₦airaland Forum

stagger:
Huge lesson for everyone. A client tried that nonsense with me and I replied him that it was against the rules. I ended the matter there. Only for me to come back to that thread two months later and see that someone from Upwork had logged into that chatroom to monitor the conversation.

No try those guys. They are not jokers.

How can you tell if your chat thread was monitored or logged into? I agreed to accept work outside Upwork once after turning down an initial offer. Thankfully, the deal never materialised but I still have our chat staring me in the face anytime I enter my chat room. I've since withdrawn my application to the client but there doesn't seem to be much I can do about the chat.

keishik:
I need someone grounded in Finance / Account writing to research blogs and come up with a 2 and half page blog post that is written to a high level and 100%unique. I already developed very clear guidelines on what should be researched and sample blogs and source materials. Work MUST PASS Copyscape. I'm offering $20. Please send a mail to jwesley83@gmail.com ASAP. Need the task completed within 48hrs.

Task successfully outsourced. Thanks for your interests.

keishik:
I need someone grounded in Finance / Account writing to research blogs and come up with a 2 and half page blog post that is 100%unique. I already developed very clear guidelines on what should be researched as well as provided sample blogs and source materials. Work MUST PASS Copyscape. I'm offering $20. Please send a mail to jwesley83@gmail.com ASAP. Need the task completed within 48hrs.
Task borders around transfer pricing.
Cc: curatorX

Task successfully outsourced. Thanks for your interests.

..

... that Jonathan really squandered our foreign reserve.

I need someone grounded in Finance / Account writing to research blogs and come up with a 2 and half page blog post that is written to a high level and 100%unique. I already developed very clear guidelines on what should be researched and sample blogs and source materials. Work MUST PASS Copyscape. I'm offering $20. Please send a mail to jwesley83@gmail.com ASAP. Need the task completed within 48hrs.

I need someone grounded in Finance / Account writing to research blogs and come up with a 2 and half page blog post that is 100%unique. I already developed very clear guidelines on what should be researched as well as provided sample blogs and source materials. Work MUST PASS Copyscape. I'm offering $20. Please send a mail to jwesley83@gmail.com ASAP. Need the task completed within 48hrs.
Task borders around transfer pricing.
Cc: curatorX

I need someone grounded in Finance / Account writing to research blogs and come up with a 2 and half page blog post that is written to a high level and 100%unique. I already developed very clear guidelines on what should be researched and sample blogs and source materials. Work MUST PASS Copyscape. I'm offering $20. Please send a mail to jwesley83@gmail.com ASAP. Need the task completed within 48hrs.

macphilip:
KINDLY NOTE!!!

For my exisiting customers, if you send your Skrill to my email before calling us,
We would return it back to your Skrill account.
Temporary suspension on Skrill withdrawals till further notice.
Thank you
Forextrading23.com

Another one bites the Skrill dust!
This one Skrill and Payoneer seem to be taking the back foot, what hope is there for freelancers who get paid either through Skrill or Payoneer?

tonyx4x44:
finally, they don knack me my top rated badge

Nice one, congratulations. Time to make it count.

tonyx4x44:
finally, they don knack me my top rated badge

Nice one.

ImperfectMe:
Never in the history of Nigeria has the masses been more keen on the state of the economy than in the past one year.
The combination of Falling oil prices, depleting foreign reserve, embargo on some imported goods, persistent stagflation, the current 4-month recession, uncertainty and declining hope have formed the entwined Gordian knot leaving policy makers, economic teams, economic analysts and all stakeholders involved confused.

Nevertheless what piqued my interest most is the fall and fall of the naira despite the government's effort to defend via floating exchange rate regime.
Floating
rate is often termed "self-correcting," as any differences in
supply and demand will automatically be corrected in the
market. For example, if demand for the dollar is high, its value will increase, thus making imported
goods more expensive and stimulating demand for local
goods and services. This in turn will generate more jobs,
causing an auto-correction in the market. Hence it will improve the economy and lead to confidence of local manufacturers and investors. it will also lead to transparency and a controlled rate of inflation.

