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PropertiesRe: Building A Standard 3 Bedroom Bungalow by jayAjoku(m): 10:19am On Dec 05, 2013
WebSurfer: Please i need an estimate in building a 3 bedroom bungalow. the land is ready and somewhat developed to an extent..
will post picture of architectural design after the cut.
Thanks for responding.
at least 5mill for that standard... Could cost more
HealthHow To Be Happier In Life . 10 Steps To Achieve Happiness by jayAjoku(op): 9:56am On Dec 04, 2013
It’s time to care less. Yep, that’s
right. Sometimes we take the world
on our shoulders, and instead of
making the world a better place, all
we end up doing is creating more
stress for ourselves. Here are simple tips to ease that heavy mental load
and feel more carefree. What's Next? If You Don't Do These Now, You'll Regret 10
Years Later 1. What others think Dance to your own beat. Act dumb.
Do whatever you have to but don’t
take on board what others think.
It’s your life, your decisions and
choices. Others love to judge, and
why should you care if they do? Only you define yourself, so let
them be amused if it makes them
happy. When you care too much
about that others will say, you live
your life for them and not yourself. 2. Past mistakes We all make mistakes and mess up
in life. That’s just how life goes.
Don’t be hard on yourself, though.
Accept that everyone gets it wrong
sometimes; it’s part of the human
condition. You really are allowed to cut yourself some slack. Learn to
forgive yourself more often. 3. Failure The big “F” word that everyone
fears. It doesn’t have to be a scary
concept, though. Ultimately, it
depends on your attitude to failure.
If you see failure as not being
perfect, you’re going to be permanently miserable. A more
realistic idea of failure is giving up.
If you haven’t given up, you
haven’t failed. See failure as a
learning curve, a trial and error
process. See failure as your friend – it’s no big deal unless you allow it
to be. 4. What you don’t have The human default position tends
to err on the side of lack rather
than abundance, which is not
conducive to feeling carefree. We
focus on what we don’t have and
end up feeling thoroughly deprived. What’s the point of that? I
often tell my clients to focus on the
positives of what they have and the
negatives of what they don’t have.
Why would you want to torture
yourself with all the things you don’t have? That type of thinking
will not serve you in any productive
way at all. Make a list of all the
things in your life that you
appreciate. There will always be
others with more and others with less. What you have is enough. 5. “What Ifs” We can drive ourselves crazy
worrying about what might
happen in the future. No one can
predict the future (psychics might
dispute this), and there is no point
in torturing yourself unnecessarily about things that may never come
to pass. Remind yourself that this
type of worry is wasted energy and
distract yourself. Face worry head
on – if you can do something in the
present moment, go for it. If not, distract yourself and ‘shelve’ the
worries. 6. “I’ll be happy when…”
thoughts When we believe that we will be
happy once something has
happened, we effectively put our
life on hold until the event
happens. Wishing your current life
is away is a precious waste of happy moments in life. Be in the
moment more and care less about
being happy in the future. Decide to
be happy now. Happiness is not a
destination, it is a manner of
traveling. 7. Regrets Regret is a part of life. The past
cannot be undone, so it pays to
look at what you have done in life
philosophically. Did you learn
something from it? If you learned
never to do it again or to try a different approach, then you’ve
ended up with a positive result.
Accept what has gone before,
make allowances for human error
and move on. 8. Rejection Many of us are so afraid of rejection
that we stay in our comfort zones
and never risk true intimacy. Wear
your heart on your sleeve and risk
being vulnerable. The more you
hide out of fear, the greater the fear will grow. Show yourself that you
can express your feelings and live
with the consequences. You will
conquer fear of rejection in this
way and feel more carefree. Even if
the outcome is not as expected, you will soon realize that it wasn’t
as bad as you anticipated and that
you can deal with it. Be a little more
thick skinned, be brave and see life
as an adventure. 9. Society’s expectations Be thin, be beautiful. Show off your
wealth and status and then you’ll
be adored. What nonsense. When
you like and accept yourself as you
are, you don’t need to prove
yourself to anyone. Don’t buy into the constant media images of
perfection. Most of the images are
airbrushed and lead us to believe
that we should all look as perfect.
