₦airaland Forum

PureFace1:
Who told you Chidimma is citizen of other country ? all her life she has been living in South Africa and was born there so she is legally a citizen of South Africa.

They bullied her because she's black and as loyal slaves they want to continue to be the favorite slaves of their white masters, it is just like when a master have two servants working under him and one of the servants want to be the only one serving and receiving favours and is doing everything to chase away the other servant so that she can be the only one serving and receiving favours, instead of both of them to work together so they can liberate themselves and also become masters.

South African black fear other black will replace them in south Africa which is really impossible when they see other black doing well they feel like they are getting replaced, they don't want to lose the current economic and political power they currently have in South Africa to other black but they don't mind if the white control everything, i think apartheid did serious damage to their mentality.

Shameful.
How is she different from Saka, Rishi Sunak, Obama e.t.c? After a while they would come and chorus how whites destroyed their country

Goodenoch:
.....

And that is the point - the constant demonization of immigrants. The tories issued visas (on the basis of the economy's need for them, not on humanitarian grounds, to be clear), yes, but they also made it normal to attack immigrants for everything that went wrong, however unrelated. ..

If people want more immigration, they should vote for a party that promises more immigration. If they want no immigration, they should vote for one that promises that. Either way, those policies should be campaigned on and whoever wins should implement their mandate without the divisive rhetoric that inflames people and legitimizes the terrorism we've seen the past few days.

Or is it asking to not continually be everyone's whipping boys too much because we are immigrants?

Well said.
We just finished an election where the Reform promised zero net migration among numerous freebies- why didn't they win?

I agree with the constant demonisation bit and that build up is the reason why many have taken issues with Zahra. She is well known for far right views but the parts I've taken her up on is subtle belittling of migrants. From quick memory,

My first contact with her here was when she mockingly 'warned' us that those who voted Brexit did not do that because they wanted Europeans to be replaced by 'brown and black' folks (her words). My response was reminding her that the stvpidity of Brexiters means nothing to me and their shortsightedness has been of good benefit to Nigerians which I welcome.

Next it was heaping struggles of the NHS on immigrants who in her words arrived with many untreated medical issues. Had to remind her that immigrants are overwhelmingly young and fit and would rarely visit their GP. Many are not even registered despite working in healthcare or paying more that their fair due via the IHS.

Next it was international students and how they are a drain. I had to educate that fees paid by international students are not only a lifeline of many universities but also subsidise local tuition fees.

Next it was how the NHS doesn't need migrants. Again had to remind her that a few years ago, the number of newly registered international doctors in a year surpassed new local doctors. Also, the government willfully stopped paying nursing students bursaries as it was cheaper to get oversee nurses.

Next was how the last government didn't know the care pathway was being abused in a bid to absolve them. Had to remind her stories were rampant in the media for years and that the home office issues every visa and should have a live tally of numbers issued and lastly why the care pathway had not been scrapped even after all the abuse.

The last one was showing hypocritical concern to developing nations who loose healthcare workers. Had to remind her that Britain donated millions of it's citizens to US/Aus/Can. I wonder when they'd ask them to return.

The next, I'd guess is how the UK would stop recruiting healthcare workers from certain nations. Again I'd say, I'm surprised it took so long.


It is such subtle insults that people noticed and came to the fore with the riots and the classic 'but' game she came with.

LionInZion:
If we can't call a spade a spade, and keep rigmaroling and being politically correct in the face of sheer anarchy, especially the one targeted directly at us, then I wonder where our dignity and courage lie!

All these started with verbal attacks, deliberate and coordinated misinformation in the media, an agenda to direct all blames on migrants, by the likes of Suella Braverman.

Some of us saw the imminent resultant effects. We knew it would one day lead to what we've witnessed in the past days. We shouted against it but some usual suspects here would rather shush us up and subtly guit-trip us for being a burden on the system and the natives. I remember figuratively saying then that if we allowed such narratives to go on unchecked, one day we'd have our fundamental human rights stripped from us, be told we need permissions of the natives to make love etc, and people would still defend such. But to some people, we were being irrational and unable to hold a 'balanced view'.

I cannot like your post enough.