However, five months later, this monetary policy led to a reverse effect due to the following reasons among others:

Nigeria still imports refined petrol from countries with functional refineries and its price is denominated in dollars. Since fuel is very important, the government has fixed the price of petrol at
N145 per litre using an exchange rate of about N280 to $1 and
any increase in the exchange rate will not affect the price of
petrol.
So what the CBN has done is to take the biggest supply of
dollars into the Nigerian economy and send it to petrol
importers directly lest the price of petrol would also be increasing with other goods as the value of the naira falls. With this strategy, petrol takes the front seat in the demand for the dollar at the detriment of other products

Moreover, with the dearth of a solid manufacturing
base and the lack of dollars in banks, investors now turn to the saturated black market to look for dollars in order to fund the importation of capital machineries and raw materials.
Also, since we lack industry, we have no other option but to import finished goods even at a very high price.
This then lead to a higher rate of the dollar and the continuous fall of the naira as it elicit a chain reaction in the general rise of goods and services.

To recap, the way out cannot be overemphasized as many analysts have already rendered great solutions like reviving the refineries, diversification of the economy, increase in capital expenditure, cut in unnecessary spendings, among others. However, the cardinal problem facing Nigeria is the inability to implement these objectives by the executive.

BRACE YOURSELVES!

I think a huge part of the problem is down to the CBN's isolated policies. The central bank needs to sit down and come up with holistic policies that'll tackle the nations exchange rate crisis on all fronts. For example, too much attention is being paid to the banks and BDC's without concomitant attention on the black market. What's fuelling the black market? Why has dollar inflow reduced considerably and where are the funds being diverted to?
I wrote a thesis on Remittances a couple of years ago and around 2012, remittances into Nigeria was upwards $10b and modestly projected to surpass $15b by 2015. Now, remittances are said to be "countercyclical" meaning they increase considerably in times of economic difficulties. Add that to the money illusion of the Dollar now being worth twice its value a year ago, then there certainly would be huge inflows in form of remittances as diasporans send more money to support families as well as carry out projects since as it were, less is now worth much more.
So why hasn't there been the expected huge domestic inflow? (I don't have the actual figures but the desperate action of the nations monetary authority tells it's own tale.) Well, there has. Just that remittances are finding their way in through the back door to black market exchangers and speculators or worse still, being fritted away through illegal repatriations.
With the huge disparity between the black and parallel markets, official exchangers are sure to miss out considerably leaving the illegal channels as the biggest beneficiaries. So how can the CBN disincentivise the black market in order to make the official markets attractive for remitters?
Prof Charles Soludo used the wand of dollar supply to kill the black market and made the official market rate, the lead rate. By simply flooding the official forex market with dollars and removing all restrictions, the currency disparity between the official and black markets was eliminated. Sadly, Emefiele can afford no such luxury. He must rely on economic ingenuity or, brute force by cracking down on the black market in order to force folks to repatriate funds officially. A crack down on currency exchangers and speculators however has to be preceded by further official devaluations. A ₦100 difference between markets would only force people to withhold their monies till things clear up. Narrow the gap, crack down on black marketers and reap the rewards of our huge diaspora population. But all that would only be a part of the solution...

Nsonaso:
Sell your fiverr, upwork, freelance, guru earnings to me via PayPal

How does that work and what are your rates?

francleanflexy:
guys, the last time I withdrew money from upwork I imputed the exchangers email. now I want withdraw again, but the exchanger says that he doesn't offer such services again.
if I change my email again (twice in a month) I hope my account won't be flagged, banned OR blocked?

You've earned your money, how you choose to offload it is your prerogative.

shocker007:
The amendments to the FX Act being pushed by the CBN must be watched closely. Scroll to Page 26 of this document. http://nlrc.com.ng/doc/Commissionforexreform.pdf

Page 26: CBN should be given rights to either seize or convert FX for 'national security.'