Try not to take it to heart. We all like
to see perfect images, but don’t lose sight of the fact that most of it
is digitally enhanced and not
natural. Love yourself,
imperfections and all. Self
acceptance is true freedom. 10. Being good enough It’s easy to feel that we don’t
measure up somehow. We live in a
competitive world. It’s okay and
even healthy to want to improve
and grow as a person. It becomes
unhealthy, though, when we internalize negative ideas about
how we aren’t good enough.
Always challenge this type of
thinking. What is “good enough”?
Where is the international rule
book that clarifies what “good enough” is? As long as you feel
happy with who you are, where
you are and how far you have
come, that is all that matters. We all worry unnecessarily and
create inner misery for ourselves.
Remember the above ten points, as
they are definitely items you can
immediately remove from your
worry list. Hopefully you’ll feel a little lighter and a little more
carefree too! We waste so much of our lives
caring about unimportant things,
foolish things, and unchangeable
things.
PoliticsRe: Nigerian Ranked As The 144th Most Corrupt Country In The World. Good Or Bad? by jayAjoku(op): 9:48am On Dec 04, 2013
we try na... Spread the thread grin grin
PoliticsNigerian Ranked As The 144th Most Corrupt Country In The World. Good Or Bad? by jayAjoku(op): 7:25am On Dec 04, 2013
Nigeria has been named the 144th
most corrupt country in the world. Afghanistan, North Korea and
Somalia are seen as the world’s most
corrupt countries while Denmark
and New Zealand are nearly
squeaky-clean, with Nigeria ranked
144th, graft watchdog Transparency International said in a
survey Tuesday. Worldwide, almost 70 percent of
nations are thought to have a
“serious problem” with public
servants on the take, and none of
the 177 countries surveyed this year
got a perfect score, said the Berlin- based non-profit group. Transparency International’s annual
list is the most widely used indicator
of sleaze in political parties, police,
justice systems and civil services, a
scourge which undermines
development and the fight against poverty.”Corruption hurts the poor
most,” lead researcher Finn Heinrich
told AFP. “That’s what you see when you
look at the countries at the bottom.
Within those countries, it’s also poor
people who get hurt the most.
These countries will never get out of
the poverty trap if they don’t tackle corruption.” TOP TEN =1. Denmark 91 =1. New Zealand 91 =3. Finland 89 =3. Sweden 89 =5. Norway 86 =5. Singapore 86 7. Switzerland 85 8. Netherlands 83 =9. Australia 81 =9. Canada 81 BOTTOM TEN =168. Syria 17 =168. Turkmenistan 17 =168. Uzbekistan 17 171. Iraq 16 172. Libya 15 173. South Sudan 14 174. Sudan 11 =175. Afghanistan 8 =175. North Korea 8 =175. Somalia 8
RomanceRe: Guys Do You Prefer Younger Or Older Ladies?? by jayAjoku(m): 7:02am On Dec 04, 2013
homesteady: Younger ladies of course! I just don't really fancy older ladies! At some point, she will like to use her age to bully you!
that is if you chose to be bullied or intimidated... Younger girls are pains for a man with a matured mind .
EducationRe: Do Scholarship Grantors Pay Their Awardees With Or Without School Results? by jayAjoku(op): 7:59pm On Dec 02, 2013
so will they just pay upfront?
TV/MoviesRe: Nollywood At 20; What Advice Do You Have For Nollywood Film makers? by jayAjoku(m): 4:00pm On Dec 02, 2013
1)they should seek the help of successful hollywood producers 2) they should start introducing teenage and child actors into movies not allowing overgrown actor to play their parts its embarrassing
3)they should think up better names or titles for movies titles that would captivate the average movie watcher
4)change the mindset of the movies we are tired of knowin the same manner every movie wil eventually end
EducationDo Scholarship Grantors Pay Their Awardees With Or Without School Results? by jayAjoku(op): 3:54pm On Dec 02, 2013
.Hello please i just had to find out. I don't know if anybody here has been a benefactor of scholarships of the likes of Nlng , shell, Total .and the rest of them . I would like to know if they pay without seeking your sessional result for the academic year or they pay after they have seen and have been satisfied with your academic performance. Please help me comment. I am bleeping anxious and very much expectant . Thanks for your feedback
RomanceRe: She Slept With My Best Friend by jayAjoku(m): 3:37pm On Dec 02, 2013
IGBO-PRESIDENT:
I helped wake her up. When she regained consciousness,she didn't just know what to do or where to start confessing or how to start pleading for forgiveness.
I categorically told her it was over between us. I collected the dubai necklace I gave her(which was a symbol of our engagement). She pleaded with me but I told her it was over btw us. I left.

