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Kemiwealth's Posts

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RomanceRe: Man Weds Twin Sisters In Osun State (Photo) by kemiwealth: 4:21pm On Oct 31, 2022
Nawa ooo.....this kin thing don enter yoruba land
FamilyRe: How I Survive On A Salary Of 95k As A Married Man by kemiwealth: 8:40am On Aug 24, 2022
Dear poster if you are a Christian try to pay ur tithe out of the money and see how God will increase you financially. Speak to God b4 each tithe payment for financial breakthrough and c God show himself in ur finance
tomtomastom4:
I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.

https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k

Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise.
Now like the OP of the above thread requested, here is the break down of how we make our expenses.

To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.

This is our break down.
Monthly salary 95k
I remove 40k first from the salary and transfer it to 3 different acct.
The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct.
The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state.
The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.

From the remaining 50k,
I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born.
I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family.
I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct.
The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying.
Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.

The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.

Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.

Its not easy at all. But there are families with kids leaving below that.

My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.


The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive.
But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.

The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.

Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.


It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.

The bottom line is, as a couple, but of you will have to work things out to improve your finances.
RomanceRe: Ladies In Relationship With Men Who Earn ₦100k And Below, Please How Do You Cope by kemiwealth: 6:26pm On Aug 21, 2022
This type of unreasonable question is the reason why some ladies are above 40 and still single.
Rozross:
A thread was created by blessedmercy asking if it would be wise to settle down with a man that earns 100k and all she got was insults and jabs from guys, like seriously?

Should a guy who earns 100k think of marriage or how to double his hustle ? Why are most guys unrealistic, can 100k fend and cater for yourself alone.

Please I’ll want those who think it’s ok to come break it down for us on how the 100k will be managed monthly, I maybe learning a whole lot from this. Thanks
FamilyRe: I Caught My Wife Using A Vibrator by kemiwealth: 6:24pm On Aug 21, 2022
Why will she even do such on same bed with u, probably she even want you to know
Adetayo41:
yes, that is what wake me,and vibration of the bed
EducationRe: Adenike Temidayo Oladiji Emerges FUTA's First Female VC (Pictures) by kemiwealth: 11:32am On May 13, 2022
Nice one. Love this, congrat prof....may God give u wisdom to move futa forward
HealthRe: My Fiancee Can't Have Sex by kemiwealth: 2:02pm On May 03, 2022
Don't u think she will improve when u both are married..... probably she is just the type that does not believe in pre- marital sex
FamilyRe: My Single Neighbor Came Knocking At My Door Late In The Night by kemiwealth: 8:18am On Apr 12, 2022
This ur story got me laughing
RomanceRe: Am I Not Making A Mistake? by kemiwealth: 6:15pm On Mar 07, 2022
Zonefree:
Late 30s could be 38.
Say the girl is 20. Her mum gave birth to her at 18.

Why asking her age? Is 20 not old enough for marriage? Or giving birth at 18 is a sacrilege in your village?
.
Don't take it personal is just a question
RomanceRe: 1k To 100 People by kemiwealth:
435
FamilyRe: Nigerian Couple Welcomes Twins After 27 Years Of Marriage - Pictures by kemiwealth: 12:26pm On Dec 29, 2020
doggedfighter:
Science putting smiles on the faces of couples.

Congratulations .

Enjoy your bundles of joy.
So u don't believe in God's miracle......There is absolutely nothing God cannot do
FamilyRe: Woman Welcomes Triplets After Six Years Of Waiting (Photos) by kemiwealth: 7:43pm On Apr 09, 2018
Why is everyone saying IVF? is this too difficult for God,he is d God of possibilities and a miracle working God. Thank u Lord for the miracle.
FamilyRe: Woman Welcomes Triplets After Six Years Of Waiting (Photos) by kemiwealth: 7:42pm On Apr 09, 2018
Why is everyone saying IVF? is this too difficult for God,he is d God of possibilities and a miracle working God. Thank u Lord 4 d miracle
Jobs/VacanciesRe: Who Else Got This Message? by kemiwealth: 8:44pm On Nov 06, 2016
I got same message......is Ilorin
RomanceRe: PRE-WEDDING PHOTOSHOOT Of My Colleague.. by kemiwealth: 9:46pm On Oct 28, 2016
teejaymos:
wow that's good.u still see her I guess?
.
No.....it been long those days in saint Louis ondo
RomanceRe: PRE-WEDDING PHOTOSHOOT Of My Colleague.. by kemiwealth:
happy married life in advance kemi akinloose, hapi to c this grin she was my sec shl mate
RomanceRe: I Had A party With My Husband And His Ex by kemiwealth: 2:48pm On Sep 08, 2016
Can this be realhuh?
CelebritiesRe: Teebillz Tests Negative To Cocaine And Every Other Hard Drugs - Freeze by kemiwealth: 10:54am On May 05, 2016
How true is d result? It can even be manipulated.......it is well
RomanceRe: Please Advice ''i'm 24 And Impotent, Is There Really God?" by kemiwealth: 3:16pm On Apr 15, 2016
This is sooo pathetic.... u can't kip this to ur self, u hv to tell ur mum in order to help u find solution to ur prob.......u nid to take medical and spiritual steps ......there is nothing prayer cannot doooo............it is wellllllll
FamilyRe: My Father Said He Will Never Forgive Me Because I Didn't Go For Service!!! by kemiwealth: 5:37pm On Oct 31, 2015
for d fact dat u spill does not mk u a failure cos of course u not a failure......just focus on rewriting d course and pass,cos if u lose focus now and kip tinkin abt ur dad it can affect ur performance

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