Page 38. If you keep foreign exchange in cash for more than 30 days, you're liable to a jail term or fine.


There is fire on the mountain if this bill is passed.


AM OUT!

These are desperate times. The nations currency faces imminent collapse and stringent measures are required to save it, no one wants another Zimbabwe. Frankly, we (exchangers) aren't helping the economy. 90% of the foreign currency that should be repatriated into the country are now being hijacked midway mostly by speculators and those desperate to offload their domestic earnings. Granted, current CBN policies leave sellers with very little choice, what with the wide disparity in the parallel and black market rates. However, we must recognise that the CBN means well and it's policies are well thought out. As a matter of fact, the sooner it can shut down informal markets like this without forcing it further underground, the better for the naira.

ranson:
Hello house,
Is it appropriate to agree to a discussion on Skype if someone suggested it on upwork platform? I need a response ASAP from you gurus so that I will not ignorantly break the rules.

Yes it is.

dreams77:
I just sent $50 itunes to 3rnest. Hope he's reliable

Yes he is.

Bookiemart01:
I'll like to share my experience with an hacker on nairaland. I'll spare you all any details I think is irrelevant.
So, last week Sunday 6/11/16 a nairalander (a business friend) told me he wanted to buy payoneer from someone but he doesn't have a payoneer card, I suggested to him to send to mine. I gave him d payoneer address but I jokingly warned him not to buy from an hacker (I never knew God was telling me something ). He said the seller was sending 1st. He sent me a screenshot of the 1st authorization and I told him I hadn't received the funds in my payoneer. I waited up for about 30 minutes before retiring to bed when I didn't see the $145 reflected in my account. I wondered why there was so much delay as I had never experienced such delay before.

Fast forward to the following day Monday, the $145 wasn't still reflecting in my payoneer. I informed the my friend and he was like "thank God I have not paid naira". Now let me mention that I noticed the name on the screenshot sounded too Arabic to be Nigerian and I think the guy is an hacker which I pointed out to my friend and we laughed over it.

I logged into my payoneer account on Monday only to see that the card had been blocked. I sent mails daily and called daily to know why the card got blocked. Payoneer kept saying "your account is under investigation"

The good news today is, I called payoneer for over 20 minutes and I was told the card is unblocked and they apologised for the delay.

The hacker's details are as follows :
Nairaland moniker: klog
ACCOUNT name: Adedoyin victor
Account number : 2035542179
Phone number: 09060543280
Bank: Uba


Check here for how he used same method to scam tempest https://www.nairaland.com/3239054/terrible-experience-transacting-nairalander-klog#48779563

Now to the mistakes :
1) My friend failed to do due diligence research of checking account details here on nairaland before agreeing to transact because he thought he was safe as the hacker would send funds 1st
2) My friend bought at a very low rate. He wanted to buy payoneer @ 400/$... That was greed (I've said that to his face several times)


I hope someone learns one or two things from this because it's not about escrow, sending 1st or last... It's about dealing with legitimate people

Cc
Dominique
Puskin
Dragnet
Tabbaz
HazzanTazzan
Dagr8
Valencia25
Singapore1

This is quite an interesting and eye opening story. Thank you so much for sharing. I'm learning everyday.

Are those bitcoins?

mukhcech:
Pls check ur mail. I applied for the article job but no reply from you all this while.

I sent you an acknowledgement, didn't you receive it?

DadojoReloaded:
Yeah... Money Laundering na the blackmarket term for Repatration of funds (in this case)

Just like MTN repatraited funds out of Nigeria without CBN knowing.

