Science/Technology › Re: Giant Scorpion Found In My Wardrobe (Photos) by Kubernetes: 12:39am On Jun 14, 2020 |
Tonnyray: Got stung by one 2 years ago. That sh!t was fvcking painful. Mine was just last April. I killed it and rush to a nurse who injected my finger with zylocain...Pain so started at stung time and subsided after about 15hrs. |
Islam › Re: Ruling On Depositing Money In The Bank And How To Treat The Interest by Kubernetes: 10:22am On Jun 12, 2020 |
Rashduct4luv: Praise be to Allaah.
Firstly: Depositing money in the bank in return for interest is riba (usury), which is a major sin. Allaah says (interpretation of the meaning):
“O you who believe! Be afraid of Allaah and give up what remains (due to you) from Ribaa (from now onward) if you are (really) believers. 279. And if you do not do it, then take a notice of war from Allaah and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums)” [al-Baqarah 2:278-279]
If a Muslim is forced to put his money in the bank, because he cannot find any other means of keeping his money safe apart from putting it in the bank, then there is no sin in that, in sha Allaah, subject to two conditions:
1-That he does not take any interest in return.
2-That the bank does not deal only with interest, rather it should have some other activities that are permissible in which it invests the money deposited.
It is not permissible to make use of the interest (riba) which the banks pay to their customers. They must get rid of it by donating it to charitable causes.
The Scholars of the Standing Committee for Issuing Fatwas said: The interest which the banks pay to depositors on the money that they deposit in them is regarded as riba (usury). It is not permissible to make use of this interest, and the customer must repent to Allaah from depositing his money in riba-based banks. He should withdraw the money that he deposited and the interest, keep the original amount and donate the extra to charity, to the poor and needy or for renovating public facilities etc. Fataawa Islamiyyah, 2/404
And Shaykh ‘Abd al-‘Azeez ibn Baaz (may Allaah have mercy on him) said:
With regard to the interest that the bank gives to you, do not give it back to the bank and do not keep it, rather spend it on charitable causes such as giving it to the poor, renovating public washrooms, helping debtors who are unable to pay off their loans, etc. Fataawa Islamiyyah, 2/407
And Allaah knows best.
Source=IslamQA What is the way forward? 95% of Muslims in Nigeria are guilty of a particular interest that is credited in their savings and salary acct by the bank if the money stays more than one month.This is not done intentionally by the customer to attract interest. Don't you think,that the best thing to be done is for the customer to issue the bank a letter authorizing them to remove the interest element flag such that no interest will be credited however the account stays without withdrawal? |
Politics › Re: Abacha Loot: Emirs, Chiefs Consulted When Money Was Kept Overseas - Al-Mustapha by Kubernetes: 3:18pm On Jun 11, 2020 |
helinues: Western countries have to come out and explain their own part of the story.
Abacha, the Nigeria ancestors ATM remitting funds when needed... It's like the money belongs toyo Nigeria but in Abachas name.Something similar to Gadafis own |
Politics › Re: Senate Passes N10.8 Trillion Revised 2020 Budget by Kubernetes: 3:15pm On Jun 11, 2020 |
Additional $500 billion dollar for covid 19? God!! |
Business › Re: BUA Cement Releases Financial Results For Q1, 2020, Records N20.1 Billion Profit by Kubernetes: 4:04pm On Jun 08, 2020 |
The rich are busy making money while the poor here in NL are ranting hates about Nigerias Unity |
Politics › Re: Adamu Atiku-Abubakar: My Father Will Contest For Presidency In 2023 by Kubernetes: 10:50am On Jun 08, 2020 |
Guess what he spends on his moustache is more than the entire NL budget. |
Business › Re: JAIZ Bank Posts N2.4bn Profit After Tax For 2019 Financial Year by Kubernetes: 10:44am On Jun 08, 2020 |
ERockson: Where and how did they make that huge profit. They don't call interest on loans interest but call it charges. The administrative charges are still charges on loan which is very close to commercial banks populuar interest on loans Fees and commissions are quite different from interests on loans.While the forma comes from your daily trxns,the latter comes from interests bearing assets.Below are two common products you find in the Islamic banking. Mudaraba products: In a mudaraba contract, a financier provides capital to an entrepreneur who manages an economic activity such as property construction, a business, or a joint venture. When this economic activity returns a profit, both parties share the proceeds; when a loss occurs, only the financier bears the financial loss. (The entrepreneur loses his effort and time.) However, if the loss is due to the misconduct of the entrepreneur, then he must suffer the financial loss as well. Musharaka products: In a musharaka contract, both parties become involved in a joint venture project or property by investing capital and entrepreneurship. Both parties share any profit or bear any loss generated by the activity. |
Business › Re: JAIZ Bank Posts N2.4bn Profit After Tax For 2019 Financial Year by Kubernetes: 10:38am On Jun 08, 2020 |
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Education › Re: Ultramodern Schools Built By Governor Zulum In Borno (Photos) by Kubernetes: 10:51pm On Jun 07, 2020 |
Kriss216: I thought it's Haram to use ultramodern facilities. lol, Haram?You definitely didn't understand the show. |
Christianity Etc › Re: OPM's Hospital Treats A Muslim Woman For Free by Kubernetes: 9:05am On Jun 06, 2020 |
martineverest: is the Muslim woman not a human ?