Imagine telling Americans on the day of 9/11 something in the line of I empathise with you but you caused it. What lunacy?

Just like @Goodenoch had stressed, the last government despite gouging the most on immigrant labour in recent memory also went far lengths to denigrate immigrants. Every problem was balmed on immigrants- housing, health, insecurity, education even road traffic. That same government was paying relocation fees to nurses, paying international teachers 10k, giving grants, paying visa fees and making concessions to certain healthcare workers.
Even here we were reminded of the phantom pressure immigrants put on the NHS forgetting the NHS only exists in its current state down to the presence of immigrants. We were demonised and politicians told their minions the last poll was an 'election of immigration'. Not surprising social misfits brewed on that to point fingers.


Since the windrush arrivals, the question for Brits has never been do you want immigrants. Rather it's been, can the UK bear the brunt of low immigration?
Like I've said ample times- as immigration is the root of all evil, the UK can easily end immigration and in doing that, solve all their problems. Wages would rise like it's done in Japan etc. What I would not tolerate is a scrounger looking at me on my way to work and moaning how the reason he can't work is because I've taken his job...

Treadway:
Modified @11:16am

Let me know when a Russian becomes Miss USA and vice versa ✌️
you don finish? Abi e still remain? When you finish, go and crown Chidinma as Miss SA or go find one Silondile from SA and come and crown her as Miss Nigeria in your lala-land.🤣

I agree with your one point, we definitely don't think alike, afterall our thinking and decisions are largely based off of the experiences that we've been immersed in.✌️

I don't want to make this about us hence I wouldn't deal much. Issues at stake are bigger.

The Chidinma case is still evolving and I'd let it play out.
Like her or not, it's people like her who drive the reality of the world we exist in. Every single right you enjoy today as a black man in the West was as a result of someone like her. Almost all technology including your phone was brought to life by someone who pushed boundaries. If Rishi, Kemi e.t.c listened to all the nay sayers, they wouldn't have achieved what they did. Yes, the failure rate is high but that's the price to pay for change.


I don't regret my purchases in the north. The knowledge that arose from that and income earned has proved pivotal.
You remind me of when I got a state government job in the northern state and on submitting my letter of deployment to the senior admin staff at my place of assignment, chap sat me down and started explaining how what his state did i.e giving a 'non-indegene' a 'permanent and pensionable role' cannot be replicated elsewhere. I was grateful for the opportunity but chap made it out like I was handed a life-changing opportunity. I was looking. Little did he know that I put on hold a higher paying role with a different state govt for that.18m down the line, I handed him my resignation letter to migrate. Chap was looking at the letter like it was written in Arabic. It was same impetus that made me apply for my second UK job (taking up a £20k government grant in the process) before starting the first and leave the first role after 5 months despite it being a huge step up from 9ja and seeing colleagues who had been there for several yrs. Funny thing is that I am currently negotiating to buy an investment property in one of the towns where a riot took place and looking to view it this week. If successful, and the new tenant has an issue with paying rent to an 'African landlord who might very well be abroad, too bad- my response would be 'next person please'.
Overall, I agree with you- we don't think alike.

bharkarh:
thank you for this detailed explanation. I have opened the LISA account with Moneybox. I still don’t know how to go about the stock/share ISA.

Can I PM you?

https://www.moneysavingexpert.com/savings/stocks-shares-isas/

This is a good resource to get more detail. All you have do is choose a broker/platform, sign up, decide on it to buy funds or individual shares and how to do that (I.e manually or recurring direct debit). I buy funds so I don't bother about the price of individual stocks. Investengine and Trading212 are about the most competitive for most people now. Both have mobile apps you could onboard with. Trading212 has the added advantage of paying competitive interest on cash not yet invested and they're also giving a cashback on any sum invested this year which is why I used them this year. Investengine has a cleaner app.

This https://monevator.com/compare-uk-cheapest-online-brokers/ is a good comparison of brokers with all the technical bits involved.