But all those ones no concern hustlers abi? If they want to shove it down their wrong end that's their problem. All wetin NL exchangers know na say the market dey move and it pays good Naira equivalent. Forget wetin dem write for bus, enter bus.

xpressTrade:
blind tabbaz what did you see? wait o,so u are this dull? which scammer would send you his password to check an account you claim he photoshopped? this guy u mumu o.y are you suddenly concerned about my fiverr account getting blocked? i refused to use escrow so fvcking wat?? i told you to sell in bits if you had trust issues next thing you came here shouting scam. mr man you dont tell me how to run my business. seun come and investigate this matter please. this guy is just spoiling my image for no damn reason.

Tabazz has thrown down the gauntlet, now it's up to you to clear your name. The insults and accusations you spew bares absolutely no weight because everyone knows Tabazz is doing a selfless job for the greater good. I'm actually amazed that you're more concerned with trading insults than actually clearing your name - even more red flag. That said, most folks would give you the benefit of doubt (in opinion only) until there's incontrovertible proof you're a scammer but thinking anyone would want to have anything concrete to do with you given the question marks surrounding you, is living a fools paradise.
My advise to you is that you spare us your bile and vile language - it's a complete turn-off and puts you up as a petulant child. Rather, focus on clearing your name. At this point, not even the purchase proposed by Tabazz will be enough, you'd have to go further to have a neutral arbiter of unquestionable integrity verify that supposedly photoshopped account of yours to set nerves at ease. Clear your name and earn your respect. Save the rants.

Too many "abeg buy my Skrill, abeg buy my PayPal...". Buyers dey collude or them follow ASU go strike? Will someone just drag in the bulls already?

frankmoney:
I thought they give 60 connect monthly

They do without fail from my experience. But Since you said they've refused to give to you, that was why I suggested you buy. If they also refuse to sell to you, you done get prayer point be that.

frankmoney:
I exhausted my connect on Upwork but its up to a month and am yet to get the new 60 connect what do I do

Buy new connects.

curatorX:
Alright, lemme know if you this post is still available.

It is.

Profcamsey:
are you going to pay on up work?

No sir, I'll definitely not be paying in Upwork.

curatorX:
Personal finance article?

Kind of, but with verifiable market information.

I need an article discussing kids, allowance, budget, and setting goals. Some verifiable facts about what kids buy and what parents pay for allowance typically would be ideal. Blog article should be focused on the US economy. Think you can do this? Send a mail to jwesley83atgmaildotcom. I'm paying good and require very good and experienced writers only. Job is for a pedantic employer so please, no sub par writers. Work must pass Copyscape.

I need an article discussing kids, allowance, budget, and setting goals. Some verifiable facts about what kids buy and what parents pay for allowance typically would be ideal. Blog article should be focused on the US economy. Think you can do this? Send a mail to jwesley83atgmaildotcom. I'm paying good and require very good and experienced writers only. Job is for a top grade site so please, no sub par writers. Work must pass Copyscape.

I need an article discussing kids, allowance, budget, and setting goals. Some verifiable facts about what kids buy and what parents pay for allowance typically would be ideal. Blog article should be focused on the US economy. Think you can do this? Send a mail to jwesley83atgmaildotcom. I'm paying good and require very good and experienced writers only. Job is for a pedantic employer so please, no sub par writers. Work must pass Copyscape.

MrFootball:
Boss, can I fund Skrill with my Naira debit card or pls which e wallet is recommended and wat local bank card.

2ndly can I do likewise for Nigerian ip paypal? and can I Send(no need to receieve) money from naija to another paypal user abroad?

thxs

Folks in here know far more than I know on these matters. However, I'm aware only two banks can currently allow you fund your Skrill (GTB and another, I'm not too sure) Before the present restrictions, I funded my Skrill using my UBA savings account debit card.
On your other questions, I only have a vague idea so I'll leave those more knowledgeable to give you concrete answers.

wamiikechukwu:
we need to find a way to reduce the rate of skrill now ooo its damn too high

Yeah right! Reduce it indeed. Sellers done wise, gone are the days of selling at ₦390 - ₦400 with my 'abeg epp me sah'. Except you intend to set the DSS on sellers, just give chance make people when fit buy dey buy dey go.