall be so also in my law. But let such one be killed slowly. Yahweh has commanded that he who steals should restore what he stole in many fold, but I have said, let he who stole be amputated in the right hand.
4. If your wife does not respect you, then beat her for this. Beat her severely, so shall she become wiser. And she shall learn her lesson severely.
5. If your wife or children says that Alla is not god and he should not be worshipped, it is better for you to kill such one. But as Yahweh said, bring such one to the judges to be stoned to death.
6. He who does not follow the books written by the scribes of my land shall be killed by the sword.
7. Let no woman ride the chariot. For any woman who does this shall be killed by the sword. Let misfortune and evil befall such woman forever.
8. He who turns away from the worship of me, Alla, to worship another god, let such one be killed.
9. If a woman has been raped, let her keep silent. Let her not testify against he who raped her in the presences of the judges. Let her keep silent forever; for it is good that she endures what a man has done to her than to cry about it.
10. Do not eat meat except you have sacrificed them to me first. And do not sacrifice pigs to me, because they are dirty and they can never be clean.
11. He who worships Alla should lie to the unbelievers, so that he could make the worship of Alla your god greater. Let the priest of Alla tell great testimonies which are not true; for this shall make an unbeliever come to Alla to seek him.
12. Is this not the deeds of Yeshua when he worked and found Yacob when his father was not around? For multitude of souls follow after his lies now and called them the truth. So also shall I establish my own kingdom.
13. The females are to be equated with the disabled. Let them be seen as half homos. Let them inherit only half the property which a male can inherit.
14. Let their testimonies be seen as only half and be taken less seriously.
15. A man can divorce his wife at will. As long as it displeases the man that the woman should continue to be his wife, it is better for him to send her away. For so did Brahma when he abandoned Hajira in the forest with her son Ismail.
16. So it is advisable that a man divorce his wife when he does not like him anymore.
17. If he who does not worship Alla comes into your midst and marry one who is a worshipper of Alla, let that man be killed when you have known this.
18. It is good to marry children when they are only infants; for infants have no choice of their own. It is good to have sex with children when you have paid for them to their parents.
19. He who converts a worshipper of Alla to worship another god must be found and killed.
20. He who speaks against Alla must be killed. He who writes another law must be found and killed. He who takes the holy books of Alla with left hand shall have his left hand cut off.
21. Let he who throws the holy book away be killed immediately.
22. He who denies any prophet and scribes of Alla should be killed. He who writes grave things against Alla should be killed. It is allowed to go about to any kingdom and kill them, so far they have not accepted the worship of Alla.
23. Kill then with fire and sword. Let them not live, except they accept Alla your god.
24. If the worshippers of Alla are in a kingdom, let them fight to possess the while kingdom. For such thing is what Yacob did to possess its land also. In that did Yeshua and Yahweh his father pride themselves. So shall I do also, and even more.
25. A female can only have one husband, but a male can have more than four, if it pleases him. For so they do also in Yacob. And as Zilpha was killed in Yacob because she has two husbands, so shall any woman be killed for keeping two husbands.
26. But it is advisable that every man breed more than one wife.
27. But my scribes and prophets can breed more than a thousand wives if it pleases them.
28. Let my homos celebrate the greatness of me, because I am the greatest of all gods on earth. I am greater than Yahweh and Vishnu and Odin. I am the greatest of all gods.
29. Let my followers worship me by observing the moon. Let them set their eyes at the moon forever. For I am the light of the moon.
30. Let violence be our watchword; for violence is better for the taking of possession of lands. For the kingdom of the gods upon the earth allows the use of violence. And only the violent homos possess the world.
31. Fight for me in the places where I cannot see. Kill, destroy and take lives for my sake. Kill in multitude and when you die, you shall possess the heavens with me.
32. So did Alla make many laws and the homos of Makka lived their lives according to all the things which Alla had said.
33. And they killed for the sake of Alla in all the places which they went.

do u mean Allah? Where do u get the writings from?

Lol ur so funny.. why are u tagging those guys now? U want them to put this on front page? Lol

ifenes:
21 years of age should be independent anyway. I was 19 rented my first apartment.

Why u dey lie.. where did u get the money at 19?

Appliedmaths:
sesewa@hotmail.com

no.b ogun dem dis pple dey ni?

JiggyFighter:
Lol... your view is inaccurate. The scores are being compared to others, yes. Hence the percentiles. However, the scores being compared are not just from people taking the test now. The assessment site (TalentQ) already has a sample "population" of scores to compare with. Also, it's not just about getting "high" scores. As someone stated above, it's likely that there are different requirements for different streams, so someone might get a high score that is inadequate for one stream, but sufficient for another.