I would typically not respond to PMs not out of spite but mainly to maintain my privacy. You could mention me on an old thread in a 'dead' section of NL

Ticha:
Hmnn, we have been incredibly lucky with a series of being in the right place at the right time, finding friends who were open to combining resources with us and Covid. Covid has been both a blessing (sorted our finances and gave us clarity of thought around plans) and a curse (lost a few friends and family).
...
The US would have been our best move - for finances, for lifestyle and for travel. However, we firmly made a heart decision. With little changes, we can achieve the same thing on less income and see our family as much as we want.

...

I am perimenopausal and was actually beginning to struggle a bit work wise. This is my 20th year away from 9ja and my 26th year working non stop and it's been GO! GO!! GO!!! I am happy to ease off the rat race a bit, drop down a bit career wise and just be.


With my current role, I can work and earn full time and still have all that as well as support my own health and mental well being.

Long story short - we made a completely emotion driven decision because our finances can support it for now.

Go for it! I advise anyone who can go live in another country to do so. You won't regret it especially as you're planning in advance.
You'll get good international exposure, expanded worldview and hopefully your finances will get an awesome bump in the process!

Missed this
Very interesting story and good life experiences to learn from.
One thing I see from your post is that you put in he work early on and thanks to fortunate events, you have yourself in an enviable position.

I'm hoping your kids cherish those memories into old age. It also does give them a sense of family. A good pull factor of the UK is it's 'proximity' to 9ja and the increasingly robust Nigerian community here. Over the last few years, as a group, we've become more visible especially in the workplace and hopefully, that should give way for better access.

With the japa journey, I personally think there's a sweet spot age wise. 20yrs in, most including me would be aiming for stability. Doubt I'd have the strength for family relocation when I get to your age. I feel like I have another 10-15 yrs of really hardwork mode in me before I start applying the brakes- reason why I want those 15yrs to count.

Recently stumbled on a interview of an established person stating the most significant factor in him being wealthy was being born white in America and at the time he was born. A good number of successful entrepreneurs share same view. Got me thinking. It's interesting what being in/leveraging the right location can do to ones earning potential and life goals. In my about 10yrs in active work, 3 out of my 4 of major increases in earning has been largely down to my location with only one due to a new qualification. Same was true in 9ja. Down to location alone, I was on 2-3x what I would have been on in other parts. That income helped me self-fund my japa journey which saw me 10x my take home while doing same work. From calculations, CAN move should 1.5-3x+ my take home. I'm approaching my mid-30's and now close to a summit of earnings here with further increases likely to be additional except I get into the business side of things which is something I have my eye on but would do in CAN. I am sure going for it. Na my red kpali I dey wait.

I believe you are a teacher (correct me if I'm wrong)- what do you think of the recently streamlined pathway for teachers to come in and career prospects in that field.

MemoriesAndMe:
Lol, I wish I can do same. Lived in the US for about 20 years now and can't really act "proper Nigerian" on them like that...lol

Lol... na why dem dey target you. You dey smell foriegn foriegn.

Once had a stint where I had to observe folks coming thru and it's quite interesting how much about individuals you can pick up by just observing them.

Once they open the checked-in bag and see Nigerian food stuffs inside know this one na bad market. When they ask and one uses phrases like 'baba nothing dey ooo with' 'me wey just complete my ticket money' or 'all my cash don finish' sometimes I leave 50 and 100 naira notes visible in my wallet so once dem see am, they know say this one no dey gree.

MemoriesAndMe:
I travel through MMIA in Lagos most times, I did through Nnamdi Azikiwe Airport in Abuja only once and there was still begging there. They had many stops for various people to search through your luggage with each of them coming with individual demands.

One begged for my hair clippers, I gave it to him, knowing it's useless to him. The clippers are designed for US voltage, 110v, Nigeria uses 220v. Must a person beg for everything they set their eyes on?

The next one was begging for my headphones and I was like "Hell no, go buy yours from your salary". They can beg for you eyeballs if you allow these rats to enter you.

Lol... never experienced this type oooo... I go proper Nigerian on them

MemoriesAndMe:
They can delay you and make you miss your flight during departure.
During arrival, they can put you through hell like telling you to take out all the contents in your luggage for inspection, luggage that have already been inspected before they were checked in from where you're traveling from. They will hold you up for a long time at the airport asking all sorts of stupid questions.