what's the fuss about treatment of human? I wonder ooo. Kini big deal!! This thread is simply bad because it's sending a message that Xtian hospitals hardly treat non xtians,and as such going against all odds to treating a non xtian is now a big deal. |
Politics › Re: Diezani: Setback In Extradition Moves Over Dominica Republic Citizenship by Kubernetes: 9:03am On Jun 06, 2020 |
So this country has no extradition law |
Health › Re: George Floyd Tested Positive For COVID-19 - Autopsy Shows by Kubernetes: 2:55pm On Jun 04, 2020 |
Since the complications from Covid causes shortness of breath and lack of oxygen.They will end up saying,he died of Hypoxia |
Business › Re: 10 Banks Earn N22bn On Account Maintenance Charges (Names) by Kubernetes: 12:35pm On Jun 04, 2020 |
tot: So it requires N22bn (N22,000,000,000) to acquire all these IT infrastructure? Let me give u an example. If bank A has a total of 2m customers. If monthly maintenance fee is 1% of every withdrawal. If everyone amongst the 2m customers withdraw just #5000 in a month. Now this 2m customers will be charged mnt fee for that month. =1%×#5,000= #50 Now for 2M customers = 2,000,000×#50 Now Gross mnt fee=#100M If the expenses incurred by the bank in terms of maintaining the channels in which these #5k was taken by the customers(e.g atm, USSD,app,otc) is #30M. It simply means the net monthly mnt fee income for the bank is #70M. This #70M revenue stream is added to other streams like interest loans,alert charges,float income etc to added to the total net income of the bank.Its from this total income that preferred share holders are paid,retained earnings are ploughed back, technology is upgraded and dividends are shared. Probably they should reduce it to 0.2%. Note that's it was when COT was cancelled that the banks brought mnt fee in order to remain in biz. |
Business › Re: 10 Banks Earn N22bn On Account Maintenance Charges (Names) by Kubernetes: 10:50am On Jun 04, 2020 |
The bank is not a charity organization. They spend a whole lot to acquire these I.T infrastructures.As such,they would not want to offer these services free of charge. Tell me any govt bank today that's making profit.All the govt banks like BOI,BOA etc are all funded by tax payers money and yet I don't think they are making profit. |
Crime › Re: Herdsmen Invade Southern Kaduna, Kill Women, Children (Graphic Photos) by Kubernetes: 10:41am On Jun 04, 2020 |
Olabenjamen22: If you like be an idiot from south South. Your days are number.
Now this guys is comparing tribal clash to the genocide perform by his Fulani slave master
Did you need to tell me if you are a Muslim or not before I know who you are, smile,your chat history depicts that you are an headslammer.
So it no more about Fulani not praying and dirty, it now about Christian and Muslim politicians, only that Christian politicians never pay any killer to continue killing.