Are u sure about the bolded? If yes, then fambum87 is very right because this would mean getting a low percentile like 40 doesnt mean you won't be chosen as you may still make the top list among the standard chartered applicants. I thought the scores was actually being conpared with those of us that have taken the standard chartered test and not the against a sample population by talentq.

Fambum87:
Well, I still insist that higher percentile does not necessarily mean that you have done better than someone with low percentile. use the link below to know how percentile works.

https://upload.wikimedia.org/wikipedia/en/5/5c/PR_and_NCE.gif

I think i understand your point. But that is based on a normal distribution curve, where those with 30, 40, 50 percentiles may just be around the mean score and still have a chance. However it is specifically stated in the results, that 66 percentile mean you performed better than 66% of those that have taken the test. So definitely someone with a lower percentile would not stand a chance like someone with a high percentile

Solecontroller:
Same here.

The requirements for each role are different. From what I know about wealth management, we need to get high logical and numerical scores to move ahead. Financial markets too.. For retail banking, not so much logical. The Strengths for each also differ in my opinion.

Also, they aren't comparing our scores with the rest of our mates. They already have a sample population that have taken the test under optimum conditions. They compare our scores to this group's.

The test is also adaptive so the more you questions get correctly the harder the following question will be.

So what happens if "most people" dont get high scores? They should have allowed us attempt both logical and numerical. I still believe i would do well in the numerical. Didnt like the logical thing from the start

nwakibie3:
Which category did u applied for?

wealth management

nwakibie3:
U never can tell. It depends on the performance of other applicants. Am sure u haven't got a mail of whether u are successful or not; that's because they still need to compare ur performance with others. Still keep ur hope high, anything can happen. One love...

no i haven't gotten a rejection mail.. but most d guys here have been getting high percentiles sha... am still hoping tho

Lol got 40 percentile in the logicals.. am pretty sure i wont be invited for the numericals.. no.be my mates dey get 80 percentile ni

Solecontroller:
Of course.. All screen shots are from my phone.

Thank u.. funny enough for some reasons i find the logical parts harder than the numerical..

Solecontroller:
Only one option is correct and it's staring at you in the face. For instance...

The answer to the Logical there is an empty box.

The answer to the numerical there is 1104 pounds..and the options have numbers spread from about 1000 to 2000

ok it can be done on phone right

Solecontroller:
They are always correct answers. It's starting at you.

The numerical is more tricky because you require the exact answers and they are over 20 of them.

So u mean all the options of the logical assessment are correct?

jidluk:
The logical is particularly about movement of the shapes and arrows

yea i know.. i took the practice on talentq but i found some hard and still dont know their answers or is there anyway to know the correct ansa?

jidluk:
I clicked the practise session first then after like 3 practises it request if I want to start proper assessment..when. I finished I saw 2 more which wrote complete assessment. Verbal numerical and logical.

pls how hard is the logical assessment. I have tried the practice but still dont know the solutions to some of them.

modupetemie:
who else received this??

well just be careful dear. Did you Google the company

U just need to be beautiful and have good character. I can die for u

vera031:
Yes I did.. but I used Google chrome. Make sure it's updated.

Thanks i did it on my phone with chrome. Next is the logical and numerical tests, have you done them? If yes pls what are they like

Please did anyone conplete the strength assessment on a mobile phone? My laptop isnt available atm

Cherishing:
Questions outside the context of the job

me too

crowntoro:
I applied for this last week and I did the online strength ssessment, I got a reply from them two days later in which they stated that they already have candidates for my kind of strength.
Una fit apply sha o

Lol what sort of excuse is that.. so what kind of strength are they looking for

kecy19:
For those who were unable to apply you can now go to there website and do that. It's back online

do u understand what they mean by they only allow one candidate per season. Does it mean i cannot apply for other openings like retail banking if i have already applied for wealth management?

BARAJ92:
May God bless O.P, who is that person saying O.P is deceiving us, is he collecting money from us, Unlike SME individual that will always redirect you to their site. I have been applying since a year ago, have never been called for an interview but I was called for this one though I fumbled during the interview section from which I learnt a lot of lessons.

let me learn from.ur lesson biko

Pls is there anyway we can still apply

obajoey:
And oga mi sir, any difference between study text and passcard?

yes u can see passcard as key points