The only way to just give them some money. That's why a lot of people travel with naira still on them to give to these rats at the airports whenever they return. Give them dollars, pounds or Euros, there are more of them waiting to get more from you. They are very annoying sets of people.

Is this in Lagos? Only travelled thru once Lag once. With Abuja, I'm very resolute but jovial. The whole begging just irritates me.

obi4eze:
This is very common at the airport, especially MMIA. Nnamdi Azikiwe International Airport is now becoming notorious though.

I had to transfer 5k to the Immigration guy who was scanning my luggage before I boarded the last time I visited this year. He was so persistent
even when I told him I had no cash.

Corruption is ingrained in every fabric of the public service system in Nigeria.

It is so disgraceful and embarrassing.

Try not to give them anything. It only feeds the disgusting habit

Kudos to Keir Starmer. Another reason why I decided to adopt this nation as another home. 72hrs from event to sentencing... Next!

Just look at rifrafs causing mayhem. The profile of a few I went thru had one thing in common- economically inactive louts. Most of the immigrants they are attacking contribute more to this society than many of them combined.

They are free to vote Farage next time, afterall, he said it was an election of migration and minions repeated it. Nice migration to prison.
@missjekyll, kudos to Labour. For this alone, Kier has earned my support for a sensible tax rise. I go happily pay. I have no problem paying extra to feed these lot in prison.

https://www.bbc.co.uk/news/articles/cm23y7l01v8o

justwise:
You sarcastically saying the quiet part out loud, if Axel Rudakubana was a 17 years old white boy do you think the protest will happen?

The UK should be the last country on planet earth to moan about immigration, the UK approximately colonized 105 countries, killed, displaced and looted as they go.

Thank you for this, I find it soul destroying when I see black folks take a guilty look when migration is discussed. Despite the fact that a miniscule number of Africans have ever left their abode, it's somehow made out that moving around is a privilege to us but a right to others

Like I said previously, the more I know about human history, the more unapologetic I become about migration. Reminds me of a chat I had with a white British folk at my workplace. Chap was trying to insinuate a grand plan to get people from Africa into the US. (I.e illegal migration). I told him that being British, he should more than everyone else know migration is as old as man. You don't like my presence, too bad, I don't care.

To Gerard who talked about deporting 2nd gen... like I asked, how far back do we go? Should Australia/U.S or Cad start deporting White folks back to Europe?

Treadway:
Omo, me I can believe I'm rooting for them o...

Like Paul Mooney once said, who dem for root for if no be dem? After slaving for over 400 years pushing through adversity, and literally building the country with their hands, blood and sweat, I'm supposed to not give them preference over Tunde from Nigeria or Juan from Mexico wey wan come chop food wey don done wey dem no follow cook.

Same way I don't support xenophobia, but I can understand the anger of SA towards other Africans notably Nigeria. They (South Africans) didn't run anywhere, they stayed and fought for their country, died in swathes for it. Food come done, peace come come, Chinedu wan come enjoy the calm and goodies of the country, or some other African, that didn't partake in the sacrifice...Nija own go come still dey loud, boastful and proud join. Una come say make pushback no dey. How na. One naija geh with prominent Igbo and Yoruba name wan be Miss SA! Imagine! Like say one geh with SA roots and a name like Nthamelo can come and be Miss Nigeria.

How do some of us think. Is it neo-colonialism or just plain cowardice? What section of human history do you have the faintest knowledge of?

You remind me of a coward I knew back home who kept telling me how people from his part don't come to my part. I told him we don't think alike. That if a language competition is organised in his village, despite the fact I don't speak his language, I can decide to participate in that competition and best him. It is not my fault, it is the way I think. The world does not belong to cowards. The first property I bought in Nigeria was in a northern state I grew up in- same state I had seen loads of people being killed in my very before. People were grovelling. Told them my thinking is simple- it makes economic sense, I but it.
That is why today, despite doing respectably well in the UK, I'm set on giving myself and kids the right to be Nigerians, Brits, Canadians or Americans. Anyone we deem fit, we use.