The following day, she came to my house with Veron my best friend who betrayed me. They said they came to beg for my forgiveness.

She said it was me she loved, and that it was a mistake what happened btw her and Veron. Veron was speechless.
I told them to go and never come back because I don't ever want to see their faces. I left there.
My girl kept coming. I neglected her. She kept calling me. She called me again yesterday which is why I'm writing this.
Should I forgiver her?
bro to err is human to FORGIVE is divine. Forgive them both but cut any relationship you had with them.. It is said a smart person makes a mistake . Corrects it and never makes it again. I trust u will b smart about ths
RomanceRe: Funny Reasons Why Girls Fall For Guys. by jayAjoku(m): 1:41pm On Dec 01, 2013
all what you just posted partains to a girl with a weak mind and an eye for materialism.. If you take a look at girls that fall for such boys u will see they are cheap and can be victimized by any such boys.. Plus boys tend to pass weak minded girls round the table .. I knw ths to b true
HealthRe: My Experience With Weed by jayAjoku(m): 9:26am On Nov 30, 2013
lol lwkm.. My first weed experience wasnt bad infact weed hasnt done anythng bad to except the day i and 3 of my friends bought 11 wraps of weed with 4 bottles of codeine. We put the weed into indomie and drank the codeine with coke.... Well luckily i slept off in my room. For about 8hrs.... Woke up weak couldnt move.. Slept again same cndition but managed to open my room door...we took the stuff at 9.30pm on tuesday night But my friends slept for a whole Day and woke up 9.35am on thursday morning ah no fit laff them scarra when i told them they couldnt believe it .. Hehehehe lol.
CultureRe: Whats Your Native Name And Its Meaning. by jayAjoku(m):
bad meat: Ikwerre by Tribe!OROHUO,the house won't get lost!I.e the lineage
.
FamilyRe: Changes You Noticed In Your Spouse After Marriage! by jayAjoku(m): 3:12pm On Nov 28, 2013
she got fatter at the stomach.. Ewwwwwww ah dont like tummy fat so much. Am not married tho... Hehehehehe
Forum GamesRe: Make A Full Sentence Without Using "Is", "The", "Of", "And", "In" and "A" by jayAjoku(m): 11:17pm On Nov 27, 2013
jump up slap her then sit down like nothin happened...
FoodRe: Dont Peel-off Yam Skin Before Cooking, Dietician Advises by jayAjoku(m): 4:47pm On Nov 26, 2013
if this kind of advice get K _leg o
PhonesRe: BlackBerry Q5 Vs Samsung Galaxy Note 2 by jayAjoku(m): 4:44pm On Nov 26, 2013
dgb4: hello phone gurus,
am about changing my BB torch 2 but am a little bit confused on the next phone to use.
am considering a Q5 or a samsung note 2.

with Q5;
i can easily transfer my contacts, messages calendars etc.
but sick of BB CYCEYG (carry your charger everywhere you go)

Samsung note 2,
am skeptical on screen-touch only phones.
will start adding new contacts etc.
not too familiar with the android world
however, i know i can adapt.