I guess you think we are still in the 19s. You seemed a dump troll. I have been singing that these herdsmen are not what you are referring to them.You refered them as Muslim Islamic terrorists and I cautioned not to bring Islam into it because it's an ethnic clash.You couldn't get that into your greasy hair,but u kept blabbing and dishing cracks. Hey u tw@t,no need wasting my time arguing with a dump keyboard troll. |
Crime › Re: Herdsmen Invade Southern Kaduna, Kill Women, Children (Graphic Photos) by Kubernetes: 9:48pm On Jun 03, 2020 |
Olabenjamen22: ���� and the Herdsmen are Jews. So you expect me to bring Judaism into it before? Here we go again, last I check the so called herdsman that don't pray, cleanse or even bath are the one that even serve as a missionary to propagate Islam in northern Nigeria, they are the one that fought for the creation of Islamic caliphates in Nigeria. So next time when you want to say something think well, just note that your days are number, what Israel is doing to Palestine will be a child play when we start revenging. Mtcheew My days are numbered. Can you hear yourself? You seemed brainwashed by these so called politicians bringing religion into everything. Did I tell you I am Muslim? Or do you know if I am a Muslim from south east? Funnily,you didn't even know if the majority of the locals there are Muslims .Well if you are really exposed and we'll travelled,you will understand what I am saying.Just yesterday,I read that herdsmen raided a Muslim community in kagara Niger state and you are hear myoping your thoughts of Islamic thrash. The clash that resulted in deaths when the jikuns clashed with tivs early Feb,why didn't you bring religion into it? Or yeah,I expect most educated and enlighten people to think straight and not to be remoted by our selfish leaders inciting trouble btw the poor people.Kill yourselves and the so call Muslims and Christian politicians will go and eat together with jubilation. |
Crime › Re: Herdsmen Invade Southern Kaduna, Kill Women, Children (Graphic Photos) by Kubernetes: 5:43pm On Jun 03, 2020 |
Olabenjamen22: Islamic terrorist doing the work of there gigolo fake prophet as usual
No body is seeing them killing innocent people now oo I hope Al Jazeera and other brain dead white troll won't be crying humanity when people start killing those terrorist. The story said the culprits are herdsmen. And you are bringing Islam into it.Thats not fair. It will interest you to know that these types of herdsmen hardly pray, cleanse or even bath.They mostly kidnap, destroy farms and retaliate against any person or group that touches them. |
Crime › Re: "Tony Trace Of ABU Zaria Raped 72 Girls" - Suleiman Muhammad Murkthar by Kubernetes: 4:36pm On Jun 03, 2020 |
FamousMonk: So according to Christianity,if the girl who was raped and killed was a gossiper or liar or fornicator,she'll be in Hell now and if the guy who raped and killed her repents and gives his life to Christ,he'll go to Heaven since his sins will be forgiven and he'll become a new creature,right Well in Islam, this isn't the case. Almighty God will surely judge and take vengeance individually for all the girls against the man. In Islam,if you sin against God by doing what he forbids like committing shirk,you will be forgiven once you repent sincerely.But if you sinned again your fellow human being e.g stealing his property,God will not forgive you untill you go to this man to tell him what u have done.If he says he has forgiven you,then fine else you return the stolen item.If not,you will pay with with your good deeds over there |
Crime › Re: #JusticeForBarakat: Barakat Bello Raped And Killed In Ibadan by Kubernetes: 11:18am On Jun 03, 2020 |
Death sentence may help reduce it. |
Education › Re: Drone Shots And Photos Of Covenant University CU! Architectural Wonders!! by Kubernetes: 8:50am On Jun 03, 2020 |
flokii: You are the only one who made sense on this thread.
Honestly, accreditation for Universities should be reviewed, it should not be based on structures but quality of education offered. Don't be surprised that the school only has structures, laboratory with equipments but no lecturers or professors. I heard some Departments there including Sciences & Engineering have Mr. (ordinary BSc holder) as Head of Department. Imagine!
This IPPIS system introduced for Public Uni lecturers and professors will expose many of these private institutions. It's just a pity that people pay so much for nothing. Exactly |
Education › Re: Drone Shots And Photos Of Covenant University CU! Architectural Wonders!! by Kubernetes: 10:59pm On Jun 02, 2020 |
I see most comments typically suggesting that the more the beauty,the better the education.