Gerrard59:
It is controlled with certain restrictions such as a bachelor's degree being mandatory if the person will eventually attain permanent residence and naturalisation. Immigrants from mostly Southeast Asia are favoured over those from South Asia, especially the usual suspects in the picture I posted. Another point to state: all cultures are not equal. Then, the law authorities don't care who you are, where you come from, your skin colour or what God you worship. If an immigrant commits a crime in Japan, the person is dealt with the visa cancelled and the person gets deported and banned from entering the country. If the person is a permanent resident and the crime is heinous, it gets revoked. There is a reason Japan is safer than anywhere in the Western world. That is the aspect of law enforcement I mentioned which Ndi lovey-dovey liberal parties across the Western world even to Chile cannot tackle. I have never seen a group of people who adore criminals.

Tufiakwa!

In my books, criminals should be thoroughly, ruthlessly, brutally and mercilessly dealt with regardless of who they are or how they look. If they have ILR, revoke it and deport them back to their native countries. If they are second-generation immigrants, do the same thing, lock them up and throw the keys into the English Channel. I don't know why the death penalty is frowned upon sef. The narrative is clear: don't forgive or pamper criminals. Deal with them! If I ever become a politician, obviously in my dominant environment, I will copy ALL of Lee Kuan Yew's policies to the end. I cherish safety and want the same for the inhabitants of my community. So, if as a non-native, you cannot behave accordingly, I will deal with you, no ifs or buts!

I usually don't repost full length posts but had to do it as reading thru your post, I wonder how you see the world. You exhibit exceptional ....

Japan is not the crux here but to be clear, the gdp per capita (attached) is today less that what it was 30yrs ago. Their political class now visit other nations seeking migrants. They have over recent years changed many laws, ramped up their intake of migrants, granting permanent residence to certain groups after only a year instead of three- not because they want to but because they have no choice.

I struggle to comprehend your second paragraph. When you look in the mirror what do you see? A slave? So if Rishi, Kemi, AJ or Saka commits a crime, they should be deported to India/Nigeria? How about Boris Johnson? Turkey perhaps. How many generations do we go back?
My issue is not you seeing yourself as an afterthought but trying to reflect that on every black person. I have said it multiple times here that the only reason I had the opportunity to come to the UK was because I was needed. If just 0.5% of people on longterm sick could do my job, I wouldn't be here.
Make no mistake, if today you and your kids decide to be slaves in the UK, the difference between now and 400 years ago is that your rulers would include fellow blacks who have a different mindset. I do not need the permission of every British person to become a Brit in thesame way British people didn't ask permission to become Americans.

Phew.... alot has happened

Gerrard59:
The issue is that Western politicians are largely incompetent in solving their people's problems. In 2009 when the global economic crisis was ravaging the world, the Japanese government paid immigrant workers in automobile factories a one-off payment to return to their countries so that it frees up space for unemployed Japanese....

Not confirmed but if true, how has Japan fared since? Their population is dropping quickly but still their citizens are no better off today than 30yrs ago. They are increasingly looking outward and increasing migration. No one is arguing for unregulated migration here.

There is a reason the west has remained an economic powerhouse

missjekyll:
You still haven't answered the question. Why far left? I m dragging this for the edification of thread visitors. Make person no go call im colleague "far right" or "far left" for work. You go kuku go hr explain wetin you mean.

You will recognise the tax policies you ve mentioned as the current government policy.
Laid out boldly in the manifesto on which Labour won a stonking majority. Meaning these are very popular policies. What's the issue?

No vex my sister. Let's say you and Zahra are on extreme ends of the spectrum. No more far this or far that. Hope we're good now

I'm noticing oddly contrasting views interestingly from same person.

On the protest over social service issue-

Zahra29:
It's an own goal by these communities because their vandalism and violence only serve to bolster the assertions of those on the right that multiculturalism has failed/isn't working very well.

In addition to the reputational damage, there is also the potential economic impact. Areas with predominantly immigrant and ethnic populations tend to be among the most deprived in the country - with a few exceptions such as Jewish communities e.g in North London. These types of incidents will discourage investment, jobs and regeneration; the area will deteriorate further and it then becomes a vicious cycle of violence, economic deprivation and class/racial tension. An example is Croydon which has been in steady decline since the riots in 2011. This is how slums and no-go areas, like in parts of France and Belgium, get created.