Considering a fairly used samsung note 2 for 40k and a new BB Q5 for 50k, which is more reasonable?
I need your opinions pls
advice go for the note 2.. Its way better and the q5 is just junk coz its nt as efficient as the note2 also android os is quite easy to work with... .. Plus the note2 has better ba3 life
PoliticsRe: Switzerland Returns Abacha's $700m Loot To Nigerian Government by jayAjoku(m): 10:17am On Nov 26, 2013
brothers and sisters nobody need to tell una say that money done enter VOICEMAIL stop asking questions nobody go answer you o.... **Coughs** Dats all
BusinessRe: Nigerian Bank With The Best Domiciliary Account System? by jayAjoku(m): 1:33pm On Nov 25, 2013
[color=#990000][/color]please use [b]please use [/b]please use Diamond Bank they are reliable nd fast
PhonesRe: Tecno To Launch Phantom A3 Today! by jayAjoku(m): 1:30pm On Nov 25, 2013
hmmmm hip!!! hip!!! hip!!!! hurraaay!!!!!. Front page .... Techno should improve their ram ooo others r nw going 4 2gig ram they are stil on 1gig ..
InvestmentRe: Why Young People Should Invest In Shares by jayAjoku(m): 8:36am On Nov 20, 2013
emmanuel ewumi: A share is a unit of ownership in a company. In other words, when you buy shares of a company you become part owner of the company and have the rights to share from the fortune of company and contribute to major decisions at the Annual General Meeting of the company.

What are the benefits of investment in shares?

The benefits are numerous, however I will mention just a few:

1. COLLATERAL: It serves as collateral, whenever we need loan from the bank. It is easier to use as collateral than using buildings. No need of certificate of occupancy, no need of evaluation by estate valuers. By looking at your shares certificates or CSCS statement, the bank manager knows the value of the shares and you also know. Shares are the most preferred collateral security because of its liquidity.

2. DIVIDENDS: As a part owner of a company, you are entitled to dividends. Dividend is a cash reward made by a company to its owners out of the profit made at the end of a financial year. The amount of dividend received is determined by the volume of your shareholding.My mother used the dividend she received between 2000 and 2003 to build 2 units of 3 bedroom flats in Lagos.

3. BONUS SHARE: This is similar to dividend but it does not involve cash payment. When a company gives bonus shares, it means every shareholder is entitled to additional free shares. N3500 used in buying 1000 units of First Bank shares in 1993 have grown to over 54,000 units valued at almost N900000 in 2013 due to bonus shares and growth of the company.

4. CAPITAL APPRECIATION: Shares of companies may appreciate due to the forces of demand and supply, growth of the company, management competence or growth in the economy.



http://www.jarushub.com/14-benefits-of-shareholding/
guy good one how can i buy share wil i just walk in to a bank and buy?
Christianity EtcRe: RCCG Members Let's Meet Here - How Was The Service Today? by jayAjoku(m): 1:52pm On Nov 17, 2013
twas a wonderful service rccg victory centre zone rivers province 1 we had pastor ayo bello as our minister today
PoliticsRe: Babangida Hosts APC, Says Nigeria Is Greater Than PDP by jayAjoku(m): 1:38am On Nov 15, 2013
babangida is a bastard after wrecking our country he is coming out to say nigeria is greater than pdp is he not ashamed... With deep pains in my heart i wish him and all other corrupt people who have plunged this country into this state a sad , painful and slow death #PlsDONT JUDGE ME
TV/MoviesRe: 12 Funny Things Typical Of Nollywood Movies by jayAjoku(m): 7:31pm On Nov 14, 2013
don_salvy: A guy shoots himself 3 times in d head ( awon werey)
lwkmd seriously.. Lmaorotf
RomanceRe: Whats Your Idea Of Love??? How Real Is It To You by jayAjoku(m): 7:28pm On Nov 14, 2013
great1: Love means different things to different people. But what we all agree on is that, we've experienced it one way or the other. Whats your idea of love?? how would you share it??
in my own words i will say love is God and that is the only true love... B4 i used to hate love cuz it was carnal all love in the ''world'' leads down to sex and all that . I've bin a player before so i knw
SportsRe: Amazing Super Eagles Jersey created by Nairalander for BRAZIL 2014 by jayAjoku(m): 9:58am On Nov 14, 2013
jimmyroger: Looking at the manner of jersey adidas produced for our beloved super eagles[/color] at the last world cup which is very poor compared to other teams,i took it unto myself to designed this jerseys for the team...and i wish it can be adopted by adidas for the team.....all effort to get to them and NFF was fruitless!!!