You are dead wrong guys. |
Music/Radio › Re: The Evolution Of Hip Hop Music In Nigeria: The '80s And Early 90s. by Kubernetes: 1:48pm On Jun 02, 2020 |
naptu2: It was a hit worldwide. It was even popular in Chile. Where was the video for "it's my life" shot? Was it in Sweden? being that Dr Alban was Sweden based |
Career › Re: Should I Resign My Good Bank Job And Start A Business? by Kubernetes: 11:02pm On Jun 01, 2020 |
tosinntoyin: Dear all,
I really need an advice. I currently work with one of the Nigerian banks. My monthly take home is about 450k and quite good. My major problem right now is that I have just been transferred from a Branch at one end of Lagos to another end of Lagos. All efforts to convince my boss to deploy me to a closer branch has proved abortive.
Going to work daily right now is a very difficult especially during this raining season and covid 19th period. I spend roughly 3-4 hours on the road when going to work and back home.
I am currently raising my kids on my own right now and dont know how I would manage when school resumes. Before now I drop them off on my way to work in the morning and my friend picks them up to her house in the afternoon till I get back.
I currently have a savings of 2million and would love to start a biz( I dont know what kind) as am comptemplating resigning and start a biz instead so that I can have time for my kids and not die due to stress Please i really need advice for you all. Change your location to the new place and let your children start school there. |
Programming › Re: Fixed Sidebar Menu HTML CSS - How To by Kubernetes: 9:18pm On Jun 01, 2020 |
Try communicating to your viewers. |
Education › Re: Pictures Of Bayero University, Kano by Kubernetes: 9:09pm On Jun 01, 2020 |
ItzRichii: You and me both bro, my current school is just plain trash. It's not late. I will advise you to start learning coding on your own.You can decide to go for your MSC in Side Engr.Funny how 90% of computer science grads cannot write a simple static website with just 10 lines or a simple hello world program in modern OOP Lang. |
Christianity Etc › Re: Please, No Sex Before Marriage Is NEVER A Scam by Kubernetes: 9:10am On Jun 01, 2020 |
HRHQueenPhil: be doing society, ur palace in hell is waiting for you immature gool You T.wat,my ultimate message is being a vicegerent which you were issues with. |
Christianity Etc › Re: Please, No Sex Before Marriage Is NEVER A Scam by Kubernetes: 11:21pm On May 31, 2020 |
HRHQueenPhil: rubbish talk spoken by an immature fool..d husband that have been fornicating nko.. It's either you grew up under the bridge or you must have been raised by irresponsible parents to insult people on net. Take it or leave it,the society still accepts men who have played around unlike the the woman. Islam and Christianity forbids fornication until marriage is conssumated. I am not responsible for your waywardness,as such put your grievances on those you brought you up in an immoral way. |
Christianity Etc › Re: What Happens To Those Who Did Evil To Fulfill The Scriptures ? by Kubernetes: 4:01pm On May 31, 2020 |
LordIsaac: I've often thought about it too... Christ has pronounced woe already on the man by whom he would be betrayed and told Judas too along with the twelve. However, I wouldn't know the fate of the soldiers who were commanded to do so and of Caesar who never intended to be party to the evil. Bro, please can u narrate what Judas did in betraying Jesus? I heard his gospel is not recognized in Christianity |
Health › Re: Top 10 Nigerian Medical Practitioners In America by Kubernetes: 3:59pm On May 31, 2020 |
MarieAnn2012: According to Arrewa they are driving in their Audio Bugattis  I know lots of northerners in US but it's like these report is based on success in terms of money.Most northerners prefer to go to middle east to practice.In my house alone,I have 2 blood brothers practicing in Canada and Saudi Arabia. |
Christianity Etc › Re: Please, No Sex Before Marriage Is NEVER A Scam by Kubernetes: 3:50pm On May 31, 2020 |
A girl should never succumb to sex right from puberty until after marriage.
Girls should know that once you go into your husbands house not as a virgin,then surely know that you don't have 100% respect n trust from your husband. |
Nairaland General › Re: This Python Swallowed Whole Antelope In My Village (Graphic content) by Kubernetes: 4:59pm On May 30, 2020 |
pocohantas: It can take 2wks, even a month. While at it, it will keep away from humans/trouble . Does its best to maintain a high temperature to aid its digestion. It really has to gets this process done fast, lest the swallowed prey becomes a problem to the python. After that, it takes a break for months. What an animal!! |
Nairaland General › Re: This Python Swallowed Whole Antelope In My Village (Graphic content) by Kubernetes: 3:33pm On May 30, 2020 |
If the python isn't killed. How long will it take the ante to digest? |