On far right protests...

Zahra29:
Farage hasn't actually commented on the riots as far as I'm aware...... Legally I don't think there's going to be much to stick on them because they haven't actually called on people to go out and fight and destroy property. ......

What is more concerning is the damage done to police trust, cohesion and community relations. The cities where the more violent protests are being staged e.g. Rotherham, Sunderland etc exposes the deep anger and tensions that have been brewing over many years fuelled by deprivation, rising crime, inequality and a feeling of abandonment by the government. Similar reasons for previous riots, and these issues will need to be addressed by the government sooner or later.

For similar actions, one group have committed an own goal and should blame themselvesfor repercussions, the other group are only responding to deprivation by the government

chiiraq802:
I support the protesters with 63 kilograms of Canadian Loud. chase those terrorists bk to there mother land.

In there respective countries they are been treated like animals they're, but when they're lucky to be in countries that somehow respect human rights. they try to cause problems and bring there nonsense religious extremism to that country.

Shut up and speak of what you know. Many of them are fleeing war and should be protected

luckygirl02:
1. Ircc officials are probably aware of bank policies in the UK. Your statement of account plus the letter you got are sufficient to show proof of funds. For mine, I submitted only online bank statements and I wrote a letter of explanation that I was unable to get the other required documents from the bank. Had no issue getting my PR approved.

For 1, I just submitted my bank statement (UK bank) with no letter of explanation and had no issues with it.

missjekyll:
The only issue that's up for discussion is your justification for labelling me "far left" ?

Quite generous coming from someone who was giving us a lecture on tax and insinuating those who who do not support her stance on VAT on private schools or taxing landlords till they shiver e.t.c wanted UK to become like Nigeria. Shouldn't surprise you that many people against some of those narratives have paid their fair share and more.

All said, seems you have bigger issues with folks here. I many times respond based on content not moniker. Chill my sister. It's just another online forum.

bharkarh:
please recommend some for me

A good thing about the UK is the generous savings allowance each person has i.e the amount of money you can save or invest yearly without ever paying tax on the gains. It's currently 20k (25k from next year). This is about the most tax efficient means of saving and since most wouldn't maximise it, no need to look further.

1. LISA. The govt gives you 1k. Total you can put in in 4k per year. You also have the option of cash LISA or stock and shares LISA
2. Cash ISA- fixed or flexible if looking to buy soon. The returns had been low until just recently. Now interest rates are falling, the interest on them would also fall. If you are not looking to buy immediately and have spare cash around, then this might be a good time to lock in better rates for 6m - 2 yrs https://www.moneysavingexpert.com/savings/best-cash-isa/

3. Stock and share ISA- Personally, I'd say if your timeframe is above 3yrs, this might be a better option. It comes with the risk that unlike a cash option, you might lose money but overtime, the market tends to trend up and should well outperform interest on cash. Your time treshold (e.g 3 or 5 years) would all depend on your risk appetite. Most global indexes have historically yielded 5-8% above inflation on average which cash would not come close to. To give an example, a while ago, I was looking to buy within a 2 year window used the cash isa offerings (in addition to LISA) and got upto 3k at least aside LISA bonus over the period I was in. Now, I'm looking at a rental and chucked the sum saved in a global fund as I'm not bothered about how soon or not I do it. I've attached the portfolio screenshot (shaded area= net contributions). It's up 13% within a year. Cash over this time would have been 3% max. Infact if you asked me 2 weeks ago, the returns were over 20%. It's that volatility you don't have with cash.

N.B. putting 4k in a LISA leaves you with 16k balance for the rest. You could split between all three if undecided.
P.S. I see you are also on the UK to Canada bus-stop. Also worth considering but don't let it deter you too much

Ticha:
We went to NZ on a whim so there were no objectives to achieve per se. A transfer opportunity came up and we jumped at it. It also gave us an opportunity to live in Australia as well. I think if we had to fund our whole move them, we wouldn't have done it. Covid lock downs meant we were there long enough to qualify for citizenship so got it as well as set ourselves up financially well for the rest of our lives hopefully. We also thoroughly visited and explored many countries in the Pacific - as you know waka aboutery is my favourite past time!