[color=#000099]
LETS MAKE NAIJA GREAT AGAIN!!!

what do u think peeps undecided

Contact twitter @heywaii
good job i like the first two best
EducationRe: ASUU Set To Suspend Strike This Week by jayAjoku(m): 9:09am On Nov 11, 2013
ameeennn . But them for leave january we kukuma start na.... Na wa 4 them o.. Good sha..
Christianity EtcRe: Why Does God Allow Satan To Influence Mankind? by jayAjoku(m): 1:43pm On Nov 10, 2013
gratieao: God is all powerful. Yet He allows Satan to carry out his deceitful and destructive activities
The Bible pictures the whole world under the sway of an invisible devil. Where did he come from? Did God create a devil to tempt us and to lead us astray?
IS THERE a devil? Many people talk about the devil and Satan. Others scoff and say it's just superstition and imagination.

If you ask me i will say that the fault lies with the manufacturer (God)! God allegedly created humans, yet he faults us for being guided by our desires, instincts, and natural tendencies. Since he’s supposedly omniscient, God realized how we were destined to turn from the beginning. He must also have realized that his lament would fuel the urge to destroy his precious creations, only to leave himself back where he started. Even so, he creates Adam, yet hundreds of years later, he drowns nearly all the men (time of Noah), women, and children on the face of the earth because he deliberately chose not to make us to his liking the first time.
FamilyRe: Why Is Divorce Not An Option For Most Nigerian Women? by jayAjoku(m): 5:54pm On Nov 07, 2013
lorretta u: Is marriage a do or die affair? Why can't you just leave if your life is at stake? WTF
Ok now she's dead. Leaving behind those little kids she probably felt she was staying in the marriage for their sake. embarassed embarassed
I'm just too angry to type RIP. She can go to hell for all I care.

I know y'all are wondering what I'm ranting about. Phew. Our stupid neighbor down the street just let herself be killed by her husband this morning. I wonder what kind of Mrs I'd want to be if my life is at stake.
Until this morning I didn't even know she was his punching bag.and she was covering it so people will think they are happily married. Now she's going to be buried like a chicken all because she felt divorce is such a horrible thing. I bet death is better in her opinion.how desperate would a woman be to endure that kind of beating? He hit her so bad she was vomiting blood and was rushed to the hospital.she died enroute and trust the man he's nowhere to be found right now.

I'm sure before 6months he'll be happily married again to one his numerous mistresses(that was the cause of their marital problems.so I learned)

I'm just so sad and angry. So angry. I wanna hit something. angry
well my dear divorce should not and never be an option dont let the white people fool you .. Divorce is a sin against God and the marriage vows since u said 4 better or worse all u have to do when it gets worse is have faith and pray.. Read ur bible more miss and get enlightened God's foolishness is wiser than man's wisdom
Science/TechnologyRe: 9 Reasons To Be Scared Of Google by jayAjoku(m): 4:14pm On Nov 05, 2013
good one poster google should be feared coz when time for the great tribulation comes they will be like the search and destroy team no one will be able to hide from them .. So be careful
RomanceRe: Ladies Beware: Everyman Is A SUSPECT by jayAjoku(m): 2:48pm On Oct 30, 2013
babyBB: Ladies beware of guys when dey do u a favour, try to be nice to u because if they have the opportunity irrespective of the fact dat he claims to be d church going type, hmmmm, he can go down with u. A word is enof 4 d wise!
personally i would say u have jst experienced and u r here to share the fact that you stupidly fell .. Abeg go and lament else where

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