In terms of financial growth, we exceeded our expectations and plans hence being able to choose our next location based on largely emotions and family ties. It comes to a time in life where earning more takes a back seat and I think we're there now.


.

Good stuff, you seem to be enjoying good life experiences while raising kids which is something very few can do. The bolded made me smile... far exceeded? That's important- absolutely agree with you only that getting to that destination many times requires earning more which then becomes the ultimate reason why many move. The goal is working cos one wants to and not cos one has to.

I'm surprised you did not consider the U.S. epecially for the leverage it'd give your kids if needed. In tech, most of the money created over the last 2 decades have been in the U.S. even well established English companies are looking to port. Is it the political/cultural environment that put you off?

I'm headed towards Can but given how long I've spent here would structure my move in such a way that I can return with little hassle within 3-6yrs. Not that I'm planning to but just in case. I've noticed I generally tend to have big life moves after every half a decade- not as frequently as you. Know a few colleagues and an increasing number who were my 'guinea pigs' on this move. So far, na testimony dem dey give. Mk I go before the money finish.

missjekyll:
...
3. This may sound strange to you but not every rich person complains about taxes. Tony Benn didn't, warren buffet,keir starmer doesn't, J.O.B doesn't. I m nowhere as rich but I don't ,as well. I only want everyone to be taxed,there should be no sacred cows. You live here,you pay your taxes.

You are conflating many issues.
I have always been a higher rate payer and crossed temporarily into the additional rate a while back. I have no issues with paying my fair share. I argued here in favour of vat on private schools despite it potentially affecting me.

My issue here is why a few years ago, you were fervently praying for more Nigerians to become impoverished so you and you mum can buy up their properties on the cheap but now in the UK, you moan when your landlord who is providing you a perfectly legitimate service asks for his cut of your pay. You did not bother about the many homeless almajiris that'd roam our streets when you were asking for a recession. Your prayers have sure been answered.

Just like with religion, being wealthy does not make you left or right. What I respect is consistency or a valid reason for change. To put is clearly, what would be your stance on the Nigerian government introducing a worldwide annual tax for all Nigerians to support the many poor back home? What would be your stance if the Nigerian government decides to 'tax to the teeth' the extra properties your family scooped up back home. Would you be happy to handover 40% of your mums property to the Nigerian government if she passes them on?

That's what makes you left not your stance on your landlord.

Pee4Paul:
I currently live in Nigeria, but that will soon change . I also studied physics as a first degree.

Pee4Paul:
Jedisco, please help me enquire from those you know of that are looking at the teaching pathway.
Thank you

Kudos.. You should be here soon. You're much needed hence why the government is offering 10k for physics teachers.

Good job but not without its challenges especially in 'secondary schools'. After certification, you'd be at the forefront of parent and student entitlement. Was recently informed of a school where all the English teachers resigned and it seems the mathematics teachers are planning same. Students don show dem shege. Being black and immigrant also means there are some other issues to contend with. Not trying to scare you but telling you so you'd brace yourself. You go dey all right las las. My advise is to seek out the best for you. Explore widely and don't be afraid to port if you need to. I started prepping and looking for my second role while still inducting for my first role and ported after 5 months.

Asked a teacher on a similar path who mentioned this: diaspora.doodler@ gmail.com The lady has a YouTube page (worth checking out) to support those coming over and offers non-paid advise on a WhatsApp group

Aside the subject knowledge part of the interview, also look at the non subject part too. That one dey.

ojesymsym:
Oh okay. But I do not think it is a constant, moreover I believe it is a subjective index.

Yes it's composite and price not constant and similar to other benchmarks like the S&P 500, FTSE 100, NASDAQ 100 which passively track a number of stocks that meet a criteria. It's rebalanced at set intervals to arrive at eligible companies and what allocation each company should have which should mirror their relative market cap. In that way, the criteria are preset and easy to follow.

By subjective you mean?

Ticha:
Yeah we've moved back to the UK for now.

....

Yeah expat mortgages usually are at a higher interest rate. There are only a handful of lenders that will lend to expats and all are through brokers. Even Natwest International HSBC. You will incur higher rates, broker fees and it seems also the lenders legal fees. It gets very expensive very quickly.

It would be wise to sort everything before you go.

Interesting.. Quite a vague area. Na 10yr mortgage I go target if possible.

Care sharing more info about the bolded? Did you achieve your objectives?

jedisco:
Following it and betc dominance chart closely along with a few others. Been hardly as active in the market this time.

Hash ribbons have been a good predictor historically. I've got stung in the past buying after 'capitulation' but before a buy signal printed. Also sometimes when I waited for a buy despite good opportunity being evident, the market had already gone up quite a bit before it printed. Bitc0in has now spent 14 weeks between 60 and 70k, I'd expect things to move quickly to either side once it exits this range. It's cos its still in range I'm yet to buy. I'm still waiting for the buy signal but with some bids on the weekly support. If it starts breaking out of this range, I'd look to buy even if a buy signal has not printed.

For dominance chart, it's the reason I'm still not heavily in alts. Once it pushes up into the 60's, I'd start rotating my Bitc0in into alts- hopefully, eth would still be lagging by then.

The weekly chart- asides a minor fakeout in August last yr, Bitc0in has held this support since January 2023 (which marked the end of the last dip and start of this run). Bidding close to this support (now at 62k) has worked so far. Not about changing it except the market says otherwise and it starts closing below support.

Overall, this is my strategy. I'd be closing off further buys if things break out.

Quick update... some background changes

1. Weekly chart- fakeout before coming back above. Watching... 👀

2. Hash Ribbons- 'Buy signal printed

3. Bitc0in dominance- finally breaking out. Not good news for alts

4. It's 22 weeks and aside a small fakeout, we're still in the 60-70k range. Distribution or reaccumulation? Time would tell

Still mainly in Bitc0in, with some allocation to eth and a few alts. One alt that interests me is Maker. It has an interesting relationship with Bitc0in.

Nothing is set in stone but the market looks primed. Other assets such as gold are looking strong. Worth going offline for a while.

seanwilliam:
Where are all these great men

Ibime
Jedisco
Openheaven19
Afe11

Abeg we need una contributions too o..


Cos like this I no understand again o.



I no no who dey press my neck pass between tinubu and crypto,,

Relax, zoom out and take things easy. The longer you focus on the screen, the more likely you are to make mistakes

Was looking to update but still looking at 3 things - same three I highlighted on my last post
Hash ribbons
21week ema
Btc dominance

salbis:
Nigeria would have been better off under the Colonial masters.

Freedom is not given. You have to learn to grow your economy. If you are tired of being free, you could apply to be my slave.

I hope one day, you have enough exposure to see how disgraceful your statement is.

Fraih:
Hello fam. Pls what do you think of opting out of pension plans in the workplace here?

Others have given good considerations. In addition to tax and employers contribution lost on pulling out, also factor in NI you'd pay on the money. It also depends on how robust your pension is. If it's a civil service or NHS pension, they're pretty good. If it's the minimal 5 % from you and 3% from provider, then it's OK but not as good. Manytimes it's not a good idea but everyone's situation is different.

Irrespective, if your employer uses a private provider, its worth checking the fund they invest your pension in. Many providers would invest your contributions in very low growth offerings e.g bonds for the first 5 years cos they're worried people might be scared of the volatility of higher growth options and pull out. The downside is those good returns are most beneficial when people are younger as they have time to compound. I have an adhoc job and enrolled under NEST for it. I looked this year and saw my pension lost money net fees over the last year which was annoying as that was a very bullish year for the market. Had to change what I'm invested in with the aim to leave once I conclude the role.

Pee4Paul:
Good afternoon fellow Nigerians.
Please I need your assistance.
Very soon, I will be having an interview as part of the application for a PGCE Physics course in England.
For the interview, I would like to know what to expect for the subject knowledge section. For example, physics topics to expect, tips to help e.t.c
Thank you.

Not my field but I know a few looking at the teaching pathway. Someone more knowledgeable should answer
Lemme ask, are you in Nigeria or the UK, also did you study physics as a first degree?